1 | 1 | | LRB-0539/1 |
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2 | 2 | | JPC:amn |
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3 | 3 | | 2023 - 2024 LEGISLATURE |
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4 | 4 | | 2023 SENATE BILL 723 |
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5 | 5 | | November 21, 2023 - Introduced by Senators ROYS, AGARD, CARPENTER, HESSELBEIN, |
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6 | 6 | | L. JOHNSON, LARSON, PFAFF, SMITH, SPREITZER, TAYLOR and WIRCH, cosponsored |
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7 | 7 | | by Representatives EMERSON, VINING, ANDRACA, BARE, CLANCY, CONLEY, |
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8 | 8 | | CONSIDINE, JACOBSON, JOERS, MADISON, MYERS, OHNSTAD, ORTIZ-VELEZ, |
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9 | 9 | | RATCLIFF, SHELTON, SINICKI, STUBBS and PALMERI. Referred to Committee on |
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10 | 10 | | Insurance and Small Business. |
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11 | 11 | | AN ACT to amend 40.51 (8), 66.0137 (4) and 120.13 (2) (g); and to create 632.8965 |
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12 | 12 | | of the statutes; relating to: coverage of infertility services under self-insured |
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13 | 13 | | governmental health plans and health policies and plans offered to state |
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14 | 14 | | employees, and granting rule-making authority. |
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15 | 15 | | Analysis by the Legislative Reference Bureau |
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16 | 16 | | This bill requires self-insured governmental health plans and health care |
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17 | 17 | | coverage plans offered by the state to its employees that cover medical or hospital |
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18 | 18 | | expenses to cover diagnosis of and treatment for infertility and standard fertility |
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19 | 19 | | preservation services. Coverage required under the bill must include at least four |
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20 | 20 | | completed egg retrievals with unlimited embryo transfers in accordance with certain |
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21 | 21 | | guidelines and single embryo transfer is allowed when recommended and medically |
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22 | 22 | | appropriate. Policies and plans are prohibited from imposing an exclusion, |
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23 | 23 | | limitation, or other restriction on coverage of medications of which the bill requires |
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24 | 24 | | coverage that is not imposed on any other prescription medications covered under |
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25 | 25 | | the policy or plan. Similarly, policies and plans may not impose any exclusion, |
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26 | 26 | | limitation, cost-sharing requirement, benefit maximum, waiting period or other |
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27 | 27 | | restriction on diagnosis, treatment, or services for which coverage is required under |
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28 | 28 | | the bill that is different from any exclusion, limitation, cost-sharing requirement, |
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29 | 29 | | benefit maximum, waiting period or other restriction imposed on benefits for other |
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30 | 30 | | services. Also, policies and plans may not impose an exclusion, limitation, or other |
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31 | 31 | | restriction on diagnosis, treatment, or services for which coverage is required under |
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35 | 35 | | 4 - 2 -2023 - 2024 Legislature LRB-0539/1 |
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36 | 36 | | JPC:amn |
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37 | 37 | | SENATE BILL 723 |
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38 | 38 | | the bill on the basis that an insured person participates in fertility services provided |
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39 | 39 | | by or to a third party. |
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40 | 40 | | This proposal may contain a health insurance mandate requiring a social and |
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41 | 41 | | financial impact report under s. 601.423, stats. |
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42 | 42 | | The people of the state of Wisconsin, represented in senate and assembly, do |
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43 | 43 | | enact as follows: |
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44 | 44 | | SECTION 1. 40.51 (8) of the statutes is amended to read: |
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45 | 45 | | 40.51 (8) Every health care coverage plan offered by the state under sub. (6) |
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46 | 46 | | shall comply with ss. 631.89, 631.90, 631.93 (2), 631.95, 632.72 (2), 632.729, 632.746 |
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47 | 47 | | (1) to (8) and (10), 632.747, 632.748, 632.798, 632.83, 632.835, 632.85, 632.853, |
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48 | 48 | | 632.855, 632.861, 632.867, 632.87 (3) to (6), 632.885, 632.89, 632.895 (5m) and (8) to |
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49 | 49 | | (17), and 632.896, and 632.8965. |
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50 | 50 | | SECTION 2. 66.0137 (4) of the statutes is amended to read: |
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51 | 51 | | 66.0137 (4) SELF-INSURED HEALTH PLANS. If a city, including a 1st class city, or |
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52 | 52 | | a village provides health care benefits under its home rule power, or if a town |
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53 | 53 | | provides health care benefits, to its officers and employees on a self-insured basis, |
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54 | 54 | | the self-insured plan shall comply with ss. 49.493 (3) (d), 631.89, 631.90, 631.93 (2), |
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55 | 55 | | 632.729, 632.746 (10) (a) 2. and (b) 2., 632.747 (3), 632.798, 632.85, 632.853, 632.855, |
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56 | 56 | | 632.861, 632.867, 632.87 (4) to (6), 632.885, 632.89, 632.895 (9) to (17), 632.896, |
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57 | 57 | | 632.8965, and 767.513 (4). |
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58 | 58 | | SECTION 3. 120.13 (2) (g) of the statutes is amended to read: |
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59 | 59 | | 120.13 (2) (g) Every self-insured plan under par. (b) shall comply with ss. |
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60 | 60 | | 49.493 (3) (d), 631.89, 631.90, 631.93 (2), 632.729, 632.746 (10) (a) 2. and (b) 2., |
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61 | 61 | | 632.747 (3), 632.798, 632.85, 632.853, 632.855, 632.861, 632.867, 632.87 (4) to (6), |
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62 | 62 | | 632.885, 632.89, 632.895 (9) to (17), 632.896, 632.8965, and 767.513 (4). |
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63 | 63 | | SECTION 4. 632.8965 of the statutes is created to read: |
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84 | 84 | | LRB-0539/1 |
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85 | 85 | | JPC:amn |
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86 | 86 | | SECTION 4 |
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87 | 87 | | SENATE BILL 723 |
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88 | 88 | | 632.8965 Coverage of infertility services. (1) In this section: |
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89 | 89 | | (a) “Diagnosis of and treatment for infertility” means any recommended |
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90 | 90 | | procedure or medication at the direction of a physician that is consistent with |
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91 | 91 | | established, published, or approved medical practices or professional guidelines |
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92 | 92 | | from the American College of Obstetricians and Gynecologists, or its successor |
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93 | 93 | | organization, or the American Society for Reproductive Medicine, or its successor |
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94 | 94 | | organization. |
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95 | 95 | | (b) “Infertility” means a disease, condition, or status characterized by any of |
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96 | 96 | | the following: |
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97 | 97 | | 1. The inability to achieve a successful pregnancy based on a patient's medical, |
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98 | 98 | | sexual, and reproductive history, age, physical findings, diagnostic testing, or any |
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99 | 99 | | combination of these factors. |
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100 | 100 | | 2. The need for medical intervention, including the use of donor gametes or |
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101 | 101 | | donor embryos, in order to achieve a successful pregnancy either as an individual or |
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102 | 102 | | with a partner. |
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103 | 103 | | 3. The failure to establish a pregnancy or carry a pregnancy to a live birth after |
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104 | 104 | | regular, unprotected sexual intercourse for, if the woman is under the age of 35, no |
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105 | 105 | | longer than 12 months or, if the woman is 35 years of age or older, no longer than 6 |
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106 | 106 | | months including any time during those 12 months or 6 months that the woman has |
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107 | 107 | | a pregnancy that results in a miscarriage. |
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108 | 108 | | (c) “Self-insured health plan” means a self-insured health plan of the state or |
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109 | 109 | | a county, city, village, town, or school district. |
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110 | 110 | | (d) “Standard fertility preservation service” means a procedure that is |
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111 | 111 | | consistent with established medical practices or professional guidelines published |
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112 | 112 | | by the American Society of Clinical Oncology, or its successor organization, for a |
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137 | 137 | | 25 - 4 -2023 - 2024 Legislature LRB-0539/1 |
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138 | 138 | | JPC:amn |
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139 | 139 | | SECTION 4 SENATE BILL 723 |
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140 | 140 | | person who has a medical condition or is expected to undergo medication therapy, |
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141 | 141 | | surgery, radiation, chemotherapy, or other medical treatment that is recognized by |
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142 | 142 | | medical professionals to cause a risk of impairment to fertility. |
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143 | 143 | | (2) Every self-insured health plan shall cover diagnosis of and treatment for |
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144 | 144 | | infertility and standard fertility preservation services. Coverage required under this |
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145 | 145 | | subsection includes at least 4 completed oocyte retrievals with unlimited embryo |
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146 | 146 | | transfers in accordance with the guidelines of the American Society for Reproductive |
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147 | 147 | | Medicine or its successor organization and single embryo transfer may be used when |
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148 | 148 | | recommended and medically appropriate. |
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149 | 149 | | (3) A self-insured health plan may not do any of the following: |
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150 | 150 | | (a) Impose any exclusions, limitations, or other restrictions on coverage |
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151 | 151 | | required under sub. (2) based on a covered individual's participation in fertility |
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152 | 152 | | services provided by or to a 3rd party. |
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153 | 153 | | (b) Impose any exclusion, limitation, or other restriction on coverage of |
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154 | 154 | | medications that are required to be covered under sub. (2) that are different from |
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155 | 155 | | those imposed on any other prescription medications covered under the policy or |
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156 | 156 | | plan. |
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157 | 157 | | (c) Impose any exclusion, limitation, cost-sharing requirement, benefit |
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158 | 158 | | maximum, waiting period, or other restriction on coverage of the diagnosis of and |
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159 | 159 | | treatment for infertility and standard fertility preservation services required under |
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160 | 160 | | sub. (2) that is different from an exclusion, limitation, cost-sharing requirement, |
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161 | 161 | | benefit maximum, waiting period, or other restriction imposed on benefits for |
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162 | 162 | | services that are covered by the policy or plan and that are not related to infertility. |
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163 | 163 | | (4) Every self-insured health plan shall provide coverage required under sub. |
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164 | 164 | | (2) to any covered individual under the policy or plan, including any covered spouse |
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189 | 189 | | 25 - 5 -2023 - 2024 Legislature |
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190 | 190 | | LRB-0539/1 |
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191 | 191 | | JPC:amn |
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192 | 192 | | SECTION 4 |
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193 | 193 | | SENATE BILL 723 |
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194 | 194 | | and nonspouse dependent, to the same extent as other pregnancy-related benefits |
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195 | 195 | | covered under the policy or plan. |
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196 | 196 | | (5) The commissioner, after consulting with the department of health services |
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197 | 197 | | on appropriate treatment for infertility, shall promulgate any rules necessary to |
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198 | 198 | | implement this section. Before the promulgation of rules, self-insured health plans |
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199 | 199 | | are considered to comply with the coverage requirements of sub. (2) if the coverage |
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200 | 200 | | conforms to the standards of the American Society for Reproductive Medicine. |
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201 | 201 | | SECTION 5.0Initial applicability. |
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202 | 202 | | (1) For policies and plans containing provisions inconsistent with this act, the |
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203 | 203 | | act first applies to policy or plan years beginning on the effective date of this |
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204 | 204 | | subsection, except as provided in sub. (2). |
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205 | 205 | | (2) For policies and plans that are affected by a collective bargaining agreement |
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206 | 206 | | containing provisions inconsistent with this act, the act first applies to policy or plan |
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207 | 207 | | years beginning on the effective date of this subsection or on the day on which the |
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208 | 208 | | collective bargaining agreement is newly established, extended, modified, or |
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209 | 209 | | renewed, whichever is later. |
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210 | 210 | | (END) |
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