Video & Transcript DataContr Research : 'insurance rates'

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TX

Texas 2025 - 89th Regular

Ways & Means Mar 31st, 2025 at 10:03 am

House Ways & Means Committee

Transcript Highlights:
  • Additionally, the tax rate actually increases from about 0.5% to 2%.
  • Then, the following year, they can adjust their rates.
  • You are also putting the bond ratings at risk.
  • is the lowest tax rate, so we do function really well.
  • a growth rate of 26%.
Summary: The meeting of the committee explored various bills with significant discussions centered around House Bills like HB8, HB2723, and HB3093. Members expressed concerns about the financial implications of property tax assessments and the impact of unjust appraisals on local government budgets. Representative Cunningham highlighted the urgency of addressing the discrepancies in property tax laws as they relate to non-profit cemeteries, pointing out historical injustices that have led to the loss of community burial sites. Meanwhile, the discussions on HB3093 revolved around ensuring fair taxation practices to reduce financial uncertainties for local governments, emphasizing the need for realistic revenue calculations in budget projections. The committee actively invited public testimonies, illustrating the widespread interest and implications of these legislative efforts.
TX

Texas 2025 - 89th Regular

Senate Session (Part II) Feb 5th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • so many of our constitutional obligations, we are dead last in the number of Texans with health insurance
  • And everyone working together as a team, 139 DNF-rated schools
  • A year later, 121 DNF-rated schools.

Bills: SB2, SJR36, SB2, SB2, SR29, SB2
Summary: The meeting focused on various legislative issues, with committee members engaging in detailed discussions regarding proposed bills and their implications. Key points included debates on economic policies and public safety initiatives, with members expressing differing viewpoints on certain legislative measures. The atmosphere was collaborative, as various stakeholders provided input on the legislation under consideration. Public commentary was encouraged, contributing to a robust dialogue among committee members and attendees.
TX

Texas 2025 - 89th Regular

Jurisprudence May 7th, 2025

Senate Jurisprudence Committee

Transcript Highlights:
  • local rules were changed, and instead of filing for permission, it's now a file and use, to use insurance
  • At any rate, we are serving the people of Texas and

  • We're expecting at that rate something between 180 and 190 for the year.
Summary: The meeting of the committee focused on several key pieces of legislation including HB1734, HB2340, HB3376, and HB2350. Notably, discussions surrounding HB1734 centered on streamlining the transfer of court files related to parent-child relationships, with testimony suggesting significant support for the changes aimed at promoting efficiency. Meanwhile, HB2340 was discussed to enhance the qualifications and training requirements for child custody evaluators, reflecting a commitment to improving standards in this sensitive area.
TX
Transcript Highlights:
  • floodwaters during normal and extreme rain events and then release them downstream at an engineered rate
  • The NFIP is based on three things: insurance, flood risk maps, and enforcement.
  • I won't bore you talking about insurance, but I do want to
  • Rather than the incarceration rate, it's the public

  • safety rate.
Summary: The committee meeting focused on several critical bills related to disaster response and water conservation. Senate Bill 1, the Natural Disaster Omnibus Bill, was extensively discussed, with testimonies reflecting on recent flooding incidents in Texas. Senator Perry emphasized the need for policy solutions to prevent future tragedies following historic flooding that resulted in significant loss of life. The committee adopted the committee substitutes for both SB1 and SB13 without objection, highlighting the broad support for these initiatives aimed at water conservation and improved emergency response protocols. Additionally, members expressed the importance of training and educating officials involved in disaster management to ensure they are equipped to handle emergencies effectively.
TX

Texas 2025 - 89th Regular

S/C on Family & Fiduciary Relationships Apr 28th, 2025 at 02:04 pm

House S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • span> have done, we have been out of compliance with an overall rating
  • cases, overhead for them, and the availability of qualified attorneys willing to serve at a given rate
  • They lose access to former foster care child Medicaid, so there goes their health insurance.
  • 6444"> to help these young people, but we can't pay for college, and we can't pay for their health insurance
Summary: The meeting of the Family and Fiduciary Relationships Committee involved extensive discussions focused on improvements in family law, particularly regarding child welfare and representation in court. Several bills were presented, including HB3382, which aims to enhance the standard of representation for children and parents in legal proceedings. Testimony highlighted concerns over attorney performance and the necessity of timely communication between attorneys and their young clients. Members voiced both support and opposition, especially regarding the timelines set forth for attorney consultations prior to hearings, reflecting a strong concern for the welfare of children involved in custody and welfare cases.
TX

Texas 2025 - 89th Regular

Public Health May 19th, 2025 at 10:05 am

House Public Health Committee

Transcript Highlights:
  • If you decided that the reimbursement rates for being a dentist aren't very good, I can make a lot more
  • And insurance only gives you coverage every six months for dentistry.
Summary: During this meeting of the Committee on Public Health, members discussed several significant bills focused on expanding the scope of practice for dental professionals, specifically regarding the administration of neuromodulators such as Botox for aesthetic purposes. Senator Van Dever presented SB1117, which would allow licensed dentists to administer these treatments following proper training, a point that sparked a lively debate among committee members. While proponents emphasized the benefits of improving patient access to regulated aesthetic care, opponents raised concerns about the potential for dentists to prioritize cosmetic procedures over essential dental care, fearing that the marketplace could prioritize profit over patient safety. The bill enjoyed bipartisan support, having passed the Senate unanimously but faced scrutiny regarding the implications of allowing such expansion beyond traditional dental practices.
TX

Texas 2025 - 89th 1st C.S.

Senate Session Aug 12th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • For flood insurance, both private and some federal, you need to have many of those measures in place.
  • There was discussion about how they were at the no new revenue rate.
  • They actually had reduced their tax rate below the no-new-revenue level, and it's just a bad decision
  • For the past few years, the ratings have been intentionally blocked by repetitive taxpayer-funded ISD
  • We're going to guarantee the annual results of release of A through F ratings.
Bills: SB8, SB4, SB43, SB1, SB2, SB13, SB6, SB10, SB16, SB14, SB3
Summary: The meeting of the legislative committee prominently featured discussions surrounding several critical bills, including SB1, which addresses natural disasters and emergency preparedness in Texas. Senator Perry presented detailed amendments focusing on enhancing the state's response capabilities to flooding, which included the establishment of better training protocols for first responders and the development of a statewide flood monitoring system. Public testimony was actively solicited, with multiple witnesses providing input regarding the implications of SB1, highlighting the need for comprehensive disaster management strategies following recent floods that impacted the community severely. Additionally, considerable dialogue took place around SB6, relating to abortion-related civil liabilities, where senators debated the bill's implications on women's health and wellness in Texas, leading to contentious voting results and reflections on the bill's social impact.
TX

Texas 2025 - 89th Regular

Natural Resources Apr 23rd, 2025 at 10:04 am

House Natural Resources Committee

Transcript Highlights:
  • The concept of diminished value is well-established in insurance
  • I'm a former commercial insurance agent.
  • that ratepayers in Texas, in the North Texas region, are funding or subsidizing growth through their rate
  • We understand conversations are happening about sharpening this bill, but again, just with the rate that
  • span>

    So, you know, we're growing at one of the fastest rates

Summary: The meeting addressed critical water management issues in Texas, with significant discussions revolving around House Bill 5188 and House Bill 2109. Representative Lopez presented HB 5188, focusing on addressing the statewide water crisis, emphasizing the urgent need for managing water supplies effectively. The bill aims to facilitate the development of brackish groundwater sources as alternative water supplies while reducing the regulatory burden associated with it. Members engaged in a thorough debate regarding the implications of the bill, particularly its environmental impacts and the benefits it brings to various communities, especially those facing severe water shortages.
TX

Texas 2025 - 89th 1st C.S.

State Affairs Aug 15th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • Family violence shelters are also targeted, meaning that trans and intersex women who face higher rates
  • Since SB8 passed in 2021, Texas' maternal and infant mortality rates have worsened.
  • Maternal mortality rates have skyrocketed in Texas.
  • Maternal mortality rates are up in- access.
  • Infant mortality rates are up. Doctors are quietly fleeing the state.
Bills: SB6, SB7, SB8, SB11, SB12, SB13, SB15
Summary: This meeting of the committee addressed several significant bills, with strong expressions of support and opposition from various stakeholders. Notably, SB8, a controversial bill concerning gender identity and access to bathrooms, drew extensive public testimony. Many speakers voiced concerns about the implications of such legislation, emphasizing the potential harm to transgender individuals and the necessity for an atmosphere of safety and inclusivity. In contrast, other members supported the bill, arguing for the protection of women's spaces. The committee also discussed SB15 regarding police records, which sparked debates on transparency and accountability in law enforcement. The meeting concluded with the committee members voting favorably on several bills, despite ongoing public dissent and calls for more urgent discussion on flooding relief efforts and community safety.
TX
Transcript Highlights:
  • it in the restrictions that prevent physicians from running critical lab tests, and we see it in insurers
  • We also know that colon cancer rates are particularly rising in my generation and Millennials.
  • with improper development, and fertility rates are declining
  • Food allergies have increased by 370%, and asthma rates have tripled.
Summary: The meeting of the Senate Committee on Health and Human Services centered around two significant bills, SB25 and SB314, aimed at addressing the growing health crisis in Texas, particularly concerning children. The legislators acknowledged the prevalence of diet-related chronic health issues, including obesity and diabetes, and emphasized the need for a legislative response to improve dietary standards in schools. Senator Kocher championed SB25, which promotes measures like nutrition training for physicians, enhanced food labeling, and physical activity in schools as ways to combat the health crisis. Senator Hughes presented SB314, focusing specifically on prohibiting certain harmful chemicals in school meal programs and ensuring that children have access to healthier food options during school hours.
TX

Texas 2025 - 89th Regular

Licensing & Administrative Procedures May 6th, 2025 at 10:05 am

House Licensing & Administrative Procedures Committee

Transcript Highlights:
  • Having the third highest rate of fatal crashes involving
  • with a fake ID, became intoxicated, and died in a vehicle crash, highlighting Texas's third highest rate
  • compliance and financial audits and reporting, establishes anti-money laundering practices, and includes insurance
  • Different wines age at different rates.
Summary: The meeting of the committee primarily focused on discussing various bills, including HB1800, which aims to establish safety standards for swim schools. The bill was introduced by Ms. Garcia, who shared a heart-wrenching personal story about her son, Mitchell, who drowned during a swim program due to inadequate safety protocols. This led to strong public testimony both supporting and opposing the bill, with many witnesses emphasizing the need for stringent regulations to protect children in swim schools. In contrast, some representatives voiced concerns about over-regulating well-established programs that already have safety measures in place.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Mar 19th, 2025 at 08:00 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • That's part of my disability rating through the VA system, and in my mental health counseling with the
  • While victims have been lawfully hushed by NDAs, Kanekuk and its insurers demanded behind closed doors
  • admitting in an open letter from CEO and Board Chair Joe White that they do use NDAs, but it's their insurance
Summary: The committee meeting centered around the discussions of three key bills: HB865, HB1928, and HB748. Notably, HB865, presented by Speaker Moody, received significant attention as it aims to clarify liability protections for federal firearms licensees, emphasizing its importance for supporting veterans' mental health and safety. Testimonies were provided by various stakeholders, including city council members and law enforcement representatives, who underscored the pressing need for legislative support in the wake of alarming suicide rates among veterans. The committee engaged in comprehensive discussions, highlighting the bill’s potential impact on improving public safety and mental health support within the veteran community. Throughout the session, the committee showed commitment to addressing issues within the statutory probate court system as well, referring HB1928 directly to a relevant subcommittee for further evaluation. The meeting concluded with a strong emphasis on collaboration among committee members and public input, setting the stage for further review and action on these significant legislative proposals. Overall, the meeting was efficient and well-attended, with active participation from both committee members and the public.
TX

Texas 2025 - 89th Regular

Energy Resources Apr 7th, 2025 at 12:00 pm

House Energy Resources Committee

Transcript Highlights:
  • It is, in large measure, retroactive rate making.
  • That is retroactive rate-making, and it goes both ways.
  • This essentially allows utilities to self-implement rate increases.
  • And that's where our credit ratings become extremely important.
  • I think it's an inexpensive form of insurance.
Summary: The meeting of the House Committee focused predominantly on House Bill 3791, which aims to reform the notification requirements for excavators before commencing work. Representative Batson introduced the bill, emphasizing the need to update Texas's current 48-hour notification system to align with 45 other states, where the notification period is typically two business days. The bill aims to enhance public safety and streamline the excavation process, allowing for a more efficient and timely communication system among excavators and utility locators. During the discussions, Vice Chair Morales raised concerns regarding equitable enforcement and the absence of penalties for locators if deadlines aren't met, which led to a more in-depth conversation about enhancing responsibility across parties involved in the excavation process.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) Apr 10th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • citizenry with police officers, license to carry holders commit felonies and misdemeanors at one-sixth the rate
  • ...in a high-crime rate area of Dallas.
  • It's getting to and from there, and the State Fair is in the highest crime rate area of Dallas.
  • to liability exposure or high insurance premiums.
  • multiple kids can tell you that they can come out of the same parents and develop at very different rates
Summary: The Committee on State Affairs convened for a detailed examination of SB1065. The session was marked by comprehensive discussions surrounding the potential implications of this legislation. Members engaged in dialogue regarding the bill's objectives, with presentations from the bill's author and various stakeholders, highlighting differing perspectives on its necessity and impact. Public input was also sought, allowing for a range of opinions to be expressed, which enriched the deliberative process. Notably, Senator Haldeman emphasized the importance of the bill for improving community resources and addressing urgent needs in public services.
TX

Texas 2025 - 89th Regular

Intergovernmental Affairs Apr 15th, 2025 at 08:04 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Crime rates go up, health risks increase, we see more teen pregnancies, we see the cycle of...
  • In regards to our rating, I did want to mention I know that a similar situation occurred down in San
  • ratings from triple A credit to double A plus credit.
  • The downgrade of Austin's bond rating reflects continued

  • Regarding the health insurance and stuff that I have

Summary: The committee meeting revolved around significant discussions regarding various housing and firefighter-related issues in Texas. Prominently, House Bill 3171 aimed to reinstate bargaining tools for firefighters that were invalidated by a recent Supreme Court ruling. The bill sparked diverse opinions among stakeholders, with testimonies highlighting the need for effective labor negotiations and concerns about financial implications from local government representatives. House Bill 2142 focused on addressing homelessness through innovative solutions like tiny home shelters, emphasizing collaboration between state, local, and university resources. This bill sought to provide critical mental health services and other supportive measures to the homeless population in Texas, which is notably large and growing.
TX

Texas 2025 - 89th Regular

Delivery of Government Efficiency Mar 5th, 2025 at 10:30 am

House Delivery of Government Efficiency Committee

Transcript Highlights:
  • I get better rates from you, but you all provide the same thing.
  • and higher than standard rates.
  • It's called the FIRST Rating System.
  • Birth rates are way down due to two separate incidents. Thank you.
  • decline in birth rates.
Summary: The meeting of the House Committee on Delivery of Government Efficiency marked the beginning of a new era focused on holding government agencies accountable and eliminating inefficiencies. Chairman Capriglione emphasized the committee's role in modernizing state government, implementing rigorous oversight, and ensuring that taxpayer dollars are used effectively. The committee plans to address waste, mismanagement, and corruption, aiming for an ambitious agenda over the next 22 months. Discussions included the establishment of public hearings to foster transparency and the development of legislative proposals to drive reform. Several state agencies provided insights into their operations, with a particular focus on how they can better serve the public through increased efficiency and enhanced cybersecurity measures.
TX

Texas 2025 - 89th Regular

State Affairs Feb 24th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • And then the current contract was bid just over a 2% base rate.
  • a higher commission rate.
  • They wanted to, just like an insurance company.
  • Repeat your numbers on the flow rate of what the ticket buys would be again.
  • And you could even get to that flow rate. Right. That's really what your point is.
Summary: The meeting was a crucial session for discussing several important bills including SB992, which aims to establish a clear time frame for the Attorney General's approval on outside legal counsel for state agencies. Senator Nichols presented the bill, emphasizing its necessity for timely responses to ensure efficient legal processing. Another notable discussion centered around SB523, which seeks to allow parole and probation officers to use a business address on their driver's licenses for safety and security purposes. This bill passed favorably out of the committee, with public testimony supporting the need for such provisions due to the risks these officers face.
TX
Transcript Highlights:
  • data-time="144"> and promoting transparency, affordability, access, and freedom in healthcare and insurance
  • Since the removal of this requirement in 2009, we've seen rising rates
Summary: The committee convened to discuss SB25, receiving public testimonies from various stakeholders. Significant discussions centered around the implications of the bill, with multiple witnesses voicing their support and concerns. The atmosphere was engaging, with committee members actively questioning the witnesses to clarify their positions and gain deeper insights into the potential impact of the legislation. Chairman's leadership facilitated a structured dialogue that allowed for both support and opposition viewpoints to be expressed.
TX

Texas 2025 - 89th Regular

Agriculture & Livestock Apr 8th, 2025 at 02:00 pm

House Agriculture & Livestock Committee

Transcript Highlights:
  • to get them to reimburse me for loss of crops, right-of-way mowings, and even as far as to pay an insurance
  • And they need the right to develop their land at the rate that they need to.
Bills: HB2013, HB4163, HB4810
Summary: The meeting of the Agriculture and Livestock Committee mainly centered around discussions regarding three bills: HB4810, HB2013, and HB4163. Notable emphasis was placed on HB4810, which seeks to renew the Trade Agriculture Inspection Grant Program due to its critical role in ensuring the efficient flow of agricultural goods between Texas and Mexico. Testimonies from various stakeholders highlighted the importance of cross-border trade and the economic impact of agricultural imports, which supports thousands of jobs and ensures a reliable food supply. The committee members engaged in thoughtful deliberations about the necessity of maintaining and expanding the program to accommodate rising trade volumes and local agricultural needs.
TX

Texas 2025 - 89th Regular

Business and Commerce Apr 22nd, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • collect any grant from the state during the pendency of the litigation, nor may cities change their tax rate
  • And within that 90-day provision, that fatality rate track provision, if the situation is adjudicated
  • skilled local workers throughout our union halls, providing opportunities for family-supporting wages, insurance
  • say the same thing and add to that, that right now we have one of the lowest workforce participation rates
Summary: The meeting of the Senate Committee on Business and Commerce centered around critical legislation including SB2858, SB324, and several others pertaining to regulatory consistency and enforcement in local governments. Notably, SB2858 was introduced to address the apparent noncompliance of some cities with state laws by empowering the Attorney General to enforce regulations more effectively. The members deliberated on the implications of this bill, with public testimony highlighting the need for stronger measures against local governments that ignore state mandates. Aside from regulatory discussions, SB2610 was well-received as it aimed to provide cybersecurity protections for small to medium-sized businesses, encouraging compliance with industry standards while simultaneously minimizing potential legal repercussions for companies against data breaches. The committee aimed to strike a balance between ensuring business security and avoiding undue burden on smaller enterprises.

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