Tennessee 2023-2024 Regular Session

Tennessee Senate Bill SB2024

Introduced
1/25/24  
Engrossed
3/4/24  
Enrolled
3/20/24  
Passed
4/4/24  

Caption

AN ACT to amend Tennessee Code Annotated, Title 56, relative to captive insurance.

Impact

The implications of SB 2024 on state law are significant as it seeks to modernize the regulations surrounding captive insurance. By creating an avenue for greater regulatory ease, the goal is to enhance the attractiveness of Tennessee as a domicile for captive insurers. This change is expected to stimulate growth in the captive insurance sector, ultimately contributing to job creation and economic development within the state. Additionally, the legislation emphasizes the importance of local oversight by allowing captive insurance companies to meet certain in-state requirements through alternative arrangements.

Summary

Senate Bill 2024 aims to amend specific sections of the Tennessee Code Annotated concerning captive insurance companies. This bill introduces several changes to the regulatory framework governing these entities, including new definitions for types of captive insurance companies and the conditions under which they must operate. Notably, the bill expands the types of captive insurance companies recognized under state law and introduces provisions that allow for greater flexibility in compliance with regulatory requirements, such as alternative filing dates for premium taxes.

Sentiment

The sentiment surrounding SB 2024 appears largely positive among industry stakeholders, who advocate for a more conducive regulatory environment for captive insurance. Industry representatives have expressed support for the bill, arguing that it will improve operational flexibility and foster an ecosystem that encourages innovation within the insurance sector. However, as with most legislative measures, there remain concerns from consumer advocacy groups regarding the potential for reduced oversight and the implications for policyholders reliant on captive insurance arrangements.

Contention

Despite its support, the bill has faced scrutiny regarding its potential impact on consumer protections. Critics worry that easing regulations could lead to less accountability for captive insurers, thereby placing policyholders at risk. There is ongoing discourse about ensuring that while the bill promotes economic growth, it does not compromise the financial safeguards necessary to protect consumers. The discussions highlight the balance that must be struck between facilitating business development and maintaining robust consumer protections in the evolving landscape of insurance.

Companion Bills

TN HB2048

Crossfiled AN ACT to amend Tennessee Code Annotated, Title 56, relative to captive insurance.

Previously Filed As

TN HB2048

AN ACT to amend Tennessee Code Annotated, Title 56, relative to captive insurance.

TN HB1304

AN ACT to amend Tennessee Code Annotated, Title 56 and Section 68-1-115, relative to insurance.

TN SB1270

AN ACT to amend Tennessee Code Annotated, Title 56 and Section 68-1-115, relative to insurance.

TN HB0057

AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 11, relative to insurance holding companies.

TN SB0239

AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 11, relative to insurance holding companies.

TN HB2306

AN ACT to amend Tennessee Code Annotated, Title 12; Title 48; Title 50 and Title 56, relative to self-insurance.

TN SB2909

AN ACT to amend Tennessee Code Annotated, Title 12; Title 48; Title 50 and Title 56, relative to self-insurance.

TN HB2043

AN ACT to amend Tennessee Code Annotated, Title 57 and Title 67, relative to taxation.

TN SB1934

AN ACT to amend Tennessee Code Annotated, Title 57 and Title 67, relative to taxation.

TN HB1213

AN ACT to amend Tennessee Code Annotated, Title 8; Title 56 and Title 71, relative to insurance.

Similar Bills

TN HB0992

AN ACT to amend Tennessee Code Annotated, Title 1, Chapter 3; Section 2-3-107; Title 4, Chapter 29, Part 2; Section 8-35-242; Section 8-38-126; Section 9-8-203; Section 10-7-504; Section 37-1-408 and Title 49, relative to charter schools.

TN SB1014

AN ACT to amend Tennessee Code Annotated, Title 1, Chapter 3; Section 2-3-107; Title 4, Chapter 29, Part 2; Section 8-35-242; Section 8-38-126; Section 9-8-203; Section 10-7-504; Section 37-1-408 and Title 49, relative to charter schools.

TN SB0553

AN ACT to amend Tennessee Code Annotated, Title 16; Title 33; Title 37; Title 38; Title 39; Title 41; Title 57; Title 62 and Title 71, relative to mental health.

TN HB0305

AN ACT to amend Tennessee Code Annotated, Title 16; Title 33; Title 37; Title 38; Title 39; Title 41; Title 57; Title 62 and Title 71, relative to mental health.

TN SB0203

AN ACT to amend Tennessee Code Annotated, Title 55, Chapter 4, relative to license plates.

TN HB0212

AN ACT to amend Tennessee Code Annotated, Title 55, Chapter 4, relative to license plates.

TN SB0576

AN ACT to amend Tennessee Code Annotated, Title 71, Chapter 5, relative to the annual coverage assessment.

TN HB0829

AN ACT to amend Tennessee Code Annotated, Title 71, Chapter 5, relative to the annual coverage assessment.