New Jersey 2024-2025 Regular Session

New Jersey Assembly Bill A5590

Introduced
5/5/25  

Caption

Adds storage of sperm and oocytes for certain persons to current health insurance coverage regarding iatrogenic fertility.

Impact

If enacted, A5590 will impact several state laws governing health insurance policies, including those provided by hospital service corporations, medical service corporations, and health maintenance organizations. By mandating that these insurance plans cover standard fertility preservation services, the bill strives to ensure that individuals do not face financial burden when opting for preservation procedures that could safeguard their reproductive health. The implications of this bill will primarily resonate with patients undergoing treatments with known risks of infertility, allowing for better health outcomes and planning for family formation in the future.

Summary

Assembly Bill A5590 aims to expand health insurance coverage for fertility preservation services in the context of iatrogenic infertility. Specifically, the bill adds provisions to require health insurance plans to cover the storage of sperm and oocytes for individuals up to the age of 21 when medically necessary treatment may cause impairment of fertility. This amendment follows concerns that certain medical treatments, including cancer therapies, could lead to infertility, thereby necessitating access to preservation services. The bill is positioned within the framework of protection and support for young adults facing potential infertility due to medical interventions.

Contention

While the bill is largely supported based on its potential for positive health outcomes, concerns may arise regarding cost implications for insurers and the parameters of 'medically necessary' treatment. Stakeholders could debate the sufficiency of the coverage under this mandate and the age limit set for storage provisions. Critics may also question the extent to which insurers can determine necessity based on personal health attributes. Nevertheless, A5590 represents a progressive step towards making reproductive health resources more accessible in New Jersey.

Companion Bills

No companion bills found.

Previously Filed As

NJ S2870

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ A4531

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ S3521

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ A2002

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ A5000

Requires Medicaid coverage for fertility preservation services in cases of iatrogenic infertility caused by medically necessary treatments.

NJ S3831

Requires Medicaid coverage for fertility preservation services in cases of iatrogenic infertility caused by medically necessary treatments.

NJ H5629

Amends the current law on health insurance coverage for fertility diagnostic care, standard fertility preservation services, and fertility treatment and requires coverage for any medically necessary ovulation-enhancing drugs and medical services.

NJ SB1334

Health insurance; creating Corinne's Law; requiring coverage of standard fertility preservation services for certain enrollees of a health benefit plan; specifying terms of coverage. Effective date.

NJ HB186

Provides relative to health insurance coverage for standard fertility preservation services (EN INCREASE SG EX See Note)

NJ HB1204

Insurance; medically necessary expenses for standard fertility preservation services when a medically necessary treatment for cancer, sickle cell disease, or lupus may directly or indirectly cause iatrogenic infertility; require coverage

Similar Bills

NJ S3521

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ A4531

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ A2002

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

NJ S2870

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

CA SB600

Health care coverage: fertility preservation.

HI HB139

Relating To Insurance.

HI SB642

Relating To Insurance.

HI HB1624

Relating To Insurance.