85R10725 SCL-F
By: Davis of Dallas H.B. No. 2145
A BILL TO BE ENTITLED
AN ACT
relating to premium increase for a collision in which the insured is
not at fault under a personal automobile insurance policy.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subchapter B, Chapter 1953, Insurance Code, is
amended by adding Section 1953.053 to read as follows:
Sec. 1953.053. RATE CONSEQUENCE PROHIBITED. An insurer
described by Section 1952.001 or a county mutual insurance company
may not assign a rate consequence on, or otherwise cause a premium
increase for, an insured's personal automobile insurance policy
based on the insured's involvement in an accident:
(1) arising from the insured's operation, maintenance,
or use of a motor vehicle covered by the insured's personal
automobile insurance policy; and
(2) for which the insured is determined to not be at
fault.
SECTION 2. The changes in law made by this Act apply only to
a personal automobile insurance policy delivered, issued for
delivery, or renewed on or after January 1, 2018. A personal
automobile insurance policy delivered, issued for delivery, or
renewed before January 1, 2018, is governed by the law in effect
immediately before the effective date of this Act, and that law is
continued in effect for that purpose.
SECTION 3. This Act takes effect September 1, 2017.