New Jersey 2024-2025 Regular Session

New Jersey Assembly Bill A2659

Introduced
1/9/24  

Caption

Revises individual cause of action under consumer fraud act.

Impact

A2659 limits the circumstances under which attorneys' fees and costs can be awarded to plaintiffs, particularly disallowing such awards for purely technical violations where intent to defraud is absent and where no actual harm has occurred. This means that many claims that might be currently valid could find no remedy under the revised bill, which advocates argue is necessary to prevent frivolous claims that clog the judicial system, while opponents claim it restricts consumer rights significantly and undermines the objectives of the Consumer Fraud Act.

Summary

Bill A2659, introduced in the New Jersey Legislature, seeks to amend the existing consumer fraud regulations under the New Jersey Consumer Fraud Act. This revised legislation provides substantial changes to how individuals can pursue actions against sellers for consumer fraud. The bill shifts the paradigm from mandatory triple damages awarded for fraud violations to granting courts discretion in the determination of damages, potentially reducing the financial liability for sellers in cases of consumer fraud. This could lead to a more cautious approach to the pursuit of claims by consumers, knowing that their recoveries might not be as generous as before.

Contention

Supporters of the bill argue that it introduces essential reforms to the consumer fraud statute to better align with fair business practices and reduce unnecessary litigation. They believe by requiring consumers to have awareness and reliance on fraudulent actions, it will diminish the propensity for unjust claims against businesses. Contrarily, critics voice strong concerns that these revisions may weaken consumer protections, effectively rendering individuals less equipped to challenge unfair practices, especially those targeting the economically vulnerable. This pain point reflects the ongoing struggle between protecting business interests and ensuring consumer rights are adequately safeguarded.

Companion Bills

NJ A2084

Carry Over Revises individual cause of action under consumer fraud act.

Previously Filed As

NJ A2084

Revises individual cause of action under consumer fraud act.

NJ A5558

Establishes certain requirements for asserting cause of action under consumer fraud act and limits awarding of attorneys' fees.

NJ A1556

Updates notice requirements for actions alleging consumer fraud violations and adds indirect purchasers as parties who can receive damages for antitrust violations.

NJ S901

Updates notice requirements for actions alleging consumer fraud violations and adds indirect purchasers as parties who can receive damages for antitrust violations.

NJ S699

Requires dealerships to notify buyers of recalls on used motor vehicles for sales; limits attorneys' fees in certain consumer actions.

NJ S1199

Requires dealerships to notify buyers of recalls on used motor vehicles for sales; limits attorneys' fees in certain consumer actions.

NJ S1227

Concerns certain actions brought under "Truth-in-Consumer Contract, Warranty and Notice Act."

NJ S1374

Concerns certain actions brought under "Truth-in-Consumer Contract, Warranty and Notice Act."

NJ A988

Includes payday lending as a violation of the consumer fraud act.

NJ A983

Criminalizes certain actions of individuals who offer rental of residential property that they do not own or legally possess.

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