I
119THCONGRESS
1
STSESSION H. R. 2435
To amend the Federal Agriculture Improvement and Reform Act of 1996
to assist farmers relying on the noninsured crop disaster assistance
program by lowering the cost of purchasing coverage, reducing paperwork
burdens, and increasing payouts under that program, and to incentivize
farmers to transition gradually to a comprehensive insurance policy under
the whole farm risk management insurance plan by offering progressive
premium discounts on a commitment to purchase a whole farm plan
of insurance.
IN THE HOUSE OF REPRESENTATIVES
MARCH27, 2025
Mrs. H
AYES(for herself, Mr. LARSONof Connecticut, Mr. COURTNEY, Ms.
D
ELAURO, and Mr. HIMES) introduced the following bill; which was re-
ferred to the Committee on Agriculture
A BILL
To amend the Federal Agriculture Improvement and Reform
Act of 1996 to assist farmers relying on the noninsured
crop disaster assistance program by lowering the cost
of purchasing coverage, reducing paperwork burdens, and
increasing payouts under that program, and to
incentivize farmers to transition gradually to a com-
prehensive insurance policy under the whole farm risk
management insurance plan by offering progressive pre-
mium discounts on a commitment to purchase a whole
farm plan of insurance.
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Be it enacted by the Senate and House of Representa-1
tives of the United States of America in Congress assembled, 2
SECTION 1. SHORT TITLE. 3
This Act may be cited as the ‘‘Save Our Small Farms 4
Act of 2025’’. 5
SEC. 2. ADMINISTRATION AND OPERATION OF NON-6
INSURED CROP ASSISTANCE PROGRAM. 7
Section 196 of the Federal Agriculture Improvement 8
and Reform Act of 1996 (7 U.S.C. 7333) is amended— 9
(1) in subsection (a)(1)(C)— 10
(A) in the matter preceding clause (i), by 11
inserting ‘‘best facilitates’’ after ‘‘assistance 12
program that’’; 13
(B) in clause (i)— 14
(i) by striking ‘‘best facilitates the use 15
of that’’ and inserting ‘‘the use of those’’; 16
and 17
(ii) by striking ‘‘and’’ at the end; 18
(C) in clause (ii)— 19
(i) by striking ‘‘ensures the avail-20
ability of that’’ and inserting ‘‘the public 21
availability of those’’; and 22
(ii) by striking the period at the end 23
and inserting a semicolon; and 24
(D) by adding at the end the following: 25
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‘‘(iii) the expansion of crops listed on 1
the national crop table of the Agency with 2
a local average market price; 3
‘‘(iv) the voluntary graduation of pro-4
gram participants to the whole farm risk 5
management insurance plan developed 6
under section 522(c)(7) of the Federal 7
Crop Insurance Act (7 U.S.C. 1522(c)(7)); 8
and 9
‘‘(v) the establishment of pilot 10
projects for purposes of addressing emerg-11
ing needs of producers and collecting data 12
to support the development of policies or 13
plans of insurance offered under the Fed-14
eral Crop Insurance Act (7 U.S.C. 1501 et 15
seq.).’’; 16
(2) in subsection (b), by striking paragraph (4) 17
and inserting the following: 18
‘‘(4) S
TREAMLINED APPLICATION PROCESS .— 19
‘‘(A) D
EFINITION OF WHOLE FARM 20
PLAN.—In this paragraph, the term ‘whole 21
farm plan’ means the whole farm risk manage-22
ment insurance plan developed under section 23
522(c)(7) of the Federal Crop Insurance Act (7 24
U.S.C. 1522(c)(7)). 25
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‘‘(B) ESTABLISHMENT.— 1
‘‘(i) I
N GENERAL.—The Secretary 2
shall establish a streamlined process for 3
the submission of records and acreage re-4
ports under paragraphs (2) and (3), re-5
spectively, for— 6
‘‘(I) diverse production systems, 7
such as those typical of urban produc-8
tion systems; 9
‘‘(II) other small-scale production 10
systems; and 11
‘‘(III) direct-to-consumer produc-12
tion systems. 13
‘‘(ii) I
NCLUSIONS.—The streamlined 14
process established under clause (i) shall 15
include— 16
‘‘(I) reduced acreage report re-17
quirements; and 18
‘‘(II) allowing the submission to 19
the Secretary of 2 reports per year so 20
as to accommodate later acreage re-21
porting. 22
‘‘(C) R
EVENUE-BASED OPTION.— 23
‘‘(i) E
STABLISHMENT.—Notwith-24
standing paragraphs (2) and (3) or sub-25
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section (a)(1)(A), the Secretary shall es-1
tablish a streamlined revenue-based cov-2
erage option that is available, on a vol-3
untary basis, to any producer eligible for 4
assistance under this section. 5
‘‘(ii) S
UBMISSION OF HISTORICAL 6
REVENUE.—The Secretary shall accept the 7
Internal Revenue Service Tax Form Sched-8
ule F, or successor forms, as sufficient for 9
the establishment of historical adjusted 10
revenue, subject to the condition that ap-11
proved insurance providers may request 12
additional verifiable records in cases where 13
there is documented evidence, made clear 14
to the applicant, that farm tax records are 15
incomplete. 16
‘‘(D) O
N-RAMP TO WHOLE FARM PLAN .— 17
‘‘(i) I
N GENERAL.—In the case of a 18
producer using diverse production systems 19
described in subparagraph (B)(i) that may 20
be eligible for the whole farm plan, the 21
Secretary, acting through the Adminis-22
trator of the Agency, shall establish a 23
streamlined revenue-based option under 24
the noninsured crop disaster assistance 25
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program under this section to assist the 1
producer to transition, on a voluntary 2
basis, from the noninsured crop disaster 3
assistance program under this section to 4
the whole farm plan. The Secretary may 5
provide for such other options as may be 6
necessary to assist producers with such a 7
transition who are unable to purchase a 8
whole farm plan. 9
‘‘(ii) R
EQUIREMENTS.—The stream-10
lined revenue-based option established 11
under clause (i) shall offer a premium dis-12
count of— 13
‘‘(I) 25 percent for the first crop 14
year for which a producer— 15
‘‘(aa) certifies that the pro-16
ducer will transition from the 17
noninsured crop disaster assist-18
ance program under this section 19
to the whole farm plan not later 20
than 3 years after the date of the 21
certification; and 22
‘‘(bb) provides revenue his-23
tory with respect to that crop 24
year; 25
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‘‘(II) 50 percent for the crop 1
year following the crop year described 2
in subclause (I) if the producer— 3
‘‘(aa) certifies that the pro-4
ducer will transition from the 5
noninsured crop disaster assist-6
ance program under this section 7
to the whole farm plan not later 8
than 2 years after the date of the 9
certification; and 10
‘‘(bb) provides revenue his-11
tory with respect to that crop 12
year; and 13
‘‘(III) 50 percent for the crop 14
year following the crop year described 15
in subclause (II) if the producer— 16
‘‘(aa) purchases insurance 17
under the whole farm plan not 18
later than 1 year after the date 19
of the certification; and 20
‘‘(bb) provides revenue his-21
tory with respect to that crop 22
year. 23
‘‘(iii) T
AX FORM SCHEDULE F .—The 24
Secretary shall accept the Internal Rev-25
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enue Service Tax Form Schedule F (or a 1
successor form) with respect to a producer 2
for purposes of establishing revenue history 3
under clause (ii). 4
‘‘(iv) R
EVENUE HISTORY SHARING .— 5
The Secretary shall submit to the Federal 6
Crop Insurance Corporation the revenue 7
history submitted to the Secretary pursu-8
ant to clause (ii). 9
‘‘(E) R
ULEMAKING.—Not later than 90 10
days after the date of the enactment of the 11
Save Our Small Farms Act of 2025, the Sec-12
retary shall issue regulations to ensure that 13
premium discounts under this paragraph are 14
only available to producers who transition to a 15
whole farm plan, as described in subparagraph 16
(D)(i).’’; 17
(3) in subsection (c), by adding at the end the 18
following: 19
‘‘(5) N
OTICE OF CERTAIN LOSSES .—Notwith-20
standing any other provision of law (including regu-21
lations), a producer of a hand-harvested or rapidly 22
deteriorating crop may submit to the Secretary noti-23
fication of a loss of that crop 120 hours or more 24
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after the loss in order to be eligible for assistance 1
under this section. 2
‘‘(6) A
PPRAISAL OF LOSS.— 3
‘‘(A) I
N GENERAL.—In any case in which 4
an appraisal of crop acreage is requested by a 5
producer or determined to be necessary by the 6
Secretary for a year in which a notice of loss 7
is filed under this subsection, particularly in 8
any case in which a loss adjuster is not avail-9
able within 72 hours of the notice, the Sec-10
retary shall permit the following alternatives to 11
an in-person appraisal by a loss adjuster: 12
‘‘(i) Remote appraisal, including time- 13
stamped photographs, drone footage, and 14
other technology applications. 15
‘‘(ii) Appraisal by field office staff of 16
the Agency with requisite training, in con-17
junction with a remote appraisal under 18
clause (i). 19
‘‘(B) T
RAINING.—The Secretary shall re-20
quire field office staff to attend noninsured crop 21
disaster assistance appraisal training for pur-22
poses of subparagraph (A)(ii).’’; 23
(4) in subsection (e)(3), by striking ‘‘65 per-24
cent’’ and inserting ‘‘100 percent’’; 25
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(5) in subsection (i)(2)— 1
(A) in subparagraph (A), by striking 2
‘‘and’’ at the end; 3
(B) in subparagraph (B), by striking the 4
period at the end and inserting ‘‘; and’’; and 5
(C) by adding at the end the following: 6
‘‘(C) notwithstanding subparagraphs (A) 7
and (B), in the case of a limited resource, be-8
ginning, or socially disadvantaged farmer, as 9
determined by the Secretary, a veteran farmer 10
or rancher (as defined in section 2501(a) of the 11
Food, Agriculture, Conservation, and Trade Act 12
of 1990 (7 U.S.C. 2279(a))), or a producer par-13
ticipating in the streamlined revenue-based op-14
tion pursuant to subsection (b)(4)(C), 15
$600,000.’’; 16
(6) in subsection (k)(2)— 17
(A) by striking ‘‘defined by the Secretary, 18
or a veteran’’ and inserting ‘‘determined by the 19
Secretary, a veteran’’; and 20
(B) by inserting ‘‘, or a producer partici-21
pating in the streamlined revenue-based option 22
pursuant to subsection (b)(4)(C)’’ before the 23
period at the end; 24
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(7) in subsection (l), by striking paragraph (3) 1
and inserting the following: 2
‘‘(3) P
REMIUM DISCOUNT.—The coverage made 3
available under this subsection shall be available to 4
limited resource, beginning, or socially disadvan-5
taged farmers, as determined by the Secretary, vet-6
eran farmers or ranchers (as defined in section 7
2501(a) of the Food, Agriculture, Conservation, and 8
Trade Act of 1990 (7 U.S.C. 2279(a))), and pro-9
ducers participating in the streamlined revenue- 10
based option pursuant to subsection (b)(4)(C), in ex-11
change for a premium that is 25 percent of the pre-12
mium determined under paragraph (2).’’; and 13
(8) by adding at the end the following: 14
‘‘(m) D
ELIVERY.—The Secretary shall collaborate 15
with outreach and technical assistance providers, exten-16
sion offices, and State departments of agriculture to ad-17
vertise the noninsured crop disaster assistance program 18
under this section, particularly to limited resource, begin-19
ning, or socially disadvantaged farmers, as determined by 20
the Secretary, veteran farmers or ranchers (as defined in 21
section 2501(a) of the Food, Agriculture, Conservation, 22
and Trade Act of 1990 (7 U.S.C. 2279(a))), and pro-23
ducers eligible to participate in the streamlined revenue- 24
based option pursuant to subsection (b)(4)(C).’’. 25
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SEC. 3. WHOLE FARM REVENUE PROTECTION. 1
Section 522(c) of the Federal Crop Insurance Act (7 2
U.S.C. 1522(c)) is amended— 3
(1) in paragraph (1)— 4
(A) in subparagraph (B), by striking 5
‘‘and’’ at the end; 6
(B) in subparagraph (C), by striking the 7
period at the end and inserting ‘‘; and’’; and 8
(C) by adding at the end the following: 9
‘‘(D) increase participation by producers— 10
‘‘(i) marketing direct-to-consumers; 11
‘‘(ii) marketing through intermediated 12
sales in local and regional markets; 13
‘‘(iii) using farm identity-preserved 14
marketing; or 15
‘‘(iv) undertaking producer education 16
on how to use direct market prices.’’; 17
(2) in paragraph (7)— 18
(A) in subparagraph (A), by striking ‘‘, 19
with a liability limitation of $1,500,000,’’; 20
(B) in subparagraph (B), by inserting ‘‘or 21
in combination with’’ after ‘‘in lieu of’’; 22
(C) in subparagraph (C)— 23
(i) in the matter preceding clause (i), 24
by striking ‘‘may’’ and inserting ‘‘shall’’; 25
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(ii) in clause (i), by striking ‘‘or’’ at 1
the end; 2
(iii) by redesignating clause (ii) as 3
clause (iii); and 4
(iv) by inserting after clause (i) the 5
following: 6
‘‘(ii) utilize a resource-conserving crop 7
rotation (as defined in section 1240L(d)(1) 8
of the Food Security Act of 1985 (16 9
U.S.C. 3839aa–24(d)(1))); or’’; 10
(D) in subparagraph (D), by striking 11
‘‘may’’ and inserting ‘‘shall’’; 12
(E) in subparagraph (E)— 13
(i) in clause (i), in the matter pre-14
ceding subclause (I), by striking ‘‘18 15
months after the date of enactment of the 16
Agriculture Improvement Act of 2018’’ 17
and inserting ‘‘1 year after the date of the 18
enactment of the Save Our Small Farms 19
Act of 2025’’; 20
(ii) in clause (ii), in the matter pre-21
ceding subclause (I), by striking ‘‘sub-22
clause’’ and inserting ‘‘clause’’; and 23
(iii) by adding at the end the fol-24
lowing: 25
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‘‘(iii) ADDITIONAL REVIEW .—Not 1
later than 1 year after the date of the en-2
actment of the Save Our Small Farms Act 3
of 2025, and annually thereafter, the Cor-4
poration shall— 5
‘‘(I) review any limitations on in-6
surable revenue (including the overall 7
limitation and limitations specific to 8
animals, animal products, greenhouse 9
and nursery, and aquaculture) to en-10
sure the limitations are adequate to 11
cover the financial risks associated 12
with the production of high-value agri-13
cultural products; and 14
‘‘(II) submit to the Committee on 15
Agriculture of the House of Rep-16
resentatives and the Committee on 17
Agriculture, Nutrition, and Forestry 18
of the Senate a report that includes a 19
summary of the most recent review 20
conducted under subclause (I) and 21
any expected changes to the policy for 22
the following reinsurance year. 23
‘‘(iv) P
UBLIC REPORT.—Not later 24
than 18 months after the date of the en-25
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actment of the Save Our Small Farms Act 1
of 2025, the Board shall make publicly 2
available a report describing the decisions 3
made by the Board with respect to each 4
factor described in clause (ii).’’; 5
(F) by redesignating subparagraph (F) as 6
subparagraph (G); and 7
(G) by inserting after subparagraph (E) 8
the following: 9
‘‘(F) M
ODIFICATIONS TO IMPROVE EFFEC -10
TIVENESS FOR SPECIALTY CROPS AND DIVERSI -11
FIED FARMS.— 12
‘‘(i) I
N GENERAL.—Not later than 18 13
months after the date of the enactment of 14
the Save Our Small Farms Act of 2025, 15
the Corporation shall implement the fol-16
lowing modifications to the plan developed 17
under subparagraph (A): 18
‘‘(I) Establish that appropriate 19
income reported on Internal Revenue 20
Service Tax Form Schedule F (or a 21
successor form), shall be sufficient for 22
the establishment of historical ad-23
justed revenue, subject to the condi-24
tion that approved insurance providers 25
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may request additional verifiable 1
records in cases where there is docu-2
mented evidence, made clear to the 3
applicant, that farm tax records are 4
incomplete. 5
‘‘(II) Presume that declines in 6
total market price are due to unavoid-7
able natural causes, unless the Cor-8
poration demonstrates the extent to 9
which the decline in lower market 10
price is the direct result of an unin-11
sured manmade event. 12
‘‘(III) Require that any adjust-13
ment of the revenue guarantee by an 14
approved insurance provider, after the 15
approved insurance provider accepts a 16
revised farm operation report from 17
the insured, is contingent on approval 18
from the Risk Management Agency, 19
and allow the insured an opportunity 20
to appeal any denial by the Risk Man-21
agement Agency of that revenue guar-22
antee adjustment to the National Ap-23
peals Division. 24
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‘‘(IV) With respect to whole farm 1
revenue protection policies, raise the 2
limit on growth expansion for all pro-3
ducers to the lower of— 4
‘‘(aa) 100 percent of historic 5
revenue; and 6
‘‘(bb) $500,000. 7
‘‘(V) In the case of a rejection of 8
an application from a producer for a 9
whole farm insurance plan, the ap-10
proved insurance provider involved 11
shall notify the producer of such re-12
jection, and include in such notifica-13
tion a written rationale with sufficient 14
detail for the producer to understand 15
any deficiencies in the application and 16
how to cure those deficiencies. 17
‘‘(VI) Expand the maximum 18
commodity count eligible for the diver-19
sification-based premium discount 20
under subparagraph (C) to apply to 21
10 commodities produced. The Sec-22
retary may raise that maximum com-23
modity count eligible for the diver-24
sification-based premium discount to 25
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include more than 10 commodities if 1
determined necessary. 2
‘‘(VII) Moderate the impact of 3
disaster years, as determined by the 4
Secretary, on historic revenue by— 5
‘‘(aa) counting indemnities 6
as historic revenue for loss years, 7
including payments made under 8
the noninsured crop disaster as-9
sistance program established by 10
section 196 of the Federal Agri-11
culture Improvement and Reform 12
Act of 1996 (7 U.S.C. 7333); or 13
‘‘(bb) using an assigned 14
yield floor similar to the limita-15
tion described in section 16
508(g)(6)(A)(i), as determined by 17
the Secretary. 18
‘‘(VIII) Allow prices and yields 19
used to establish coverage in other 20
Federal crop insurance policies to be 21
used as prices and yields for whole 22
farm revenue protection policies. 23
‘‘(IX) Establish a process for 24
records and acreage reports submitted 25
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by producers for the noninsured crop 1
disaster assistance program estab-2
lished by section 196 of the Federal 3
Agriculture Improvement and Reform 4
Act of 1996 (7 U.S.C. 7333) to be ac-5
cepted as documentation for the req-6
uisite actual production history for 7
whole farm revenue protection poli-8
cies. 9
‘‘(X) Increase agent incentives to 10
market whole farm revenue protection 11
by— 12
‘‘(aa) providing annual addi-13
tional administrative and oper-14
ating subsidies, at a rate deter-15
mined by the Secretary, to ap-16
proved insurance providers for 17
any new whole farm revenue poli-18
cies written in a given year; and 19
‘‘(bb) with respect to a 20
whole farm revenue protection 21
policy, requiring approved insur-22
ance providers to pay to the 23
agent who sold that policy an 24
amount equal to the total admin-25
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istrative and operating subsidy 1
earned on that policy. 2
‘‘(XI) Require approved insur-3
ance providers to accept or reject ap-4
plications, by written decision, within 5
75 days of receipt of the application, 6
with failure resulting in a reduction 7
by 15 percent of the amount of the 8
administrative and operating subsidy 9
that the approved insurance provider 10
receives from the Corporation for that 11
policy. 12
‘‘(ii) A
DMINISTRATIVE IMPROVE -13
MENTS.—Not later than 18 months after 14
the date of the enactment of the Save Our 15
Small Farms Act of 2025, for purposes of 16
improving the plan developed under sub-17
paragraph (A), the Corporation shall carry 18
out the following activities: 19
‘‘(I) Create and maintain a web- 20
accessible tool for producers to locate 21
agents experienced in selling a whole 22
farm revenue protection policy. 23
‘‘(II) Provide additional edu-24
cational and training opportunities to 25
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approved insurance providers and in-1
surance agents, which may include en-2
tering into agreements with 1 or more 3
entities— 4
‘‘(aa) to provide technical 5
assistance to interested pro-6
ducers; 7
‘‘(bb) to conduct education 8
and outreach to agents and in-9
surance providers; and 10
‘‘(cc) to develop best prac-11
tices for underwriting. 12
‘‘(III) Conduct a pilot program 13
to create a pricing library for agents 14
and insurance providers, also acces-15
sible to the public and entities that 16
provide technical assistance to farm-17
ers using data from— 18
‘‘(aa) the Agricultural Mar-19
keting Service; 20
‘‘(bb) the noninsured crop 21
disaster assistance program es-22
tablished by section 196 of the 23
Federal Agriculture Improvement 24
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and Reform Act of 1996 (7 1
U.S.C. 7333); 2
‘‘(cc) approved policies of 3
the Board; 4
‘‘(dd) land-grant colleges or 5
universities and other institutions 6
of higher education; 7
‘‘(ee) grower boards or com-8
missions; and 9
‘‘(ff) other relevant sources, 10
as determined by the Secretary. 11
‘‘(iii) A
VAILABILITY OF PRICING LI -12
BRARY.—The Risk Management Agency 13
may, as determined by the Secretary, offer 14
the pricing library described in item (aa) 15
to agents and insurance providers in con-16
nection with policies other than policies de-17
veloped under subparagraph (A). 18
‘‘(iv) P
UBLIC REPORT.—Not later 19
than 18 months after the date of the en-20
actment of the Save Our Small Farms Act 21
of 2025, the Board shall make publicly 22
available a report describing the decisions 23
made by the Board with respect to each 24
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modification described in clauses (i) and 1
(ii).’’; and 2
(3) in paragraph (18), by adding at the end the 3
following: 4
‘‘(D) C
ONTINUATION OF PLAN .—The Ad-5
ministrator of the Risk Management Agency 6
shall continue to offer the micro farm insurance 7
plan offered pursuant to subparagraph (A)(ii) 8
in all States and counties of the United States. 9
‘‘(E) M
ODIFICATIONS TO IMPROVE EFFEC -10
TIVENESS FOR MICRO FARMS .—Not later than 11
180 days after the date of the enactment of the 12
Save Our Small Farms Act of 2025, the Cor-13
poration shall implement the following modifica-14
tions to the micro farm insurance plan offered 15
pursuant to subparagraph (A)(ii): 16
‘‘(i) Allow vertically integrated oper-17
ations to access coverage under a micro 18
farm policy. 19
‘‘(ii) Allow producers with a micro 20
farm policy to also purchase crop-specific 21
Federal crop insurance policies for crops 22
insured under the micro farm policy. 23
‘‘(iii) Expand the maximum approved 24
revenue to establish eligibility for a micro 25
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farm plan of insurance to $1,000,000 or 1
more, as determined by the Secretary.’’. 2
SEC. 4. SINGLE INDEX INSURANCE POLICY. 3
(a) I
NGENERAL.—Section 522(c) of the Federal 4
Crop Insurance Act (7 U.S.C. 1522(c)), as amended by 5
section 3, is further amended by adding at the end the 6
following: 7
‘‘(20) S
INGLE INDEX INSURANCE POLICY .— 8
‘‘(A) D
EFINITIONS.—In this paragraph: 9
‘‘(i) C
OVERED CROP OR COM -10
MODITY.—The term ‘covered crop or com-11
modity’ means any crop or commodity (in-12
cluding a specialty crop) on a farm except 13
timber, forest products, animals for sport 14
or show, and pets. 15
‘‘(ii) C
OVERED POLICY.—The term 16
‘covered policy’ means the single index in-17
surance policy described in subparagraph 18
(B)(i). 19
‘‘(iii) C
OVERED WEATHER CONDI -20
TION.— 21
‘‘(I) I
N GENERAL.—The term 22
‘covered weather condition’ means any 23
of the following weather conditions 24
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that are found to be closely correlated 1
with agricultural income losses: 2
‘‘(aa) High winds. 3
‘‘(bb) Excessive moisture 4
and flooding. 5
‘‘(cc) Extreme heat. 6
‘‘(dd) Abnormal freeze con-7
ditions. 8
‘‘(ee) Wildfire. 9
‘‘(ff) Hail. 10
‘‘(gg) Drought. 11
‘‘(hh) Any other severe 12
weather or growing conditions 13
applicable to small-scale farmers, 14
as determined by the Secretary. 15
‘‘(II) D
ATA.—The existence of a 16
weather condition described in sub-17
clause (I) shall be determined by indi-18
ces that prioritize using data from the 19
National Oceanic and Atmospheric 20
Administration, as available, but may 21
use other federally or State certified 22
weather data sources, public and pri-23
vate satellite data, and weather and 24
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climate data and models, if necessary, 1
as determined by the Secretary. 2
‘‘(B) P
OLICY.— 3
‘‘(i) I
N GENERAL.—The Corporation 4
shall carry out research and development, 5
or offer to enter into 1 or more contracts 6
with 1 or more qualified persons to carry 7
out research and development, to develop a 8
single index policy to insure against agri-9
cultural income losses due to 1 or more 10
covered weather conditions. 11
‘‘(ii) C
OVERAGE.—Research and de-12
velopment on the covered policy under 13
clause (i) shall require that coverage is 14
available in all 50 States (including Indian 15
Tribes), the District of Columbia, Amer-16
ican Samoa, Guam, the Commonwealth of 17
the Northern Mariana Islands, the Com-18
monwealth of Puerto Rico, and the Virgin 19
Islands of the United States. 20
‘‘(iii) O
PTION TO BUY-UP OR BUY- 21
DOWN.— 22
‘‘(I) I
N GENERAL.—Research and 23
development on the covered policy 24
under clause (i) shall consider permit-25
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ting a holder of the covered policy to 1
elect to buy-up to 150 percent, subject 2
to subclause (II), or buy-down to 5 3
percent, of the median county-level 4
adjusted gross income for farms, in 5- 5
percent increments, to reflect the in-6
come of the individual farm business 7
of the holder insured under the cov-8
ered policy. 9
‘‘(II) L
IMITATION.—A holder of 10
a covered policy may buy-up under 11
subclause (I) only if the farms of the 12
holder insured under the covered pol-13
icy have at least 3 covered crops or 14
commodities. 15
‘‘(iv) P
RIORITY FEATURES OF POL -16
ICY.—In carrying out research and devel-17
opment on the covered policy under clause 18
(i), the following features may be given 19
priority: 20
‘‘(I) Agricultural income losses 21
under the covered policy include— 22
‘‘(aa) losses for all covered 23
crops or commodities; and 24
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‘‘(bb) losses to the value of 1
packing, packaging, or any other 2
similar on-farm activity that the 3
Corporation determines necessary 4
to remove a covered crop or com-5
modity from the field. 6
‘‘(II) Payments are made under 7
the covered policy not later than 30 8
days after the occurrence of a covered 9
weather condition in the county in 10
which the applicable farm of the farm-11
er is located or an adjacent county. 12
‘‘(III) Provision of seasonal cov-13
erage periods. 14
‘‘(IV) Provision of special consid-15
eration to concerns facing individual 16
farm businesses— 17
‘‘(aa) that have less than 18
$350,000 in adjusted gross in-19
come; and 20
‘‘(bb) with respect to which 21
a farmer is an underserved pro-22
ducer (as defined in section 23
508(a)(7)(A)). 24
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‘‘(V) Paperwork requirements are 1
reduced for farmers seeking to obtain 2
a covered policy. 3
‘‘(v) C
ONSULTATION.—In carrying out 4
research and development on the covered 5
policy under clause (i), the Corporation— 6
‘‘(I) shall hold stakeholder meet-7
ings to solicit producer and agent 8
feedback; and 9
‘‘(II) may consult with licensed 10
actuaries with experience developing 11
index policies insuring agricultural 12
production. 13
‘‘(C) R
EPORT.—Not later than 1 year 14
after the date of the enactment of this para-15
graph, the Corporation shall make publicly 16
available a report that describes— 17
‘‘(i) the results of the research and 18
development carried out under this para-19
graph; and 20
‘‘(ii) recommendations to Congress 21
with respect to those results, including— 22
‘‘(I) any challenges to developing 23
the covered policy; and 24
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‘‘(II) options to address those 1
challenges.’’. 2
(b) T
ECHNICALAMENDMENT.—Section 531(a)(18) 3
of the Federal Crop Insurance Act (7 U.S.C. 1531(a)(18)) 4
is amended by striking ‘‘section 2501(e) of the Food, Agri-5
culture, Conservation, and Trade Act of 1990 (7 U.S.C. 6
2279(e))’’ and inserting ‘‘section 2501(a) of the Food, Ag-7
riculture, Conservation, and Trade Act of 1990 (7 U.S.C. 8
2279(a)).’’. 9
Æ
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