Connecticut 2021 Regular Session

Connecticut House Bill HB06437

Introduced
2/10/21  
Refer
2/10/21  
Refer
2/10/21  
Report Pass
3/9/21  
Refer
3/19/21  
Report Pass
3/25/21  

Caption

An Act Requiring Landlords To Notify Tenants Of Foreclosure Proceedings.

Impact

The bill significantly impacts existing housing laws by mandating additional protective measures for tenants, thereby amending sections related to tenant rights and landlord responsibilities. Upon receiving notice of a pending foreclosure, landlords are required to inform both the tenants and appropriate municipal authorities within ten business days. This change seeks to empower tenants who can now seek legal remediation if landlords fail to provide such notice, which could lead to a more equitable rental market where tenant concerns are prioritized. Furthermore, the bill stipulates conditions under which tenants can request a court-appointed receiver to collect rents during a foreclosure process.

Summary

House Bill 6437 introduces a legislative requirement mandating landlords to inform prospective tenants of any pending foreclosure proceedings on the property they are considering renting. This bill aims to promote transparency and protect tenants from potential instability associated with properties that may soon be foreclosed. Tenants are entitled to this pre-rental disclosure to ensure they are fully aware of the risks associated with their living situation before committing to a lease agreement. The effective dates for various sections of the bill are staggered, with certain provisions taking effect on July 1, 2021, and others on October 1, 2021.

Sentiment

The general sentiment surrounding HB 6437 appears to be supportive among tenant advocacy groups, who see it as a necessary step in safeguarding tenant rights and ensuring readiness in the face of financial disruptions related to property ownership. However, the bill may face resistance from some landlord associations who might view the additional notification requirements as burdensome. The debate tends to center on the balance between protecting tenants and maintaining landlords' operational flexibility, suggesting a need for ongoing dialogue to reconcile these interests.

Contention

Notable points of contention include how the bill enforces compliance and whether the timing of notifications will be sufficient to truly safeguard tenants against sudden eviction due to foreclosure. Critics question if the ten-day notice requirement gives tenants adequate time to prepare financially or seek alternative housing. Additionally, the requirement for tenants to take legal action raises concerns about access to justice, as not all tenants may be able to afford legal fees or have the knowledge to initiate such proceedings. As the law evolves, it will be crucial to monitor its implementation and its effects on landlords and tenants alike.

Companion Bills

No companion bills found.

Similar Bills

NJ A3154

Provides forbearance of residential mortgage foreclosures under certain circumstances; places additional requirements on attorneys, residential mortgage lenders, and courts, as part of foreclosure process.

NJ A865

Provides forbearance of residential mortgage foreclosures under certain circumstances; places additional requirements on attorneys, residential mortgage lenders, and courts, as part of foreclosure process.

MD SB855

Baltimore City - Property Tax - In Rem Foreclosure of Vacant or Nuisance Property

MD HB921

Baltimore City - Property Tax - In Rem Foreclosure of Vacant or Nuisance Property

NJ A3772

Revises process for property tax lien holder to foreclose right to redeem a property tax lien; allows property owner to protect remaining equity.

NJ S2334

Revises process for property tax lien holder to foreclose right to redeem a property tax lien; allows property owner to protect remaining equity.

NJ S4142

Revises process for property tax lien holder to foreclose right to redeem a property tax lien; allows property owner to protect remaining equity.

NJ A819

Requires mortgage lenders to maintain vacant, age-restricted dwelling units during foreclosure.