Video & Transcript DataContr Research : 'property and casualty insurance'

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TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part III) Aug 27th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • And I know that you mentioned river blindness, yes, and certain parasites.
  • President and Senator Cook. There's insurance levels on.
  • President and members.
  • President and members.
  • President and members, and on to Chairman Buckley for, I hope, concurrence.
Bills: SB3, SB16, SB2, SB5, SB10, HB17, SB54, SB9, SB7, SB17, SB4, HB8, HB25, HB26, HB192
Summary: The meeting featured extensive discussions centered on several legislative bills, particularly focusing on House Bill 8, which aims to reform public school accountability and testing methods in Texas. The bill's sponsor passionately argued for its transformative potential, highlighting the replacement of the STAAR test with shorter, more frequent assessments to better measure student performance. Amendments were proposed to restore social studies testing, emphasizing the importance of history in Texas education. The bill ultimately passed with a vote of 21 ayes and 5 nays, showcasing strong support among the members.
TX

Texas 2025 - 89th Regular

S/C on Workforce Apr 1st, 2025 at 09:00 am

House S/C on Workforce

Transcript Highlights:
  • actor and the...
  • And it really represents associations and businesses from all...
  • and trying to pull on from...
  • their best lives and world, and it's at the heart of everything that we do.
  • from youth and young people...
Summary: The meeting of the Workforce Committee included extensive discussions around several key bills, primarily focusing on issues related to wage theft and child care services. Representative Gonzalez presented HB 669, highlighting the significant problem of wage theft affecting low-income workers. Testimonies from various stakeholders underscored the importance of creating a transparent database that would hold employers accountable for wage violations, emphasizing the need for a fair labor market for all workers. Several witnesses provided support for the bill, discussing its potential positive impact on Texas families and businesses.
TX
Transcript Highlights:
  • HB 3388 is a common-sense approach that authorizes group property and casualty coverage for persons..
  • The bill also allows for both casualty and liability coverage incidental to property risks.
  • ...deliver tailored insurance and risk advisory solutions
  • and casualty insurance costs on Texas property owners, to identify ways to increase customer transparency
  • , and to make recommendations to ensure a competitive and affordable insurance market for consumers.
Summary: The meeting was characterized by a thorough examination of various bills, with particular focus on House Bill 5247, which dealt with capital cost recovery mechanisms for utilities and featured discussions on its implications for consumers. Senator Campbell presented the bill, emphasizing its balanced approach and necessity for clarity in existing utility provisions. Multiple members expressed support, leading to a unanimous vote for its approval, showcasing a collaborative atmosphere within the committee. Additionally, HCR 102 was highlighted, which sought to call attention to the importance of federal tax credits for sustaining and expanding nuclear energy in Texas. The testimony from industry experts reinforced the bill's significance as Texas seeks to maintain its leadership in energy production amidst rising demands and competitive pressures from international markets.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 14th, 2025 at 10:04 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • Allowing guns could raise their insurance rates and

  • And there are more than... and there are more...
  • I mean, would insurance rates, for example, of that property owner go up or down by virtue of posting
  • hunting in the field and getting in and out of stands.
  • Yes, and with all the testimony, I'll be short and sweet.
Summary: The committee meeting featured a rigorous discussion on several bills, most notably House Bill 4201, which aims to expand firearm carry rights for licensed individuals on government-owned properties, including schools. The proponent of the bill, Representative Schatzlein, emphasized the importance of safeguarding the Second Amendment rights of law-abiding Texans. However, multiple witnesses testified against the bill, arguing that it could lead to increased risks, particularly in sensitive locations like educational institutions, where the presence of firearms could exacerbate safety concerns. Testimonies from representatives of various organizations, including Texas Gun Sense and Moms Demand Action, highlighted the potential dangers such legislation could introduce, and many witnesses shared personal stories that reinforced their opposition to the bill.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 14th, 2025 at 02:04 pm

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • In Pittsburgh, Cade Kavanagh was shot and killed, and Patrick Haught was shot and injured by a 19-year-old
  • And as...
  • And I'm talking about, for example, when you go in and you sign in and show your ID.
  • carry firearms on campus and district property.
  • These teachers and children had desks and pencils.
Summary: The meeting of the committee addressed several significant bills related to firearm regulations, notably HB2470, which proposes allowing individuals ages 18 to 20 to carry handguns in public. This bill sparked intense debate, with numerous witnesses providing public testimony against it, expressing concerns about youth gun violence and the implications of allowing younger individuals to carry firearms. Advocates of the bill argued that it aligns with constitutional rights and addresses current legal ambiguities. Discussions also included HB3669, aimed at clarifying the classification of less-lethal projectile devices, with supporters presenting evidence of the safety benefits these technologies could provide to law enforcement. The meeting concluded with an acknowledgment of the diverse opinions presented, indicating a need for further consideration of the drafted legislation before finalizing decisions.
TX

Texas 2025 - 89th Regular

Local Government (Part I) Mar 31st, 2025

Senate Local Government Committee

Transcript Highlights:
  • It'll be there for three years, giving anyone the opportunity to come and claim the property and provide
  • convert it into housing, economic development, and tax-generating property.
  • Before closing, the taxes are very low, and these properties are vacant and undeveloped.
  • Those are fee-based and so they are not a part of property taxes.
  • as to which area you're in and which jurisdiction serves your property.
Summary: The committee meeting on [date] focused on several key pieces of legislation, primarily addressing land use and city governance issues. Prominent discussions included SB1579, which seeks to empower municipalities in El Paso County to manage abandoned properties through a court-appointed receiver process. This bill aims to tackle long-standing challenges posed by undeveloped and neglected land parcels that hinder community growth. Public testimonies highlighted concerns regarding safety, illegal dumping, and the economic potential of reclaiming these properties for housing and development. Notably, Mayor Rudy Cruz Jr. of Socorro expressed strong support for the bill, emphasizing the need for a clear process in handling unoccupied land. Additionally, SB1851 was discussed, aimed at addressing audit compliance for Texas cities to improve financial transparency and accountability. Senator Nichols presented this bill, arguing for its necessity in ensuring cities cannot raise taxes without adhering to established audit requirements. Public testimonies underscored the experiences of city officials facing obstacles due to outdated audit practices, with calls for legislative action to protect taxpayers while enforcing compliance. The meeting was characterized by substantial participation from public officials, showcasing a collaborative effort to address these pressing issues.
TX

Texas 2025 - 89th Regular

Criminal Justice (Part I) Apr 8th, 2025

Senate Criminal Justice Committee

Transcript Highlights:
  • place to live and work, and that's our goal.
  • And that's to protect and preserve life.
  • And we'll go ahead and start.
  • Go ahead and state your name and your affiliation. Affiliation and position please for the record.
  • And I agree.
Summary: The meeting of the Senate Committee on Criminal Justice covered several significant legislative proposals aimed at improving the efficiency and safety of the Texas criminal justice system. Lead discussions focused on SB2405, which received attention for its comprehensive approach towards modernizing the Texas Department of Criminal Justice (TDCJ) and addressing recommendations made by the Sunset Advisory Commission. The bill includes provisions for enhanced staff planning and updated rehabilitation programs that are expected to yield substantial cost savings while promoting public safety. Senators engaged actively, expressing their support and raising questions about the implications of the proposed changes, especially concerning parole processes and facility management.
TX

Texas 2025 - 89th Regular

Criminal Justice (Part II) Apr 8th, 2025

Senate Criminal Justice Committee

Transcript Highlights:
  • of prosecutors and onto judges and potentially law enforcement.
  • And we can all...
  • But what we ask is don't take the fit of old government's failure and put it on the backs of property
  • And again, we will implement this bill, but it will be at a significant cost to property taxpayers.
  • And Mr.
Summary: The meeting of the committee was marked by critical discussions surrounding several bills focused on enhancing public safety and addressing criminal activities. Notably, Senate Bill 1208 sparked significant debate as several members expressed concerns regarding its implications for free speech and civil rights. Testimonies from various public participants highlighted fears that the increased penalties could infringe on First Amendment rights by deterring individuals from holding law enforcement accountable. The committee also tackled Senate Bill 1646, aiming to combat copper theft, which has surged significantly across Texas, affecting essential infrastructure and emergency services.
TX

Texas 2025 - 89th Regular

Energy Resources Apr 14th, 2025 at 02:04 pm

House Energy Resources Committee

Transcript Highlights:
  • Essam and thorium on a landowner's property.

  • beneath their property, and I think all of us who would own land, this kind of land,...
  • And this is contaminated. It is oil and gas, fluid, oil and gas waste.
  • bury oil and gas wastes on a landowner's property without notice or permission.
  • I'm not sure how that even passes U.S. constitutional and Texas constitutional property taking.
Summary: The committee meeting centered around the discussion of several bills, primarily focusing on environmental and transparency issues related to oil and gas operations. Notably, a bill introduced by Representative Rosenthal (HB5105) aimed to enhance transparency for royalty owners concerning suspension of payments, requiring operators to notify them of any reasons for such suspensions. During the meeting, multiple witnesses testified, emphasizing the necessity of protecting landowners' rights and ensuring responsible management of hazardous waste from oil operations. Additionally, the committee heard about HB4572, which aimed to require landowner consent before the burial of waste on their properties, highlighting the importance of land and groundwater protection amidst growing concerns of contamination from reserve pits used in the oil and gas industry.
TX

Texas 2025 - 89th Regular

Energy Resources Apr 14th, 2025 at 11:04 am

House Energy Resources Committee

Transcript Highlights:
  • and high costs we've seen from wind and solar.
  • And that was our first and best estimate for us.
  • House Bill 5103, as you said, just amends Section 75 of the Texas Property Code, and it's woefully overdue
  • And in many cases, these properties have changed hands multiple times, and the landowners typically have
  • And Bobby doesn't have trees on his property like I have, but they were...
Summary: The meeting focused on a series of bills primarily related to oil and gas infrastructure, safety, regulatory issues, and the burgeoning hydrogen industry in Texas. Several bills were discussed and voted on, including HB3911 concerning voluntary plugging of orphan wells, HB3021 related to oil and gas emergencies, and HB5600 aimed at establishing Texas as a leader in the clean hydrogen market. The Chair and members debated the provisions of these bills, considering environmental implications and economic impacts, particularly in light of recent natural disasters like the winter storm Uri.
TX
Transcript Highlights:
  • and property lien records.
  • and casualty self-insurance pool for religious institutions, meaning churches.
  • would be allowed to create and participate in self-insurance to protect against property and casualty
  • Therefore, their property and casualty needs are more

  • in property, and all sorts of things.
Summary: The meeting focused on various legislative proposals with notable discussions surrounding bills aimed at improving transparency in public information access, adapting workforce policies for state employment, and addressing public health workforce shortages in Texas. The key highlights included HB4214 which seeks to centralize public records request processes for better accessibility, and HB1803 aimed at enhancing the state's dental workforce through participation in a compact with other states. Several members presented arguments highlighting the necessity of these legislative initiatives in light of ongoing economic and social challenges facing Texas. Public testimonies supported these bills, demonstrating stakeholder engagement and community concerns regarding transparency, workforce efficiency, and health access.
TX

Texas 2025 - 89th 2nd C.S.

Ways & Means Aug 22nd, 2025 at 10:08 am

House Ways & Means Committee

Transcript Highlights:
  • property tax levies and the most important for property owners.
  • And I brought as an exhibit my property appraisal notice from the.
  • happen at a tax rate hearing so that fewer elections are even required, and property owners and voters
  • Loans and appraisals and property taxes, those kinds of things
  • And you know what we counties get? We get property tax.
Bills: HB17, HB23, SB10
Summary: The committee meeting focused on several significant bills, particularly HB17 and SB10, both of which address property tax regulations in Texas. HB17 aims to enhance transparency and accountability in taxpayer notifications regarding property tax rate changes, requiring taxing entities to provide detailed information in notices. The bill received mixed reactions, with some supporting its intention to empower taxpayers while others criticized it as an unfunded mandate. Meanwhile, SB10 proposes to lower the voter approval tax rate for larger municipalities from 3.5% to 2.5%, sparking debates about its potential impact on public safety funding and local governments' financial flexibility. The discussions delved into the challenges posed by budget constraints and the need for efficient local governance in the face of rising costs and public safety demands. Overall, the meeting was well-attended, featuring robust discussions and a variety of perspectives around key legislative initiatives affecting Texas residents.
TX

Texas 2025 - 89th Regular

Energy Resources Apr 7th, 2025 at 12:00 pm

House Energy Resources Committee

Transcript Highlights:
  • Actually trying to protect people, property, and the environment
  • ...and egregious violations which lead to health or property
  • My name is Craig Cowden, and I'm a rancher and property owner in Pampa, Texas.
  • that is on our property and our neighbors.
  • on a neighbor's property, and he's lost his home twice.
Summary: The meeting of the House Committee focused predominantly on House Bill 3791, which aims to reform the notification requirements for excavators before commencing work. Representative Batson introduced the bill, emphasizing the need to update Texas's current 48-hour notification system to align with 45 other states, where the notification period is typically two business days. The bill aims to enhance public safety and streamline the excavation process, allowing for a more efficient and timely communication system among excavators and utility locators. During the discussions, Vice Chair Morales raised concerns regarding equitable enforcement and the absence of penalties for locators if deadlines aren't met, which led to a more in-depth conversation about enhancing responsibility across parties involved in the excavation process.
TX

Texas 2025 - 89th Regular

Natural Resources (Part I) Mar 12th, 2025

Senate Natural Resources Committee

Transcript Highlights:
  • And somebody drives off, and then when that happens, they let their P5 lapse, and then it becomes our
  • over and over and over.
  • There are operators, both large and small, independent producers, and sole proprietors that go out and
  • And so, Meg.
  • Chairman, and I certainly respect the work of the committee and the author, and I'll be working with
Summary: The meeting centered around the discussion of SB1150, which is designed to address the issue of inactive wells in Texas. Senator Middleton presented the bill, highlighting the concerns surrounding the current regulations that allow wells to remain inactive indefinitely, which poses various risks to health, safety, and the environment. The proposed legislation includes requirements for owners to plug or return inactive wells to production after certain timelines, with a compliance plan to be evaluated by the Railroad Commission. Several stakeholders participated in the discussion, expressing their support and emphasizing the importance of addressing the rising costs associated with orphaned wells and the financial burden on taxpayers. The bill is seen as a critical step toward sustainable oil and gas management in Texas.
TX

Texas 2025 - 89th Regular

S/C on Academic & Career-Oriented Education May 1st, 2025 at 08:05 am

House S/C on Academic & Career-Oriented Education

Transcript Highlights:
  • and so on and so forth in middle school.
  • civilian careers and ensures fair funding and recognition.
  • ...program and encourage JROTC and LOTC.
  • And it is alive and well, and the bottom line is that BRAC-ing bases really isn't politically popular
  • I asked him, and he said he just overlooked it, and so he added it.
Bills: HB1079, HB3651, HB4980
Summary: The meeting of the committee on academic and career-oriented education centered on a series of bills focused on career and technology education. Notably, Representative Kerr introduced HB1079, which aims to formally recognize JROTC and LOTC programs as viable career and technology education pathways. Kerr expressed the significance of these programs for student readiness in both military and civilian careers, emphasizing the importance of leadership and teamwork skills gained through these courses. Public testimony included support from former JROTC members, highlighting the positive impact of the program on their lives and career trajectories.
TX

Texas 2025 - 89th Regular

Delivery of Government Efficiency May 7th, 2025 at 10:05 am

House Delivery of Government Efficiency Committee

Transcript Highlights:
  • Chairman and members.
  • This information was important because we were self-insured private pay, and we had called individual
  • And we'll have.
  • Chairman and committee.
  • and work on the issue of balance, ethics in innovation, and artificial intelligence.
Summary: The meeting of the committee was characterized by a vigorous discussion surrounding several key bills, particularly with an emphasis on artificial intelligence regulation and healthcare. Senator Parker introduced SB1964, aimed at establishing ethical guidelines and oversight for AI systems used in Texas government, which drew significant support from various stakeholders including the AI Innovation Association. Additionally, there was a push for transparency in governmental processes as exemplified by discussions on HB1225, which seeks to implement bundling pricing for surgical procedures to enhance financial predictability for state employees. The committee witnessed multiple testimonies from industry experts stressing the importance of these measures in safeguarding public interest while fostering innovation. The atmosphere was collaborative, with representatives expressing genuine enthusiasm for prospective amendments to further refine the legislation.
TX

Texas 2025 - 89th Regular

Jurisprudence (Part I) May 21st, 2025

Senate Jurisprudence Committee

Transcript Highlights:
  • When the legislature reduced the interest rate for property tax deferrals for those over 65 and for disabled
  • Chairman and members.
  • It's about clarity, fairness, and convenience for property owners. With that, I yield.
  • and I see this.
  • husband and father.
Summary: The Committee on State Affairs meeting was predominantly focused on several pivotal bills, including HB3783, HB4213, and HB1916. Notably, the chair initiated discussions on HB3783, which aims to regulate court-ordered counseling practices, particularly targeting what is known as 'reunification therapy.' The bill generated significant attention due to allegations surrounding its misuse, with multiple witnesses providing testimonies both for and against the measure. Concerns were raised about the practices involved, particularly regarding forced separations from custodial parents which many argue could lead to further trauma for children involved in high-conflict situations. The meeting also saw robust discussions regarding HB4213, aimed at revising child support interest rates and improving compliance levels for non-custodial parents, highlighting the financial burdens these families face. Each bill was left pending for further consideration at future meetings, reflecting the complex nature of the topics discussed and the need for deeper examination of possible implications.
TX

Texas 2025 - 89th Regular

Local Government (Part II) Mar 31st, 2025

Senate Local Government Committee

Transcript Highlights:
  • , and taxes are part of it.
  • They came in and took one-third of the street and put in two bike lanes.
  • And that's what I feel.
  • in my city, and on...
  • then translates to higher repair costs and higher property taxes to rebuild the roads.
Summary: The meeting of the Senate Committee on Local Government was marked by significant discussions on multiple bills aimed at enhancing governance and protecting taxpayer interests. Among the notable legislations was SB1951, where Senator Paxton emphasized reforms to reduce erroneous penalty notices imposed by appraisal districts, eliminating the financial incentive for such penalties. The session concluded with public testimonies that highlighted the importance of transparency and accountability in taxpayer dealings. Additionally, Senator Middleton presented SB1504 and SB2237, focusing on the operational frameworks of local authorities and executive severance payments, respectively, both of which sparked considerable debate among committee members.
TX

Texas 2025 - 89th Regular

Education K-16 (Part I) May 8th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • requests and provides support and guidance.
  • Chairman and members.
  • And students...
  • and teachers.
  • Yeah, and our data is clean and it's organized.
Summary: The meeting of the Senate Committee on Education, K-16, revolved around multiple bills, notably HB1188, HB2856, HB3126, HJR5, and HB6. Key discussions highlighted the importance of early intervention for families with special needs through HB1188, which aims to provide better resources for parents. Public testimony included compelling narratives that underscored the personal impact of such legislation. Additionally, the committee engaged in important dialogue concerning student discipline, specifically focusing on vaping in schools and its consequences under HB6.
TX

Texas 2025 - 89th Regular

S/C on County & Regional Government Mar 17th, 2025 at 10:00 am

House S/C on County & Regional Government

Transcript Highlights:
  • drive and drive and drive and eventually see rice dryers and know you were approaching Katy.
  • And for me and my family, because we live in Harris County, and I live in a contracted area because I
  • If those residents were in a city, they would pay a city property tax, and that city property tax would
  • And when these MUDs are established, and I know that they're designed for water and sewer...
  • is so green and full of parks and trees.
Summary: In this meeting, discussions centered around public safety and law enforcement contracts in unincorporated areas of Harris County. Key bills, including HB336, were examined which aim to allow homeowners and municipal utility districts the right to contract for police services directly, ensuring that these communities have reliable law enforcement amid growing populations. Representatives voiced concerns regarding oversight, fiscal responsibility, and the need for adequate policing coverage, especially as the unincorporated areas continue to expand rapidly without corresponding funding for public safety. Witnesses testified both in support and opposition to the proposed legislation, highlighting the need for accountability and clarity in contracting.

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