82R30122 TRH-F
By: Watson S.B. No. 1656
(Vo)
Substitute the following for S.B. No. 1656: No.
A BILL TO BE ENTITLED
AN ACT
relating to the reporting of information to claims databases by
insurers.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subtitle C, Title 5, Insurance Code, is amended
by adding Chapter 563 to read as follows:
CHAPTER 563. PRACTICES RELATING TO CLAIMS REPORTING
Sec. 563.001. DEFINITIONS. In this chapter:
(1) "Claims database" means a database used by
insurers to share, among insurers, insureds' claims histories or
damage reports concerning covered properties.
(2) "Insurer," "personal automobile insurance," and
"residential property insurance" have the meanings assigned by
Section 2254.001.
Sec. 563.002. REPORTING TO CLAIMS DATABASE. An insurer or
an insurer's agent may not report to a claims database information
regarding an inquiry by an insured regarding coverage provided
under a personal automobile insurance policy or a residential
property insurance policy unless and until the insured files a
claim under the policy.
SECTION 2. This Act takes effect September 1, 2011.