Removes certain provisions in the Louisiana Insurance Code regarding payment by group insurers of lump sum benefits to National Guardsmen activated by the governor or the president of the United States. (gov sig) (EG SEE FISC NOTE GF EX)
Impact
If enacted, the legislative changes brought about by SB 479 would repeal the existing authority for insurance firms to provide lump sum benefits related to death or permanent disability for National Guardsmen under the specified circumstances. This repeal implies a shift in the liability and responsibility for such benefits from group insurers to alternative provisions that depend on the successful passage of SB 245, which outlines detailed modalities for compensation.
Summary
Senate Bill 479 seeks to amend the Louisiana Insurance Code by removing certain provisions regarding lump sum benefits paid by group insurers to National Guardsmen activated by either the governor or the president of the United States. The intention behind this bill is to streamline and clarify the terms under which these payments are made, alongside the ongoing provisions set forth in related legislation. However, its execution is contingent upon the passage of Senate Bill 245, which is intended to directly provide death and disability benefits for activated National Guardsmen in Title 29 of the Louisiana Revised Statutes.
Sentiment
The sentiment surrounding SB 479 appears to be supportive among certain factions that see a necessary alignment between insurance provisions and statutory benefits related to military service. However, there may be concern about the implications of removing direct payments from insurers, particularly among advocates for National Guardsmen and their families who could be affected by this change. Overall, the conversation indicates a careful consideration of operational structures in providing benefits to military personnel.
Contention
The main contention regarding SB 479 revolves around its dependency on the enactment of SB 245. Critics may argue that this conditional approach could undermine timely compensation for National Guardsmen who might need support immediately upon activation. This reliance on the resolution of another bill can create uncertainty and delays in benefits that are crucial for service members and their families, leading to questions about the adequacy of protections in place for those serving in the National Guard.
Provides for death and disability benefits for Louisiana National Guardsmen activated by the governor or the president. (gov sig) (EG INCREASE GF EX See Note)
Provides for death and disability benefits for Louisiana National Guardsmen activated by the governor or the president. (gov sig) (EN +$8,200,000 SD EX See Note)
Provides for certain awards and payments from the Tuition Opportunity Program for Students for Louisiana National Guardsmen. (gov sig) (EN +$17,100 GF EX See Note)
Provides for eligibility requirements for Louisiana National Guard troops applying for disability benefits which occurred during an active duty deployment ordered by the President of the United States or the Governor of Louisiana. (8/1/12) (OR INCREASE GF EX See Note)
Provides an insurance premium discount for members of the Louisiana National Guard who have not been activated. (8/1/18) (EG -$1,100,000 GF RV See Note)