Texas House Bill HB2779

Texas 2021 - 87th Regular

Caption

Relating to the regulation as a public insurance adjuster of certain persons acting on behalf of an insured for a real or personal property insurance claim.

Impact

The impact of HB2779 is primarily seen in how it regulates the relationships between contractors, insured individuals, and insurers. By designating specific actions that contractors can take without needing to be licensed as public adjusters, the bill seeks to facilitate smoother communication and documentation processes between contractors and insurers. This aims to simplify the claims process for property insurance, ultimately benefiting insured individuals who rely on contractors for their repair work related to claims.

Summary

House Bill 2779 aims to amend the Insurance Code by providing specific exemptions for certain contractor services in relation to public insurance adjusters. The bill addresses scenarios where a contractor is engaged by an insured individual to perform work covered under a property insurance policy. It details actions that these contractors may undertake without falling under the regulations governing public insurance adjusters, thereby streamlining their interactions with insurers during the claims process.

Contention

Notable points of contention surrounding HB2779 may arise from concerns over consumer protection and the potential for abuse of the exemptions provided. Critics might argue that allowing contractors to engage in particular communication with insurers without the regulations applied to public adjusters could lead to conflicts of interest or undermine the role of professional adjusters. Ensuring that insured individuals are not disadvantaged in the claims process due to relaxed regulations may be an area of debate among legislators.