Texas 2025 - 89th Regular

Texas House Bill HB3840 Compare Versions

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11 89R14856 SCL-D
22 By: Johnson H.B. No. 3840
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77 A BILL TO BE ENTITLED
88 AN ACT
99 relating to automobile insurance premium discounts for dashboard
1010 cameras.
1111 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1212 SECTION 1. Chapter 1952, Insurance Code, is amended by
1313 adding Subchapter I to read as follows:
1414 SUBCHAPTER I. PREMIUM DISCOUNT FOR DASHBOARD CAMERAS
1515 Sec. 1952.401. DEFINITION. In this subchapter, "motor
1616 vehicle" means any motor driven or propelled vehicle required to be
1717 registered under the laws of this state.
1818 Sec. 1952.402. DASHBOARD CAMERA DISCOUNT. The commissioner
1919 by rule shall require insurers to provide a premium discount on an
2020 automobile insurance policy if a covered motor vehicle has a
2121 dashboard camera installed.
2222 SECTION 2. (a) Not later than December 1, 2025, the
2323 commissioner of insurance shall adopt rules as required by this
2424 Act.
2525 (b) The changes in law made by this Act apply only to an
2626 insurance policy that is delivered, issued for delivery, or renewed
2727 on or after January 1, 2026.
2828 SECTION 3. This Act takes effect September 1, 2025.