Video & Transcript DataContr Research : 'insurance premiums'
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TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 12th, 2025 at 10:02 am
Texas House Floor Meeting
Transcript Highlights:
- and consider House Resolution Number 215, which celebrates the 100th anniversary of the National Insurance
- Members, today we celebrate the 100th anniversary of the National Association of Insurance and Financial
- data-time="4248"> Members, today we celebrate the 100th anniversary of the National Association of Insurance
- and Financial Advisors, an organization that has been a cornerstone of the insurance and financial services
- President of NYFA Texas; Jason Talley, NYFA Texas Government Relations Chair; and dozens of NYFA insurance
Keywords:
legislation, public safety, educational reforms, funding allocations, stakeholder insights
Summary:
The committee meeting revolved around a variety of legislative matters, with significant emphasis placed on ongoing debates surrounding public safety initiatives and educational reforms. Members expressed diverse perspectives, particularly on how proposed amendments might impact local communities. A number of stakeholders offered insights, highlighting both potential benefits and drawbacks associated with the new policies being discussed. Notably, there were discussions regarding funding allocations and their implications for state resources.
TX
Texas 2025 - 89th 2nd C.S.
89th Legislative Session - Second Called Session Aug 28th, 2025 at 01:08 pm
Texas House Floor Meeting
Transcript Highlights:
- "2668" data-time="16002"> They want us to do something about the skyrocketing cost of homeowners insurance
- Meanwhile, Texans are facing issues like skyrocketing property taxes, insurance premiums, and utility
Keywords:
abortion-inducing drugs, qui tam actions, healthcare regulations, state jurisdiction, woman's rights, counteractions, medical emergency, law enforcement, department file, misconduct, employee records, transparency, legislative discussion, youth camp safety, government oversight, privacy, community standards, HB15, HB265, SB8
Summary:
The meeting was centered around discussions on several key bills, particularly HB15 and HB265. HB15, relating to adjustments in regulatory frameworks, sparked considerable debate with members expressing both support and opposition. One representative articulated concerns regarding the effects of the legislation on local businesses and community standards, while proponents argued it is essential for modernizing existing structures. Meanwhile, HB265 focused on enhancing governmental oversight of youth camps, which generated emotional conversations among members, reflecting on tragic incidents that had occurred in the past. This bill was met with a positive response and moved forward smoothly, with significant participation from representatives who shared personal stories about their constituents' safety concerns. Other bills, including SB8, also featured discussions on privacy and safety in public schools, emphasizing a return to traditional standards that resonated with many members and constituents alike.
TX
Texas 2025 - 89th Regular
Natural Resources Apr 9th, 2025 at 10:30 am
House Natural Resources Committee
Transcript Highlights:
- Most of them have insurance.
- That insurance covers these defense costs.
- , by any insurance carrier, that will insure you against intentional acts.
- Ellis conceded, that most of them are covered by general liability insurance.
- Most general liability insurance policies will not cover intentional acts.
Bills:
HB1520, HB1525, HB1530, HB1535, HB2068, HB2091, HB2347, HB2372, HB2805, HB2815, HB2867, HB3154, HB3482, HB3483, HB3663, HB3781, HB3901, HB3915, HB4135, HB4153, HB4158, HB4329, HB4331
Keywords:
Lower Neches Valley Authority, board removal, training requirements, public testimony, complaints resolution, Sabine River Authority, board of directors, complaints, Texas Sunset Act, government oversight, ethics training, flood control, Harris County, governance, eminent domain, bonds, environmental improvements, water assistance, financial grants, Texas Water Development Board
Summary:
The Committee on Natural Resources convened to discuss two key pieces of legislation, HB2867 and HB2876, focusing on late fees associated with water and sewer services in Texas. Representative Gates laid out HB2867, highlighting the financial implications of payment deadlines and fees that disproportionately affect low-income households. He emphasized the need for limits on late payment fees to protect these vulnerable consumers from potentially abusive practices. A committee substitute was proposed to clarify some ambiguous language within the bill, aiming to promote fairness and transparency for customers. This led to a robust discussion among members and stakeholders present at the meeting, including testimony from representatives of municipal utilities who raised concerns about local control over fee structures.
TX
Transcript Highlights:
- vegetation; this is about replacing vegetation so that businesses alongside the highways can pay a premium
Bills:
HB2007, HB2863, HB2921, HB3331, HB3332, HJR144, HB3514, HB3528, HB3720, HB3751, HB3859, HB3947, HB4148, HB4346, HB4880, HB5603, HB4337
Keywords:
commercial signs, county approval, transportation code, regulations, road signage, vehicle title, revocation, hearing process, Transportation Code, county assessor-collector, confidentiality, personal information, local government, airport data, public records, vehicle regulation, transportation, steel industry, state fees, safety standards
Summary:
The committee meeting focused on significant discussions surrounding various legislative bills, particularly those affecting infrastructure and navigation regulations in Texas. Notable among these was HB4148, which aims to modernize outdated regulations impacting navigation districts and port authorities. Vice-Chairman Peruzza presented this bill emphasizing its importance in enhancing operational efficiency and updating management practices to better serve Texas's economic needs. Additionally, the chair laid out HB3332, which addresses regional mobility needs and aims to expedite infrastructure projects, reflecting the growing pressures on local communities due to population influx and outdated facilities. The meeting featured public testimonies that highlighted the urgency for legislative action to support infrastructure developments crucial for economic vitality in the region.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 5th, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- 802" data-time="4806"> HB 751 relating to training or education was referred to the Committee on Insurance
HB 766, relating to liability insurance for certain
- replacement cost of lost or damaged property under a homeowner's, renter's, or condominium owner's insurance
- policy, referred to the Committee on Insurance.
- >
HB 875 by Spiller, relating to Workers' Compensation Insurance
Keywords:
Sylvester Turner, tribute, legacy, Alamo Day, community service, legislation, announcements
Summary:
The committee meeting began with a moment of silence dedicated to the memory of the late Congressman Sylvester Turner, acknowledged by multiple members who spoke eloquently about his legacy and contributions to the community. This emotional tribute was followed by a series of announcements, including recognizing distinguished guests and discussing significant upcoming dates such as Alamo Day. The atmosphere of the meeting reflected a blend of mourning and celebration of service, as members recounted personal anecdotes and expressing gratitude for Turner's guiding influence in their political paths.
TX
Transcript Highlights:
- How are we going to cover these in terms of insurance or other means?
- Hospital and insurer.
- Insurers are owning hospitals.
- Did your insurance pay for it? Or you said something about it being very expensive.
- That's just people who don't have health insurance. So, like, no.
Bills:
HB5141, HB4638, HB2264, HB2035, HB4813, HB4408, HB2684, HB1621, HB2300, HB216, HB3829, HB4466, HB1747, HB2284, HB3614, HB2587, HB3219, HB3318, HB5147, HB4014
Keywords:
lease, state property, public purpose, Travis County, Health and Human Services, pharmaceutical initiative, drug distribution, healthcare services, generic drugs, advanced pharmaceuticals, cost savings, mental health, patient discharge, medical records, health care professionals, substance use, family involvement, chemical dependency, treatment facilities, minor admissions
Summary:
The Committee on Public Health convened to discuss various bills related to mental health, public health initiatives, and animal care. Notably, representatives presented House Bill 2264, which aims to facilitate communication between mental health patients and their families, allowing family members to provide important medical information during emergencies. The bill sparked a substantial discussion, with advocates from the National Alliance on Mental Illness supporting its intention to improve patient outcomes. Other significant bills included HB 1747, introduced to create a council for mental health and substance use, fostering collaboration among affected systems, and HB 2684, which focuses on palliative care options for parents facing life-limiting diagnoses for their unborn children. Public testimonies supported these measures, highlighting their importance in enhancing care and support for vulnerable populations.
TX
Transcript Highlights:
- While CCR is licensed by HHSC to provide care, CCRCs are regulated by the Department of Insurance because
- they function as an insurance-type product.
- Out of the 39 CCRCs licensed by the Texas Department of Insurance, 33 are members of Leading Age Texas
Keywords:
Medicaid, provider enrollment, credentialing, healthcare, administrative burden, Texas Health and Human Services, child welfare, adoption timelines, senior care, consumer protection, continuing care retirement communities, legislation, public testimony
Summary:
The Committee on Human Services meeting was marked by meaningful discussions on multiple bills affecting the welfare of children and senior citizens in Texas. Notably, SB500 was presented to establish clearer timelines for adoption processes, aiming to decrease the wait times significantly from several months to within a few weeks for critical health and personal history reports. This bill was met with positive feedback from committee members and stakeholders, highlighting the importance of expediting adoption to ensure permanency for children in foster care. Additionally, the committee discussed SB1522, which modernizes regulations for continuing care retirement communities to enhance consumer protections and clarify definitions that have long created confusion in the marketplace. Stakeholders emphasized the need for greater transparency in advertising and regulations, underscoring the bill's potential to better safeguard seniors.
TX
Transcript Highlights:
- The program is funded by a portion of a $5 fee on auto insurance policies.
- This is funded by a portion of the $5 fee on auto insurance policies.
- On average, every year we pay out about **$2 billion** in unemployment insurance claims, plus or minus
- On average, every year we pay out about **$2 billion** in unemployment insurance claims, plus or minus
- On average, every year we pay out about **$2 billion** in unemployment insurance claims, plus or minus
Bills:
SB1
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, transportation funding, highway projects, housing programs, legislative support, public testimony, driver education, homeless youth, infrastructure development
Summary:
The committee meeting addressed various pressing issues, notably the funding and appropriations for transportation and housing programs. Presentations focused on $40.4 billion in funding for highway projects, which is directed towards construction, maintenance, and infrastructure development for the upcoming biennium. Discussions highlighted the importance of addressing the capacity for project delivery amid increasing demands due to population growth and increased vehicle miles traveled in Texas. Additionally, Senator Hinojosa pushed for clarifying the funding available for driver education programs, especially for homeless and foster youth, which underscored a need for legislative support to ensure adequate resource allocation. Public testimonies lent depth to these discussions, presenting the human impact of legislative decisions.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles VI, VII, & VIII Feb 24th, 2025 at 10:00 am
House Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
- And as a reminder, this program is funded by a fee on motor vehicle insurance policies of $5.00.
- Insurance companies obviously have the technical wherewithal to handle, you know,...
- funds to support the unemployment insurance program.
- But it's primarily in our unemployment insurance program.
- We have a very small residual amount of our unemployment insurance.
Keywords:
Texas Lottery Commission, charitable bingo, regulatory framework, financial appropriations, Sunset Advisory Commission, lottery couriers, operational efficiency
Summary:
The meeting of the Texas Lottery Commission centered around vital discussions regarding the regulatory framework and operational issues related to the lottery and charitable bingo systems in Texas. The committee reviewed financial appropriations, focusing on the need for infrastructure improvements to the Charitable Bingo Operations Division and highlighted the ongoing work with the Sunset Advisory Commission to enhance operational efficiency and compliance. Significant attention was given to the unregulated activities of lottery ticket couriers, which have raised concerns about integrity and fairness in lottery games, prompting the commission to consider appropriate measures to stop such activities.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025 at 09:04 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- Do you get your insurance done first?
- for loans and mortgages, signing up for insurance policies
- And since FDIC insurance...
- of FDIC-insured banks.
- Insurance do not.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
Summary:
The meeting involved extensive discussions around several house bills, with notable emphasis on HB700, which aims to increase transparency in the merchant cash advance (MCA) sector. Representative McQueen provided a detailed explanation of the issues small business owners face due to aggressive tactics and lack of regulation in this area. The committee also examined HB4609, which focuses on updating the Texas Municipal Retirement System (TMRS) benefits to provide clearer options for cities regarding cost-of-living adjustments (COLA), allowing cities to offer retirement benefits in a more flexible and informed manner. Additionally, the meeting featured a strong public testimony segment, where witnesses voiced their support and concerns, especially regarding the implications of digital currencies framed in HB703.
TX
Transcript Highlights:
- "> ...Alcohol and Beverage Commission, Texas Department on Criminal Justice, Texas Department of Insurance
- coverage that could potentially jeopardize medical care and health, as Medicaid is typically the only insurance
- and our mission to provide care to every patient who walks through our doors, regardless of their insurance
- This is a claim by the insurance, not a claim by the insurance company, but a...
- You'll have to ask the insurance company that.
Bills:
HB1531, HB2667, HB2809, HB2865, HB3589, HB3151, HB3748, HB3750, HB4419, HB4643, HB3597, HB4129, HB4130, HB4131
Keywords:
senior living, referral agencies, consumer protection, regulation, elderly services, youth, mental health, suicide prevention, protective services, child welfare, reporting requirements, Medicaid, public assistance, ex parte renewal, eligibility, Texas, group home, licensing, regulation, health and safety
Summary:
The meeting brought forward significant discussions centered on various bills related to child welfare and mental health support, particularly focusing on the well-being of children in the custody of the Department of Family and Protective Services (DFPS). Notable bills such as HB2789 and HB2809 were thoroughly reviewed, where stakeholders highlighted the critical need for improved data collection on suicide attempts among youth in foster care. The interventions proposed aim to enhance early identification and support for these vulnerable populations. The committee members engaged with professionals and advocates who emphasized the urgency of addressing these mental health challenges.
TX
Texas 2025 - 89th Regular
Local Government (Part II) Apr 24th, 2025
Senate Local Government Committee
Transcript Highlights:
- adding significant costs to the overall development, whether it's carrying costs, changes in the insurance
- span marker="193" data-time="1152"> For that, I have to make sure that I submit my licenses and my insurance
- To also add to your question, ma'am, the insurance that has to be there requires an agreement with the
Bills:
SB208, SB628, SB777, SB1042, SB2354, SB2477, SB2521, SB2523, SB2608, SB2703, SB2778, SB2835, SB2965, SB2367, SB3044
Keywords:
workforce housing, capital investment fund, affordable housing, housing development, Texas housing laws, loan programs, community development, workforce housing, capital investment fund, affordable housing, housing development, Texas housing, zero-interest loans, workforce housing, capital investment fund, low-income housing, housing development, nonprofit organizations, construction, economic stability
Summary:
The meeting of the local government committee covered several important bills, notably Senate Bill 1454, Senate Bill 1237, and Senate Bill 2520. Senator Betancourt presided over the proceedings, guiding the discussion on the multiple committee substitutes proposed for each of these bills. SB1454 focused on tax exemptions for housing authorities, with amendments that included stricter compliance measures for municipalities. The committee unanimously recommended that the bill proceed to the full Senate without objection.
TX
Texas 2025 - 89th 1st C.S.
89th Legislative Session - First Called Session Jul 24th, 2025 at 10:07 am
Texas House Floor Meeting
Transcript Highlights:
These are people who not only do not have flood insurance—because
- They do not live in a floodplain—but also do not have any insurance.
Keywords:
Kerr County, flood, community support, recovery, volunteers, construction, local government, infrastructure
Summary:
The committee meeting focused on the aftermath of a devastating flood in Kerr County, where lives were lost and families were displaced. Many representatives expressed their condolences and shared stories of community support, highlighting the extraordinary efforts of volunteers who rushed to help those affected. Member discussions were filled with heartfelt sentiments, as many acknowledged the long road ahead for recovery and rebuilding efforts. The atmosphere was one of solidarity, reflecting the commitment of the representatives to aid their constituents in times of crisis and to ensure such disasters are better managed in the future.
TX
Transcript Highlights:
- On this slide, you will also see the Children's Health Insurance Program, which is a program for children
- families make too much to qualify for Medicaid but not usually enough to purchase private health insurance
- "295" data-time="1764"> And about 43% of Texas children are on Medicaid or the Children's Health Insurance
- This includes the Children's Health Insurance Program, which
- On the right, you'll see the Children's Health Insurance Program again, designed for children.
Keywords:
Senate Bill 593, kinship care, foster care reforms, licensing, health and safety, regulatory compliance, public comment, child welfare
Summary:
The meeting of the committee centered around the presentation of Senate Bill 593, which focuses on reforming licensing requirements for kinship and foster care homes. Significant discussions revolved around the proposed changes to reduce duplicative regulations aimed at helping kinship families qualify for foster care payments. Members emphasized that the reforms would ensure that health and safety standards remain paramount while streamlining processes for providers. Various stakeholders expressed optimism that these changes would eliminate barriers and improve the system for both kinship caregivers and the children they support. Public comment on the new rules is anticipated in May 2025, with the new regulations set to take effect in October 2025. The chair and committee members expressed gratitude towards the agencies involved for their contributions during the review process.
TX
Texas 2025 - 89th Regular
Public Health May 22nd, 2025 at 08:05 am
Transcript Highlights:
- charge the hospital for blood, then the hospital charged our insurance
- figure out the first testimony that we heard from the family was that they then got charged by the insurance
- guess, the cost was passed off to their... to the hospital, and I guess they got billed on their insurance
- I'm sorry, out of money, but the insurance paid their part, but then Tanya had to...
- I understand that, but I know there are times when my insurance doesn't...
Keywords:
Senate Bill 125, blood donation, directed donations, public health, patient care, blood safety, infectious diseases
Summary:
The meeting of the Public Health Committee focused on several significant bills concerning blood donation practices and patient care. Notably, Senate Bill 125 faced opposition from multiple testimonies that raised concerns about the potential risks associated with directed donations. Testimony from representatives of the blood centers highlighted alarming statistics about the increased incidence of infectious diseases among directed donors, urging the committee to reconsider the bill's implications. Supporters of the bill argued for the necessity of such provisions to protect patients with rare blood types, stressing the importance of ensuring their access to appropriate care. As discussions unfolded, the challenges of maintaining a balanced blood supply while accommodating specific patient needs became a central theme.
TX
Texas 2025 - 89th Regular
Finance Jan 27th, 2025
Transcript Highlights:
- projected to be the motor vehicle sales tax, rental taxes, oil production tax, franchise tax, and insurance
- projected to be the motor vehicle sales tax, rental taxes, oil production tax, franchise tax, and insurance
- marker="1190" data-time="18732">**Chair**: Recommendations include $200,000 for increased benefits premiums
- marker="1192" data-time="18756"> **Chair**: Recommendations include $200,000 for increased benefits premiums
- 25128">We also get a little fee from lawyers in terms of their licensing, and then there is a fee on insurance
Keywords:
budget proposals, judicial services, salary increases, attorney shortage, indigent defense, rural legal access, funding requests
Summary:
The meeting of the Senate Finance Committee was marked by extensive discussions around the budget proposals for various judicial services and the impact of proposed salary increases on staffing. Notably, there were concerns raised regarding a significant attorney shortage in rural areas, which has seen a 27% decline in attorneys taking positions compared to previous years. Scott Ehlers highlighted a crucial $12 million funding request aimed at addressing this shortfall to maintain the adequate operational capacity of indigent defense services across the state. The committee members, led by Chairman Hinojosa, emphasized the importance of finding solutions to improve legal access and representation in underserved areas to respond effectively to this critical issue.
TX
Transcript Highlights:
- Since 2015, he's served on the Pattern Jury Charge Committee covering business, consumer insurance, and
- I have handled issues involving partnerships, insurance
- , if you remember our conversation in the fall about our unemployment insurance and how that works.
- on unemployment insurance.
- Every business pays into a trust fund for their unemployment insurance trust fund.
Keywords:
Texas Water Fund, water management, infrastructure funding, local governments, workforce development, community colleges, educational programs, sustainability
Summary:
The meeting focused on several crucial issues, including the Texas Water Fund and its implications for development in the state. Various members highlighted the critical need for effective management of water resources, discussing the role of the Water Development Board and their strategies for outreach to local governments. The committee engaged in a thorough examination of funding projects and the sustainable financing necessary for communities facing challenges in meeting their infrastructure needs. Additionally, there was notable discussion regarding promoting workforce development and the alignment of educational programs with the demands of the job market as indicated by recent trends in community colleges.
TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 27th, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- unemployment benefits payable to an individual during a benefit year under the state unemployment insurance
- benefit plan coverage for hair prostheses for breast cancer patients, was referred to the Committee on Insurance
- anesthesia in connection with certain pediatric dental services, was referred to the Committee on Insurance
- anesthesia in connection with certain pediatric dental services, was also referred to the Committee on Insurance
Keywords:
Senator Judith Zaffirini, Texas Senate, public service, education, legislation, honor, mentorship
Summary:
The meeting focused on honoring Senator Judith Zaffirini for her exceptional service to the state of Texas, marking her as the first female dean of the Texas Senate. Various members spoke of her achievements, highlighting her dedication to public service and her significant impact on the community and education, particularly for students with disabilities. The atmosphere was filled with camaraderie and deep respect, as colleagues shared personal anecdotes and affirmed her role as a mentor and leader.
TX
Texas 2025 - 89th Regular
Business and Commerce (Part I) Apr 3rd, 2025
Senate Business & Commerce Committee
Transcript Highlights:
- A premium for, you know, adds a higher cost to every product
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
heirs' property, cotenants, partition action, right of first refusal, real property, public information, government transparency, bad faith requests, expedited response, attorney general authority, open records, renewable energy, distributed generation, compensation, ERCOT, electricity generation, renewable energy, distributed generation, compensation, ERCOT
Summary:
The meeting of the Senate Business and Commerce Committee primarily focused on legislative issues following Hurricane Beryl, particularly Senate Bill 231, which aims to create a process for CenterPoint to compensate its customers for overcharges related to backup power and mobile generation units. During discussions, Executive Vice President Jason Ryan outlined CenterPoint's commitment to refund approximately $430 million and absorb future costs related to these generators. The bill's substitute also mandates that leased emergency generators be mobile and capable of quick deployment during significant outages, addressing previous concerns over inefficiencies experienced during past weather events.