Rhode Island 2025 Regular Session

Rhode Island House Bill H6118

Introduced
3/21/25  
Refer
3/21/25  
Report Pass
6/16/25  
Engrossed
6/18/25  
Engrossed
6/21/25  

Caption

Requires coverage for acute mental health crisis mobile response and stabilization services to eligible individuals enrolled as plan beneficiaries.

Impact

The implementation of H6118 will expand coverage requirements for health insurance policies, thereby incorporating essential mental health services into standard benefits. This is expected to enhance the accessibility of crisis intervention resources for vulnerable children, ensuring they receive necessary support at critical moments. The legislation aligns with growing recognition of the importance of mental health services in insurance plans, especially as mental health crises among youth become increasingly prominent. It also establishes a certification framework for providers authorized to deliver these services.

Summary

House Bill H6118 aims to mandate insurance coverage for acute mental health crisis mobile response and stabilization services specifically designed for individuals aged 18 and younger. The bill proposes a framework for behavioral health crisis interventions, providing immediate de-escalation and stabilization services delivered by certified providers. The aim is to ensure timely and effective responses to youth experiencing acute mental health crises, which may include severe conditions such as aggression, self-injury, or suicidal thoughts. The effective date for these provisions is set for January 1, 2026.

Sentiment

General sentiment around H6118 appears to be positive, reflecting a shared enthusiasm for addressing mental health issues among youths. Lawmakers and advocates supporting the bill emphasize the necessity of having comprehensive mental health resources available in the community. Some concerns may arise regarding the operationalization of the bill, such as how to manage insurance compliance and monitor service quality to ensure effective delivery of these new coverage mandates.

Contention

While the bill enjoys broad support, there are potential contentions related to the integration of new services into existing insurance frameworks. Critics may argue about the feasibility of implementation and the financial implications for insurance providers. Additionally, questions surrounding the adequacy of funding for the required services and the training of certified providers are likely to emerge, sparking discussions on resource allocation and state readiness to support such initiatives. Overall, H6118 represents a proactive measure in addressing youth mental health crises, though its full realization will depend on navigating these logistical challenges.

Companion Bills

No companion bills found.

Previously Filed As

RI S2607

Requires coverage for acute mental health crisis mobile response and stabilization services to eligible individuals enrolled as plan beneficiaries.

RI H7874

Requires coverage for acute mental health crisis mobile response and stabilization services to any individual enrolled as a plan beneficiary.

RI S2872

Requires coverage for residential/inpatient mental health services for detox/stabilization/substance abuse disorders without preauthorization or be subject to concurrent review during the first 28 days.

RI H7901

Requires coverage for residential/inpatient mental health services for detox/stabilization/substance abuse disorders without preauthorization or be subject to concurrent review during the first 28 days.

RI S2606

Requires insurance coverage for all community health workers' services to include health and promotion coaching, health education and training, health system navigation and resource coordination services, care planning and follow-up care recommendations.

RI H7875

Requires insurance coverage for all community health workers' services to include health and promotion coaching, health education and training, health system navigation and resource coordination services, care planning and follow-up care recommendations.

RI H7876

Outlines the insurance coverage standards, protocols and guidelines for medically necessary treatment of individuals with mental health or substance abuse use disorders.

RI H5426

Individual Health Insurance Coverage

RI S0023

Individual Health Insurance Coverage

RI S2612

Requires that any insurance contract issued, amended or renewed on or after January 1, 2025, that provides hospital, medical or surgical coverage shall provide coverage for medically necessary treatment of mental health or substance use disorders.

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