Us Congress 2025-2026 Regular Session

Us Congress House Bill HB2152 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	I
2	2	119THCONGRESS
3	3	1
4	4	STSESSION H. R. 2152
5	5	To require a strategy to defend against the economic and national security
6	6	risks posed by the use of artificial intelligence in the commission of
7	7	financial crimes, including fraud and the dissemination of misinformation,
8	8	and for other purposes.
9	9	IN THE HOUSE OF REPRESENTATIVES
10	10	MARCH14, 2025
11	11	Mr. N
12	12	UNNof Iowa (for himself and Mr. HIMES) introduced the following bill;
13	13	which was referred to the Committee on Financial Services
14	14	A BILL
15	15	To require a strategy to defend against the economic and
16	16	national security risks posed by the use of artificial intel-
17	17	ligence in the commission of financial crimes, including
18	18	fraud and the dissemination of misinformation, and for
19	19	other purposes.
20	20	Be it enacted by the Senate and House of Representa-1
21	21	tives of the United States of America in Congress assembled, 2
22	22	SECTION 1. SHORT TITLE. 3
23	23	This Act may be cited as the ‘‘Artificial Intelligence 4
24	24	Practices, Logistics, Actions, and Necessities Act’’ or the 5
25	25	‘‘AI PLAN Act’’. 6
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28	28	•HR 2152 IH
29	29	SEC. 2. STRATEGY TO DEFEND AGAINST RISKS POSED BY 1
30	30	THE USE OF ARTIFICIAL INTELLIGENCE. 2
31	31	(a) S
32	32	ENSE OFCONGRESS.—It is the sense of Con-3
33	33	gress that the development and use of artificial intelligence 4
34	34	in the commission of financial crimes by adversarial actors 5
35	35	poses a significant risk to the national and economic secu-6
36	36	rity of the United States. 7
37	37	(b) S
38	38	TRATEGYTODEFENDAGAINSTRISKSPOSED 8
39	39	BYMISINFORMATION, FRAUD, ANDFINANCIALCRIME 9
40	40	C
41	41	ONDUCTEDWITHARTIFICIALINTELLIGENCE.— 10
42	42	(1) I
43	43	N GENERAL.—Not later than 180 days 11
44	44	after the date of the enactment of this Act and an-12
45	45	nually thereafter, the Secretary of the Treasury, the 13
46	46	Secretary of Homeland Security, and the Secretary 14
47	47	of Commerce, in consultation with the officials speci-15
48	48	fied in paragraph (3), shall jointly submit to Con-16
49	49	gress a report that includes the following: 17
50	50	(A) A description of interagency policies 18
51	51	and procedures to defend United States finan-19
52	52	cial markets, United States persons, United 20
53	53	States businesses, and global supply chains 21
54	54	from the national and economic security risks 22
55	55	posed by the use of artificial intelligence in the 23
56	56	commission of financial crimes, including fraud 24
57	57	and the dissemination of misinformation. 25
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60	60	•HR 2152 IH
61	61	(B) An itemized list of readily available re-1
62	62	sources, hardware, software, and technologies 2
63	63	that can be immediately utilized to combat the 3
64	64	use of artificial intelligence in the commission 4
65	65	of financial crimes, including fraud and the dis-5
66	66	semination of misinformation. 6
67	67	(C) An itemized list of resources, hard-7
68	68	ware, software, technologies, people, and budg-8
69	69	etary estimates needed to help Federal depart-9
70	70	ments and agencies to combat the use of artifi-10
71	71	cial intelligence in the commission of financial 11
72	72	crimes, including fraud and the dissemination 12
73	73	of misinformation. 13
74	74	(2) C
75	75	ONSIDERATIONS.—Reports required pur-14
76	76	suant to paragraph (1) shall take the following risks 15
77	77	into consideration: 16
78	78	(A) Deepfakes. 17
79	79	(B) Voice cloning. 18
80	80	(C) Foreign election interference. 19
81	81	(D) Synthetic Identities. 20
82	82	(E) False flags and false signals that dis-21
83	83	rupt market operations. 22
84	84	(F) Overall digital fraud. 23
85	85	(3) O
86	86	FFICIALS SPECIFIED.—The officials speci-24
87	87	fied in this paragraph are the following: 25
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90	90	•HR 2152 IH
91	91	(A) The United States Trade Representa-1
92	92	tive. 2
93	93	(B) The Attorney General. 3
94	94	(C) The Chairman of the Board of Gov-4
95	95	ernors of the Federal Reserve System. 5
96	96	(D) The Director of the National Institute 6
97	97	of Standards and Technology. 7
98	98	(E) The Under Secretary of Commerce for 8
99	99	Industry and Security. 9
100	100	(F) The Chairman of the Securities and 10
101	101	Exchange Commission. 11
102	102	(c) R
103	103	ECOMMENDATIONS .—Not later than 90 days 12
104	104	after each report under subsection (b) is submitted, the 13
105	105	Secretary of the Treasury, the Secretary of Homeland Se-14
106	106	curity, and the Secretary of Commerce shall jointly submit 15
107	107	to Congress a set of recommendations relating to each 16
108	108	such respective report that contain the following: 17
109	109	(1) Legislative recommendations to address the 18
110	110	risks posed by the use of artificial intelligence in the 19
111	111	commission of financial crimes, including fraud and 20
112	112	the dissemination of misinformation. 21
113	113	(2) Best practices to assist American businesses 22
114	114	and government entities with risk mitigation and in-23
115	115	cident response to address the risks posed by the use 24
116	116	of artificial intelligence in the commission of finan-25
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119	119	•HR 2152 IH
120	120	cial crimes, including fraud and the dissemination of 1
121	121	misinformation. 2
122	122	Æ
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