Prohibiting motor vehicle insurance coverage for exposing a person to or infecting a person with an infectious disease.
Impact
If passed, AB1009 would alter existing insurance frameworks by explicitly excluding coverage for certain health-related liabilities associated with motor vehicles. Insurance providers would need to adjust their policy offerings to comply with the new statute, which could lead to a reevaluation of how insurance claims related to infectious diseases are handled. Advocates of the bill argue that it clarifies insurance expectations and removes ambiguity surrounding liability in health-related cases linked to motor vehicle usage.
Summary
Assembly Bill 1009 introduces a significant amendment to motor vehicle insurance regulations in Wisconsin by prohibiting insurance coverage for liability associated with exposing or infecting individuals with an infectious disease while occupying a motor vehicle. This includes both sexually transmitted diseases and communicable diseases, which are clearly defined in the associated statutes. The bill aims to address liability concerns in instances where individuals may transmit infections while utilizing motor vehicles, possibly in the context of ridesharing or public transport.
Contention
Some points of contention in the discussions surrounding AB1009 could stem from concerns over public health implications and the potential financial burdens on individuals who are unable to obtain liability coverage for health-related incidents involving their vehicles. Critics might argue that such a provision could leave individuals vulnerable to significant legal and medical expenses should they unintentionally infect another person during a vehicle ride. Supporters will likely assert that it provides necessary clarity in insurance regulations and encourages responsible health practices among drivers.