Texas 2019 - 86th Regular

Texas House Bill HB2468

Caption

Relating to proof of United States citizenship for the issuance or renewal of a personal automobile insurance policy.

Impact

The implementation of HB2468 modifies state insurance laws by mandating additional documentation for residents seeking personal automobile insurance. This requirement is set to apply to policies issued or renewed starting from January 1, 2020. The law aims to reinforce the verification process for insurance applicants, thereby potentially impacting both insurers and individuals in terms of compliance with the new documentation standards.

Summary

House Bill 2468 addresses the requirements for the issuance and renewal of personal automobile insurance policies in Texas. The bill stipulates that insurance agents and insurers must obtain proof of United States citizenship from applicants before allowing them to secure or renew their automobile insurance. Acceptable forms of proof include an unexpired passport, a certified copy of a birth certificate, or U.S. citizenship papers. This law is meant to ensure that all insured individuals are identified and verified as U.S. citizens before they can obtain insurance coverage.

Contention

While supporters of the bill argue that requiring proof of citizenship is a necessary measure to prevent fraud and ensure integrity within the insurance system, opponents may view this requirement as an unnecessary barrier that could unfairly discriminate against certain populations. Concerns have been raised regarding its impact on inclusivity, particularly for individuals who may have difficulty obtaining the required proof of citizenship documents, potentially limiting their access to essential automobile insurance.

Companion Bills

No companion bills found.

Previously Filed As

TX SB554

Relating to an appraisal procedure for disputed losses under personal automobile insurance policies.

TX HB1437

Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.

TX HB4194

Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.

TX SB153

Relating to proof of insurance and database requirements for operator's and certain exclusionary automobile insurance policies.

TX HB1656

Relating to the payment of deductibles under automobile insurance policies.

TX HB1352

Relating to the provision of uninsured or underinsured motorist coverage in automobile liability insurance policies.

TX HB2039

Relating to automobile liability insurance for digital network company drivers.

TX HB2065

Relating to nonrenewal of certain private passenger automobile insurance policies for the insured's failure to cooperate in a third-party liability claim or action.

TX HB3365

Relating to rating plan consequences for automobile insurance for traffic violation charges or convictions.

TX HB150

Relating to prohibiting oral releases for automobile insurance claims.

Similar Bills

No similar bills found.