5 | 3 | | |
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6 | 4 | | |
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7 | 5 | | A BILL TO BE ENTITLED |
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8 | 6 | | AN ACT |
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9 | 7 | | relating to requirements for overpayment recovery and third party |
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10 | 8 | | access to provider networks for certain insurance policies and |
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11 | 9 | | benefit plans that provide dental benefits. |
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12 | 10 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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13 | 11 | | SECTION 1. Section 1451.206, Insurance Code, is amended by |
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14 | 12 | | adding Subsections (d) and (e) to read as follows: |
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15 | 13 | | (d) An employee benefit plan or health insurance policy |
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16 | 14 | | provider or issuer may not recover an overpayment made to a dentist |
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17 | 15 | | unless: |
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19 | 17 | | dentist receives the payment, the provider or issuer provides |
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20 | 18 | | written notice of the overpayment to the dentist that includes the |
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21 | 19 | | basis and specific reasons for the request for recovery of funds; |
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22 | 20 | | and |
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23 | 21 | | (2) the dentist: |
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24 | 22 | | (A) fails to provide a written objection to the |
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25 | 23 | | request for recovery of funds and does not make arrangements for |
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26 | 24 | | repayment of the requested funds on or before the 45th day after the |
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27 | 25 | | date the dentist receives the notice; or |
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28 | 26 | | (B) objects to the request in accordance with the |
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29 | 27 | | procedure described by Subsection (e) and exhausts all rights of |
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30 | 28 | | appeal. |
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31 | 29 | | (e) An employee benefit plan or health insurance policy |
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32 | | - | provider or issuer shall provide a dentist with the opportunity to |
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33 | | - | challenge an overpayment recovery request and establish written |
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34 | | - | policies and procedures for a dentist to object to an overpayment |
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35 | | - | recovery request. The procedures must allow the dentist to access |
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36 | | - | the claims information in dispute. |
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| 30 | + | provider or issuer shall establish written policies and procedures |
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| 31 | + | for a dentist to object to an overpayment recovery request and |
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| 32 | + | provide a copy of the policies and procedures to the dentist with |
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| 33 | + | each overpayment recovery request. The procedures must allow the |
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| 34 | + | dentist to access the claims information in dispute. |
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41 | | - | entered into or when material modifications are made to the |
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42 | | - | contract relevant to granting a third party access to the contract, |
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43 | | - | an employee benefit plan or health insurance policy provider or |
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44 | | - | issuer shall allow any dentist that is part of the provider network |
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45 | | - | to elect not to participate in the third party access to the |
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46 | | - | contract and to elect not to enter into a contract directly with the |
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47 | | - | third party that will obtain access to the provider network. This |
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48 | | - | subsection does not permit the plan or policy provider or issuer to |
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49 | | - | cancel or otherwise end a contractual relationship with a dentist |
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50 | | - | if the dentist elects to not participate in or agree to third party |
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51 | | - | access to the provider network contract. |
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| 39 | + | entered into, sold, leased, or renewed or when material |
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| 40 | + | modifications are made to the contract relevant to granting a third |
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| 41 | + | party access to the contract, an employee benefit plan or health |
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| 42 | + | insurance policy provider or issuer shall allow any dentist that is |
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| 43 | + | part of the provider network to elect not to participate in the |
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| 44 | + | third party access to the contract and to elect not to enter into a |
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| 45 | + | contract directly with the third party that will obtain access to |
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| 46 | + | the provider network. The provider or issuer may not require that a |
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| 47 | + | dentist terminate or modify the dentist's preexisting contractual |
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| 48 | + | relationship with the provider or issuer based on the dentist's |
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| 49 | + | election to not participate in or agree to third party access to the |
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| 50 | + | contract network. |
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52 | 51 | | (b) An employee benefit plan or health insurance policy |
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53 | 52 | | provider or issuer that enters into a provider network contract |
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54 | 53 | | with a dentist, or a contracting entity that has leased or acquired |
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55 | 54 | | the provider network contract, may grant a third party access to the |
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56 | 55 | | provider network contract or to a dentist's dental care services or |
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57 | 56 | | contractual discounts provided under the contract only if: |
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58 | 57 | | (1) the provider network contract or each employee |
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59 | 58 | | benefit plan or health insurance policy for which the provider |
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60 | 59 | | network contract was entered into, leased, or acquired |
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61 | 60 | | conspicuously states that the provider or issuer or contracting |
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62 | 61 | | entity may enter into an agreement with a third party that allows |
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63 | 62 | | the third party to obtain the provider's, issuer's, or contracting |
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64 | 63 | | entity's rights and responsibilities as if the third party were the |
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65 | 64 | | provider, issuer, or contracting entity; |
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66 | 65 | | (2) if the contracting entity is an employee benefit |
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67 | 66 | | plan or health insurance policy provider or issuer, the entity's |
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68 | 67 | | plan or policy for which the provider network contract is leased or |
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69 | 68 | | acquired conspicuously states, in addition to the language required |
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70 | 69 | | by Subdivision (1), that the dentist may elect not to participate in |
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71 | | - | third party access to the provider network contract: |
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72 | | - | (A) at the time the provider network contract is |
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73 | | - | entered into; or |
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74 | | - | (B) when there are material modifications to the |
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75 | | - | provider network contract relevant to granting a third party access |
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76 | | - | to the provider network contract; |
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| 70 | + | third party access to the provider network contract at the time the |
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| 71 | + | provider network contract is entered into, sold, leased, or renewed |
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| 72 | + | or when there are material modifications to the provider network |
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| 73 | + | contract relevant to granting a third party access to the provider |
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| 74 | + | network contract; |
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77 | 75 | | (3) the third party accessing the provider network |
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78 | 76 | | contract agrees to comply with all of the original contract's |
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79 | 77 | | terms, including the contracted fee schedule and obligations |
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80 | 78 | | concerning patient steerage; |
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81 | 79 | | (4) the provider, issuer, or other contracting entity |
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82 | 80 | | provides in writing to the dentist the names of all third parties |
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83 | 81 | | with access to the provider network in existence as of the date the |
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85 | 83 | | (5) the provider, issuer, or other contracting entity |
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86 | 84 | | identifies all current third parties with access to the provider |
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87 | 85 | | network on its Internet website with a list updated at least once |
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88 | 86 | | every 90 days; |
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89 | 87 | | (6) the provider, issuer, or other contracting entity |
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90 | 88 | | requires a third party with access to the provider network to |
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91 | 89 | | identify the source of any discount on all remittance advices or |
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92 | 90 | | explanations of payment under which a discount is taken, provided |
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93 | 91 | | that this subsection does not apply to electronic transactions |
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94 | 92 | | mandated by the Health Insurance Portability and Accountability Act |
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95 | 93 | | of 1996 (Pub. L. No. 104-191); |
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96 | 94 | | (7) the provider, issuer, or other contracting entity |
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97 | | - | provides written or electronic notice to network dentists that a |
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98 | | - | third party will lease, acquire, or obtain access to the provider |
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99 | | - | network at least 30 days before the lease or access takes effect; |
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| 95 | + | provides written notice to network dentists that a third party will |
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| 96 | + | lease, acquire, or obtain access to the provider network at least 30 |
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| 97 | + | days before the lease, acquisition, or access takes effect; |
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134 | | - | contract, provided that: |
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135 | | - | (i) the provider, issuer, or entity |
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136 | | - | publicly discloses the names of the affiliates on its Internet |
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137 | | - | website; and |
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138 | | - | (ii) the affiliate accessing the provider |
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139 | | - | network contract agrees to comply with all of the original |
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140 | | - | contract's terms, including the contracted fee schedule and |
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141 | | - | obligations concerning patient steerage; |
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| 125 | + | contract, provided that the provider, issuer, or entity publicly |
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| 126 | + | discloses the names of the affiliates on its Internet website; |
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142 | 127 | | (2) to the child health plan program under Chapter 62, |
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143 | 128 | | Health and Safety Code, or the health benefits plan for children |
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144 | 129 | | under Chapter 63, Health and Safety Code; or |
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145 | 130 | | (3) to a Medicaid managed care program operated under |
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146 | 131 | | Chapter 533, Government Code, or a Medicaid program operated under |
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147 | 132 | | Chapter 32, Human Resources Code. |
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148 | 133 | | SECTION 3. Sections 1451.206(d) and (e) and 1451.209, |
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149 | 134 | | Insurance Code, as added by this Act, apply only to an employee |
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150 | 135 | | benefit plan for a plan year that commences on or after January 1, |
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151 | 136 | | 2022, or a health insurance policy delivered, issued for delivery, |
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152 | 137 | | or renewed on or after January 1, 2022, and any provider network |
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