| 1 | 1 | | 85R10725 SCL-F |
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| 2 | 2 | | By: Davis of Dallas H.B. No. 2145 |
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| 3 | 3 | | |
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| 4 | 4 | | |
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| 5 | 5 | | A BILL TO BE ENTITLED |
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| 6 | 6 | | AN ACT |
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| 7 | 7 | | relating to premium increase for a collision in which the insured is |
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| 8 | 8 | | not at fault under a personal automobile insurance policy. |
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| 9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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| 10 | 10 | | SECTION 1. Subchapter B, Chapter 1953, Insurance Code, is |
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| 11 | 11 | | amended by adding Section 1953.053 to read as follows: |
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| 12 | 12 | | Sec. 1953.053. RATE CONSEQUENCE PROHIBITED. An insurer |
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| 13 | 13 | | described by Section 1952.001 or a county mutual insurance company |
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| 14 | 14 | | may not assign a rate consequence on, or otherwise cause a premium |
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| 15 | 15 | | increase for, an insured's personal automobile insurance policy |
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| 16 | 16 | | based on the insured's involvement in an accident: |
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| 17 | 17 | | (1) arising from the insured's operation, maintenance, |
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| 18 | 18 | | or use of a motor vehicle covered by the insured's personal |
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| 19 | 19 | | automobile insurance policy; and |
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| 20 | 20 | | (2) for which the insured is determined to not be at |
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| 21 | 21 | | fault. |
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| 22 | 22 | | SECTION 2. The changes in law made by this Act apply only to |
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| 23 | 23 | | a personal automobile insurance policy delivered, issued for |
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| 24 | 24 | | delivery, or renewed on or after January 1, 2018. A personal |
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| 25 | 25 | | automobile insurance policy delivered, issued for delivery, or |
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| 26 | 26 | | renewed before January 1, 2018, is governed by the law in effect |
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| 27 | 27 | | immediately before the effective date of this Act, and that law is |
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| 28 | 28 | | continued in effect for that purpose. |
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| 29 | 29 | | SECTION 3. This Act takes effect September 1, 2017. |
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