Video & Transcript DataContr Research : 'insurance discounts'
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TX
Transcript Highlights:
- I think a study on the impact of insurance costs for our schools and really for our families and for
- is trying to figure out what to do about insurance costs.
- Yes, we have an insurance commissioner, but there are not a lot of teeth in that position.
- and then of course, you know, costs associated with health insurance and everything.
- Construction costs have gone up exponentially because of labor, insurance, and material costs.
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, HB2, public education, special education funding, pre-K eligibility, teacher compensation
Summary:
The meeting focused prominently on the discussions surrounding HB2, which entails significant investments in public education and aims to reform funding mechanisms to better support students and teachers. Multiple stakeholders, including educators and policymakers, conveyed their support while also voicing concerns about the bill's potential shortcomings. Witnesses discussed the urgent need for increased funding for special education and the necessity of expanding pre-K eligibility for students with disabilities. The testimony highlighted the historical context of the funding model and emphasized the importance of creating equitable solutions for all public school districts.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 7th, 2025 at 02:00 pm
Texas House Floor Meeting
Transcript Highlights:
- covered by certain health benefit plans provided by a pharmacist, is referred to the Committee on Insurance
HB 1041 by Turner, relating to the insurable interests
- health benefit plan coverage for treatment of chemical dependency, is referred to the Committee on Insurance
- with the originating or distant site located outside of the state, is referred to the Committee on Insurance
- period for newborns under certain employer health benefit plans, is referred to the Committee on Insurance
Keywords:
legislation, public safety, education, witnesses, confidentiality, economic development, marriage license
Summary:
The committee meeting was robust, focusing on a wide array of bills that addressed various issues including education, public safety, and economic development. Members took turns presenting and questioning several proposed laws, with active participation from both committee members and invited witnesses. Notably, HB1193 received critical attention as it aimed to reinforce the confidentiality of certain information on marriage licenses, drawing significant debate about privacy and transparency. Witnesses presented their supports and concerns, leading to a rich dialogue about the balance between public knowledge and personal rights.
TX
Texas 2025 - 89th Regular
State Affairs (Part I) May 22nd, 2025
Transcript Highlights:
- ...rocketing insurance costs.
- As a small businessman, the cost of insurance is just...
- And then they look at who your insurance carrier is. A lot of times it's a two-fold deal.
- Just curious whether or not your insurance costs have stayed flat, have they gone up?
A 20% increase in insurance costs.
Keywords:
committee meeting, HB4749, SB621, HB201, HB3133, deepfake legislation, social media, public testimony, tactical medical professionals
Summary:
The meeting conducted by the committee saw extensive discussion surrounding several key bills, including HB4749, SB621, and HB201. Notably, HB3133, which involves legislation regarding explicit deepfake content and social media, was presented and debated vigorously with a committee substitute being proposed to align it with federal standards following the recent federal 'Take It Down' Act. The committee moved to report several bills favorably, including HB1506, emphasizing support for updating laws concerning political contributions and expenditures. Public testimonies were held on various bills, allowing stakeholders to voice their perspectives, particularly on legislation concerning tactical medical professionals and their role during high-risk incidents. The committee concluded the meeting by laying out additional bills for further discussion in subsequent sessions, underscoring a commitment to thorough legislative review.
TX
Transcript Highlights:
- Unemployment insurance is not a victimless crime.
- It's wasteful to have fraud in unemployment insurance.
Unemployment insurance hadn't really been a target
- They can actually receive unemployment insurance, right?
- This is the People's Social Insurance Program.
Keywords:
monuments, memorials, public property, historical significance, civil penalties, local governance, project financing zone, municipal tax revenue, convention centers, multipurpose arenas, infrastructure development, hike and bike trails, outdoor recreation, environmental stewardship, Bicentennial Trail, Texas history, cultural heritage, unemployment benefits, eligibility, Texas Workforce Commission
Summary:
The meeting was marked by an extensive discussion of several bills aimed at enhancing Texas' economic landscape and infrastructure. Notably, SB2925 focused on modernizing the state's manufacturing sector by promoting automation and digital technology, which received strong support from industry representatives, emphasizing its potential job growth impact. Public testimonies reflected a consensus on the need for Texas to lead in innovation to remain competitive in the manufacturing arena. Furthermore, SB1520, which seeks to create the Texas Bicentennial Trail, also garnered significant support, particularly for its vision of connecting historical sites across Texas without resorting to private property condemnation. The committee faced a good turnout of stakeholders, which added depth to the discussions.
TX
Texas 2025 - 89th Regular
Health and Human Services May 23rd, 2025
Transcript Highlights:
- What about insurance coverage? Was it mentioned?
- This bill doesn't provide or deal with the issue of insurance coverage.
- We can go to the agency as we could be the second payer if we need to, if they're claiming it on insurance
- Oversight has since shifted to the Department of Insurance, which now manages them through grant oversight
- subsidizing commercial insurance costs instead of providing
Keywords:
health care, HIV testing, STD screenings, children's safety, intellectual disabilities, employee protections, legislative measures
Summary:
The meeting of the Health and Human Services Committee covered a variety of bills primarily focused on health care service enhancements and legal protections for employees. A notable discussion surrounded HB50, which aims to integrate HIV testing into routine STD screenings, a topic that received unanimous backing due to its potential to reduce the transmission of the virus. There was also significant dialogue around HB2399, which requires courts to provide detailed findings when making safety determinations regarding children's placements, further ensuring transparency and clarity in decision-making processes. The committee deliberated on various aspects of health care accessibility, particularly regarding individuals with intellectual and developmental disabilities, as well as legislative measures to protect family services workers from damages caused in the line of duty. The session was characterized by thoughtful engagement from committee members and testimonies from various stakeholders.
TX
Texas 2025 - 89th Regular
Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 08:04 am
House Judiciary & Civil Jurisprudence Committee
Transcript Highlights:
- We're getting controverting affidavits even on health insurance.
- Recently, obtaining insurance has become extremely expensive over the years.
- Our insurance policy from 2022 cost us $24,800.
- Currently, we hold general liability insurance that covers our race events.
- In 2024, our insurance premiums were just around $11,000.
Bills:
HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
Summary:
During this meeting of the legislative committee, significant discussions took place regarding various bills, including those focused on judge and courthouse security, construction defect lawsuits, and carbon capture legislation. A notable highlight was the presentation of HB4502, where representatives expressed urgency to address concerns surrounding harassment of judges and court staff, citing incidents that had raised alarms about their safety. The proposed changes aim to enhance the judicial security framework and rectify loopholes that currently hinder effective legal recourse for court personnel. Several witnesses provided testimony both in support and in opposition to the discussed bills, emphasizing the diverse perspectives and concerns surrounding each piece of legislation.
Another key discussion involved HB2790, which aims to establish a comprehensive legal framework for carbon capture and storage, addressing the balance between promoting technological advancement and protecting property rights. Stakeholders, including landowners and industry representatives, presented contrasting views on the implications of the bill, highlighting the ongoing debate about environmental responsibilities versus economic development needs. The meeting concluded with several bills left pending, showcasing the committee's commitment to thorough deliberation and stakeholder engagement in legislative processes.
TX
Transcript Highlights:
- Berry, you of all people, we've had so many talks about our insurance crisis and homeowner premiums
- We've got a lot of insurance work we need to do in this state.
- There's another fund that goes into GR that is based on insurance, but it's not on homeowner's premium
- I'm Albert Betts, Executive Director of the Insurance Council of Texas.
- was appropriate, the insurers would have to collect through
Keywords:
Texas Future Fund, investment review board, economic stabilization, innovative technology, national defense, traffic fines, revenue distribution, general revenue fund, trauma facilities, emergency services, Texas mobility fund, crime victims, compensation, emergency awards, criminal justice, financial relief, claims, judgments, appropriations, general revenue
Summary:
During this meeting, the committee engaged in detailed discussions surrounding various legislative proposals, notably focusing on HB2054 and HB4601. HB2054 was discussed in the context of addressing financial support for victims' families during declared emergencies, removing existing procedural barriers. Representative Manuel presented HB4601, which aims to assist Texas veterans in purchasing affordable housing by creating a down payment assistance program financed through a dedicated tax fund. This program is essential to simplify homeownership for veterans facing financial challenges in the current housing market.
TX
Texas 2025 - 89th Regular
Delivery of Government Efficiency Mar 26th, 2025 at 10:30 am
House Delivery of Government Efficiency Committee
Transcript Highlights:
- Obviously, we use AI for various purposes in insurance.
- The insurance code has specific provisions...
- Do we have insurance? Licensure, those types of things.
- It's very much like probably any insurance that many of you have.
- ...insurance, you know, to make sure insurance comes second
Keywords:
artificial intelligence, regulation, biometric data, ethical AI, consumer protection, AI governance, employment compensation, state agencies, salary payments, general appropriations, government efficiency, public works, contractors, payment bonds, government contracts, construction law, transparency, open meetings, government accountability, public access
Summary:
The meeting of the committee involved detailed discussions surrounding several key pieces of legislation, most notably focused on the implications of artificial intelligence through HB149. This bill was presented by Chairman Capriglione as a comprehensive framework aimed at addressing potential harms associated with AI usage in Texas, emphasizing consumer protection and accountability. Witnesses from various organizations provided input, highlighting the bill's aim to create clarity around acceptable AI practices while simultaneously fostering innovation. Some members raised concerns over specific provisions related to political viewpoint discrimination and local preemption, indicating a need for adjustments to ensure comprehensive protections without infringing on existing rights.
TX
Texas 2025 - 89th Regular
Judiciary & Civil Jurisprudence Mar 19th, 2025 at 10:30 am
House Judiciary & Civil Jurisprudence Committee
Transcript Highlights:
- They're trying to invoke insurance policies and are trying to invoke deep pockets.
- When they succeed in invoking insurance policies, that's great, all of our insurance rates shoot up,
- my insurance doubled.
- My insurance was already costly and...
- In some cases, our insurance company.
Keywords:
civil liability, self-defense, force, deadly force, legal immunity, attorney's fees, criminal justice, firearms, liability, veterans, gun ownership, immunity, firearm hold agreement, civil liability, sexual abuse, nondisclosure, confidentiality, public policy, Trey's Law, parental rights
Summary:
The meeting of the committee focused on various legislative proposals, with significant discussions surrounding bills aimed at enhancing legal protections for citizens and jury privacy. Notably, House Bill 1110, presented by Chairman Shaheen, addresses safeguards for citizens reporting suspicious activities, ensuring they are protected from legal repercussions when acting in good faith. There was unanimous support for HB 349, which relates to civil liabilities associated with removing individuals from vehicles, illustrating the committee's commitment to providing social protections amid rising concerns around public safety.
TX
Texas 2025 - 89th Regular
S/C on County & Regional Government Apr 14th, 2025 at 10:04 am
House S/C on County & Regional Government
Transcript Highlights:
- Friends, I'm going to transform this into the Insurance Committee briefly.
In other words, they don't offer insurance.
- They weren't subject to Texas Department of Insurance regulation to ensure oversight.
- That risk is carried by the commercial insurers.
- In a state that has the eighth largest economy in the world and the lowest rate of insured people, I
Keywords:
transportation, infrastructure, funding, state budget, public safety, child welfare, county boards, membership, local governance, public welfare, child welfare, county boards, government service, social services, Texas Family Code, child welfare, county boards, social services, public welfare, Texas Family Code
Summary:
The meeting was productive, primarily focusing on the discussions surrounding several key bills, notably HB2012, HB3174, and HB5580. The bills addressed significant issues like public health, immigration enforcement, and developmental initiatives. Notably, HB3174 aims to combat the spread of blood-borne diseases through syringe exchange programs in specific counties, with robust support from public health officials. Throughout the meeting, there was an active exchange of perspectives on the efficacy and implications of these bills, particularly regarding how they would impact public safety and health in Texas. Concerns were raised about the potential burden on law enforcement and the appropriateness of mandating immigration mechanisms in local jails under HB5580, generating passionate discussions among committee members and public testimonies alike.
TX
Texas 2025 - 89th Regular
Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am
House Trade, Workforce & Economic Development Committee
Transcript Highlights:
- The application includes proof of insurance, bonding, and registration.
- Now, you get 30% or whatever the insurance company decides.
- We're going to do the roof, just like the insurance.
- Our members generally sell auto and home insurance policies.
- This will not increase the cost of roofing or insurance premiums.
Bills:
HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984
Keywords:
digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, construction contracts, trust funds, disputes, payment obligations
Summary:
The committee meeting covered a wide array of bills focusing primarily on workforce development, manufacturing improvements, and online safety for children. Notably, provisions were discussed under HB4196, aimed at modernizing the manufacturing sector through increased digital integration and automation strategies. Witnesses from various sectors, including manufacturing companies and educational representatives, offered their perspectives on the importance of creating a skilled workforce able to adapt to new technologies. Additional discussion highlighted the pressing need for legislation that protects minors in the digital landscape, with testimonies emphasizing the adverse effects of unfiltered online content on children’s mental health, as encapsulated in HB4901.
TX
Texas 2025 - 89th Regular
Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am
House Trade, Workforce & Economic Development Committee
Transcript Highlights:
- The application includes proof of insurance, bonding, and registration.
- And the insurance industry right now, as you know, across the country...
- Now you get 30% or whatever the insurance company decides.
- Our members generally sell auto and home insurance policies.
- This will not increase the cost of roofing or insurance premiums.
Bills:
HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984
Keywords:
digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, construction contracts, trust funds, disputes, payment obligations
Summary:
The meeting held by the Committee on Trade, Workforce, and Economic Development involved a variety of discussions centered around multiple bills aimed at improving workforce development and addressing contemporary challenges in digital spaces, particularly concerning youth and technology. A notable point in the meeting was the presentation of HB 4196, which aims to modernize Texas's manufacturing sector through digital integration and automation, enhancing job creation and addressing barriers to innovation. Committee members engaged in extensive dialogue with witnesses advocating for and against various bills, with many emphasizing the importance of balancing innovation with the protection of consumer rights, particularly in the realm of children's safety online.
Committee Chairwoman Button guided the discussions and maintained an efficient pace to cover a considerable number of bills. Several bills passed with bipartisan support, showcasing a collective interest in fostering economic growth through strategic legislative measures. Public testimonies were incorporated into the proceedings, with representatives from various sectors, including education and technology, providing their insights, which enriched the discussions and highlighted community concerns.
TX
Texas 2025 - 89th Regular
Health and Human Services (Part I) Mar 5th, 2025
Transcript Highlights:
- Those bills are now found in Subchapters L and M of Chapter 1369 of the Texas Insurance Code.
- likely to accept new patients who are insured by Medicaid
- than those with Medicare or private insurance.
- days longer wait times than privately insured ones, while
- Digit increases in insurance costs, as well as increasing
Keywords:
healthcare reform, pharmacy benefit managers, consumer protection, community-based care, child welfare, Senate Bill 513, House Bill 1919, House Bill 1763
Summary:
The meeting involved in-depth discussions focused primarily on several significant bills aimed at reforming healthcare, improving consumer protection, and enhancing community-based care. Key highlights included House Bill 1919 and House Bill 1763, which address the roles and regulation of pharmacy benefit managers (PBMs) in Texas. Lawmakers emphasized the need for these bills to create a fairer landscape for independent pharmacies while ensuring patient access to necessary medications. Public testimonies reflected both support for the reforms and concerns regarding their potential implications. Another major topic was Senate Bill 513, which proposes the development of a pilot program for community-based care in rural West Texas, aiming to improve child welfare services in regions facing unique challenges.
TX
Transcript Highlights:
- We are not talking about liability like my insurance company can pay my claim.
- And I don't discount the wisdom or the credentials, the
Keywords:
cremation, natural organic reduction, health and safety, environmental concerns, funeral services, medical licensing, physician graduates, healthcare access, occupational licensing, foreign medical graduates, cell-cultured protein, food safety, human consumption, agriculture, food labeling, healthcare workforce, advisory board, Texas Workforce Commission, resource guide, education collaboration
Summary:
The meeting convened to discuss multiple bills, with a significant focus on HB44, which addresses medical exceptions in abortion law following the recent Dobbs decision. Lawmaker discussions highlighted concerns around the clarity of existing statutes, with several members expressing the need for a unified legal standard to protect both patients and medical professionals. The committee heard compelling testimonies from various industry experts advocating for the bill, emphasizing its importance in preventing confusion that could lead to detrimental health outcomes for women. Another noteworthy action was the committee's favorable recommendation for HB220, aimed at providing emergency contraception to survivors of sexual violence, reflecting the committee's commitment to addressing vulnerable communities' health needs. Additionally, discussions included the passage of HB499, which mandates social media warnings regarding mental health consequences, showcasing the diverse array of issues tackled in this session.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 4th, 2025 at 02:00 pm
Texas House Floor Meeting
Transcript Highlights:
Refer to the Committee on Insurance.
- span marker="916" data-time="5490">HB 709 by Thompson, relating to the requirement for a study of insurance
- coverage for serious emotional disturbances in children, is referred to the Committee on Insurance.
- ="5616"> HB 723 by Gervin-Hawkins, relating to the disclosure of appraisal methods by automobile insurers
- , is referred to the Committee on Insurance.
Keywords:
legislation, constitutional amendments, taxation reforms, public testimony, mental health, Ketamine Treatment Grant Program, daylight savings time
Summary:
The committee meeting predominantly focused on a multitude of bills concerning various legislative amendments. Key discussions included the pros and cons of constitutional amendments, such as one by Schofield proposing year-round daylight savings time, and issues around taxation reforms highlighted by various members. The committee engaged in vibrant discussions, inviting public testimonies from both supporters and opponents of several bills, emphasizing the importance of community input in legislative processes. Notably, there were extensive debates on HB720, which pertains to the Ketamine Treatment Grant Program for veterans and first responders, underscoring the significance of mental health legislation. Members expressed their concerns about implementing the program effectively while ensuring adequate funding and oversight.
TX
Transcript Highlights:
- You put $42 million for the school districts that are affected by the windstorm insurance by TWIA, correct
- span marker="310" data-time="1854"> I have an idea because all of our school districts' property insurance
- costs have gone up, and I have an idea that we just do a property insurance study to help reduce costs
- insurance costs, and just trying to make life make sense
- Pressures of inflation and the increase in cost and insurance
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, HB2, education funding, public schools, charter schools, Teacher Incentive Allotment, Senator Creighton, equity in education
Summary:
The Senate Education Committee's meeting focused heavily on HB2, which proposes an historic investment of $8 billion into Texas public education. Senator Creighton led the discussion, explaining the components of the committee substitute and emphasizing the importance of increasing funding beyond past measures, highlighting that this package exceeds any previous investment in public education. The committee heard testimonies from public witnesses who expressed strong support for the bill, including educators discussing the positive impacts of the Teacher Incentive Allotment. The meeting adjourned after a vibrant discussion about the various provisions included in HB2, such as adjustments in funding allocations for both traditional and charter schools, and the ongoing issues related to educational equity across districts in Texas.
TX
Texas 2025 - 89th Regular
Intergovernmental Affairs Apr 1st, 2025 at 08:00 am
House Intergovernmental Affairs Committee
Transcript Highlights:
- Another concern is that when we talk about housing affordability, insurance is a significant factor.
- industry to make sure that we can insure these homes.
- If I don't have all the information, I will follow up with you on the insurance matter.
- I mean, insurance is a huge...
- Back around the insurance as well. I have a resource that I can tell, I can get information on that.
Keywords:
municipality, local government, Type A, Type B, Type C, change authority, emergency medical services, civil service status, municipal government, public safety, local government code, school funding, education, state budget, local control, equity, tenant legal services, eviction, low-income tenants, disability rights
Summary:
HB2464, presented by Representative Heffner, seeks to reduce unnecessary local regulations on home-based businesses, supporting Texans' abilities to operate no-impact businesses from their residences. The discussions highlighted the balance between enabling entrepreneurship and ensuring community standards are upheld, along with concerns regarding potential impacts on existing zoning laws. The meeting concluded with a call for more clarification and a focus on ensuring the bill protects local interests while promoting small business growth.
TX
Texas 2025 - 89th Regular
Trade, Workforce & Economic Development May 7th, 2025 at 08:05 am
House Trade, Workforce & Economic Development Committee
Transcript Highlights:
- In the same industry, they join together and self-insure
- 679" data-time="4068"> This bill asks the Guarantee Fund Board to submit a wind-down plan to the insurance
- We've been self-insured for workers' compensation purposes
- since 2004, and the group's self-insurance program has been very successful.
- , approved by the Department of Insurance, and we are now the only solvent group left.
Bills:
HB1087, HB2504, HB4113, HB5144, HB5146, HB5377, HB5543, SB140, SB264, SB1244, SB1343, SB2121, HR868
Keywords:
property owners, board vacancy, special election, association governance, community management, property owners' association, resale certificate, fees, real estate regulation, homeowners, fraudulent filing, financing statement, secured transactions, Business & Commerce Code, legal liability, affidavit, termination statement, filing office, court action, data broker
Summary:
The Committee on Trade, Workforce and Economic Development convened to discuss a range of bills addressing workforce policies, business practices, and data privacy issues. A highlight was the presentation of HB5146, aimed at expanding subsidized childcare eligibility to include parents pursuing non-credit workforce training, which drew significant support from both committee members and witnesses. Additionally, SB2121 was introduced to rectify clerical errors within the data broker law, ensuring better consumer protections around the collection and use of personal data. Various other bills saw quick passages with unanimous support, reflecting broad agreement among members regarding workforce development and operational efficiency.