I
119THCONGRESS
1
STSESSION H. R. 2152
To require a strategy to defend against the economic and national security
risks posed by the use of artificial intelligence in the commission of
financial crimes, including fraud and the dissemination of misinformation,
and for other purposes.
IN THE HOUSE OF REPRESENTATIVES
MARCH14, 2025
Mr. N
UNNof Iowa (for himself and Mr. HIMES) introduced the following bill;
which was referred to the Committee on Financial Services
A BILL
To require a strategy to defend against the economic and
national security risks posed by the use of artificial intel-
ligence in the commission of financial crimes, including
fraud and the dissemination of misinformation, and for
other purposes.
Be it enacted by the Senate and House of Representa-1
tives of the United States of America in Congress assembled, 2
SECTION 1. SHORT TITLE. 3
This Act may be cited as the ‘‘Artificial Intelligence 4
Practices, Logistics, Actions, and Necessities Act’’ or the 5
‘‘AI PLAN Act’’. 6
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SEC. 2. STRATEGY TO DEFEND AGAINST RISKS POSED BY 1
THE USE OF ARTIFICIAL INTELLIGENCE. 2
(a) S
ENSE OFCONGRESS.—It is the sense of Con-3
gress that the development and use of artificial intelligence 4
in the commission of financial crimes by adversarial actors 5
poses a significant risk to the national and economic secu-6
rity of the United States. 7
(b) S
TRATEGYTODEFENDAGAINSTRISKSPOSED 8
BYMISINFORMATION, FRAUD, ANDFINANCIALCRIME 9
C
ONDUCTEDWITHARTIFICIALINTELLIGENCE.— 10
(1) I
N GENERAL.—Not later than 180 days 11
after the date of the enactment of this Act and an-12
nually thereafter, the Secretary of the Treasury, the 13
Secretary of Homeland Security, and the Secretary 14
of Commerce, in consultation with the officials speci-15
fied in paragraph (3), shall jointly submit to Con-16
gress a report that includes the following: 17
(A) A description of interagency policies 18
and procedures to defend United States finan-19
cial markets, United States persons, United 20
States businesses, and global supply chains 21
from the national and economic security risks 22
posed by the use of artificial intelligence in the 23
commission of financial crimes, including fraud 24
and the dissemination of misinformation. 25
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(B) An itemized list of readily available re-1
sources, hardware, software, and technologies 2
that can be immediately utilized to combat the 3
use of artificial intelligence in the commission 4
of financial crimes, including fraud and the dis-5
semination of misinformation. 6
(C) An itemized list of resources, hard-7
ware, software, technologies, people, and budg-8
etary estimates needed to help Federal depart-9
ments and agencies to combat the use of artifi-10
cial intelligence in the commission of financial 11
crimes, including fraud and the dissemination 12
of misinformation. 13
(2) C
ONSIDERATIONS.—Reports required pur-14
suant to paragraph (1) shall take the following risks 15
into consideration: 16
(A) Deepfakes. 17
(B) Voice cloning. 18
(C) Foreign election interference. 19
(D) Synthetic Identities. 20
(E) False flags and false signals that dis-21
rupt market operations. 22
(F) Overall digital fraud. 23
(3) O
FFICIALS SPECIFIED.—The officials speci-24
fied in this paragraph are the following: 25
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(A) The United States Trade Representa-1
tive. 2
(B) The Attorney General. 3
(C) The Chairman of the Board of Gov-4
ernors of the Federal Reserve System. 5
(D) The Director of the National Institute 6
of Standards and Technology. 7
(E) The Under Secretary of Commerce for 8
Industry and Security. 9
(F) The Chairman of the Securities and 10
Exchange Commission. 11
(c) R
ECOMMENDATIONS .—Not later than 90 days 12
after each report under subsection (b) is submitted, the 13
Secretary of the Treasury, the Secretary of Homeland Se-14
curity, and the Secretary of Commerce shall jointly submit 15
to Congress a set of recommendations relating to each 16
such respective report that contain the following: 17
(1) Legislative recommendations to address the 18
risks posed by the use of artificial intelligence in the 19
commission of financial crimes, including fraud and 20
the dissemination of misinformation. 21
(2) Best practices to assist American businesses 22
and government entities with risk mitigation and in-23
cident response to address the risks posed by the use 24
of artificial intelligence in the commission of finan-25
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cial crimes, including fraud and the dissemination of 1
misinformation. 2
Æ
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