89R14856 SCL-D
By: Johnson H.B. No. 3840
A BILL TO BE ENTITLED
AN ACT
relating to automobile insurance premium discounts for dashboard
cameras.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Chapter 1952, Insurance Code, is amended by
adding Subchapter I to read as follows:
SUBCHAPTER I. PREMIUM DISCOUNT FOR DASHBOARD CAMERAS
Sec. 1952.401. DEFINITION. In this subchapter, "motor
vehicle" means any motor driven or propelled vehicle required to be
registered under the laws of this state.
Sec. 1952.402. DASHBOARD CAMERA DISCOUNT. The commissioner
by rule shall require insurers to provide a premium discount on an
automobile insurance policy if a covered motor vehicle has a
dashboard camera installed.
SECTION 2. (a) Not later than December 1, 2025, the
commissioner of insurance shall adopt rules as required by this
Act.
(b) The changes in law made by this Act apply only to an
insurance policy that is delivered, issued for delivery, or renewed
on or after January 1, 2026.
SECTION 3. This Act takes effect September 1, 2025.