2025 -- H 6118 ======== LC002544 ======== S T A T E O F R H O D E I S L A N D IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 2025 ____________ A N A C T RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES Introduced By: Representatives Tanzi, Potter, McGaw, Cruz, Morales, Kislak, Casimiro, and Felix Date Introduced: March 21, 2025 Referred To: House Health & Human Services It is enacted by the General Assembly as follows: SECTION 1. Chapter 27-18 of the General Laws entitled "Accident and Sickness Insurance 1 Policies" is hereby amended by adding thereto the following section: 2 27-18-95. Acute mental health crisis mobile response and stabilization services. 3 (a) Mobile response and stabilization services are services delivered to provide rapid 4 response to, assessment of, and early intervention for a child or youth eighteen (18) years of age 5 and younger experiencing an acute mental health crisis. Symptoms might include, but are not 6 limited to: 7 (1) Aggression; 8 (2) Self-injury; 9 (3) Trauma; 10 (4) Acute depression/anxiety; 11 (5) Challenges at school; 12 (6) Suicidal or homicidal thoughts/behaviors; and 13 (7) Extreme parent/child conflict. 14 (b) Coverage is required under this section for mobile response and stabilization services 15 provided to any eligible individual under subsection (a) of this section enrolled as a plan beneficiary 16 as with any other behavioral health services covered in any other settings or modalities, regardless 17 of any difference in billing codes. 18 SECTION 2. Chapter 27-19 of the General Laws entitled "Nonprofit Hospital Service 19 LC002544 - Page 2 of 4 Corporations" is hereby amended by adding thereto the following section: 1 27-19-87. Acute mental health crisis mobile response and stabilization services. 2 (a) Mobile response and stabilization services are services delivered to provide rapid 3 response to, assessment of, and early intervention for a child or youth eighteen (18) years of age 4 and younger experiencing an acute mental health crisis. Symptoms might include, but are not 5 limited to: 6 (1) Aggression; 7 (2) Self-injury; 8 (3) Trauma; 9 (4) Acute depression/anxiety; 10 (5) Challenges at school; 11 (6) Suicidal or homicidal thoughts/behaviors; and 12 (7) Extreme parent/child conflict. 13 (b) Coverage is required under this section for mobile response and stabilization services 14 provided to any eligible individual under subsection (a) of this section enrolled as a plan beneficiary 15 as with any other behavioral health services covered in any other settings or modalities, regardless 16 of any difference in billing codes. 17 SECTION 3. Chapter 27-20 of the General Laws entitled "Nonprofit Medical Service 18 Corporations" is hereby amended by adding thereto the following section: 19 27-20-83. Acute mental health crisis mobile response and stabilization services. 20 (a) Mobile response and stabilization services are services delivered to provide rapid 21 response to, assessment of, and early intervention for a child or youth eighteen (18) years of age 22 and younger experiencing an acute mental health crisis. Symptoms might include, but are not 23 limited to: 24 (1) Aggression; 25 (2) Self-injury; 26 (3) Trauma; 27 (4) Acute depression/anxiety; 28 (5) Challenges at school; 29 (6) Suicidal or homicidal thoughts/behaviors; and 30 (7) Extreme parent/child conflict. 31 (b) Coverage is required under this section for mobile response and stabilization services 32 provided to any eligible individual under subsection (a) of this section enrolled as a plan beneficiary 33 as with any other behavioral health services covered in any other settings or modalities, regardless 34 LC002544 - Page 3 of 4 of any difference in billing codes. 1 SECTION 4. Chapter 27-41 of the General Laws entitled "Health Maintenance 2 Organizations" is hereby amended by adding thereto the following section: 3 27-41-100. Acute mental health crisis mobile response and stabilization services. 4 (a) Mobile response and stabilization services are services delivered to provide rapid 5 response to, assessment of, and early intervention for a child or youth eighteen (18) years of age 6 and younger experiencing an acute mental health crisis. Symptoms might include, but are not 7 limited to: 8 (1) Aggression; 9 (2) Self-injury; 10 (3) Trauma; 11 (4) Acute depression/anxiety; 12 (5) Challenges at school; 13 (6) Suicidal or homicidal thoughts/behaviors; and 14 (7) Extreme parent/child conflict. 15 (b) Coverage is required under this section for mobile response and stabilization services 16 provided to any eligible individual under subsection (a) of this section enrolled as a plan beneficiary 17 as with any other behavioral health services covered in any other settings or modalities, regardless 18 of any difference in billing codes. 19 SECTION 5. This act shall take effect on January 1, 2026. 20 ======== LC002544 ======== LC002544 - Page 4 of 4 EXPLANATION BY THE LEGISLATIVE COUNCIL OF A N A C T RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES *** This act would require coverage for acute mental health crisis mobile response and 1 stabilization services to eligible individuals enrolled as plan beneficiaries. 2 This act would take effect on January 1, 2026. 3 ======== LC002544 ========