I
119THCONGRESS
1
STSESSION H. R. 2028
To amend the Higher Education Act of 1965 to provide for interest-free
deferment on student loans for borrowers serving in a medical or dental
internship or residency program.
IN THE HOUSE OF REPRESENTATIVES
MARCH11, 2025
Mr. B
ABIN(for himself and Ms. HOULAHAN) introduced the following bill;
which was referred to the Committee on Education and Workforce
A BILL
To amend the Higher Education Act of 1965 to provide
for interest-free deferment on student loans for bor-
rowers serving in a medical or dental internship or resi-
dency program.
Be it enacted by the Senate and House of Representa-1
tives of the United States of America in Congress assembled, 2
SECTION 1. SHORT TITLE. 3
This Act may be cited as the ‘‘Resident Education 4
Deferred Interest Act’’ or the ‘‘REDI Act’’. 5
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SEC. 2. DEFERMENT DURING A MEDICAL OR DENTAL IN-1
TERNSHIP OR RESIDENCY PROGRAM. 2
Section 455(f) of the Higher Education Act of 1965 3
(20 U.S.C. 1087e(f)) is amended— 4
(1) in paragraph (1), in the matter preceding 5
subparagraph (A), by striking ‘‘A borrower’’ and in-6
serting ‘‘Except as provided in paragraph (7), a bor-7
rower’’; 8
(2) in paragraph (2)(A)— 9
(A) in clause (i), by striking ‘‘or’’ after the 10
semicolon; 11
(B) by striking the matter following clause 12
(ii); 13
(C) in clause (ii), by striking the comma at 14
the end and inserting ‘‘; or’’; and 15
(D) by adding at the end the following: 16
‘‘(iii) is serving in a medical or dental 17
internship or residency program;’’; and 18
(3) by adding at the end the following: 19
‘‘(7) S
PECIAL RULE FOR CERTAIN IN SCHOOL 20
DEFERMENT.—Notwithstanding any other provision 21
of this Act, a borrower described in paragraph 22
(2)(A)(iii) shall be eligible for a deferment, during 23
which periodic installments of principal need not be 24
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paid and interest shall not accrue on any loan made 1
to the borrower under this part.’’. 2
Æ
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