5 | 3 | | |
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6 | 4 | | |
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7 | 5 | | A BILL TO BE ENTITLED |
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8 | 6 | | AN ACT |
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9 | 7 | | relating to health benefit plan coverage for abuse-deterrent opioid |
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10 | 8 | | analgesic drugs. |
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11 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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12 | 10 | | SECTION 1. Chapter 1369, Insurance Code, is amended by |
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13 | 11 | | adding Subchapter H to read as follows: |
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14 | 12 | | SUBCHAPTER H. COVERAGE FOR ABUSE-DETERRENT OPIOID ANALGESIC DRUGS |
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15 | 13 | | Sec. 1369.351. DEFINITIONS. In this subchapter: |
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16 | 14 | | (1) "Abuse-deterrent opioid analgesic drug" means an |
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17 | 15 | | opioid analgesic drug that the United States Food and Drug |
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18 | 16 | | Administration has approved and for which the United States Food |
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19 | 17 | | and Drug Administration has approved abuse-deterrence labeling |
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20 | 18 | | that indicates the drug is expected to result in a meaningful |
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21 | 19 | | reduction in abuse. |
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22 | 20 | | (2) "Opioid analgesic drug" means a drug in the opioid |
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23 | 21 | | analgesic drug class that: |
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24 | 22 | | (A) is prescribed to treat moderate to severe |
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25 | 23 | | pain or other conditions; and |
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26 | 24 | | (B) may be: |
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27 | 25 | | (i) in an immediate-release or |
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28 | 26 | | extended-release form of the drug; |
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29 | 27 | | (ii) a single component drug; or |
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30 | 28 | | (iii) in combination with another drug. |
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31 | 29 | | Sec. 1369.352. APPLICABILITY OF SUBCHAPTER. (a) This |
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32 | 30 | | subchapter applies only to a health benefit plan, including a small |
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33 | 31 | | employer health benefit plan written under Chapter 1501, that |
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34 | 32 | | provides benefits for medical or surgical expenses incurred as a |
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35 | 33 | | result of a health condition, accident, or sickness, including an |
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36 | 34 | | individual, group, blanket, or franchise insurance policy or |
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37 | 35 | | insurance agreement, a group hospital service contract, or an |
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38 | 36 | | individual or group evidence of coverage or similar coverage |
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39 | 37 | | document that is offered by: |
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40 | 38 | | (1) an insurance company; |
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41 | 39 | | (2) a group hospital service corporation operating |
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42 | 40 | | under Chapter 842; |
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43 | 41 | | (3) a fraternal benefit society operating under |
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44 | 42 | | Chapter 885; |
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45 | 43 | | (4) a stipulated premium company operating under |
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46 | 44 | | Chapter 884; |
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47 | 45 | | (5) a reciprocal exchange operating under Chapter 942; |
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48 | 46 | | (6) a health maintenance organization operating under |
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49 | 47 | | Chapter 843; |
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50 | 48 | | (7) a multiple employer welfare arrangement that holds |
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51 | 49 | | a certificate of authority under Chapter 846; or |
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52 | 50 | | (8) an approved nonprofit health corporation that |
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53 | 51 | | holds a certificate of authority under Chapter 844. |
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54 | 52 | | (b) Notwithstanding Section 1501.251 or any other law, this |
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55 | 53 | | subchapter applies to a small employer health benefit plan subject |
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56 | 54 | | to Chapter 1501. |
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57 | 55 | | (c) Notwithstanding Sections 1507.004 and 1507.053, or any |
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58 | 56 | | other law, this subchapter applies to a consumer choice of benefits |
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59 | 57 | | plan issued under Chapter 1507. |
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60 | 58 | | Sec. 1369.353. EXCEPTIONS; APPLICATION TO QUALIFIED HEALTH |
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61 | 59 | | PLAN. (a) This subchapter does not apply to: |
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62 | 60 | | (1) a health benefit plan that provides coverage only: |
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63 | 61 | | (A) for a specified disease or for another |
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64 | 62 | | limited benefit other than for cancer; |
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65 | 63 | | (B) for accidental death or dismemberment; |
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66 | 64 | | (C) for wages or payments in lieu of wages for a |
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67 | 65 | | period during which an employee is absent from work because of |
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68 | 66 | | sickness or injury; |
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69 | 67 | | (D) as a supplement to a liability insurance |
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70 | 68 | | policy; |
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71 | 69 | | (E) for credit insurance; |
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72 | 70 | | (F) for dental or vision care; or |
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73 | 71 | | (G) for indemnity for hospital confinement; |
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74 | 72 | | (2) a Medicare supplemental policy as defined by |
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75 | 73 | | Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss), |
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76 | 74 | | as amended; |
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77 | 75 | | (3) a workers' compensation insurance policy; |
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78 | 76 | | (4) medical payment insurance coverage provided under |
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79 | 77 | | a motor vehicle insurance policy; or |
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80 | 78 | | (5) a long-term care insurance policy, including a |
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81 | 79 | | nursing home fixed indemnity policy, unless the commissioner |
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82 | 80 | | determines that the policy provides benefit coverage so |
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83 | 81 | | comprehensive that the policy is a health benefit plan as described |
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84 | 82 | | by Section 1369.102. |
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85 | 83 | | (b) This subchapter does not apply to: |
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86 | 84 | | (1) a Medicaid managed care program operated under |
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87 | 85 | | Chapter 533, Government Code; |
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88 | 86 | | (2) a Medicaid program operated under Chapter 32, |
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89 | 87 | | Human Resources Code; or |
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90 | 88 | | (3) the state child health plan operated under Chapter |
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91 | 89 | | 62 or 63, Health and Safety Code. |
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92 | 90 | | (c) To the extent that providing coverage for |
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93 | 91 | | abuse-deterrent opioid analgesic drugs under this section would |
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94 | 92 | | otherwise require this state to make a payment under 42 U.S.C. |
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95 | 93 | | Section 18031(d)(3)(B)(ii), a qualified health plan, as defined by |
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96 | 94 | | 45 C.F.R. Section 155.20, is not required to provide a benefit for |
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97 | 95 | | the drugs under this section that exceeds the specified essential |
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98 | 96 | | health benefits required under 42 U.S.C. Section 18022(b). |
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99 | 97 | | Sec. 1369.354. REQUIRED COVERAGE FOR ABUSE-DETERRENT |
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100 | 98 | | OPIOID ANALGESIC DRUGS. (a) A health benefit plan must provide |
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101 | 99 | | coverage for abuse-deterrent opioid analgesic drugs. |
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102 | 100 | | (b) A health benefit plan issuer may not reduce or limit a |
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103 | 101 | | payment to a health care professional, or otherwise penalize the |
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104 | 102 | | professional, because the professional prescribes or dispenses an |
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105 | 103 | | abuse-deterrent opioid analgesic drug. |
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106 | 104 | | (c) Nothing in this section may be construed to authorize a |
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107 | 105 | | health care professional to dispense a drug. |
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108 | 106 | | Sec. 1369.355. PRIOR AUTHORIZATION. (a) A health benefit |
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109 | 107 | | plan may require prior authorization for an abuse-deterrent opioid |
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110 | 108 | | analgesic drug if the health benefit plan requires prior |
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111 | 109 | | authorization for versions of the opioid analgesic drug that do not |
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112 | 110 | | have abuse-deterrent properties. |
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113 | 111 | | (b) A health benefit plan may not require an enrollee to use |
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114 | 112 | | an opioid analgesic drug that does not have abuse-deterrent |
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115 | 113 | | properties before prior authorization for an abuse-deterrent |
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116 | 114 | | opioid analgesic drug may be given. |
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117 | 115 | | SECTION 2. Subchapter H, Chapter 1369, Insurance Code, as |
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118 | 116 | | added by this Act, applies only to a health benefit plan that is |
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119 | 117 | | delivered, issued for delivery, or renewed on or after January 1, |
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120 | 118 | | 2016. A health benefit plan that is delivered, issued for delivery, |
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121 | 119 | | or renewed before January 1, 2016, is covered by the law in effect |
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122 | 120 | | at the time the plan was delivered, issued for delivery, or renewed, |
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123 | 121 | | and that law is continued in effect for that purpose. |
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124 | 122 | | SECTION 3. This Act takes effect September 1, 2015. |
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