Video & Transcript DataContr Research : 'windstorm insurance'

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TX
Transcript Highlights:
  • What about insurance coverage? Was it mentioned?
  • This bill doesn't provide or deal with the issue of insurance coverage.
  • We can go to the agency as we could be the second payer if we need to, if they're claiming it on insurance
  • Oversight has since shifted to the Department of Insurance, which now manages them through grant oversight
  • subsidizing commercial insurance costs instead of providing
Summary: The meeting of the Health and Human Services Committee covered a variety of bills primarily focused on health care service enhancements and legal protections for employees. A notable discussion surrounded HB50, which aims to integrate HIV testing into routine STD screenings, a topic that received unanimous backing due to its potential to reduce the transmission of the virus. There was also significant dialogue around HB2399, which requires courts to provide detailed findings when making safety determinations regarding children's placements, further ensuring transparency and clarity in decision-making processes. The committee deliberated on various aspects of health care accessibility, particularly regarding individuals with intellectual and developmental disabilities, as well as legislative measures to protect family services workers from damages caused in the line of duty. The session was characterized by thoughtful engagement from committee members and testimonies from various stakeholders.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 08:04 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • We're getting controverting affidavits even on health insurance.
  • Recently, obtaining insurance has become extremely expensive over the years.
  • Our insurance policy from 2022 cost us $24,800.
  • Currently, we hold general liability insurance that covers our race events.
  • In 2024, our insurance premiums were just around $11,000.
Summary: During this meeting of the legislative committee, significant discussions took place regarding various bills, including those focused on judge and courthouse security, construction defect lawsuits, and carbon capture legislation. A notable highlight was the presentation of HB4502, where representatives expressed urgency to address concerns surrounding harassment of judges and court staff, citing incidents that had raised alarms about their safety. The proposed changes aim to enhance the judicial security framework and rectify loopholes that currently hinder effective legal recourse for court personnel. Several witnesses provided testimony both in support and in opposition to the discussed bills, emphasizing the diverse perspectives and concerns surrounding each piece of legislation. Another key discussion involved HB2790, which aims to establish a comprehensive legal framework for carbon capture and storage, addressing the balance between promoting technological advancement and protecting property rights. Stakeholders, including landowners and industry representatives, presented contrasting views on the implications of the bill, highlighting the ongoing debate about environmental responsibilities versus economic development needs. The meeting concluded with several bills left pending, showcasing the committee's commitment to thorough deliberation and stakeholder engagement in legislative processes.
TX

Texas 2025 - 89th Regular

Appropriations Apr 15th, 2025 at 08:04 am

House Appropriations Committee

Transcript Highlights:
  • Berry, you of all people, we've had so many talks about our insurance crisis and homeowner premiums
  • We've got a lot of insurance work we need to do in this state.
  • There's another fund that goes into GR that is based on insurance, but it's not on homeowner's premium
  • I'm Albert Betts, Executive Director of the Insurance Council of Texas.
  • was appropriate, the insurers would have to collect through
Summary: During this meeting, the committee engaged in detailed discussions surrounding various legislative proposals, notably focusing on HB2054 and HB4601. HB2054 was discussed in the context of addressing financial support for victims' families during declared emergencies, removing existing procedural barriers. Representative Manuel presented HB4601, which aims to assist Texas veterans in purchasing affordable housing by creating a down payment assistance program financed through a dedicated tax fund. This program is essential to simplify homeownership for veterans facing financial challenges in the current housing market.
TX

Texas 2025 - 89th Regular

Delivery of Government Efficiency Mar 26th, 2025 at 10:30 am

House Delivery of Government Efficiency Committee

Transcript Highlights:
  • Obviously, we use AI for various purposes in insurance.
  • The insurance code has specific provisions...
  • Do we have insurance? Licensure, those types of things.
  • It's very much like probably any insurance that many of you have.
  • ...insurance, you know, to make sure insurance comes second
Summary: The meeting of the committee involved detailed discussions surrounding several key pieces of legislation, most notably focused on the implications of artificial intelligence through HB149. This bill was presented by Chairman Capriglione as a comprehensive framework aimed at addressing potential harms associated with AI usage in Texas, emphasizing consumer protection and accountability. Witnesses from various organizations provided input, highlighting the bill's aim to create clarity around acceptable AI practices while simultaneously fostering innovation. Some members raised concerns over specific provisions related to political viewpoint discrimination and local preemption, indicating a need for adjustments to ensure comprehensive protections without infringing on existing rights.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Mar 19th, 2025 at 10:30 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • They're trying to invoke insurance policies and are trying to invoke deep pockets.
  • When they succeed in invoking insurance policies, that's great, all of our insurance rates shoot up,
  • my insurance doubled.
  • My insurance was already costly and...
  • In some cases, our insurance company.
Summary: The meeting of the committee focused on various legislative proposals, with significant discussions surrounding bills aimed at enhancing legal protections for citizens and jury privacy. Notably, House Bill 1110, presented by Chairman Shaheen, addresses safeguards for citizens reporting suspicious activities, ensuring they are protected from legal repercussions when acting in good faith. There was unanimous support for HB 349, which relates to civil liabilities associated with removing individuals from vehicles, illustrating the committee's commitment to providing social protections amid rising concerns around public safety.
TX

Texas 2025 - 89th Regular

S/C on County & Regional Government Apr 14th, 2025 at 10:04 am

House S/C on County & Regional Government

Transcript Highlights:
  • Friends, I'm going to transform this into the Insurance Committee briefly.
  • In other words, they don't offer insurance.

  • They weren't subject to Texas Department of Insurance regulation to ensure oversight.
  • That risk is carried by the commercial insurers.
  • In a state that has the eighth largest economy in the world and the lowest rate of insured people, I
Summary: The meeting was productive, primarily focusing on the discussions surrounding several key bills, notably HB2012, HB3174, and HB5580. The bills addressed significant issues like public health, immigration enforcement, and developmental initiatives. Notably, HB3174 aims to combat the spread of blood-borne diseases through syringe exchange programs in specific counties, with robust support from public health officials. Throughout the meeting, there was an active exchange of perspectives on the efficacy and implications of these bills, particularly regarding how they would impact public safety and health in Texas. Concerns were raised about the potential burden on law enforcement and the appropriateness of mandating immigration mechanisms in local jails under HB5580, generating passionate discussions among committee members and public testimonies alike.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • The application includes proof of insurance, bonding, and registration.
  • Now, you get 30% or whatever the insurance company decides.
  • We're going to do the roof, just like the insurance.
  • Our members generally sell auto and home insurance policies.
  • This will not increase the cost of roofing or insurance premiums.
Summary: The committee meeting covered a wide array of bills focusing primarily on workforce development, manufacturing improvements, and online safety for children. Notably, provisions were discussed under HB4196, aimed at modernizing the manufacturing sector through increased digital integration and automation strategies. Witnesses from various sectors, including manufacturing companies and educational representatives, offered their perspectives on the importance of creating a skilled workforce able to adapt to new technologies. Additional discussion highlighted the pressing need for legislation that protects minors in the digital landscape, with testimonies emphasizing the adverse effects of unfiltered online content on children’s mental health, as encapsulated in HB4901.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • The application includes proof of insurance, bonding, and registration.
  • And the insurance industry right now, as you know, across the country...
  • Now you get 30% or whatever the insurance company decides.
  • Our members generally sell auto and home insurance policies.
  • This will not increase the cost of roofing or insurance premiums.
Summary: The meeting held by the Committee on Trade, Workforce, and Economic Development involved a variety of discussions centered around multiple bills aimed at improving workforce development and addressing contemporary challenges in digital spaces, particularly concerning youth and technology. A notable point in the meeting was the presentation of HB 4196, which aims to modernize Texas's manufacturing sector through digital integration and automation, enhancing job creation and addressing barriers to innovation. Committee members engaged in extensive dialogue with witnesses advocating for and against various bills, with many emphasizing the importance of balancing innovation with the protection of consumer rights, particularly in the realm of children's safety online. Committee Chairwoman Button guided the discussions and maintained an efficient pace to cover a considerable number of bills. Several bills passed with bipartisan support, showcasing a collective interest in fostering economic growth through strategic legislative measures. Public testimonies were incorporated into the proceedings, with representatives from various sectors, including education and technology, providing their insights, which enriched the discussions and highlighted community concerns.
TX
Transcript Highlights:
  • Those bills are now found in Subchapters L and M of Chapter 1369 of the Texas Insurance Code.
  • likely to accept new patients who are insured by Medicaid
  • than those with Medicare or private insurance.
  • days longer wait times than privately insured ones, while
  • Digit increases in insurance costs, as well as increasing
Summary: The meeting involved in-depth discussions focused primarily on several significant bills aimed at reforming healthcare, improving consumer protection, and enhancing community-based care. Key highlights included House Bill 1919 and House Bill 1763, which address the roles and regulation of pharmacy benefit managers (PBMs) in Texas. Lawmakers emphasized the need for these bills to create a fairer landscape for independent pharmacies while ensuring patient access to necessary medications. Public testimonies reflected both support for the reforms and concerns regarding their potential implications. Another major topic was Senate Bill 513, which proposes the development of a pilot program for community-based care in rural West Texas, aiming to improve child welfare services in regions facing unique challenges.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 4th, 2025 at 02:00 pm

Texas House Floor Meeting

Transcript Highlights:
  • Refer to the Committee on Insurance.

  • span marker="916" data-time="5490">HB 709 by Thompson, relating to the requirement for a study of insurance
  • coverage for serious emotional disturbances in children, is referred to the Committee on Insurance.
  • ="5616"> HB 723 by Gervin-Hawkins, relating to the disclosure of appraisal methods by automobile insurers
  • , is referred to the Committee on Insurance.
Summary: The committee meeting predominantly focused on a multitude of bills concerning various legislative amendments. Key discussions included the pros and cons of constitutional amendments, such as one by Schofield proposing year-round daylight savings time, and issues around taxation reforms highlighted by various members. The committee engaged in vibrant discussions, inviting public testimonies from both supporters and opponents of several bills, emphasizing the importance of community input in legislative processes. Notably, there were extensive debates on HB720, which pertains to the Ketamine Treatment Grant Program for veterans and first responders, underscoring the significance of mental health legislation. Members expressed their concerns about implementing the program effectively while ensuring adequate funding and oversight.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) Apr 14th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • After that, I think it strikes a requirement that a failure to use available health insurance be considered
  • medical charges, which subsequently leads to inflated verdicts, which, of course, are paid for by insurance
  • And so that affects all Texans in their insurance premiums
  • A lot of private insurances are at 110 percent of Medicare, 120, 130.
  • When you bill other insurances, you're going to get the contract rates.
Summary: The Senate Committee on State Affairs convened to discuss three critical bills, primarily centered around national security concerns and their implications on civil liberties. Notably, Senate Bill 2514 drew significant scrutiny and opposition from various witnesses who raised alarms about how the bill could infringe upon free speech rights and privacy. The bill aims to establish a framework for identifying and monitoring foreign influence operations against Texas, specifically targeting adversaries like China and Russia. Proponents argued that such measures are necessary to protect the integrity of state governance and prevent malign foreign influence, while opponents warned that it may lead to excessive governmental oversight and potential abuse of power.
TX

Texas 2025 - 89th Regular

Intergovernmental Affairs Apr 1st, 2025 at 08:00 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Another concern is that when we talk about housing affordability, insurance is a significant factor.
  • industry to make sure that we can insure these homes.
  • If I don't have all the information, I will follow up with you on the insurance matter.
  • I mean, insurance is a huge...
  • Back around the insurance as well. I have a resource that I can tell, I can get information on that.
Summary: HB2464, presented by Representative Heffner, seeks to reduce unnecessary local regulations on home-based businesses, supporting Texans' abilities to operate no-impact businesses from their residences. The discussions highlighted the balance between enabling entrepreneurship and ensuring community standards are upheld, along with concerns regarding potential impacts on existing zoning laws. The meeting concluded with a call for more clarification and a focus on ensuring the bill protects local interests while promoting small business growth.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development May 7th, 2025 at 08:05 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • In the same industry, they join together and self-insure
  • 679" data-time="4068"> This bill asks the Guarantee Fund Board to submit a wind-down plan to the insurance
  • We've been self-insured for workers' compensation purposes
  • since 2004, and the group's self-insurance program has been very successful.
  • , approved by the Department of Insurance, and we are now the only solvent group left.
Summary: The Committee on Trade, Workforce and Economic Development convened to discuss a range of bills addressing workforce policies, business practices, and data privacy issues. A highlight was the presentation of HB5146, aimed at expanding subsidized childcare eligibility to include parents pursuing non-credit workforce training, which drew significant support from both committee members and witnesses. Additionally, SB2121 was introduced to rectify clerical errors within the data broker law, ensuring better consumer protections around the collection and use of personal data. Various other bills saw quick passages with unanimous support, reflecting broad agreement among members regarding workforce development and operational efficiency.
TX

Texas 2025 - 89th Regular

Education K-16 Feb 20th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • You mentioned power and transportation, and we know that insurance costs are rising, and obviously...
  • That will offset the rising cost of health insurance

  • I'm glad we brought up the insurance portion of it

  • We're going to make sure we have their back with insurance.
  • insurance improvements, and safety improvements that we've talked about, right?
Bills: SB26
Summary: The meeting of the Senate Committee on Education featured an extensive discussion on Senate Bill 26, aimed at reforming teacher compensation in Texas. Notable highlights included testimonies emphasizing the urgent need for meaningful salary increases for teachers across the state. Members discussed the historical nature of the proposed pay raises, which would establish a permanent salary allotment for teachers, allowing for dispatches of nearly $5 billion aimed at boosting educator retention. The importance of addressing teacher safety and equality across various educational roles was also a significant point of focus during this meeting.
TX

Texas 2025 - 89th Regular

Land & Resource Management Apr 24th, 2025 at 10:04 am

House Land & Resource Management Committee

Transcript Highlights:
  • And, you know, I'm in insurance, and also that's the

  • Have actually caused rates to go up and insurance policies
  • But you know, trees specifically, cedar trees can increase the cost of insurance in areas.
  • Considering that our increased insurance costs are a concern for so many Texans, I do think this is a
  • We require this so the downstream neighbors and their insurers, if they're appropriately insured, don't
Summary: The meeting focused heavily on discussions surrounding affordable housing, particularly through the lens of House Bill 4398. Representative Garcia-Hernandez presented the bill, which aims to streamline the permitting process for low-income housing projects, thus reducing the timeline municipalities typically take to approve or deny permits by 50%. This bill is viewed as critical given the pressing issues related to low-income housing availability in Texas. Public testimony included supportive evidence from various stakeholders, highlighting the urgent need for expedited permits to align construction timelines with strict tax credit requirements. Experts from the Texas Affiliation of Affordable Housing Providers also underscored that permitting delays create significant financial risks, complicating the completion of necessary housing units.
TX

Texas 2025 - 89th Regular

Transportation Apr 2nd, 2025

Senate Transportation Committee

Transcript Highlights:
  • roads, provided they comply with federal laws, are registered in Texas, and have data recording, insurance
  • accordance with the laws of the state, covered by the Motor Vehicle Liability Coverage, or self-insurance
  • We amended the insurance code provision so it's clear that AVs are included.
  • We made sure that we included the insurance companies, so
  • know when, and the manufacturers and the operators, so they would all know who's covered with what insurance
Summary: The committee meeting focused on two primary bills, SB1598 and SB1493. SB1598, introduced by Senator Hagen Booth, addresses the clarity of collision report information access for law enforcement, aiming to enhance the tools available to police agencies across Texas for solving crimes. The meeting featured strong support from police representatives, including Sheriff Brian Hawthorne of Chambers County, who emphasized the significance of the CARFAX program for police in facilitating access to vital vehicle information, free of charge. Public testimony reflected a consensus on the necessity of the bill for improved investigatory processes.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 26th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • For the Committee on Insurance, HB 3736 by Schaffner relates
  • distribution of counterfeit or unsafe lighters, imposing a civil penalty, in front of the Committee on Insurance
  • benefit plan coverage for permanent menopause and menopause medications, referred to the Committee on Insurance
  • HB 3840 by Johnson relates to automobile insurance

  • premium discounts for dashboard cameras for the Committee on Insurance.
Summary: The committee meeting highlighted a series of bills focused on various legislative concerns, including healthcare, education, and regulatory measures. The discussion was notably lively, with several members expressing strong support for initiatives aimed at enhancing workforce development in the healthcare sector. Specific bills such as HB3801 and HB3803 were examined, with members detailing the benefits of establishing dedicated councils to improve local health resonating throughout the meeting. Additionally, the incorporation of advanced technologies in the education system was a focal point, particularly in relation to HB3828 regarding the Cancer Prevention and Research Institute.
TX

Texas 2025 - 89th Regular

Appropriations - S/C on Article II Feb 25th, 2025 at 08:00 am

House Appropriations - S/C on Article II

Transcript Highlights:
  • decrease in federal matching rates for expenditures related to Medicaid and the Children's Health Insurance
  • The agency has implemented an insurance purchase.
  • with HIV is called the Texas Insurance Assistance Program, plus the Texas Insurance Assistance Program
  • The Texas Insurance Assistance Program, TAP, is a non-medical D program that assists with premiums.
  • If they qualify under some other leave, if they've lost their insurance and then they would qualify,
Summary: The meeting of the House Appropriations Subcommittee focused on the budget and operational needs of the Health and Human Services Commission (HHSC), with a particular emphasis on addressing the significant issue of SNAP benefit theft. Key discussions included the challenges faced by the agency in combating fraud, the need for increased support for state peace officers, and the implications of rising health concerns such as congenital syphilis, which has seen an alarming increase in Texas. Representatives expressed their concerns about handling these issues effectively and discussed the importance of resource allocation to prevent further fraud and provide adequate care to Texans in need.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 17th, 2025 at 09:04 am

Texas House Floor Meeting

Transcript Highlights:
  • contracts for the Committee on Insurance.
  • policies for the Committee on Insurance.
  • spouse for the Committee on Insurance.
  • policies for the Committee on Insurance.
  • premium rates referred to the Committee on Insurance.
Summary: The meeting of the legislative committee featured discussions on various proposed bills, focusing on issues pertinent to education, taxation, and public health. Notably, the committee addressed HB 4847 regarding the discrimination of school district tax-related information, which sparked significant debate among members. There were multiple public testimonies in favor of and against provisions within the new legislation concerning the delivery of tax notices to property owners, showcasing the diverse opinions held by stakeholders. The committee chair emphasized the importance of transparency and equity in tax communications, and members were urged to consider the implications of the proposed changes carefully.

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