| 6 | 4 | | AN ACT |
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| 7 | 5 | | relating to certain insurers' insurance rating and underwriting |
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| 8 | 6 | | practices based on certain consumer inquiries. |
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| 9 | 7 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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| 10 | 8 | | SECTION 1. Section 544.552, Insurance Code, is amended to |
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| 11 | 9 | | read as follows: |
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| 12 | 10 | | Sec. 544.552. APPLICABILITY. This subchapter applies only |
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| 13 | 11 | | to a standard fire, homeowners, or farm and ranch owners insurance |
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| 14 | 12 | | policy, including such policies written by: |
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| 15 | 13 | | (1) a farm mutual insurance company; |
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| 16 | 14 | | (2) a county mutual insurance company; |
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| 17 | 15 | | (3) a Lloyd's plan; and |
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| 18 | 16 | | (4) a reciprocal or interinsurance exchange. |
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| 19 | 17 | | SECTION 2. This Act applies only to an underwriting |
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| 20 | 18 | | decision made on or after the effective date of this Act or a rate |
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| 21 | 19 | | for an insurance policy that is delivered, issued for delivery, or |
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| 22 | 20 | | renewed on or after that date. An underwriting decision made before |
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| 23 | 21 | | the effective date of this Act or a rate for a policy delivered, |
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| 24 | 22 | | issued for delivery, or renewed before that date is governed by the |
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| 25 | 23 | | law as it existed immediately before the effective date of this Act, |
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| 26 | 24 | | and that law is continued in effect for that purpose. |
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| 27 | 25 | | SECTION 3. This Act takes effect September 1, 2015. |
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| 26 | + | ______________________________ ______________________________ |
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| 27 | + | President of the Senate Speaker of the House |
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| 28 | + | I hereby certify that S.B. No. 188 passed the Senate on |
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| 29 | + | April 7, 2015, by the following vote: Yeas 28, Nays 3. |
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| 30 | + | ______________________________ |
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| 31 | + | Secretary of the Senate |
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| 32 | + | I hereby certify that S.B. No. 188 passed the House on |
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| 33 | + | May 24, 2015, by the following vote: Yeas 89, Nays 51, two |
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| 34 | + | present not voting. |
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| 35 | + | ______________________________ |
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| 36 | + | Chief Clerk of the House |
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| 37 | + | Approved: |
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| 38 | + | ______________________________ |
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| 39 | + | Date |
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| 40 | + | ______________________________ |
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| 41 | + | Governor |
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