Video & Transcript DataContr Research : 'insurance rates'

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TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development May 7th, 2025 at 08:05 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • I don't know because in our operation of our quality rating system, the Texas Rising Star program, we
  • In the same industry, they join together and self-insure
  • We've been self-insured for workers' compensation purposes
  • since 2004, and the group's self-insurance program has been very successful.
  • , approved by the Department of Insurance, and we are now the only solvent group left.
Summary: The Committee on Trade, Workforce and Economic Development convened to discuss a range of bills addressing workforce policies, business practices, and data privacy issues. A highlight was the presentation of HB5146, aimed at expanding subsidized childcare eligibility to include parents pursuing non-credit workforce training, which drew significant support from both committee members and witnesses. Additionally, SB2121 was introduced to rectify clerical errors within the data broker law, ensuring better consumer protections around the collection and use of personal data. Various other bills saw quick passages with unanimous support, reflecting broad agreement among members regarding workforce development and operational efficiency.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 17th, 2025 at 09:04 am

Texas House Floor Meeting

Transcript Highlights:
  • contracts for the Committee on Insurance.
  • policies for the Committee on Insurance.
  • spouse for the Committee on Insurance.
  • of certain personal lines, property, and casualty insurance policies for the Committee on Insurance.
  • premium rates referred to the Committee on Insurance.
Summary: The meeting of the legislative committee featured discussions on various proposed bills, focusing on issues pertinent to education, taxation, and public health. Notably, the committee addressed HB 4847 regarding the discrimination of school district tax-related information, which sparked significant debate among members. There were multiple public testimonies in favor of and against provisions within the new legislation concerning the delivery of tax notices to property owners, showcasing the diverse opinions held by stakeholders. The committee chair emphasized the importance of transparency and equity in tax communications, and members were urged to consider the implications of the proposed changes carefully.
TX

Texas 2025 - 89th Regular

Business and Commerce Mar 18th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • We've been self-insured since 2004 and have been very supportive.
  • approved by TDI, now able to maintain their status as the only solvent self-insured group remaining.
  • Once the wind-down is complete and the Commissioner of Insurance determines that all obligations have
  • Hey, we have medical insurance.
  • When you're borrowing X at this rate, your monthly payment is this, and your finance charges are what
Summary: The committee meeting was marked by a series of discussions regarding several bills aimed at improving local regulations, particularly around food service operations. Members discussed the challenges of regulatory inconsistencies affecting restaurants and the food industry, emphasizing how Senate Bill 1008 could alleviate some financial burdens. Various stakeholders, including representatives from the Texas Restaurant Association, testified in support of this bill, highlighting the need for clearer and more predictable regulations. The discussions included provisions that would cap local permit fees, preventing duplicate charges that hinder small businesses' operations. Notably, there was strong bipartisan support demonstrated as numerous bills were reported favorably with unanimous votes.
TX

Texas 2025 - 89th Regular

Natural Resources (Part I) May 14th, 2025

Senate Natural Resources Committee

Transcript Highlights:
  • The Railroad Commission will review these costs in a rate procedure.
  • I can borrow money, but just like all of us personally, I have a credit rating.
  • That credit rating directly affects the interest rate that I pay a bank or...
  • That rate is ultimately paid for by customers.
  • prescribed burn manager self-insurance pool, authorizing a fee in lieu...
Summary: The meeting included a robust discussion on several bills aimed at addressing regulatory issues in the state. Key among these was House Bill 4384, presented by Representative Darby, which focuses on alleviating financial burdens caused by regulatory lag for natural gas utilities. The bill seeks to allow temporary deferral of costs related to new infrastructure, and public testimonies highlighted a significant division in opinion, with some stakeholders arguing it would increase costs for consumers without adequate oversight. The committee members engaged actively with the testimonies, indicating a comprehensive review of the implications of the bill. House Bill 2663 was also introduced, aimed at preventing wildfires through better oversight of outdated electrical infrastructure at inactive oil and gas well sites, emphasizing the need for removed or de-energized equipment to avoid future incidents. Additionally, several other bills like HB1237 and HB3071 were discussed, with the latter addressing the cancellation of inactive landfill permits to reflect current land use and community development. The overall tone of the meeting was collaborative, with members expressing gratitude for professionalism despite some disagreements on policy details. The meeting concluded with several bills left pending for further discussion before moving to votes in subsequent sessions.
TX

Texas 2025 - 89th Regular

Finance (Part II) Feb 4th, 2025

Senate Finance Committee

Transcript Highlights:
  • I think they're not the same, but we get the flat rate. Sorry, we get the flat rate for the...
  • The way our rate is structured is not the same as the IDD rate.
  • , and according to the rate table, it now needs a 21% increase to fully fund the rate.
  • That $17 rate has...
  • lower than the rates...
Bills: SB1
Summary: The meeting focused on several critical issues, primarily surrounding funding for mental health services in Texas. Various stakeholders, including representatives from mental health organizations and community service providers, provided testimonies advocating for increased investments in mental health resources, particularly for children's mental health initiatives and support systems. One prominent discussion was around the need for family preservation funding to maintain support for families in crisis. The evidence presented highlighted an alarming rise in food insecurity, which underscored the necessity of legislative action to protect vulnerable populations.
TX

Texas 2025 - 89th Regular

Public Education Mar 4th, 2025 at 08:00 am

House Public Education Committee

Transcript Highlights:
  • Let's fund those at a much higher rate.
  • It's also built around the average district tax rate.
  • and graduation rates.
  • And let's fund those at a much higher rate.
  • and reduced discipline rates.
Bills: HB2
Summary: The committee meeting was focused on discussing HB2, a significant piece of legislation aimed at reforming school finance in Texas. During the discussion, members highlighted the ongoing challenges faced by school districts, including the impact of county appraisal districts failing the comptroller's property value study, which has led to budget reductions for many districts. Concerns were raised about ensuring that schools receive their entitlement funding and the need for potential amendments to address unresolved issues permanently. Various members expressed appreciation for the efforts made in HB2 to increase funding for at-risk students and improve overall educational outcomes.
TX

Texas 2025 - 89th Regular

Finance (Part I) Jan 28th, 2025

Transcript Highlights:
  • It's a mix of an hourly rate, and it's negotiated.
  • You've got to go through your insurance.

  • And so a lot of landowners have told us, 'I don't want to report this to my insurance company because
  • I don't want my insurance premiums to go up because I reported it to the insurance company.
  • What rate of interest are we paying?
Summary: The meeting focused on the budget recommendations for the Office of the Attorney General (OAG), where key issues included the proposed decrease of $163.9 million for the 2024-25 biennium and various methodology swaps for funding. Attorney General Paxton discussed ongoing litigation expenditures and emphasized the need for continued investments in agency staffing to address rising demands within law enforcement. Notably, he requested a 6% salary increase for 2026 and 2027 to retain talented personnel amidst competitive job markets. Public testimony highlighted community awareness challenges regarding the Landowner's Compensation Program, indicating a need for enhanced outreach efforts.
TX

Texas 2025 - 89th Regular

Human Services Apr 29th, 2025 at 08:04 am

House Human Services Committee

Transcript Highlights:
  • Over half the nursing homes in Texas have an overall rating of one or two stars.
  • There are multiple parts of the rating.
  • or higher on two or more of the listed CMS Five-Star Quality Rating categories.
  • When they have a lower occupancy rate, it's much harder to hit those requirements.
  • It repeals the nursing facility direct care staff rate enhancement program.
Summary: The meeting was organized to address several key bills affecting health care and public assistance programs. A significant portion of the time was dedicated to discussing HB4585, which seeks to streamline claims processing for Medicaid providers by instituting strict payment timelines and limiting the use of artificial intelligence in utilization reviews. Representative Spiller and various stakeholders provided testimonies highlighting the frustrations of rural health care providers regarding payment delays. Concerns were raised about preserving patient access to necessary services amid administrative burdens. Another important discussion revolved around HB2734, which aims to combat fraud in public assistance programs, a topic that sparked heated testimonies reflecting the complexities faced by low-income families in navigating application processes. Critics expressed worries that the bill could mistakenly criminalize innocent mistakes in applications.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 5th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • HB 739 by Schofield relating to the rate at which interest
  • that exceeds the voter-approved tax rate without holding an election, or to approve the adopted tax
  • rate making conforming changes, referred to the Committee on Ways and Means.
  • HB 766, relating to liability insurance for certain

  • policy, referred to the Committee on Insurance.
Summary: The committee meeting began with a moment of silence dedicated to the memory of the late Congressman Sylvester Turner, acknowledged by multiple members who spoke eloquently about his legacy and contributions to the community. This emotional tribute was followed by a series of announcements, including recognizing distinguished guests and discussing significant upcoming dates such as Alamo Day. The atmosphere of the meeting reflected a blend of mourning and celebration of service, as members recounted personal anecdotes and expressing gratitude for Turner's guiding influence in their political paths.
TX

Texas 2025 - 89th Regular

Nominations May 5th, 2025

Senate Nominations Committee

Transcript Highlights:
  • of a rate increase on their insurance or something, enough
  • So typically, we intervene in base-rate proceedings.
  • Typically we intervene in base-rate proceedings.
  • date whether or not that rate is justified.
  • reasonable rate to set.
Summary: The meeting focused on discussions regarding the Texas Commission on Environmental Quality's (TCEQ) oversight and regulations concerning Municipal Utility Districts (MUDs). Several members expressed concerns about the rapid growth facilitated by the creation of MUDs, with particular emphasis on the legislative authority over such entities. Senator Birdwell highlighted the importance of legislative control over MUD creation, discussing the second and third-order impacts on local communities and infrastructure. The discussion was characterized by a view that the current approval processes may lack necessary scrutiny, leading to community concerns about environmental impacts and infrastructure strain as new developments arise. Public testimony revealed a sense of urgency among constituents regarding environmental regulations and the role TCEQ plays in managing the challenges of population growth. Members of the committee raised issues around the clarity of TCEQ's powers and responsibilities, advocating for more transparency and proactive community engagement from the agency. As the meeting concluded, the need for improved communication and the importance of ensuring compliance with state law were emphasized, with a promise from TCEQ representatives to address these concerns moving forward.
TX
Transcript Highlights:
  • There are reasons why we have ratings for movies and

  • It's an insurance... company.
  • It is the single bid, no-bid risk pool insurance that is funding it.
  • We are self-insured; in Johnson County, we're self-insured.
  • self-insured too. Pecos County is self-insured.
Summary: The meeting revolved around significant legislative discussions primarily focused on SB8 and SB18. Notably, the committee addressed public testimonies on SB18, which targeted drag performances and LGBTQIA individuals. Testimonies highlighted the potential discriminatory implications of the bill, raising concerns that it undermines constitutional freedoms. Various members of the public expressed both support and opposition, fostering a heated debate about its impact on community rights and protections.
TX

Texas 2025 - 89th Regular

Human Services May 13th, 2025 at 08:05 am

House Human Services Committee

Transcript Highlights:
  • span>

    The new pay rate

  • > Very quickly, the other issue is that we have a 31.1% turnover rate
  • While CCR is licensed by HHSC to provide care, CCRCs are regulated by the Department of Insurance because
  • they function as an insurance-type product.
  • Out of the 39 CCRCs licensed by the Texas Department of Insurance, 33 are members of Leading Age Texas
Summary: The Committee on Human Services meeting was marked by meaningful discussions on multiple bills affecting the welfare of children and senior citizens in Texas. Notably, SB500 was presented to establish clearer timelines for adoption processes, aiming to decrease the wait times significantly from several months to within a few weeks for critical health and personal history reports. This bill was met with positive feedback from committee members and stakeholders, highlighting the importance of expediting adoption to ensure permanency for children in foster care. Additionally, the committee discussed SB1522, which modernizes regulations for continuing care retirement communities to enhance consumer protections and clarify definitions that have long created confusion in the marketplace. Stakeholders emphasized the need for greater transparency in advertising and regulations, underscoring the bill's potential to better safeguard seniors.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 08:04 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • We're getting controverting affidavits even on health insurance.
  • Recently, obtaining insurance has become extremely expensive over the years.
  • Our insurance policy from 2022 cost us $24,800.
  • Currently, we hold general liability insurance that covers our race events.
  • In 2024, our insurance premiums were just around $11,000.
Summary: During this meeting of the legislative committee, significant discussions took place regarding various bills, including those focused on judge and courthouse security, construction defect lawsuits, and carbon capture legislation. A notable highlight was the presentation of HB4502, where representatives expressed urgency to address concerns surrounding harassment of judges and court staff, citing incidents that had raised alarms about their safety. The proposed changes aim to enhance the judicial security framework and rectify loopholes that currently hinder effective legal recourse for court personnel. Several witnesses provided testimony both in support and in opposition to the discussed bills, emphasizing the diverse perspectives and concerns surrounding each piece of legislation. Another key discussion involved HB2790, which aims to establish a comprehensive legal framework for carbon capture and storage, addressing the balance between promoting technological advancement and protecting property rights. Stakeholders, including landowners and industry representatives, presented contrasting views on the implications of the bill, highlighting the ongoing debate about environmental responsibilities versus economic development needs. The meeting concluded with several bills left pending, showcasing the committee's commitment to thorough deliberation and stakeholder engagement in legislative processes.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs May 7th, 2025 at 10:05 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • Pulled over at a higher rate than other individuals.
  • know the reasons for it, but I have seen data that would suggest they are pulled over at a higher rate
  • necessary insurance or state-level documentation of their
  • compliance with licensing and insurance laws.
  • We rehire them at the lowest rate level, so they'll

Summary: The meeting primarily focused on the discussion and voting of various bills, with significant attention given to HB2082, which addresses the definition of short barrel firearms, and HB5528, related to the establishment of the Texas Law Enforcement Crisis Prevention Task Force. Chairman Heffner led the meeting, facilitating discussions that included debates on several bills and their implications. Notably, HB3626 concerning coroners' state benefits saw a unanimous vote supporting its passage. Public testimony highlighted the impacts of these legislative efforts, particularly in relation to law enforcement's operational effectiveness and community safety initiatives.
TX

Texas 2025 - 89th Regular

Health and Human Services Apr 8th, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • These fees are outside of negotiated rates.

  • I don't have health insurance. I'm going to pay cash. Am I charged a facility fee?
  • Do y'all discount with the insurance companies the facility fee?
  • Instead of getting what we want, we're going to bill here; insurance companies pay...
  • There's a 31.1% turnover rate right now in DFPS, so we need that clarity.
Summary: The meeting of the Senate Committee on Health and Human Services primarily focused on several pieces of legislation aimed at improving mental health care in Texas, especially for vulnerable populations. Notable discussions were held around SB719, which seeks to conduct a comprehensive assessment of inpatient psychiatric bed capacity in Texas, addressing the significant shortages faced by facilities. There was widespread support from committee members and public testimonies praising the need for improved mental health resources and proactive measures to enhance service delivery. Witnesses highlighted the critical situation surrounding mental health admissions, emphasizing the human impact of ongoing bed shortages and the tragic consequences for patients awaiting treatment.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part I) Sep 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • You can't have a tax rate.
  • You know, insurance rates in this state already are keeping many businesses from being able to build
  • new because interest rates are so high.
  • What's going to happen to the insurance rates for pharmacies?
  • When healthcare is provided via insurance, which is.
Bills: SB8, SB1, SB2, SB5, SB10, HB27, HB7, HB17, HB1, SB9, SB7, SB17, SB4, HB20, HB18
Summary: The committee meeting primarily focused on the discussion and passage of several significant bills, including HB20, which aims to prevent and reduce fraudulent charitable solicitations during disasters. Representative Perry highlighted the importance of this bill in ensuring that legitimate organizations receive donations while deterring scams that occur in the aftermath of disasters. The bill was passed unanimously with discussions around its necessity and the impact on victims of fraud. Further, House Bill 18 was discussed concerning penalties for legislators attempting to break quorum, a topic that stirred some debate on legislative integrity and rules enforcement. Members voiced varying opinions on the implications of the bill, leading to its eventual passage amid objections from some members who raised concerns about its enforcement mechanisms and potential for misuse. Overall, the meeting was well-attended, with members actively debating key issues while striving for legislative progress on these critical bills. The audience included public stakeholders who expressed their views, showcasing the engagement between legislators and constituents on pressing matters.
TX

Texas 2025 - 89th Regular

Agriculture & Livestock Apr 1st, 2025 at 02:00 pm

House Agriculture & Livestock Committee

Transcript Highlights:
  • As far as the Interest Rate Reduction Program, there are
  • State set deposit rate from 4% to 1%.
  • I've been looking for some relief from an insurance perspective, and we haven't found any.
  • In 23 and 24, the abandonment rate was 33% and 34%, respectively.
  • So we can't handle an inflation rate of 7 percent. Imagine 80 percent.
Summary: The second bill, House Bill 3469, was introduced to address pest control regulations concerning nuisance birds. Representative Campos explained how the bill proposes non-lethal methods to deter these birds, such as the use of laser lights and sounds, which avoids conflict with both state and federal regulations. The committee heard impassioned testimonies from members of the public who shared firsthand experiences regarding the adverse effects of these birds on property and public health. The meeting concluded with both bills being left pending, reflecting a desire for further deliberation among the committee members.
TX

Texas 2025 - 89th Regular

Finance May 23rd, 2025

Transcript Highlights:
  • Importantly, HB 4144 does not replace health insurance.
  • The insurance pool had no money, which we found out later.
  • So the additional insurance money is critically needed to
  • Capital appreciation, which is certainly above the rate of inflation.
  • In terms of the rate of return, obviously, we've been very successful at HandBank Corp.
Summary: The meeting of the Senate Committee featured extensive discussions surrounding several important bills, notably House Bills 500, 4486, and 3010. Chair Huffman presented HB500, a supplemental budget addressing vital state services, in which $2.5 billion was allocated for water infrastructure projects. The committee approved the bill unanimously, showcasing bipartisan support for its critical provisions including enhancements to Texas's cybersecurity and disaster response capabilities. Discussions also revolved around HB4486, which was substituted and subsequently reported back to the full Senate, indicating ongoing legislative refinement and collaboration among members. Additionally, HB3010, aimed at facilitating disaster recovery for rural infrastructure, was brought forward by Senator Nichols, emphasizing the state's commitment to assisting communities impacted by natural calamities.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 20th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • Members, this is the bill that allows insurers to refund...
  • Pressure on property tax rates.
  • It's the rate at which you tax me, and until this body reins in the rate, people are getting taxed out
  • It's the rate.
  • or casualty insurance policies.
Summary: The committee meeting was marked by dynamic discussions surrounding various legislative bills, notably SB1283 aimed at enhancing security in senior retirement communities following tragic incidents in the past. The bill, presented by Ms. Garcia-Hernandez, outlined essential measures including mandatory background checks for staff and a clear communication policy on criminal activities. The meeting also saw vigorous debates on multiple financial resolutions related to the statewide budget surplus, emphasizing the need for strategic allocation to property tax relief, as voiced by several committee members. Tensions arose as representatives questioned local government spending, reflecting a broader concern over escalating taxes across the state.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 31st, 2025 at 04:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • marker="232" data-time="1386">HB 4178 by LaHood relating to the minimum motor vehicle liability insurance
  • "250" data-time="1494">HB 4194 by Leo-Wilson relating to the calculation of the no new revenue tax rate
  • relating to the authority to impose municipal sales and use taxes, authorizing an increase in the rate
  • Increases in that appraised value of the property for subsequent tax years based on the inflation rate
  • appraised value of the property for subsequent tax years based on the inflation or population growth rates
Summary: The committee meeting primarily addressed various proposed bills concerning public safety, education, and taxation. Notably, HB4250 was discussed, relating to emergency power sources for nursing facilities. During the session, several amendments were proposed, leading to an in-depth discussion on the adequacy of the current infrastructure to support emergency generators, especially in light of recent events. The committee members also engaged in conversations regarding H.J.R. 172, a proposed constitutional amendment aimed at tax exemptions for residential properties, which sparked considerable debate about its fiscal implications.

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