Relating to coverage of anorexia nervosa and bulimia nervosa as serious mental illnesses under certain group health benefit plans.
Impact
The bill's passing will directly affect the way health insurance plans in Texas provide coverage for treatment of anorexia and bulimia. Effective from January 1, 2010, all new group health benefit plans will be required to offer coverage for these disorders, potentially increasing access to necessary mental health services for those affected. As a result, individuals struggling with these eating disorders may find it easier to obtain treatment, which could lead to improved health outcomes. The requirement for coverage may prompt a broader conversation about mental health awareness and treatment in Texas and underscore the importance of addressing eating disorders as significant public health issues.
Summary
House Bill 2967 aims to include anorexia nervosa and bulimia nervosa as serious mental illnesses under specific group health benefit plans in Texas. This amendment to the Insurance Code will mean that these two eating disorders will be recognized and treated alongside other serious mental illnesses, like bipolar disorders and schizophrenia. This move acknowledges the significant impact that these disorders have on individuals' mental and physical health, and it aligns Texas health coverage with more comprehensive standards established by the American Psychiatric Association in the DSM.
Contention
While the bill aims to enhance mental health coverage, it may face challenges related to the insurance cost implications. There could be concerns from insurers about increased claims and the financial burden of providing coverage for additional serious mental illnesses. A study mandated by the bill will assess the impact of this required coverage on health benefit plan costs, with findings expected to be reported by early 2013. Stakeholders may debate the balance between improved access to mental health care and the potential rise in insurance premiums as a result of these enhanced coverage requirements.