Texas Senate Bill SB79

Texas 2009 - 81st Regular

• Filed: 11/10/08
• Out of Senate Committee: 3/26/09
• Voted on by Senate: 4/9/09
• Out of House Committee: 5/2/09
• Voted on by House: 5/19/09
• Governor Action: 6/19/09
• Enrolled: 5/20/09
• Passed: 6/19/09

Caption

Relating to specialty certification for insurance agents serving certain employer groups.

Impact

The bill impacts the Texas Insurance Code by adding a new subchapter that outlines the certification and training required. It emphasizes the importance of knowledgeable agents in the market for small employer health benefits, which could lead to improved service and better-informed decisions for smaller businesses. Additionally, the Texas Department of Insurance will maintain a list of certified agents, enhancing transparency for employers seeking assistance with health plans.

Summary

SB79 establishes a voluntary specialty certification program for insurance agents who market health benefit plans specifically to small employers in Texas. This program aims to ensure that agents have the necessary training to understand and communicate the complexities of small employer health benefit plans, as defined under existing Texas laws. To become certified, agents must hold a general insurance license, complete specific training, and pass an examination proving their knowledge in this area, which is tailored to the needs of small employers.

Contention

Notable points of contention surrounding SB79 include concerns over the additional regulatory burden it may impose on agents and potential barriers for those who wish to serve small employers. While advocates argue that the certification will enhance professional standards and ultimately benefit small businesses, some critics may view this process as an unnecessary hurdle that could limit competition in the insurance market. Furthermore, the specifics of the required continuing education and training courses could also lead to debates regarding the adequacy and relevance of such training in real-world scenarios.