Video & Transcript DataContr Research : 'insurance reform'

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TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 26th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • HB 3725 by Meza concerns the reform of solitary confinement

  • For the Committee on Insurance, HB 3736 by Schaffner relates
  • benefit plan coverage for permanent menopause and menopause medications, referred to the Committee on Insurance
  • HB 3840 by Johnson relates to automobile insurance

  • premium discounts for dashboard cameras for the Committee on Insurance.
Summary: The committee meeting highlighted a series of bills focused on various legislative concerns, including healthcare, education, and regulatory measures. The discussion was notably lively, with several members expressing strong support for initiatives aimed at enhancing workforce development in the healthcare sector. Specific bills such as HB3801 and HB3803 were examined, with members detailing the benefits of establishing dedicated councils to improve local health resonating throughout the meeting. Additionally, the incorporation of advanced technologies in the education system was a focal point, particularly in relation to HB3828 regarding the Cancer Prevention and Research Institute.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) Apr 14th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • ">To reiterate the importance of this legislation, in 2003, the legislature passed HB 4, the tort reform
  • After that, I think it strikes a requirement that a failure to use available health insurance be considered
  • And so that affects all Texans in their insurance premiums
  • A lot of private insurances are at 110 percent of Medicare, 120, 130.
  • When you bill other insurances, you're going to get the contract rates.
Summary: The Senate Committee on State Affairs convened to discuss three critical bills, primarily centered around national security concerns and their implications on civil liberties. Notably, Senate Bill 2514 drew significant scrutiny and opposition from various witnesses who raised alarms about how the bill could infringe upon free speech rights and privacy. The bill aims to establish a framework for identifying and monitoring foreign influence operations against Texas, specifically targeting adversaries like China and Russia. Proponents argued that such measures are necessary to protect the integrity of state governance and prevent malign foreign influence, while opponents warned that it may lead to excessive governmental oversight and potential abuse of power.
TX
Transcript Highlights:
  • The insurance code requires the following insurance coverages
  • And I don't know if you've had to recently work on your personal insurance, your auto insurance, but
  • So each member that is insured under this new quasi-insurance

  • That was health insurance, this is not health insurance

  • Other risks are delineated to be self-insured under this bill.
Summary: The meeting focused on various legislative proposals with notable discussions surrounding bills aimed at improving transparency in public information access, adapting workforce policies for state employment, and addressing public health workforce shortages in Texas. The key highlights included HB4214 which seeks to centralize public records request processes for better accessibility, and HB1803 aimed at enhancing the state's dental workforce through participation in a compact with other states. Several members presented arguments highlighting the necessity of these legislative initiatives in light of ongoing economic and social challenges facing Texas. Public testimonies supported these bills, demonstrating stakeholder engagement and community concerns regarding transparency, workforce efficiency, and health access.
TX

Texas 2025 - 89th Regular

Ways & Means Feb 25th, 2025 at 11:00 am

House Ways & Means Committee

Transcript Highlights:
  • , which have had extremely high increases in insurance costs, as well as housing and rental costs.
  • Now, when it comes to guarding the gains, I'm talking about tax reform.
  • ANS and other reforms.
  • So to the M&O reforms, one thing that I think the

  • In the INS, when it comes to bonds and INS reforms, one
Summary: The House Committee on Ways and Means conducted a productive meeting addressing several key issues related to taxation and budget projections. The meeting opened with invited testimony from representatives of the Comptroller's Office and the Legislative Budget Board, focusing on the biennial revenue estimates and significant funding changes. Members participated actively, posing questions about specific budget allocations and the impact of tax policies on both local governments and residents. A significant discussion revolved around property tax relief, with calls for higher measures of relief to support taxpayers amid growing financial burdens. Furthermore, recommendations for financial reforms were proposed, stressing the importance of sustaining the benefits from previous tax relief efforts.
TX

Texas 2025 - 89th Regular

Local Government May 19th, 2025

Senate Local Government Committee

Transcript Highlights:
  • House Bill 1533 seeks to reform the appraisal process by
  • I'm a member of a group called Citizens for Appraisal Reform.
  • The Texas Windstorm Insurance Association may determine that if the structure does not conform to applicable
  • marker="979" data-time="5868">There was language that was added dealing with professional liability insurance
  • ...the adding of additional insureds for the regulatory authority
Summary: The meeting of the committee focused on a range of bills covering various legislative matters. Notably, bills concerning property rights, environmental sustainability, and public safety were debated prominently. HB2011 was presented and discussed in detail, with supporters highlighting its importance for ensuring property owners can repurchase their land if it has been acquired through eminent domain without due payments of property taxes. Furthermore, Senator Cook emphasized the need for accountability in the process while several senators expressed concerns regarding potential unintended consequences of new laws affecting local jurisdictions and public safety standards. Public testimony was also received from stakeholders both in support and against various bills, reflecting a diverse range of views on the proposed legislation. In addition to HB2011, several other bills, including HB4809 and HB2421, moved forward with recommendations for passage and were set for future calendars.
TX

Texas 2025 - 89th Regular

Appropriations Mar 31st, 2025 at 02:03 pm

House Appropriations Committee

Transcript Highlights:
  • includes $1.2 billion to TRS Care for the statutorily required state contribution for retiree health insurance
  • and another $450 million to TRS ActiveCare to ensure insurance premiums remain affordable for our active
  • ...Contribution toward higher education group insurance premiums
  • I'd like to thank the Chair for your commitment to the recently implemented HB 8 reforms with the allocation
  • I retired from the Texas Department of Insurance in 1999 after 35 years of state service with the same
Bills: SB1, HB500
Summary: The meeting focused on reviewing the committee substitutes for SB1 and HB500, which are pivotal for the upcoming budget session. A significant point of discussion was the historic funding initiated under SB1, which dedicates approximately $4.1 billion to raise wages for personal attendants, improving services for vulnerable populations in Texas. Additionally, $78 million was allocated for crime victim services and infrastructure support within various counties. Representative Orr presented a robust overview of budget highlights, which received considerable backing from committee members emphasizing the importance of support for public safety and education.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 08:04 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • We're getting controverting affidavits even on health insurance.
  • Recently, obtaining insurance has become extremely expensive over the years.
  • Our insurance policy from 2022 cost us $24,800.
  • Currently, we hold general liability insurance that covers our race events.
  • In 2024, our insurance premiums were just around $11,000.
Summary: During this meeting of the legislative committee, significant discussions took place regarding various bills, including those focused on judge and courthouse security, construction defect lawsuits, and carbon capture legislation. A notable highlight was the presentation of HB4502, where representatives expressed urgency to address concerns surrounding harassment of judges and court staff, citing incidents that had raised alarms about their safety. The proposed changes aim to enhance the judicial security framework and rectify loopholes that currently hinder effective legal recourse for court personnel. Several witnesses provided testimony both in support and in opposition to the discussed bills, emphasizing the diverse perspectives and concerns surrounding each piece of legislation. Another key discussion involved HB2790, which aims to establish a comprehensive legal framework for carbon capture and storage, addressing the balance between promoting technological advancement and protecting property rights. Stakeholders, including landowners and industry representatives, presented contrasting views on the implications of the bill, highlighting the ongoing debate about environmental responsibilities versus economic development needs. The meeting concluded with several bills left pending, showcasing the committee's commitment to thorough deliberation and stakeholder engagement in legislative processes.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 11th, 2025 at 02:00 pm

Texas House Floor Meeting

Transcript Highlights:
  • relating to the provision of uninsured or underinsured motorist coverage and automobile liability insurance
  • This bill is referred to the Committee on Insurance.
  • span marker="1222" data-time="7326"> Benefit issuers and employers are referred to the Committee on Insurance
  • HB 1486 by Ladderback relates to school finance reform and
Summary: The committee meeting featured a thorough examination of several bills, including discussions on SB4 and HB2214. Members expressed varied opinions on the implications of these bills, with particular focus on land management and environmental concerns. The chair facilitated an active dialogue among members, highlighting both support and opposition from various stakeholders. Notably, public testimonies were also heard, contributing to the committee's understanding of community impacts related to the legislation. The meeting reflected a commitment to transparency and thorough consideration of each bill's potential effects.
TX
Transcript Highlights:
  • do is try to convince people of what is wrong with the process of redistricting and how it can be reformed
  • I do fully appreciate that we are not hearing reform bills during this special session, and we're not
  • We've had corporate insurance where we were engineers, and my husband was an Army colonel on the weekends
  • Many of our families have one insurance, but they still
  • span> ...the flooding situation and to the long-term health insurance
Summary: The meeting of the Senate Special Committee on Congressional Redistricting focused primarily on Senate Bill 4, which has sparked considerable public debate due to its implications on redistricting following the recent census. Senator King laid out the intent and details of SB4, which aims to make significant adjustments that critics argue will disenfranchise minority populations in Texas. Throughout the meeting, concerned citizens shared their testimonies, voicing opposition to the bill primarily on grounds that it manipulates district lines for partisan gain rather than community representation. The emotional testimonies of witnesses highlighted the serious concerns of many about representation in the Texas legislature going forward.
TX

Texas 2025 - 89th Regular

Public Education Mar 4th, 2025 at 02:30 pm

House Public Education Committee

Transcript Highlights:
  • Of that $10 million, more than 10% is for property casualty insurance alone, insurance that school districts
  • towards your typical fire hazard property insurance and windstorm insurance.
  • We have to pay for flood insurance.
  • We have to pay for property insurance, fire insurance, and
  • their insurance cancelled, and some of them are saying that.
Bills: HB2
Summary: The meeting focused on House Bill 2, which aims to reform funding for special education in Texas. Various stakeholders, including educators and administrators, testified on the importance of the bill, highlighting current funding gaps and the need for increased resources to adequately support students with disabilities. Testimony revealed that many school districts are experiencing a significant funding shortfall, forcing them to seek additional local funding sources to cover the costs of necessary services. Additionally, the bill includes provisions for a new tiered funding system, which was met with cautious support due to the ambiguities surrounding its implementation.
TX

Texas 2025 - 89th Regular

Intergovernmental Affairs Mar 18th, 2025 at 10:30 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • With those reforms, the industry has simply abandoned the PFC model and switched over to the HFC model
  • Unless you reform it all, you'll be chasing that animal around from hole to hole," as he said.
  • We did do some reform on that for this past session.
  • We did PFC reform last session.
  • But they didn't talk about reforms.
Summary: The meeting highlighted significant issues regarding housing funding mechanisms, particularly surrounding the complexities of Housing Finance Corporations (HFCs). Members voiced their concerns about the financial impacts these HFCs have on local government revenues, given that many property tax exemptions are given while maintaining market-rate rents. This discussion was sparked by alarming statistics indicating a rapid increase in tax dollars removed from local jurisdictions due to HFC activities, stressing the need for regulatory reforms to preserve affordable housing without financially jeopardizing municipalities.
TX

Texas 2025 - 89th Regular

Appropriations Feb 19th, 2025 at 10:02 am

House Appropriations Committee

Transcript Highlights:
  • I'm sure you're aware of this as well; the insurance that they have to pay on insuring their buildings
  • recapture districts, and thanks to the tax reforms that
  • They operate their own health insurance programs.
  • From Bryan, they handle health insurance for public school teachers.
  • We have one health insurance plan called HealthSelect of Texas. It is a self-funded plan.
Summary: The meeting focused on significant discussions surrounding the Texas state water planning process and flood mitigation efforts. During the session, experts presented on the need for an adaptive and collaborative approach to manage Texas's water resources. A particular emphasis was placed on the upcoming updates to the state water plan, which aims to address projected shortages and enhance infrastructure to handle both drought and flood conditions. The collaboration involved regional groups who play a vital role in identifying community needs regarding water infrastructure development.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 30th, 2025 at 10:04 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • The security guard companies are required to maintain liability insurance coverage for their guards,
  • These security guards may not be covered by liability insurance.
  • And so by that, they are oftentimes not insured because some insurance companies provide the liability
  • insurance based on the number of employees.
  • Well, I mean, most of your security companies have an insurance policy.
Summary: The meeting focused on several significant bills concerning law enforcement training, mental health crisis management, and resource allocation. Notably, House Bill 2929 aimed at requiring police officers to undergo specialized training related to autism, was discussed with testimonials highlighting the need for improved understanding of individuals with autism in potential law enforcement encounters. Additionally, House Bill 4993 gathered attention as it proposed measures to enhance the health and readiness of military service members, emphasizing the importance of fitness standards and supportive health programs.
TX

Texas 2025 - 89th Regular

Human Services Apr 1st, 2025 at 10:30 am

House Human Services Committee

Transcript Highlights:
  • insurance.
  • The reforms enacted by this legislature over the last several years have really originated...
  • , or even adding a child to your own private insurance.
  • Medicaid or charity programs cannot cover care because an individual has private insurance, and insurance
  • Appropriations and insurance and stuff.
Summary: The committee meeting encompassed a comprehensive discussion regarding various legislative matters, including the critical examination of HB741, HB341, HB582, and HB471. Representative Gervin Hawkins presented HB741, aimed at enhancing financial support for relative caregivers, ensuring an alignment in assistance with licensed foster parents to foster kinship placements. This initiative was met with supportive testimonies from several stakeholders, emphasizing the importance of keeping children connected with their families for stability. Furthermore, representatives voiced differing views on the proposed regulations in HB341 and HB582, leading to a vibrant debate where several public members provided insight into practical implications and potential consequences of the bills.
TX

Texas 2025 - 89th Regular

Appropriations Feb 19th, 2025 at 10:30 am

House Appropriations Committee

Transcript Highlights:
  • I know the first bullet point talks about reforming the current funding mechanisms.
  • Necessarily, just throwing more money without reforms is probably something we should not pursue.
  • Thanks to the tax reforms that we passed, H-I-S-D and S-B-I-S-D are now...
  • From Bryan, they provide health insurance for public school teachers.
  • We're very proud of our ability to manage costs in the health insurance program.
Summary: During this committee meeting, the focus was on discussing critical infrastructure funding, especially related to water supply and flood mitigation projects. Chairwoman Stepney and the Water Development Board presented extensive details regarding the Texas Water Fund, which included $1 billion appropriated to assist various financial programs and tackle pressing water and wastewater issues. Additionally, funding allocations aimed at compromising the state's flood risk and improving water conservation were hotly debated, emphasizing collaboration among committee members and the necessity of addressing community needs in such projects.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Mar 19th, 2025 at 08:00 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • span>

    But the real problem we have is that commission needs reform

  • While victims have been lawfully hushed by NDAs, Kanekuk and its insurers demanded behind closed doors
  • admitting in an open letter from CEO and Board Chair Joe White that they do use NDAs, but it's their insurance
  • Over the past 24 years, the reforms within the Catholic Church...
Summary: The committee meeting centered around the discussions of three key bills: HB865, HB1928, and HB748. Notably, HB865, presented by Speaker Moody, received significant attention as it aims to clarify liability protections for federal firearms licensees, emphasizing its importance for supporting veterans' mental health and safety. Testimonies were provided by various stakeholders, including city council members and law enforcement representatives, who underscored the pressing need for legislative support in the wake of alarming suicide rates among veterans. The committee engaged in comprehensive discussions, highlighting the bill’s potential impact on improving public safety and mental health support within the veteran community. Throughout the session, the committee showed commitment to addressing issues within the statutory probate court system as well, referring HB1928 directly to a relevant subcommittee for further evaluation. The meeting concluded with a strong emphasis on collaboration among committee members and public input, setting the stage for further review and action on these significant legislative proposals. Overall, the meeting was efficient and well-attended, with active participation from both committee members and the public.
US
Transcript Highlights:
  • extra money to provide their workers with with health insurance
  • We could reform 199A and ensure the bulk of benefits go to those who need it the most.
Summary: In this joint hearing of the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship, the primary focus was on the importance of making the Tax Cuts and Jobs Act of 2017 (TCJA) permanent. The chair emphasized that small businesses are crucial for the nation's economic recovery, especially in the wake of current federal policies perceived as detrimental. Witnesses shared their experiences and highlighted how the tax cuts facilitated job creation and business expansion, stressing the need for continued support through ongoing tax relief measures. The meeting included discussions about the economic implications of the TCJA's potential expiration, with members voicing their concerns regarding how this could impact small businesses and the broader economy.
TX

Texas 2025 - 89th Regular

S/C on Property Tax Appraisals Apr 17th, 2025 at 10:04 am

House S/C on Property Tax Appraisals

Transcript Highlights:
  • data-time="1476"> of the tax code that truly do need reform
  • I spent a lot of time studying this, along with high insurance costs.
  • of the higher interest, higher taxes, and higher insurance
  • House Bill 1952 doesn't just reform the structure; it makes it possible for the public to restore integrity
  • We think that this is a great first step in property tax reform and returning the property tax process
Summary: The meeting addressed multiple pieces of legislation related to property appraisal, primarily focusing on HB1952, HB4703, and HB3524. There was a lively discussion surrounding HB1952, which proposes to increase the number of elected members on appraisal boards, aiming to enhance transparency and accountability. Public testimony included varied perspectives, with residents expressing a desire for more representation in appraisal decisions, while some members voiced concerns about the potential politicization of these boards. The committee left the bill pending for further scrutiny, indicating the complexity of the subject matter and the differing opinions within the community.
TX

Texas 2025 - 89th Regular

Appropriations - S/C on Articles VI, VII, & VIII Feb 24th, 2025 at 10:00 am

House Appropriations - S/C on Articles VI, VII, & VIII

Transcript Highlights:
  • And as a reminder, this program is funded by a fee on motor vehicle insurance policies of $5.00.
  • Insurance companies obviously have the technical wherewithal to handle, you know,...
  • funds to support the unemployment insurance program.
  • But it's primarily in our unemployment insurance program.
  • We have a very small residual amount of our unemployment insurance.
Summary: The meeting of the Texas Lottery Commission centered around vital discussions regarding the regulatory framework and operational issues related to the lottery and charitable bingo systems in Texas. The committee reviewed financial appropriations, focusing on the need for infrastructure improvements to the Charitable Bingo Operations Division and highlighted the ongoing work with the Sunset Advisory Commission to enhance operational efficiency and compliance. Significant attention was given to the unregulated activities of lottery ticket couriers, which have raised concerns about integrity and fairness in lottery games, prompting the commission to consider appropriate measures to stop such activities.
TX

Texas 2025 - 89th Regular

Land & Resource Management Mar 27th, 2025 at 10:30 am

House Land & Resource Management Committee

Transcript Highlights:
  • HB24 is an urgently needed reform to state statute

  • And I'll just say that, to my mind, you know, there are a hundred different ways that we could reform
  • Every other state that still has this on the books has taken a crack at reforming it.
  • Now, part of that's insurance, but that's a different committee.
  • The committee substitute adds an insurance requirement for the third-party reviewers and inspectors.
Summary: The meeting centered around discussions on land use and zoning regulations, prominently featuring HB24 and HB3172. Representative Orr emphasized the importance of reforming the existing zoning laws to empower property owners and streamlined processes for development. Testimonies from various stakeholders highlighted the impact of the current supermajority requirements which hinder necessary housing projects, creating frustration among local developers and advocates for affordable housing. Notable support was expressed for these bills, highlighting the necessity for cities to modernize their zoning systems to facilitate growth and adequate housing development.

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