Req. No. 26 Page 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 STATE OF OKLAHOMA 1st Session of the 60th Legislature (2025) SENATE BILL 986 By: Thompson AS INTRODUCED An Act relating to consumer protection; defining terms; prohibiting use of hidden fees and charges by businesses; requiring fees and ch arges to be displayed clearly and conspicuously by businesses; making unlawful use of fees and charges a violation of the Oklahoma Consumer Protection Act; providing for codification; and providing an effective date . BE IT ENACTED BY THE PEOPL E OF THE STATE OF OKLAHOMA: SECTION 1. NEW LAW A new s ection of law to be codified in the Oklahoma Statutes as Section 773 of Title 15, unless there is created a duplication in numbering, reads as follows: As used in this act: 1. “Ancillary good or service ” means any additional good or goods or additional service or services offered to a consumer as part of a transaction; 2. “Business” means an individual, corporation, partnership, association, or any other entity that offers goods or services including, but not limited to, online, in mobile applications, an d in physical locations; Req. No. 26 Page 2 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 3. “Clear and conspicuous ” or “clearly and conspicuously ” means a required disclosure is easily noticeable and easily understandable by consumers, as follows: a. in any communication that is solely visual or solely audible, the disclosure shall be made through the same means by which the communication is presented. In any communication made through both visual and audible means, the disclosure shall be p resented simultaneously in both the visual and audible portions of the communication even if the presentation requiring the disclosure is made in only one means, b. a visual disclosure, by size, contrast, location, the length of time viewable, and other ch aracteristics, shall stand out from any accompanying text or visual elements so that it is easily noticed, read, and understood, c. an audible disclosure, including by telephone or streaming video, shall be delivered in a volume, speed, and cadence suffici ent for ease of understanding, d. in any communication using an interactive el ectronic medium, such as on the Internet, mobile application, or software, the disclosure shall be unavoidable, Req. No. 26 Page 3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 e. the disclosure shall use diction and syntax understandable to consumers and shall appear in each language in which the representation that requires the disclosure appears, f. the disclosure shall comply with these requirements in each medium through which it is received, including all electronic devices and face -to-face communication, and g. the disclosure shall not be contradicted or mitigated by, or inconsistent with, anything else in the communication; 4. “Covered good or service ” means: a. live-event tickets, and b. short-term lodging including, but not limited to , temporary sleeping accommodations at a hotel, motel, inn, short-term rental, vacation rental, or other place of lodging; 5. “Government charges” means the fees or charges imposed on the transaction by a federal, state, trial, or local government agency, unit, or department; 6. “Pricing information” means any information relating to an amount a consumer may pay; 7. “Shipping charges” means the fees or charges that reasonably reflect the amount a business incurs to send physical goods to a Req. No. 26 Page 4 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 consumer including, but not limited to, through the mail, private mail and shipping services, or by freight; and 8. “Total price” means the maximum total of all fees or charges a consumer shall pay for any good or goods or service or services along with any mandatory a ncillary good or service. Government charges, shipping charges, and fees or c harges for any option al ancillary good or service may be excluded from the provisions of this act. SECTION 2. NEW LAW A new section of law to be codified in the Oklahoma Statutes as Section 773.1 of Title 15, unless there is created a duplication in numbering, reads as follows: A. It shall be unlawful for any business to offer, display, or advertise any price of a covered good or service without clearly an d conspicuously disclosing the total price. B. In any offer, display, or adve rtisement that represents any price of a covered good or service, a business shall disclose the total price more prominently than any other pricing information. Where the final amount of payment for the transaction is displayed, the final amount of payment shall be disclosed more prominently than, or as prominently as, the total price. C. A business shall disclose clearly and conspicuously, before the consumer consents to pay fo r any covered good or service: 1. The nature, purpose, and amount of any fee or charge imposed on the transaction that has been excluded from the total price and Req. No. 26 Page 5 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 the identity of the good or service for which the fee or charge is imposed; and 2. The final amount of payment for the transaction. D. It shall be considered an unfair and deceptive practice under the Oklahoma Consumer Protection Act for any business in any offer, display, or advertisement for a covered good or service to misrepresent any fee or charge including, but not limited to, the nature, purpose, amount, or refunda bility of any fee or charge, and the identity of the good or service for which the fee or charge is imposed. SECTION 3. This act shall become effective November 1, 2025. 60-1-26 MR 1/16/2025 1:57:52 PM