Video & Transcript DataContr Research : 'insurance agents'

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TX

Texas 2025 - 89th Regular

Land & Resource Management May 1st, 2025 at 08:05 am

House Land & Resource Management Committee

Transcript Highlights:
  • These updated codes would also likely lead to reduced insurance premiums.
  • In the insurance committee, we talked about lowering insurance rates.
  • have to go to the 2018 code to get that wind insurance.
  • us with wind insurance to raise this.
  • They introduce long-term cost savings and reduced insurance risks.
Summary: The meeting of the committee involved in-depth discussions on various bills aimed at addressing community needs and rights pertaining to land use and environmental management. Notably, House Bill 2011 proposed a framework for original property owners to repurchase their land under specific conditions when property taxes are not paid by the acquiring entity. Representative Bell articulated concerns regarding the rights of owners affected by eminent domain, engaging with public testimony on the bill's implications. House Bill 5380, presented by Representative Wally, focused on improving access to parkland and green spaces in unincorporated areas, allowing counties to set criteria for parkland dedication, which sparked debates about urban versus rural development considerations and community planning.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 30th, 2025 at 08:04 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • for the purpose of helping lower the cost of insurance purchased by state agencies.
  • The State Office of Risk Management administers the Voluntary Insurance Program.
  • Costly losses before having to use insurance.
  • Functionally, it's similar to raising your deductible on your insurance policy.
  • The insurance company lowers your premium because you're assuming more responsibility.
Summary: The Committee on Trade, Workforce, and Employment held a meeting focused on various bills related to workforce development, consumer protection, and business regulations. Notably, HB5317, aimed at establishing a self-insured retention fund to lower insurance costs for state agencies, received significant attention, with discussions on its potential fiscal benefits. The committee also reviewed bills concerning unemployment benefits, regulation of food service surcharges, and property rights for homeowners, particularly in the context of water conservation amid ongoing drought conditions. Public testimony highlighted concerns over transparency in mandatory fees charged by food service establishments, with stakeholders advocating for clearer disclosures to protect consumer trust.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) Apr 3rd, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • Student health insurance is often costly with high

  • ...as a resource from the Department of Insurance if needed
  • Still, quite a few do not have insurance or their

  • Requiring insurance coverage allows students to focus on their studies.
  • Self-funded options, as a general matter, cut out that middleman of the insurer and allow for.
Summary: The meeting of the Senate Committee on Education covered various significant bills focused primarily on improving educational accessibility and accountability in Texas. Notably, Senate Bill 2252, aimed at supporting kindergarten readiness and early literacy, received a commendable endorsement from the committee, showcasing a unifying approach towards enhancing foundational education. Additionally, Senate Bill 1962, concerning public school accountability, stirred proactive discussions about the challenges faced by school systems, further bringing forth various stakeholder insights during public testimony. The atmosphere remained engaged as committee members debated the efficacy and implications of each proposal, reflecting a strong commitment to enhancing educational standards across the state. As the meeting progressed, various senators championed their respective bills, emphasizing the importance of flexibility in standardized college entrance exams as highlighted in Senate Bill 1241. The bill proposes to expand acceptable exams beyond the traditional SAT and ACT, reflecting a modernized approach to student assessments. Senators and representatives from key educational organizations contributed testimony, solidifying support for such measures while advocating for the continuous dialogue on educational reforms. With multiple bills reported favorably to the full Senate, the session exemplified a dedicated effort towards fostering educational advancements in Texas.
TX

Texas 2025 - 89th 2nd C.S.

Disaster Preparedness & Flooding, Select Aug 22nd, 2025 at 08:08 am

House Disaster Preparedness & Flooding, Select Committee

Transcript Highlights:
  • coverage other than flood insurance at the time, and the insurer or FEMA...
  • It would basically allow, if your insurance or FEMA didn't assist in the...
  • over the last few years in home insurance, so it's becoming...
  • We have home insurance and NFIP flood insurance, which is
  • My son had insurance on his car, but the insurance for his car does not cover replacement.
Summary: The committee meeting addressed multiple bills related to emergency preparedness and flood prevention, with significant discussions on HB48, SB3, and HB75. Representative Darby opened the meeting by advocating for the creation of a nine-member alert notification system to address public saturation with emergency alerts and to streamline the notification process by evaluating the effectiveness and coordination of existing systems. Testimonies from various stakeholders underscored the necessity of reducing alert fatigue among residents while enhancing the state’s overall readiness for impending natural disasters. The meeting featured robust support for HB75, aimed at establishing stricter safety standards for youth camps located in flood-prone areas following recent tragic flooding incidents that highlighted the urgent need for improved safety measures.
TX

Texas 2025 - 89th Regular

Nominations Mar 10th, 2025

Senate Nominations Committee

Transcript Highlights:
  • Agents in our office, the security experts, they are not
  • We actually have agents that live out in those sectors

  • Lottery Commission must revoke a sales agent's license if they are found to be in violation, and an agent
Summary: The meeting revolved around various critical discussions, primarily focusing on school safety and the challenges surrounding border security. Key testimonies highlighted the significant strides made in reducing illegal crossings but emphasized the need for continued vigilance against crime and drug trafficking, particularly fentanyl. Members expressed gratitude towards the Texas Senate's supportive role in funding for safety measures and strengthening resources to keep the state safe. Conversations also centered around the implementation of new safety protocols in schools, including the establishment of the Office of School Safety and Security, and how schools are addressing vulnerabilities identified from assessments. Furthermore, the importance of mental health resources was underscored as a complement to physical security improvements within educational institutions.
TX

Texas 2025 - 89th 1st C.S.

Disaster Preparedness & Flooding, Select Jul 31st, 2025 at 09:07 am

House Disaster Preparedness & Flooding, Select Committee

Transcript Highlights:
  • Many lost fencing and structures that cannot be replaced by any insurance or FEMA.
  • That's kind of been undetermined as far as what insurance will or won't cover.
  • We received notice yesterday that through the National Flood Insurance Program tied with FEMA, there
  • They don't have money to pay for flood insurance, and now we had volunteers come in; they've already
  • They can't afford flood insurance. They can't afford to go through this.
Summary: This meeting, held in Kerr County, focused on the recent flooding disaster that affected the area. Lieutenant Governor Patrick and Speaker Burroughs spearheaded discussions, emphasizing the need for improved emergency response and flood management. Various testimonies highlighted the community's resilience while revealing critical gaps in communication and the effectiveness of evacuation strategies during the flooding. The commitment from state leaders to address these issues was evident, as they assured the local populace that legislative action would follow to prevent future tragedies. Overall, the meeting served as both a reflection on the recent disaster and a clarion call for enhanced preparedness measures across Texas.
TX

Texas 2025 - 89th Regular

Senate Committee on Education K-16 Apr 3rd, 2025 at 09:00 am

Senate Education K-16 Committee

Transcript Highlights:
  • As Senator Kolkhorst noted, things such as insurance

  • something the insurance code is currently silent on.
  • Student health insurance is often costly with high premiums, deductibles, and out-of-pocket expenses.
  • Still, quite a few do not have insurance, or their coverage is in Texas; for example, they might have
  • Requiring insurance coverage allows students to focus on their studies and graduate without having to
Summary: The meeting focused on significant education reform, particularly the transition of the University of Houston-Victoria into the Texas A&M system. Senator Kohlkorst led the discussions, highlighting the historical context of the partnership and the challenges ahead in transitioning governance, especially regarding accreditation and technical support. Community leaders expressed their support, emphasizing the need for alignment with regional industry needs to enhance educational programs that would ultimately benefit both students and the local economy. Notably, testimony from James Hallmark and Dwayne Crocker highlighted both the potential growth for the region and the collaborative spirit of the involved institutions in implementing this transition.
TX

Texas 2025 - 89th Regular

Ways & Means Apr 21st, 2025 at 01:04 pm

House Ways & Means Committee

Transcript Highlights:
  • there's a refund, it goes to the right party in the event that there's a dispute between owner and agent
  • that by the number of people that you served and subtract the amount of money that you got from insurance
  • Health insurance from $14 million to $20 million, a 43%
  • So in order to carry that insurance, we were mandated to increase our spending from $50,000 to $100,000
  • 24282"> Well, there are personnel costs, there are building renewal costs, and fighting with the insurance
Summary: The committee meeting focused heavily on evaluating a series of bills aimed at improving fiscal responsibility and transparency in local government borrowing. A significant discussion centered around HB19, which proposes reforms to debt issuance by local governments. Members expressed concerns that some provisions could hinder local government operations. Some stakeholders acknowledged positive aspects of the proposed reforms but highlighted potential impacts on public safety and ongoing projects due to stricter debt limits. Throughout the meeting, various representatives voiced differing opinions, contributing to a robust dialogue on improving taxpayer protections while ensuring local governments can meet community needs.
TX
Transcript Highlights:
  • marker="31" data-time="180"> It may be used for construction; the builder or developer must obtain insurance
  • or a surety bond from an insurer licensed in Texas, covering 100% of the deposits used for construction
  • by the home builder for construction of a home, and there is no requirement for a surety bond or insurance
  • Only the best projects and the most creditworthy developers will be able to qualify for surety insurance
  • insurance policy.
Summary: The meeting of the Committee on Trade, Workforce, and Economic Development featured critical discussions surrounding several proposed bills, including SB1333, HB4876, and HB5567. Notably, the committee focused on issues related to property rights and squatting, with testimony emphasizing the urgent need for legislation to streamline the eviction process for squatters. Several witnesses, including representatives from various organizations, voiced strong support for SB1333, arguing that the current legal remedies are inadequate and contribute to escalating property disputes and community issues. Meanwhile, HB4876 aimed to address housing availability by allowing the use of escrow deposits for construction, which supporters believe will facilitate condominium development and ease the housing crisis in Texas. Finally, the committee adjourned after leaving several bills pending for further discussion, indicating the complexity and importance of these legislative efforts.
TX

Texas 2025 - 89th Regular

S/C on Property Tax Appraisals Apr 3rd, 2025 at 10:30 am

House S/C on Property Tax Appraisals

Transcript Highlights:
  • ">So, this would be, I think, the first significant help in that for property owners and also for agents
  • marker="346" data-time="2070"> to enter into settlement negotiations, and they will penalize at least agents
Summary: The committee meeting focused on several key bills related to property tax appraisals and education funding. Notable discussions included House Bill 2786, which proposed annual reappraisals to ensure property values reflect current market conditions. Representative Turner highlighted concerns around inconsistent appraisals that could adversely affect funding for local schools, particularly in Tarrant County. The session also saw testimony from representatives and concerned citizens advocating for the bill, emphasizing the importance of fair and accurate appraisals for maintaining educational funding and taxpayer equity. The committee members discussed the overall impact of property tax policies on local districts and pushed for a resolution to this ongoing issue.
TX

Texas 2025 - 89th Regular

Local Government Feb 11th, 2025

Senate Local Government Committee

Transcript Highlights:
  • Insurance costs have skyrocketed, and we need some help.
  • And that's auto insurance.

  • I'm going to pitch an insurance bill here real soon that I think you're going to like.
  • You talk about auto insurance; homeowner insurance is just
  • Senator Gutierrez, yeah, insurance.

Bills: SB4, SJR2
Summary: The committee meeting centered around significant discussions regarding property tax relief, particularly through Senate Bill 4 (SB4) and Senate Joint Resolution 2 (SJR2). Chairman Bettencourt and other committee members expressed strong support for increasing the homestead exemption to $140,000, emphasizing the necessity of this adjustment in light of a multi-billion dollar revenue surplus. Public testimonies revealed a mix of support and opposition, highlighting the complexities of local government spending and its impact on tax relief effectiveness. Witnesses articulated concerns about rising property taxes and urged the committee to consider systemic reforms to enhance the efficacy of tax relief initiatives.
TX

Texas 2025 - 89th Regular

Local Government Apr 14th, 2025

Senate Local Government Committee

Transcript Highlights:
  • From Aaron, insurance went up from $250,000 to $1.2 million at the same time that the million-dollar.
  • 5616">But Ryan, that tax assessor Kevin was kind of pretty slickly stressed compared to you as a tax agent
Summary: The meeting of the Senate Committee on Local Government covered various pressing bills focused primarily on property tax issues. Notable discussions included the examination of Senate Bill 1052, which addresses appraisal challenges faced by Gulf Coast counties and aims to ensure tax calculations reflect realistic revenue expectations. Witnesses from local governments expressed the necessity of this bill, highlighting the severe financial implications of tax disputes on public services and education. Additionally, the committee reviewed Senate Bill 325, which reinforces the requirement for water availability to be confirmed prior to land development, as previous loopholes allowed developers to bypass this essential regulation. Public testimonies echoed concerns around the implications of unchecked property development and emphasized the need for proper resource allocation.
TX

Texas 2025 - 89th Regular

Local Government Apr 14th, 2025

Senate Local Government Committee

Transcript Highlights:
  • Insurance went up from $250,000 to 1.2 million at the same time that the million-dollar...
  • Ryan, that tax assessor Kevin was kind of pretty slickly stressed compared to you as a tax agent?
Summary: During this committee meeting, several critical bills were deliberated, reflecting the legislators' commitment to addressing property tax regulations and groundwater issues in Texas. Notably, Senate Bill 325 was introduced to close loopholes created by House Bill 3697, ensuring that subdivisions reliant on private roads must demonstrate groundwater availability, a move praised by representatives from environmental and public welfare organizations. The bill emphasizes the necessity for sustainable development practices to prevent future water shortages. Another significant focus was Senate Bill 2172, which aims to rectify the erroneous interpretation of the tax code regarding homestead exemptions, protecting compliant homeowners from unfair tax burdens. This cleanup bill clarifies reapplication processes for homestead exemptions to prevent confusion among appraisal districts and homeowners alike. Public testimony from various stakeholders echoed widespread support for the bills, highlighting the importance of transparency and fair administration in property-related legislation.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) May 15th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • I think a study on the impact of insurance costs for our schools and really for our families and for
  • is trying to figure out what to do about insurance costs.
  • Yes, we have an insurance commissioner, but there are not a lot of teeth in that position.
  • and then of course, you know, costs associated with health insurance and everything.
  • Construction costs have gone up exponentially because of labor, insurance, and material costs.
Bills: HB2
Summary: The meeting focused prominently on the discussions surrounding HB2, which entails significant investments in public education and aims to reform funding mechanisms to better support students and teachers. Multiple stakeholders, including educators and policymakers, conveyed their support while also voicing concerns about the bill's potential shortcomings. Witnesses discussed the urgent need for increased funding for special education and the necessity of expanding pre-K eligibility for students with disabilities. The testimony highlighted the historical context of the funding model and emphasized the importance of creating equitable solutions for all public school districts.
TX

Texas 2025 - 89th Regular

Finance (Part II) Feb 11th, 2025

Senate Finance Committee

Transcript Highlights:
  • No insurance for the state could get a hold of that could
  • So you have moved more agents. ...into South Texas.
  • revenue funds, which partially offers additional revenue for a new proposed system for up to pension insurance
Bills: SB1
Summary: The meeting included a comprehensive discussion on various upcoming budget recommendations impacting the Railroad Commission and water funding allocations. Significant dialogue focused on Senate Bill 30, which addresses water funding appropriations crucial for developing and maintaining the state's water infrastructure amidst growing demand. Testimonies from various stakeholders emphasized the urgency of addressing water resource issues in Texas, given the state's increasing population and the forthcoming infrastructure needs. Additionally, climate change impacts and funding challenges were heavily underscored by the participants, showcasing a collective concern over future water supply and management. The committee also reviewed the implications of Senate Bill 8 and Senate Joint Resolution 75 regarding the creation of new funds and programs for water management and development. Importantly, the potential for a dedicated revenue stream was raised, echoing the sentiment that a historic investment in water infrastructure is critical. The meeting adjourned with plans for a follow-up to further evaluate and confirm budget appropriations, reflecting a strong commitment to tackle Texas's pressing water challenges.
TX
Transcript Highlights:
  • ...rocketing insurance costs.
  • As a small businessman, the cost of insurance is just...
  • And then they look at who your insurance carrier is. A lot of times it's a two-fold deal.
  • Just curious whether or not your insurance costs have stayed flat, have they gone up?
  • A 20% increase in insurance costs.

Summary: The meeting conducted by the committee saw extensive discussion surrounding several key bills, including HB4749, SB621, and HB201. Notably, HB3133, which involves legislation regarding explicit deepfake content and social media, was presented and debated vigorously with a committee substitute being proposed to align it with federal standards following the recent federal 'Take It Down' Act. The committee moved to report several bills favorably, including HB1506, emphasizing support for updating laws concerning political contributions and expenditures. Public testimonies were held on various bills, allowing stakeholders to voice their perspectives, particularly on legislation concerning tactical medical professionals and their role during high-risk incidents. The committee concluded the meeting by laying out additional bills for further discussion in subsequent sessions, underscoring a commitment to thorough legislative review.
TX

Texas 2025 - 89th Regular

Economic Development Apr 23rd, 2025

Senate Economic Development Committee

Transcript Highlights:
  • Unemployment insurance is not a victimless crime.
  • It's wasteful to have fraud in unemployment insurance.
  • Unemployment insurance hadn't really been a target

  • They can actually receive unemployment insurance, right?
  • This is the People's Social Insurance Program.
Summary: The meeting was marked by an extensive discussion of several bills aimed at enhancing Texas' economic landscape and infrastructure. Notably, SB2925 focused on modernizing the state's manufacturing sector by promoting automation and digital technology, which received strong support from industry representatives, emphasizing its potential job growth impact. Public testimonies reflected a consensus on the need for Texas to lead in innovation to remain competitive in the manufacturing arena. Furthermore, SB1520, which seeks to create the Texas Bicentennial Trail, also garnered significant support, particularly for its vision of connecting historical sites across Texas without resorting to private property condemnation. The committee faced a good turnout of stakeholders, which added depth to the discussions.
TX

Texas 2025 - 89th Regular

Transportation Apr 24th, 2025 at 10:04 am

House Transportation Committee

Transcript Highlights:
  • It also streamlines the salvage insurance process by preventing the use of auction sales receipts when
  • span marker="229" data-time="1368"> ...or destruction, and by broadening acceptable evidence for insurance
  • Or the Texas Department of Insurance, so we can have third-party
  • For car insurance.
  • I'm a business agent in Local 1338.
Summary: The meeting was centered around the discussions of several bills, primarily focusing on HB3187, which proposes to reduce DART's funding by 25%. This bill drew significant opposition from various members and public witnesses who argued it would severely impact public transportation services in North Texas, especially with the upcoming FIFA World Cup in 2026. Many speakers highlighted the economic consequences, job losses, and diminished accessibility for residents that would result from passing this legislation. Members of the committee engaged in heated debates, with some representatives advocating for the preservation of DART's funding and others supporting the proposed cuts based on financial grievances from certain cities. The meeting ended with a resolve to consider future negotiations among local municipalities instead of pursuing state intervention on the funding issue.
TX
Transcript Highlights:
  • What about insurance coverage? Was it mentioned?
  • This bill doesn't provide or deal with the issue of insurance coverage.
  • We can go to the agency as we could be the second payer if we need to, if they're claiming it on insurance
  • Oversight has since shifted to the Department of Insurance, which now manages them through grant oversight
  • subsidizing commercial insurance costs instead of providing
Summary: The meeting of the Health and Human Services Committee covered a variety of bills primarily focused on health care service enhancements and legal protections for employees. A notable discussion surrounded HB50, which aims to integrate HIV testing into routine STD screenings, a topic that received unanimous backing due to its potential to reduce the transmission of the virus. There was also significant dialogue around HB2399, which requires courts to provide detailed findings when making safety determinations regarding children's placements, further ensuring transparency and clarity in decision-making processes. The committee deliberated on various aspects of health care accessibility, particularly regarding individuals with intellectual and developmental disabilities, as well as legislative measures to protect family services workers from damages caused in the line of duty. The session was characterized by thoughtful engagement from committee members and testimonies from various stakeholders.

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