Insurance: health insurers; age eligibility for coverage for annual breast cancer mammography examination; lower. Amends sec. 3406d of 1956 PA 218 (MCL 500.3406d).
Impact
The proposed changes in HB 5312 could significantly impact state health care laws by ensuring that women have guaranteed access to essential breast cancer screenings and treatments. The bill explicitly outlines the coverage requirements for mammography examinations based on age, enhancing the early detection and treatment options available to women. This could lead to a change in health insurance practices, potentially increasing insurance premiums or altering coverage options to accommodate the mandated provisions.
Summary
House Bill 5312 proposes amendments to the Michigan Insurance Code of 1956, specifically Section 3406d. The bill mandates health insurance providers to include coverage for breast cancer diagnostic services, outpatient treatment, and rehabilitative services. This requirement comes with condition stipulations including dollar limits and deductibles that should not be less favorable than those applied to other physical illnesses. The inclusion of these services aims to improve accessibility for patients needing breast cancer treatment and support.
Contention
While proponents of the bill argue that it will promote better health outcomes by ensuring that women have the necessary tools for early diagnosis and treatment of breast cancer, opponents may raise concerns regarding the financial implications for health insurers and the potential for increased premiums. There may also be discussions around whether such mandates infringe upon insurers' abilities to design their policies based on market dynamics. Moreover, the implementation of this bill amid varying opinions about healthcare reform could lead to a broader debate on health insurance regulations in Michigan.
Insurance: health insurers; coverage for examinations and medications related to breast cancer; provide for. Amends sec. 3406d of 1956 PA 218 (MCL 500.3406d) & adds sec. 3406z.
Insurance: health insurers; compliance with affordable care act coverage; modify. Amends secs. 3403, 3406z, 3406bb, 3406hh & 3406ii of 1956 PA 218 (MCL 500.3403 et seq.).
Insurance: health insurers; compliance with affordable care act coverage; modify. Amends secs. 3403, 3406z, 3406bb & 3406ii of 1956 PA 218 (MCL 500.3403 et seq.).
In casualty insurance, repealing provisions relating to coverage for mammographic examinations and breast imaging and providing for coverage for mammographic examinations, magnetic resonance imaging and other forms of breast imaging.
Health: testing; notification of dense breast tissue; eliminate, and provide for other general amendments to the use of radiation machines for mammography. Amends secs. 13501, 13521, 13522 & 13523 of 1978 PA 368 (MCL 333.13501 et seq.) & repeals secs. 13524 & 13531 of 1978 PA 368 (MCL 333.13524 & 333.13531).
Health: testing; notification of dense breast tissue; eliminate, and provide for other general amendments to the use of radiation machines for mammography. Amends secs. 13501, 13521, 13522 & 13523 of 1978 PA 368 (MCL 333.13501 et seq.) & repeals secs. 13524 & 13531 of 1978 PA 368 (MCL 333.13524 & 333.13531).