| 1 | 1 | | I |
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| 2 | 2 | | 119THCONGRESS |
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| 3 | 3 | | 1 |
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| 4 | 4 | | STSESSION H. R. 2028 |
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| 5 | 5 | | To amend the Higher Education Act of 1965 to provide for interest-free |
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| 6 | 6 | | deferment on student loans for borrowers serving in a medical or dental |
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| 7 | 7 | | internship or residency program. |
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| 8 | 8 | | IN THE HOUSE OF REPRESENTATIVES |
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| 9 | 9 | | MARCH11, 2025 |
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| 10 | 10 | | Mr. B |
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| 11 | 11 | | ABIN(for himself and Ms. HOULAHAN) introduced the following bill; |
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| 12 | 12 | | which was referred to the Committee on Education and Workforce |
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| 13 | 13 | | A BILL |
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| 14 | 14 | | To amend the Higher Education Act of 1965 to provide |
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| 15 | 15 | | for interest-free deferment on student loans for bor- |
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| 16 | 16 | | rowers serving in a medical or dental internship or resi- |
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| 17 | 17 | | dency program. |
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| 18 | 18 | | Be it enacted by the Senate and House of Representa-1 |
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| 19 | 19 | | tives of the United States of America in Congress assembled, 2 |
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| 20 | 20 | | SECTION 1. SHORT TITLE. 3 |
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| 21 | 21 | | This Act may be cited as the ‘‘Resident Education 4 |
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| 22 | 22 | | Deferred Interest Act’’ or the ‘‘REDI Act’’. 5 |
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| 23 | 23 | | VerDate Sep 11 2014 15:37 Mar 22, 2025 Jkt 059200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H2028.IH H2028 |
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| 24 | 24 | | kjohnson on DSK7ZCZBW3PROD with $$_JOB 2 |
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| 25 | 25 | | •HR 2028 IH |
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| 26 | 26 | | SEC. 2. DEFERMENT DURING A MEDICAL OR DENTAL IN-1 |
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| 27 | 27 | | TERNSHIP OR RESIDENCY PROGRAM. 2 |
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| 28 | 28 | | Section 455(f) of the Higher Education Act of 1965 3 |
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| 29 | 29 | | (20 U.S.C. 1087e(f)) is amended— 4 |
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| 30 | 30 | | (1) in paragraph (1), in the matter preceding 5 |
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| 31 | 31 | | subparagraph (A), by striking ‘‘A borrower’’ and in-6 |
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| 32 | 32 | | serting ‘‘Except as provided in paragraph (7), a bor-7 |
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| 33 | 33 | | rower’’; 8 |
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| 34 | 34 | | (2) in paragraph (2)(A)— 9 |
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| 35 | 35 | | (A) in clause (i), by striking ‘‘or’’ after the 10 |
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| 36 | 36 | | semicolon; 11 |
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| 37 | 37 | | (B) by striking the matter following clause 12 |
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| 38 | 38 | | (ii); 13 |
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| 39 | 39 | | (C) in clause (ii), by striking the comma at 14 |
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| 40 | 40 | | the end and inserting ‘‘; or’’; and 15 |
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| 41 | 41 | | (D) by adding at the end the following: 16 |
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| 42 | 42 | | ‘‘(iii) is serving in a medical or dental 17 |
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| 43 | 43 | | internship or residency program;’’; and 18 |
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| 44 | 44 | | (3) by adding at the end the following: 19 |
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| 45 | 45 | | ‘‘(7) S |
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| 46 | 46 | | PECIAL RULE FOR CERTAIN IN SCHOOL 20 |
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| 47 | 47 | | DEFERMENT.—Notwithstanding any other provision 21 |
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| 48 | 48 | | of this Act, a borrower described in paragraph 22 |
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| 49 | 49 | | (2)(A)(iii) shall be eligible for a deferment, during 23 |
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| 50 | 50 | | which periodic installments of principal need not be 24 |
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| 51 | 51 | | VerDate Sep 11 2014 15:37 Mar 22, 2025 Jkt 059200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H2028.IH H2028 |
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| 52 | 52 | | kjohnson on DSK7ZCZBW3PROD with $$_JOB 3 |
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| 53 | 53 | | •HR 2028 IH |
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| 54 | 54 | | paid and interest shall not accrue on any loan made 1 |
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| 55 | 55 | | to the borrower under this part.’’. 2 |
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| 56 | 56 | | Æ |
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| 57 | 57 | | VerDate Sep 11 2014 15:37 Mar 22, 2025 Jkt 059200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6301 E:\BILLS\H2028.IH H2028 |
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| 58 | 58 | | kjohnson on DSK7ZCZBW3PROD with $$_JOB |
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