I 119THCONGRESS 1 STSESSION H. R. 2087 To establish minimum Federal standards for sports betting, and for other purposes. IN THE HOUSE OF REPRESENTATIVES MARCH11, 2025 Mr. T ONKOintroduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Natural Resources, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the juris- diction of the committee concerned A BILL To establish minimum Federal standards for sports betting, and for other purposes. Be it enacted by the Senate and House of Representa-1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE; TABLE OF CONTENTS. 3 (a) S HORTTITLE.—This Act may be cited as the 4 ‘‘Supporting Affordability and Fairness with Every Bet 5 Act of 2025’’ or the ‘‘SAFE Bet Act of 2025’’. 6 (b) T ABLE OFCONTENTS.—The table of contents for 7 this Act is as follows: 8 Sec. 1. Short title; table of contents. Sec. 2. Definitions. VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6211 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 2 •HR 2087 IH TITLE I—MINIMUM FEDERAL STANDARDS FOR SPORTS BETTING Sec. 101. General prohibition on sports wagering. Sec. 102. State sports wagering program. Sec. 103. State sports wagering program standards. TITLE II—PUBLIC HEALTH IN SPORTS BETTING Sec. 201. Annual nationwide survey on sports betting. Sec. 202. National Self-Exclusion List. Sec. 203. Surgeon General’s Report on Public Health Challenges Associated with Sports Betting. Sec. 204. Surveillance of gambling addiction. TITLE III—GENERAL PROVISIONS Sec. 301. State and Tribal authority. Sec. 302. Severability. SEC. 2. DEFINITIONS. 1 In this Act: 2 (1) A MATEUR ATHLETIC COMPETITION .—The 3 term ‘‘amateur athletic competition’’ has the mean-4 ing given the term in section 220501 of title 36, 5 United States Code. 6 (2) A NONYMIZED SPORTS WAGERING DATA .— 7 With respect to a sports wager accepted by a sports 8 wagering operator, the term ‘‘anonymized sports wa-9 gering data’’ means— 10 (A) a unique identifier for the transaction 11 and, if available, the individual who placed the 12 sports wager, except that such identifier shall 13 not include any personally identifiable informa-14 tion of such individual; 15 (B) the amount and type of sports wager; 16 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 3 •HR 2087 IH (C) the date and time at which the sports 1 wager was accepted; 2 (D) the location at which the sports wager 3 was placed, including the internet protocol ad-4 dress, if applicable; and 5 (E) the outcome of the sports wager. 6 (3) G AMBLING DISORDER .—The term ‘‘gam-7 bling disorder’’ means— 8 (A) gambling disorder, as the term is used 9 by the American Psychiatric Association in the 10 publication entitled ‘‘Diagnostic and Statistical 11 Manual of Mental Disorders, 5th Edition’’ (or 12 a successor edition); 13 (B) pathological gambling; 14 (C) gambling addiction; and 15 (D) compulsive gambling. 16 (4) G OVERNMENTAL ENTITY .—The term ‘‘gov-17 ernmental entity’’ means— 18 (A) a State; 19 (B) a political subdivision of a State; and 20 (C) an entity or organization, including an 21 Indian Tribe, that has governmental authority 22 within the territorial boundaries of the United 23 States, including Indian lands. 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 4 •HR 2087 IH (5) INDIAN LANDS.—The term ‘‘Indian lands’’ 1 has the meaning given the term in section 4 of the 2 Indian Gaming Regulatory Act (25 U.S.C. 2703). 3 (5) I NDIAN TRIBE.—The term ‘‘Indian Tribe’’ 4 has the meaning given the term ‘‘Indian tribe’’ in 5 section 4 of the Indian Gaming Regulatory Act (25 6 U.S.C. 2703). 7 (6) I NTERACTIVE SPORTS WAGERING PLAT -8 FORM.—The term ‘‘interactive sports wagering plat-9 form’’ means a person or entity that offers licensed 10 sports wagering over the internet, including through 11 an internet website and mobile devices, on behalf of 12 a licensed gaming facility. 13 (7) I NTERSTATE SPORTS WAGERING COM -14 PACT.—The term ‘‘interstate sports wagering com-15 pact’’ means a compact to offer sports wagering in 16 accordance with this Act between— 17 (A) 2 or more States with a State sports 18 wagering program; 19 (B) 1 or more States with a State sports 20 wagering program and 1 or more Indian Tribes; 21 or 22 (C) 2 or more Indian Tribes. 23 (8) L ICENSED GAMING FACILITY .—The term 24 ‘‘licensed gaming facility’’ means a person licensed 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00004 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 5 •HR 2087 IH by a State regulatory entity or an Indian Tribe li-1 censed by a State regulatory agency for the conduct 2 of gaming. 3 (9) M ICROBET.—The term ‘‘microbet’’ means a 4 wager placed on an outcome or occurrence within a 5 sporting event which may or may not be related to 6 the ultimate result of the sporting event. 7 (10) N ATIONAL SELF-EXCLUSION LIST.—The 8 term ‘‘national self-exclusion list’’ means the list 9 maintained under section 553A of the Public Health 10 Service Act, as added by section 202 of this Act, in 11 cooperation with State regulatory entities, under sec-12 tions 103(b)(6)(A)(ii) of this Act. 13 (11) O FFICIAL.—The term ‘‘official’’ means a 14 referee, umpire, judge, reviewer, or any other indi-15 vidual authorized to administer the rules of a sport-16 ing event. 17 (12) P ROPOSITION BET.—The term ‘‘propo-18 sition bet’’ means a side wager on a part of a sport-19 ing event that does not concern the final outcome of 20 the sporting event. 21 (13) R EASONABLE LENDER STANDARD .—The 22 term ‘‘reasonable lender standard’’ means applica-23 tion of underwriting criteria that would be applied 24 by a lender that is an insured depository institution 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00005 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 6 •HR 2087 IH (as defined under section 3 of the Federal Deposit 1 Insurance Act (12 U.S.C. 1813)) for an unsecured 2 loan extended to a consumer. 3 (14) S PORTING EVENT.—The term ‘‘sporting 4 event’’ means any athletic competition. 5 (15) S PORTS ORGANIZATION .—The term 6 ‘‘sports organization’’ means— 7 (A) a person or governmental entity that— 8 (i) sponsors, organizes, schedules, or 9 conducts a sporting event; and 10 (ii) with respect to the sporting event 11 and the participants in the sporting 12 event— 13 (I) prescribes final rules; and 14 (II) enforces a code of conduct; 15 and 16 (B) a league or association of 1 or more 17 persons or governmental entities described in 18 subparagraph (A). 19 (16) S PORTS WAGER.— 20 (A) I N GENERAL.—Except as provided in 21 subparagraph (C), the term ‘‘sports wager’’ 22 means the staking or risking by any person of 23 something of value upon the outcome of a 24 sporting event, including the outcome of any 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00006 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 7 •HR 2087 IH portion or aspect thereof, upon an agreement or 1 understanding that the person or another per-2 son will receive something of value in the event 3 of a certain outcome. 4 (B) I NCLUSION.—With respect to an ama-5 teur or professional sporting event, the term 6 ‘‘sports wager’’ includes— 7 (i) a straight bet; 8 (ii) a teaser; 9 (iii) a variation of a teaser; 10 (iv) a parlay; 11 (v) a total or over-under; 12 (vi) a moneyline; 13 (vii) a betting pool; 14 (viii) exchange wagering; 15 (ix) in-game wagering, including in- 16 game wagering on— 17 (I) a final or interim game score; 18 (II) statistics; or 19 (III) a discrete in-game event; 20 (x) a sports lottery; and 21 (xi) a proposition bet. 22 (C) E XCEPTIONS.—The term ‘‘sports 23 wager’’ does not include— 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00007 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 8 •HR 2087 IH (i) any activity excluded from the defi-1 nition of the term ‘‘bet or wager’’ under 2 section 5362 of title 31, United States 3 Code; or 4 (ii) any activity that does not violate 5 a provision of the Interstate Horseracing 6 Act of 1978 (15 U.S.C. 3001 et seq.). 7 (17) S PORTS WAGERING .—The term ‘‘sports 8 wagering’’ means the acceptance of a sports wager 9 by a sports wagering operator. 10 (18) S PORTS WAGERING OPERATOR .—The term 11 ‘‘sports wagering operator’’ means— 12 (A) a licensed gaming facility that offers 13 sports wagering; and 14 (B) an interactive sports wagering plat-15 form. 16 (19) S PORTS WAGERING OPT -IN STATE.—The 17 term ‘‘sports wagering opt-in State’’ means a State 18 that administers a State sports wagering program. 19 (20) S TATE.—The term ‘‘State’’ means— 20 (A) a State; 21 (B) the District of Columbia; and 22 (C) any commonwealth, territory, or pos-23 session of the United States. 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00008 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 9 •HR 2087 IH (21) STATE REGULATORY ENTITY .—The term 1 ‘‘State regulatory entity’’ means the governmental 2 entity— 3 (A) established or designated by a sports 4 wagering opt-in State under section 5 102(a)(2)(A)(ii); and 6 (B) responsible, solely or in coordination 7 with 1 or more other governmental entities, for 8 the regulation of sports wagering in the applica-9 ble sports wagering opt-in State. 10 (22) S TATE SOCIAL GAMBLING LAW .—The term 11 ‘‘State social gambling law’’ means a State law that 12 allows sports wagering that— 13 (A) is not conducted as a business; 14 (B) involves 2 or more players who com-15 pete on equal terms; and 16 (C) does not provide a benefit to— 17 (i) a player, other than the winnings 18 of the player; or 19 (ii) a person who is not involved in a 20 sports wager. 21 (23) S TATE SPORTS WAGERING PROGRAM .— 22 The term ‘‘State sports wagering program’’ means a 23 program administered and overseen by a State pur-24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00009 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 10 •HR 2087 IH suant to an application approved by the Attorney 1 General under subsection (b) or (e) of section 102. 2 (24) S USPICIOUS TRANSACTION .—The term 3 ‘‘suspicious transaction’’ means a transaction or an 4 arrangement that a sports wagering operator knows 5 or has reason to know, as determined by a director, 6 officer, employee, or agent of the sports wagering 7 operator is or would be if completed— 8 (A) a violation of, or part of a plan to vio-9 late or evade, any Federal, State, or local law 10 (including regulations); or 11 (B) sports wagering by or on behalf of an 12 individual described in subparagraph (C), (D), 13 or (E) of section 103(b)(4). 14 (25) S USPICIOUS TRANSACTION REPORT .—The 15 term ‘‘suspicious transaction report’’ means a report 16 submitted to a State regulatory entity or a sports 17 organization under section 103(b)(13). 18 (26) T RIBAL-STATE COMPACT .—The term 19 ‘‘Tribal-State compact’’ means a compact entered 20 into between a State and an Indian Tribe pursuant 21 to section 11(d)(3) of the Indian Gaming Regulatory 22 Act (25 U.S.C. 2710(d)(3)). 23 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00010 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 11 •HR 2087 IH TITLE I—MINIMUM FEDERAL 1 STANDARDS FOR SPORTS 2 BETTING 3 SEC. 101. GENERAL PROHIBITION ON SPORTS WAGERING. 4 (a) I NGENERAL.—Except as provided in subsection 5 (b), it shall be unlawful for any person to knowingly accept 6 a sports wager. 7 (b) E XCEPTIONS.—It shall not be a violation of sub-8 section (a) for— 9 (1) a sports wagering operator located in a 10 sports wagering opt-in State to accept a sports 11 wager in accordance with State law; or 12 (2) a person to accept a sports wager in accord-13 ance with an applicable State social gambling law. 14 (c) I NJUNCTIONS.— 15 (1) I N GENERAL.—If the Attorney General be-16 lieves a person has violated, is violating, or will vio-17 late subsection (a), the Attorney General may bring 18 a civil action in the appropriate district court of the 19 United States or the appropriate United States 20 court of a territory or possession of the United 21 States, which shall have jurisdiction in proceedings 22 in accordance with the Federal Rules of Civil Proce-23 dure to enjoin a violation of subsection (a). 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00011 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 12 •HR 2087 IH (2) JURY TRIAL.—In the case of an alleged vio-1 lation of an injunction or restraining order issued 2 under paragraph (1), trial shall be, on demand of 3 the accused, by a jury in accordance with the Fed-4 eral Rules of Civil Procedure. 5 (d) C IVILPENALTIES.— 6 (1) I N GENERAL.—Any person who violates 7 subsection (a) shall be, with respect to any such vio-8 lation, subject to a civil penalty of not more than the 9 greater of $10,000 or 3 times the amount of the ap-10 plicable sports wager. 11 (2) S EPARATE VIOLATIONS.—A separate viola-12 tion occurs for each sports wager accepted in viola-13 tion of subsection (a). 14 (3) J URISDICTION.—The district courts of the 15 United States and appropriate United States courts 16 of the territories and possessions of the United 17 States shall have jurisdiction to enforce this sub-18 section in accordance with section 1355 of title 28, 19 United States Code. 20 (4) E FFECT OF LAW.—A violation of subsection 21 (a) shall not constitute a crime, and a judgment for 22 the United States and imposition of a civil penalty 23 pursuant to paragraph (1) shall not give rise to any 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00012 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 13 •HR 2087 IH disability or legal disadvantage based on conviction 1 for a criminal offense. 2 (e) C IVILPENALTYNOTEXCLUSIVE OFCRIMINAL 3 P ENALTY.—A civil penalty, injunction, or temporary re-4 straining order imposed under this section shall be inde-5 pendent of, and not in lieu of, criminal prosecutions or 6 any other proceedings under any other law of the United 7 States, including sections 1084 and 1955 of title 18, 8 United States Code. 9 (f) E FFECTIVEDATE.—Subsection (a) shall take ef-10 fect on the date that is 18 months after the date of enact-11 ment of this Act. 12 SEC. 102. STATE SPORTS WAGERING PROGRAM. 13 (a) I NITIALAPPLICATION.— 14 (1) I N GENERAL.—To request approval to ad-15 minister a State sports wagering program, a State 16 shall submit an application to the Attorney General 17 at such time, in such manner, and accompanied by 18 such information as the Attorney General may re-19 quire. 20 (2) C ONTENTS.—An application under para-21 graph (1) shall include— 22 (A) a full and complete description of the 23 State sports wagering program the State pro-24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00013 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 14 •HR 2087 IH poses to administer under State law, includ-1 ing— 2 (i) each applicable State law relating 3 to sports wagering; and 4 (ii) an identification of the State regu-5 latory entity; and 6 (B) an assurance from the attorney gen-7 eral or chief legal officer of the State that the 8 laws of the State provide adequate authority to 9 carry out the proposed State sports wagering 10 program. 11 (b) A PPROVAL BYATTORNEYGENERAL.— 12 (1) I N GENERAL.—Not later than 180 days 13 after the date on which the Attorney General re-14 ceives a complete application under this section, the 15 Attorney General shall approve the application un-16 less the Attorney General determines that the pro-17 posed State sports wagering program does not meet 18 the standards set forth in section 103. 19 (2) D ENIAL OF APPLICATION .—A decision of 20 the Attorney General to deny an application sub-21 mitted under this section shall— 22 (A) be made in writing; and 23 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00014 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 15 •HR 2087 IH (B) specify the 1 or more standards under 1 section 103 that are not satisfied by the pro-2 posed State sports wagering program. 3 (c) N OTICE OFMATERIALCHANGES.—In the case of 4 a material change to a State law relating to sports wager-5 ing, the State regulatory entity, or other information in-6 cluded in an application submitted pursuant to subsection 7 (a) or (e), not later than 30 days after the date on which 8 the change is made, the State shall submit to the Attorney 9 General a notice of such change. 10 (d) D URATION.—A State sports wagering program 11 shall be valid for a fixed 3-year period beginning on the 12 date on which the Attorney General approves the applica-13 tion of the applicable State under subsection (a) or (e). 14 (e) R ENEWALAPPLICATION AND APPROVAL.—Not 15 later than the date on which the 3-year period referred 16 to in subsection (d) ends, a State seeking to renew the 17 approval of the State sports wagering program may sub-18 mit to the Attorney General a renewal application that— 19 (1) includes the information described in sub-20 section (a); and 21 (2) shall be subject to the approval process 22 under subsection (b). 23 (f) R EVOCATION ANDREVIEW.— 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00015 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 16 •HR 2087 IH (1) EMERGENCY REVOCATION OF APPROVAL .— 1 The Attorney General shall promulgate regulations 2 that provide procedures by which the Attorney Gen-3 eral may revoke the approval of a State to admin-4 ister a State sports wagering program before the 5 date on which the 3-year term described in sub-6 section (d) expires if the Attorney General finds that 7 the sports wagering program does not meet 1 or 8 more standards set forth in section 103. 9 (2) A DMINISTRATIVE REVIEW .—The Attorney 10 General shall promulgate regulations that provide 11 procedures by which a State may seek administra-12 tive review of any decision by the Attorney Gen-13 eral— 14 (A) to deny an application under sub-15 section (b); 16 (B) to deny a renewal application under 17 subsection (e); or 18 (C) to revoke an approval under paragraph 19 (1) of this subsection. 20 SEC. 103. STATE SPORTS WAGERING PROGRAM STAND-21 ARDS. 22 (a) I NGENERAL.—The Attorney General shall ap-23 prove an application under section 102 unless the Attor-24 ney General determines that the proposed State sports wa-25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00016 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 17 •HR 2087 IH gering program does not meet the standards set forth in 1 subsection (b). 2 (b) S TANDARDS FORSTATESPORTSWAGERINGPRO-3 GRAMS.—A State sports wagering program shall meet 4 each of the following standards: 5 (1) S TATE REGULATORY ENTITY .—Establish or 6 designate a public entity in the applicable State as 7 the State regulatory entity for the purposes of regu-8 lating sports wagering operators and enforcing 9 sports wagering laws in the State. 10 (2) P ERMISSIBLE SPORTS WAGERING .— 11 (A) I N-PERSON SPORTS WAGERING .—Pro-12 vide that in-person sports wagering may be of-13 fered only by a sports wagering operator. 14 (B) I NTERNET SPORTS WAGERING .— 15 (i) I N GENERAL.—With respect to any 16 authorization of sports wagering on an 17 interactive sports wagering platform, pro-18 vide that such sports wagering, as avail-19 able, is available only to— 20 (I) individuals located in the 21 State; or 22 (II) in the case of an interstate 23 sports wagering compact approved by 24 the Attorney General, individuals lo-25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00017 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 18 •HR 2087 IH cated in States and on Indian lands of 1 Indian Tribes that are party to the 2 compact. 3 (ii) L OCATION VERIFICATION .—In-4 clude location verification requirements 5 reasonably designed to prevent an indi-6 vidual from placing a sports wager on an 7 interactive sports wagering platform from 8 a location other than a location described 9 in clause (i). 10 (C) S PORTS WAGER APPROVAL .— 11 (i) I N GENERAL.—Provide that a 12 sports wagering operator shall not accept a 13 sports wager unless such sports wager or 14 class of sports wagers is expressly ap-15 proved by the State regulatory entity. 16 (ii) A PPROVAL CRITERIA.—Direct the 17 State regulatory entity to establish criteria 18 for decisions with respect to the approval 19 of a sports wager or a class of sports wa-20 gers, such as whether the outcome of the 21 event or contingency on which the sports 22 wager is placed is— 23 (I) verifiable; 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00018 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 19 •HR 2087 IH (II) generated by a reliable and 1 independent process; and 2 (III) unlikely to be affected by 3 any sports wager placed. 4 (D) P ROHIBITION ON AMATEUR OR INTER -5 COLLEGIATE PROPOSITION BETS .—Prohibit the 6 State regulatory entity from approving, or a 7 sports wagering operator from accepting, a 8 proposition bet on— 9 (i) any amateur athletic competition; 10 or 11 (ii) any intercollegiate sport (as de-12 fined in the Sports Agent Responsibility 13 and Trust Act (15 U.S.C. 7801)). 14 (E) P ROHIBITION OF SPORTS WAGERING 15 ON SPORTING EVENTS THAT HAVE COM -16 MENCED.—Prohibit the State regulatory entity 17 from approving, or a sports wagering operator 18 from accepting, a sports wager on any sporting 19 event, once such event has commenced. 20 (F) P ROHIBITION ON RELOAD BONUSES .— 21 Prohibit the State regulatory entity from ap-22 proving, or a sports wagering operator from en-23 couraging customers to make deposits by offer-24 ing financial incentives, including bonus funds 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00019 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 20 •HR 2087 IH or gambling credits when a customer’s account 1 approaches or reaches a zero balance. 2 (G) P ROHIBITION ON TIER PROGRAMS .— 3 Prohibit the State regulatory entity from ap-4 proving, or a sports wagering operator from 5 providing anything of value that is greater than 6 five dollars as a form of reward or incentive 7 linked to a customer’s level, amount, frequency, 8 scope, pace, duration, or rate or gambling activ-9 ity. 10 (H) P ROHIBITION ON VIP PROGRAMS .— 11 Prohibit the State regulatory entity from ap-12 proving, or a sports wagering operator from— 13 (i) providing compensation in any 14 form that is directly or indirectly con-15 nected to a customer’s deposits, gambling 16 activity, gambling wins, gambling losses, or 17 level, amount, frequency, scope, pace, du-18 ration, or rate of gambling activity; or 19 (ii) providing cash, gambling credit, 20 prizes, gifts, merchandise, event tickets or 21 passes, or property (real or personal) con-22 nected to a customer’s deposits, gambling 23 activity, gambling wins, gambling losses, or 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00020 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 21 •HR 2087 IH level, amount, frequency, scope, pace, du-1 ration, or rate of gambling activity. 2 (3) R ESTRICTIONS ON SPORTS WAGERING TO 3 PROTECT CONTEST INTEGRITY .— 4 (A) D EFINITION OF NECESSARY TO MAIN -5 TAIN CONTEST INTEGRITY .—In this paragraph, 6 the term ‘‘necessary to maintain contest integ-7 rity’’ means that, in the absence of a restric-8 tion, there is a reasonably foreseeable risk that 9 the outcome of the sporting event or contin-10 gency on which the wager is placed would be af-11 fected by the wager. 12 (B) C ONTEST INTEGRITY .—Prohibit a 13 sports wagering operator from accepting a 14 sports wager in violation of a notice of restric-15 tion received by the sports wagering operator 16 under subparagraph (E)(i). 17 (C) R EQUEST TO RESTRICT SPORTS WA -18 GERING.— 19 (i) I N GENERAL.—With respect to a 20 sporting events sponsored, organized, or 21 conducted by a sports organization, permit 22 the sports organization to submit to the 23 State regulatory entity a request to re-24 strict, limit, or exclude wagers on 1 or 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00021 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 22 •HR 2087 IH more sporting events, including by restrict-1 ing, limiting, and excluding sports wagers 2 on 1 or more performances of an athlete in 3 1 or more sporting events in which such 4 athlete participates, if the applicable sports 5 organization determines that such restric-6 tion is necessary to maintain contest integ-7 rity. 8 (ii) D EADLINES FOR SUBMISSION .— 9 Provide that the State regulatory entity 10 shall establish reasonable deadlines for the 11 submission of a request under clause (i) in 12 advance of the applicable sporting event. 13 (D) D ETERMINATION BY THE STATE REG -14 ULATORY ENTITY.—Provide that the State reg-15 ulatory entity shall promptly— 16 (i) approve a request described in sub-17 paragraph (C)(i) unless the State regu-18 latory entity determines, considering any 19 information provided by the sports organi-20 zation and any other relevant information, 21 that a restriction is not necessary to main-22 tain contest integrity; 23 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00022 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 23 •HR 2087 IH (ii) provide a written explanation of a 1 determination under clause (i) to approve 2 or deny a request; 3 (iii) make such written explanation 4 available to the public; and 5 (iv) provide a process by which the 6 sports organization that submitted the re-7 quest may seek review of such determina-8 tion. 9 (E) N OTICE OF RESTRICTION .—Provide 10 that the State regulatory entity shall establish 11 a process— 12 (i) to provide to sports wagering oper-13 ators prompt notice of any restriction ap-14 proved by the State regulatory entity; and 15 (ii) to make such notice publicly avail-16 able. 17 (4) P REVENTION OF SPORTS WAGERING BY 18 PROHIBITED INDIVIDUALS .—Prohibit a sports wa-19 gering operator from accepting sports wagers from 20 any— 21 (A) individual younger than 21 years of 22 age; 23 (B) individual on the national self-exclu-24 sion list; 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00023 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 24 •HR 2087 IH (C) athlete, coach, official, or employee of 1 a sports organization or any club or team of a 2 sports organization, with respect to a sporting 3 event sponsored, organized, or conducted by the 4 sports organization; 5 (D) employee of a player or an official 6 union of a sports organization, with respect to 7 a sporting event sponsored, organized, or con-8 ducted by the sports organization; 9 (E) individual who, with respect to a sport-10 ing event sponsored, organized, or conducted by 11 a sports organization, is— 12 (i) credentialed or accredited by the 13 sports organization; and 14 (ii) prohibited from placing a sports 15 wager by the terms of such credential or 16 accreditation; or 17 (F) individual convicted of an offense 18 under subsection (a) or (b) of section 224 of 19 title 18, United States Code. 20 (5) A UTHORIZED DATA.— 21 (A) R ESULT OF A SPORTS WAGER .— 22 (i) M ARKET TRANSITION PERIOD .— 23 With respect to any sports wager accepted 24 on or before December 31, 2025, provide 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00024 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 25 •HR 2087 IH that a sports wagering operator shall de-1 termine the result of a sports wager only 2 with data that is licensed and provided 3 by— 4 (I) the applicable sports organi-5 zation; or 6 (II) an entity expressly author-7 ized by the applicable sports organiza-8 tion to provide such information. 9 (ii) P OST-TRANSITION PERIOD.—With 10 respect to any sports wager accepted after 11 December 31, 2025, provide that a sports 12 wagering operator shall determine the re-13 sult of a sports wager only with data that 14 is obtained from a source that the State 15 regulatory entity has— 16 (I) found to provide— 17 (aa) data of substantially 18 similar speed, accuracy, and con-19 sistency to the data available 20 under clause (i); and 21 (bb) only data that is— 22 (AA) legally obtained; 23 and 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00025 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 26 •HR 2087 IH (BB) in full compliance 1 with the terms of any appli-2 cable contract or license; 3 (II) expressly authorized to pro-4 vide such data to sports wagering op-5 erators; and 6 (III) identified in the application 7 of the State regulatory entity under 8 section 102. 9 (B) O THER PURPOSES.—Provide that the 10 statistics, result, outcome, or other data used 11 by a sports wagering operator for a purpose 12 other than to determine the result of a sports 13 wager shall be in the public domain or other-14 wise legally obtained. 15 (6) C ONSUMER PROTECTIONS .— 16 (A) S ELF-EXCLUSION.— 17 (i) S TATE SELF-EXCLUSION LIST.— 18 Provide a process by which an individual 19 may restrict himself or herself from plac-20 ing a sports wager with a sports wagering 21 operator located in the State, including by 22 imposing sports wager limits. 23 (ii) N ATIONAL SELF -EXCLUSION 24 LIST.—Provide, through the State regu-25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00026 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 27 •HR 2087 IH latory entity acting in cooperation with the 1 Assistant Secretary for Mental Health and 2 Substance Use, a process by which an indi-3 vidual may restrict himself or herself from 4 placing a sports wager with a sports wa-5 gering operator located in any sports wa-6 gering opt-in State, including by imposing 7 sports wager limits, and placing himself or 8 herself on the national self-exclusion list. 9 (iii) R EASONABLE STEPS RE -10 QUIRED.—Provide that a sports wagering 11 operator may not accept a sports wager by 12 an individual who is— 13 (I) described in clause (i); or 14 (II) included on the national self- 15 exclusion list. 16 (B) W ITHDRAWAL RESTRICTIONS .—Pro-17 hibit a sports wagering operator from— 18 (i) requiring an individual engaged in 19 sports wagering to participate in a pub-20 licity or a marketing activity of the sports 21 wagering operator as a condition of with-22 drawal of the winnings of the individual; 23 and 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00027 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 28 •HR 2087 IH (ii) imposing on any individual en-1 gaged in sports wagering— 2 (I) a minimum or maximum 3 withdrawal limit for the account of 4 the individual; 5 (II) any restriction on the right 6 of the individual to make a with-7 drawal from the account of the indi-8 vidual based on the extent of the 9 sports wagering by the individual; 10 (III) an unreasonable deadline 11 for the provision of information relat-12 ing to the identity of the individual as 13 a condition of withdrawal from the ac-14 count of the individual; or 15 (IV) a dormancy charge for an 16 account of the individual that is not 17 used to place a sports wager. 18 (C) D ISCLOSURE.— 19 (i) R ESTRICTIONS OR CONDITIONS .— 20 Provide that a sports wagering operator 21 shall provide an individual with adequate 22 and clear information relating to any appli-23 cable restriction or condition before the in-24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00028 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 29 •HR 2087 IH dividual opens an account with the sports 1 wagering operator. 2 (ii) B ONUSES OFFERED .—Provide 3 that a sports wagering operator shall pro-4 vide to an individual engaged in sports wa-5 gering clear, concise, and unambiguous in-6 formation relating to any bonus offered, 7 including— 8 (I) all terms and conditions for 9 awarding, receiving, or withdrawal of 10 the bonus; and 11 (II) a description of any and all 12 wagering requirements. 13 (iii) P UBLIC AVAILABILITY.—Provide 14 that the information described in clauses 15 (i) and (ii) be available to the public. 16 (iv) A CTUAL ODDS.—Provide that a 17 sports wagering operator shall— 18 (I) prior to accepting a sports 19 wager, provide an individual with— 20 (aa) adequate and clear in-21 formation on the actual odds of 22 winning a sports wager, as cal-23 culated by the sports wagering 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00029 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 30 •HR 2087 IH operator or its representative; 1 and 2 (bb) unambiguous informa-3 tion regarding the opportunity to 4 cancel a proposed wager; and 5 (II) provide the individual with 6 an opportunity to cancel the proposed 7 wager after the disclosure described in 8 subclause (I), at no cost or penalty to 9 the individual. 10 (D) T REATMENT AND EDUCATION FUND -11 ING.—Provide that a sports wagering operator 12 shall allocate an appropriate percentage of the 13 revenue from sports wagering to— 14 (i) treatment for gambling disorder; 15 and 16 (ii) education on responsible gaming. 17 (E) R ESERVE REQUIREMENT .—Provide 18 that a sports wagering operator shall maintain 19 a reserve in an amount not less than the sum 20 of— 21 (i) the amounts held by the sports wa-22 gering operator for the account of patrons; 23 (ii) the amounts accepted by the 24 sports wagering operator as sports wagers 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00030 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 31 •HR 2087 IH on contingencies the outcomes of which 1 have not been determined; and 2 (iii) the amounts owed but unpaid by 3 the sports wagering operator on winning 4 wagers during the period for honoring win-5 ning wagers established by State law or 6 the sports wagering operator. 7 (F) A FFORDABILITY PROTECTIONS .—Pro-8 vide that a sports wagering operator— 9 (i) may not accept more than 5 depos-10 its from an individual during a 24-hour pe-11 riod; 12 (ii) may not accept deposits made 13 using a credit card; and 14 (iii) shall be required, before accepting 15 sport wagers from an individual in an 16 amount that is more than $1,000 during a 17 24-hour period or $10,000 during a 30-day 18 period, to conduct an affordability check 19 which shall be satisfied by 1 or both of the 20 following ways: 21 (I) Verification that the proposed 22 deposit is not greater than 30 percent 23 of the monthly income of the indi-24 vidual. 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00031 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 32 •HR 2087 IH (II) Verification through a rea-1 sonable lender standard based on 2 issuance of an unsecured loan for the 3 proposed deposit through methods 4 normally used by consumer lenders. 5 (G) A RTIFICIAL INTELLIGENCE RESTRIC -6 TION.—Provide that a sports wagering operator 7 may not use artificial intelligence to— 8 (i) track the sports wagers of an indi-9 vidual; 10 (ii) create an offer or promotion tar-11 geting a specific individual; or 12 (iii) create a gambling product, such 13 as a microbet. 14 (7) M ARKETING.—Provide that marketing for a 15 sports wagering operator— 16 (A) shall— 17 (i) disclose the identity of the sports 18 wagering operator; and 19 (ii) provide information about how to 20 access resources relating to gambling ad-21 diction; 22 (B) shall not recklessly or purposefully tar-23 get— 24 (i) problem gamblers; 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00032 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 33 •HR 2087 IH (ii) individuals suffering from gam-1 bling disorder; or 2 (iii) individuals who are ineligible to 3 place a sports wager, including individuals 4 younger than 21 years of age; 5 (C) may not be broadcasted— 6 (i) between the hours of 8:00 am and 7 10:00 pm local time; or 8 (ii) during a live broadcast of a sport-9 ing event; and 10 (D) may not include— 11 (i) odds boosts or similar offers, in-12 cluding marketing that contains the phrase 13 ‘‘bonus’’, ‘‘no sweat’’, ‘‘bonus bet’’, or any 14 other similar term; or 15 (ii) any information on how to place a 16 sports wager or how sports wagers work. 17 (8) L ICENSING REQUIREMENT .— 18 (A) I N GENERAL.—Provide that a sports 19 wagering operator located in the State shall be 20 licensed by the State regulatory entity. 21 (B) S UITABILITY FOR LICENSING.— 22 (i) I N GENERAL.—Provide that before 23 granting a license to a prospective sports 24 wagering operator, the State regulatory en-25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00033 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 34 •HR 2087 IH tity shall make a determination, based on 1 a completed background check and inves-2 tigation, with respect to whether the pro-3 spective sports wagering operator and any 4 person considered to be in control of the 5 prospective sports wagering operator is 6 suitable for license in accordance with suit-7 ability standards established by the State 8 regulatory entity. 9 (ii) A SSOCIATES OF APPLICANTS .— 10 Provide that if a prospective sports wager-11 ing operator is a corporation, partnership, 12 or other business entity, a background 13 check and investigation shall occur with re-14 spect to— 15 (I) the president or other chief 16 executive of the corporation, partner-17 ship, or other business entity; and 18 (II) any other partner or senior 19 executive and director of the corpora-20 tion, partnership, or other business 21 entity, as determined by the State 22 regulatory entity. 23 (iii) B ACKGROUND CHECK AND INVES -24 TIGATION.—Establish standards and pro-25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00034 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 35 •HR 2087 IH cedures for conducting the background 1 checks and investigations described in this 2 subparagraph. 3 (C) U NSUITABILITY FOR LICENSING .— 4 With respect to the suitability standards under 5 subparagraph (B)(i), provide that a prospective 6 sports wagering operator shall not be deter-7 mined to be suitable for licensing as a sports 8 wagering operator if the prospective sports wa-9 gering operator— 10 (i) has failed to provide information 11 and documentary material for a determina-12 tion of suitability for licensing as a sports 13 wagering operator; 14 (ii) has supplied information which is 15 untrue or misleading as to a material fact 16 pertaining to any such determination; 17 (iii) has been convicted of an offense 18 punishable by imprisonment of more than 19 1 year; 20 (iv) is delinquent in— 21 (I) filing any applicable Federal 22 or State tax returns; or 23 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00035 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 36 •HR 2087 IH (II) the payment of any taxes, 1 penalties, additions to tax, or interest 2 owed to the United States or a State; 3 (v) on or after October 13, 2006— 4 (I) has knowingly participated in, 5 or should have known the prospective 6 sports wagering operator was partici-7 pating in, an illegal internet gambling 8 activity, including— 9 (aa) taking an illegal inter-10 net wager; 11 (bb) payment of winnings on 12 an illegal internet wager; 13 (cc) promotion through mar-14 keting of an illegal internet gam-15 bling website or service; or 16 (dd) collection of any pay-17 ment on behalf of an entity oper-18 ating an illegal internet gambling 19 website; or 20 (II) has knowingly been owned, 21 operated, managed, or employed by, 22 or should have known the prospective 23 sports wagering operator was owned, 24 operated, managed, or employed by, 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00036 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 37 •HR 2087 IH any person who was knowingly par-1 ticipating in, or should have known 2 the person was participating in, an il-3 legal internet gambling activity, in-4 cluding an activity described in items 5 (aa) through (dd) of subclause (I); 6 (vi) has— 7 (I) received any assistance, finan-8 cial or otherwise, from a person who 9 has, before the date of enactment of 10 this Act, knowingly accepted bets or 11 wagers from any other person who is 12 physically present in the United 13 States in violation of Federal or State 14 law; or 15 (II) provided any assistance, fi-16 nancial or otherwise, to a person who 17 has, before the date of enactment of 18 this Act, knowingly accepted bets or 19 wagers from any other person who is 20 physically present in the United 21 States in violation of Federal or State 22 law; 23 (vii) with respect to any other entity 24 that has accepted a bet or wager from any 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00037 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 38 •HR 2087 IH individual in violation of United States 1 law, has purchased or otherwise obtained— 2 (I) such entity; 3 (II) a list of the customers of 4 such entity; or 5 (III) any other part of the equip-6 ment or operations of such entity; or 7 (viii) fails to certify in writing, under 8 penalty of perjury, that the applicant or 9 other such person, and all affiliated busi-10 ness entities (including all entities under 11 common control), during the entire history 12 of such applicant or other such person and 13 all affiliated business entities— 14 (I) have not committed an inten-15 tional felony violation of Federal or 16 State sports wagering law; and 17 (II) have used diligence to pre-18 vent any United States person from 19 placing a sports wager on an internet 20 site in violation of Federal or State 21 sports wagering laws. 22 (D) R EVOCATION AND SUSPENSION .—Es-23 tablish standards and procedures for sus-24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00038 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 39 •HR 2087 IH pending or revoking the license of a sports wa-1 gering operator. 2 (9) E MPLOYEE BACKGROUND CHECKS .—Pro-3 vide that a sports wagering operator— 4 (A) shall ensure that each existing and 5 newly hired employee or contractor of the 6 sports wagering operator undergo an annual 7 criminal history background check; and 8 (B) shall not employ or enter into a con-9 tract with any individual who has been con-10 victed of a Federal or State crime relating to 11 sports wagering. 12 (10) R ECORDKEEPING REQUIREMENTS .— 13 (A) I N GENERAL.—Except as provided in 14 subparagraph (B), with respect to each sports 15 wager accepted by a sports wagering operator 16 or attempted to be placed by an individual with 17 a sports wagering operator, provide that the 18 sports wagering operator shall secure and main-19 tain a record of the following: 20 (i) The name, permanent address, 21 date of birth, and social security number 22 or passport number of the individual who 23 placed, or attempted to place, the sports 24 wager, which the sports wagering operator 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00039 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 40 •HR 2087 IH shall verify in accordance with the require-1 ments for verification of identity in parts 2 1010.312 and 1021.312 of title 31, Code 3 of Federal Regulations (or any successor 4 regulation). 5 (ii) The amount and type of the 6 sports wager. 7 (iii) The date and time at which the 8 sports wager was placed or attempted to 9 be placed. 10 (iv) The location at which the sports 11 wager was placed or attempted to be 12 placed, including the internet protocol ad-13 dress, if applicable. 14 (v) The outcome of the sports wager. 15 (B) E XCEPTION.—Provide that a sports 16 wagering operator shall not be required to 17 maintain a record of the information described 18 in subparagraph (A) if— 19 (i) the sports wager is not placed by 20 an individual through an account with the 21 sports wagering operator; 22 (ii) the amount of the sports wager 23 does not exceed $10,000; 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00040 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 41 •HR 2087 IH (iii) the sports wagering operator and 1 any officer, employee, or agent of the 2 sports wagering operator does not have 3 knowledge, or would not in the ordinary 4 course of business have reason to have 5 knowledge, that the sports wager is 1 of 6 multiple sports wagers placed by an indi-7 vidual or on behalf of an individual during 8 1 day that are, in the aggregate, in excess 9 of $10,000; and 10 (iv) the sports wagering operator is 11 not required, pursuant to section 12 31.3402(q)–1 of title 26, Code of Federal 13 Regulations (or a successor regulation), to 14 furnish a Form W–2G to the individual 15 who placed the sports wager with respect 16 to winnings from the sports wager. 17 (C) R ECORDS RELATING TO SUSPICIOUS 18 TRANSACTIONS.—Provide that, in addition to 19 the records required to be maintained pursuant 20 paragraph (A), a sports wagering operator shall 21 be required to maintain any other records relat-22 ing to a suspicious transaction, including video 23 recordings, in the possession, custody, or con-24 trol of the sports wagering operator. 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00041 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 42 •HR 2087 IH (D) DURATION OF RECORDKEEPING OBLI -1 GATION.—Provide that a sports wagering oper-2 ator shall be required to maintain each record 3 required under this paragraph for not fewer 4 than 5 years after the date on which the record 5 is created. 6 (11) D ATA SECURITY.—Provide that a sports 7 wagering operator and the State regulatory entity 8 shall take reasonable steps to prevent unauthorized 9 access to, or dissemination of, sports wagering and 10 customer data. 11 (12) R EAL-TIME INFORMATION SHARING .—Pro-12 vide that a sports wagering operator shall provide to 13 the State regulatory entity anonymized sports wa-14 gering data in real-time or as soon as practicable, 15 but not later than 24 hours, after the time at which 16 a sports wager is accepted by the sports wagering 17 operator. 18 (13) S USPICIOUS TRANSACTION REPORTING .— 19 (A) R EPORTING TO STATE REGULATORY 20 ENTITY.—Provide that each sports wagering 21 operator located in the State shall promptly re-22 port the information described in paragraph 23 (10)(A) for any suspicious transaction to the 24 State regulatory entity, in such manner and ac-25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00042 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 43 •HR 2087 IH companied by such additional information as 1 the State regulatory entity may require. 2 (B) R EPORTING TO SPORTS ORGANIZA -3 TIONS.— 4 (i) I N GENERAL.—Subject to clause 5 (ii), provide that a sports wagering oper-6 ator shall simultaneously transmit to the 7 applicable sports organization, and any 8 component of the Department of Justice or 9 other Federal law enforcement entity des-10 ignated by the Attorney General to receive 11 such reports, any suspicious transaction 12 report submitted to a State regulatory en-13 tity under subparagraph (A). 14 (ii) P ERSONALLY IDENTIFIABLE IN -15 FORMATION.— 16 (I) I N GENERAL.—Except as pro-17 vided in subclause (II), a suspicious 18 transaction report submitted to a 19 sports organization shall not contain 20 any personally identifiable information 21 relating to any individual who placed, 22 or attempted to place, a sports wager. 23 (II) E XCEPTION.—A suspicious 24 transaction report submitted to a 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00043 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 44 •HR 2087 IH sports organization shall include any 1 available personally identifiable infor-2 mation relating to an individual de-3 scribed in subparagraph (C), (D), or 4 (E) of paragraph (4). 5 (14) M ONITORING AND ENFORCEMENT .— 6 (A) I N GENERAL.—Provide that the State 7 regulatory entity, in consultation with law en-8 forcement, shall develop and implement a strat-9 egy to enforce the sports wagering laws of the 10 State. 11 (B) A UTHORITY TO MONITOR AND EN -12 FORCEMENT.—Provide adequate authority to 13 the State regulatory entity and law enforce-14 ment, as appropriate, to monitor compliance 15 with and enforce the sports wagering laws of 16 the State, including— 17 (i) the authority and responsibility to 18 conduct periodic audits and inspect the 19 books and records of each sports wagering 20 operator located or operating in the State; 21 and 22 (ii) a requirement that the State regu-23 latory entity shall refer evidence of poten-24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00044 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 45 •HR 2087 IH tial criminal violations to the appropriate 1 law enforcement entity. 2 (15) C OOPERATION WITH INVESTIGATIONS .— 3 (A) S PORTS WAGERING OPERATORS .—Pro-4 vide that any sports wagering operator located 5 or operating in the State shall cooperate with 6 any lawful investigation conducted by— 7 (i) the State regulatory entity; 8 (ii) Federal or State law enforcement; 9 or 10 (iii) a sports organization, with re-11 spect to a sports wager— 12 (I) on a sporting event spon-13 sored, organized, or conducted by the 14 sports organization; 15 (II) placed by or on behalf of an 16 individual described in subparagraph 17 (C), (D), or (E) of paragraph (4); and 18 (III) accepted by the sports wa-19 gering operator. 20 (B) S TATE REGULATORY ENTITY .—Pro-21 vide that the State regulatory entity shall co-22 operate with any lawful investigation conducted 23 by— 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00045 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 46 •HR 2087 IH (i) Federal or State law enforcement; 1 or 2 (ii) a sports organization, with respect 3 to a sports wager— 4 (I) on a sporting event spon-5 sored, organized, or conducted by the 6 sports organization; and 7 (II) accepted by a sports wager-8 ing operator located or operating in 9 the State. 10 (16) I NTERNAL CONTROLS .— 11 (A) I N GENERAL.—Provide that each 12 sports wagering operator shall devise and main-13 tain a system of internal controls sufficient to 14 provide reasonable assurances that sports wa-15 gers are accepted in accordance with all appli-16 cable laws, regulations, and policies. 17 (B) M INIMUM STANDARDS .—Provide that 18 the State regulatory entity shall adopt and pub-19 lish minimum standards for internal control 20 procedures. 21 (C) R EPORT.—Provide that each sports 22 wagering operator shall submit to the State reg-23 ulatory entity not less frequently than annually 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00046 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 47 •HR 2087 IH the written system of internal controls of the 1 sports wagering operator. 2 (D) A UDIT.—Provide that the system of 3 internal controls of a sports wagering operator 4 shall be evaluated on a periodic basis, but not 5 less frequently than every 3 years, by the State 6 regulatory entity or an independent third-party 7 auditor. 8 TITLE II—PUBLIC HEALTH IN 9 SPORTS BETTING 10 SEC. 201. ANNUAL NATIONWIDE SURVEY ON ONLINE 11 SPORTS BETTING. 12 Part D of title V of the Public Health Service Act 13 (42 U.S.C. 290dd et seq.) is amended by adding at the 14 end the following: 15 ‘‘SEC. 553. ANNUAL NATIONWIDE SURVEY ON ONLINE 16 SPORTS BETTING. 17 ‘‘(a) I NGENERAL.—Not later than 1 year after the 18 date of enactment of this section, and annually thereafter, 19 the Secretary shall— 20 ‘‘(1) conduct a nationwide survey designed to 21 provide quantitative data regarding the scope of 22 problem gambling and gambling-related harm expe-23 rienced by individuals using online sports betting; 24 and 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00047 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 48 •HR 2087 IH ‘‘(2) make available to the public summaries 1 and analyses of the data collected pursuant to sur-2 veys under paragraph (1). 3 ‘‘(b) I SSUESTOBESURVEYED.—Each survey under 4 subsection (a) shall include— 5 ‘‘(1) a survey of the rates and outcomes of on-6 line sports betting; and 7 ‘‘(2) examination of the rates of potential prob-8 lem gambling and gambling-related harm by admin-9 istering the Problem Gambling Severity Index (Fer-10 ris and Wynne, 2001) to a select sample of individ-11 uals engaged in online sports betting over the 12- 12 month period covered by the survey. 13 ‘‘(c) R EQUIREMENTS.—The Secretary shall ensure 14 that each survey under subsection (a) is— 15 ‘‘(1) conducted by qualified researchers; and 16 ‘‘(2) not conducted, funded, or instructed by 17 the gambling industry.’’. 18 SEC. 202. NATIONAL SELF-EXCLUSION LIST. 19 Part D of title V of the Public Health Service Act 20 (42 U.S.C. 290dd et seq.), as amended by section 201, 21 is further amended by adding at the end the following: 22 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00048 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 49 •HR 2087 IH ‘‘SEC. 553A. NATIONAL SELF-EXCLUSION LIST. 1 ‘‘(a) I NGENERAL.—In cooperation with State regu-2 latory entities, the Secretary shall maintain and admin-3 ister— 4 ‘‘(1) a list (to be known as the ‘national self- 5 exclusion list’) of individuals who, by placing them-6 selves on the list, restrict themselves from placing a 7 sports wager with a sports wagering operator located 8 in any sports wagering opt-in State, including by im-9 posing sports wager limits; and 10 ‘‘(2) a process by which an individual may add 11 or remove himself or herself from the national self- 12 exclusion list. 13 ‘‘(b) D EFINITIONS.—In this section, the terms 14 ‘sports wager’, ‘sports wagering operator’ and ‘sports wa-15 gering opt-in State’ have the meanings given to such terms 16 in section 2 of the Supporting Affordability and Fairness 17 with Every Bet Act of 2025.’’. 18 SEC. 203. SURGEON GENERAL’S REPORT ON PUBLIC 19 HEALTH CHALLENGES ASSOCIATED WITH 20 SPORTS BETTING. 21 Not later than 1 year after the date of enactment 22 of this Act, the Surgeon General shall submit a report to 23 Congress on the public health challenges associated with 24 widespread sports betting. 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00049 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 50 •HR 2087 IH SEC. 204. SURVEILLANCE OF GAMBLING DISORDER. 1 Title III of the Public Health Service Act is amended 2 by inserting after section 317V (42 U.S.C. 247b–24) the 3 following: 4 ‘‘SEC. 317W. SURVEILLANCE OF GAMBLING ADDICTION. 5 ‘‘(a) I NGENERAL.—The Secretary, acting through 6 the Director of the Centers for Disease Control and Pre-7 vention and in coordination with other appropriate agen-8 cies, shall, as appropriate— 9 ‘‘(1) enhance and expand infrastructure and ac-10 tivities to track the epidemiology of gambling addic-11 tion; and 12 ‘‘(2) incorporate information obtained through 13 such infrastructure and activities into an integrated 14 surveillance system, which may consist of or include 15 a registry, to be known as the ‘National Gambling 16 Addiction Surveillance System’. 17 ‘‘(b) R ESEARCH.—The Secretary shall ensure that 18 the National Gambling Addiction Surveillance System, if 19 established, is designed in a manner that facilitates fur-20 ther research on gambling addiction. 21 ‘‘(c) P UBLICACCESS.—Subject to subsection (d), the 22 Secretary shall ensure that information and analysis in the 23 National Gambling Addiction Surveillance System, if es-24 tablished, are available, as appropriate, to the public, in-25 cluding researchers. 26 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00050 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 51 •HR 2087 IH ‘‘(d) PRIVACY.—The Secretary shall ensure that in-1 formation and analysis in the National Gambling Addic-2 tion Surveillance System, if established, are made avail-3 able only to the extent permitted by applicable Federal 4 and State law, and in a manner that protects personal 5 privacy, to the extent required by applicable Federal and 6 State privacy law, at a minimum.’’. 7 TITLE III—GENERAL 8 PROVISIONS 9 SEC. 301. STATE AND TRIBAL AUTHORITY. 10 (a) R ELATION TO INDIANGAMINGREGULATORY 11 A CT.— 12 (1) I N GENERAL.—For purposes of the Indian 13 Gaming Regulatory Act (25 U.S.C. 2701 et seq.), a 14 sports wager made through an interactive sports wa-15 gering platform shall be deemed to be made at the 16 physical location of the server or other equipment 17 used to accept the sports wager. 18 (2) S ERVER ON INDIAN LANDS .—With respect 19 to a sports wager described in paragraph (1) accept-20 ed through a server or other equipment located on 21 Indian lands, the sports wager shall be considered to 22 be exclusively occurring on Indian lands if— 23 (A) the sports wager and the server are in 24 the same State; and 25 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00051 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 52 •HR 2087 IH (B) the applicable State and Indian Tribe 1 have entered into a Tribal-State compact au-2 thorizing the placing of sports wagers through 3 interactive sports wagering platforms. 4 (b) N OPREEMPTION.—Nothing in this Act preempts 5 or limits the authority of a State or an Indian Tribe to 6 enact, adopt, promulgate, or enforce any law, rule, regula-7 tion, or other measure with respect to sports wagering 8 that is in addition to, or more stringent than, the require-9 ments of this Act. 10 (c) T AXATION OFSPORTSWAGERING.—Nothing in 11 this Act limits or otherwise affects the taxation of sports 12 wagering by a State, an Indian Tribe, or a locality. 13 SEC. 302. COOPERATION WITH FEDERAL GOVERNMENT RE-14 GARDING UNLICENSED GAMING FACILITIES 15 AND PLATFORMS. 16 States and sports wagering operators shall support 17 efforts of the Federal Government to eliminate unlicensed 18 gaming facilities and platforms that operate outside of the 19 United States and attempt to accept sports wagers from 20 customers located in the United States by promptly 21 issuing cease and desist orders directed to any unlicensed 22 gaming facilities and platforms designated by the Attorney 23 General. 24 VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00052 Fmt 6652 Sfmt 6201 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS 53 •HR 2087 IH SEC. 303. SEVERABILITY. 1 If a provision of this Act, an amendment made by 2 this Act, a regulation promulgated under this Act or under 3 an amendment made by this Act, or the application of any 4 such provision, amendment, or regulation to any person 5 or circumstance, is held to be invalid, the remaining provi-6 sions of this Act, amendments made by this Act, regula-7 tions promulgated under this Act or under an amendment 8 made by this Act, or the application of such provisions, 9 amendments, and regulations to any person or cir-10 cumstance— 11 (1) shall not be affected by the invalidity; and 12 (2) shall continue to be enforced to the max-13 imum extent practicable. 14 Æ VerDate Sep 11 2014 18:55 Apr 07, 2025 Jkt 059200 PO 00000 Frm 00053 Fmt 6652 Sfmt 6301 E:\BILLS\H2087.IH H2087 ssavage on LAPJG3WLY3PROD with BILLS