Alaska Senate Bill SB222

Alaska 2023-2024 Regular Session

• Introduced: 2/8/24
• Refer: 2/8/24

Caption

Mammograms: Insurance Coverage

Impact

The bill's passing would have notable implications on state laws governing health insurance policies, specifically in enhancing the accessibility of mammograms for women. By prohibiting out-of-pocket expenses for these essential health services, SB222 aims to alleviate financial barriers for patients seeking preventive care and diagnostic evaluations. This change is intended to encourage more individuals to pursue necessary screenings, thus potentially decreasing the rates of late-stage breast cancer diagnoses.

Summary

Senate Bill 222 aims to amend existing laws related to insurance coverage for mammography services in the state of Alaska. This legislation seeks to ensure that health care insurers cannot impose any form of cost-sharing, including deductibles, coinsurance, or copayments, on insured individuals for low-dose mammography screenings, diagnostic breast examinations, and supplemental breast examinations. This move is designed to improve access to crucial breast cancer screenings that can significantly enhance the early detection and diagnosis of breast abnormalities.

Contention

While the bill is primarily aimed at improving healthcare access, it is likely to encounter discussions centered around the financial implications for insurance providers. Critics may argue that eliminating cost-sharing could lead to higher premiums for all insured individuals as the costs are shifted to insurers. Additionally, there may be debates on the balance between encouraging preventive healthcare measures and the economic impact on the insurance market. Legislators will need to consider how to implement these changes without imposing undue financial strain on the healthcare system.