Video & Transcript DataContr Research : 'insurance rates'
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TX
Transcript Highlights:
- The rate for all other entities is 0.75%.
- for a maximum combined rate.
- The tax rate is $2.50 on debt service and a tax rate to fund maintenance and operations as determined
- rate.
- He referred to closing loopholes in the no new revenue tax rate and voter approval tax rate calculations
Keywords:
property tax relief, taxation, budget projections, Comptroller's Office, Legislative Budget Board, financial reforms
Summary:
The House Committee on Ways and Means conducted a productive meeting addressing several key issues related to taxation and budget projections. The meeting opened with invited testimony from representatives of the Comptroller's Office and the Legislative Budget Board, focusing on the biennial revenue estimates and significant funding changes. Members participated actively, posing questions about specific budget allocations and the impact of tax policies on both local governments and residents. A significant discussion revolved around property tax relief, with calls for higher measures of relief to support taxpayers amid growing financial burdens. Furthermore, recommendations for financial reforms were proposed, stressing the importance of sustaining the benefits from previous tax relief efforts.
US
Us Congress 2025-2026 Regular Session
Hearings to examine turning back time, focusing on locking the clock. Apr 10th, 2025 at 09:00 am
Senate Commerce, Science, and Transportation Committee
Transcript Highlights:
- This leads to increased risks of health problems, including higher rates of heart attacks, strokes, and
- My home state has one of the highest per capita rates of pedestrian fatalities.
- Harkey is the president of the Insurance Institute for Highway Safety.
Keywords:
daylight saving time, Sunshine Protection Act, health impacts, clock change, legislative discussion
Summary:
The committee meeting was dedicated to discussing significant legislative topics, focusing particularly on the implications of daylight saving time (DST). Senator Scott advocated for the Sunshine Protection Act, which aims to eliminate the twice-yearly clock changes and keep daylight saving time year-round. He emphasized the negative health impacts associated with DST, including increased risks of heart attacks and accidents immediately following the time changes. Various witnesses provided personal testimonies and expert opinions, highlighting the confusion and health disruptions caused by the current time change practices.
TX
Transcript Highlights:
- This is especially important for us in Texas because we have high diabetes rates and high limb amputation
- rates.
- It's like an insurance policy.
- The cost of putting crash-rated bollards in place at these hospitals is on the order of twenty to thirty
- Because I had insurance. they could build.
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, physician health, regulation, surcharges, occupational licensing, national practitioner data bank, healthcare, training, abuse, neglect, penalties
Summary:
The meeting primarily focused on discussions surrounding mental health and homelessness, particularly through the lens of SB2487, which aims to provide better mental health services and support systems for individuals in crisis. Testimonies highlighted the shortcomings of current interventions, which often lead to incarceration rather than treatment, and emphasized the need for a centralized hub to assist people experiencing mental health crises. Various stakeholders, including city officials and social service representatives, voiced their support for the bill, citing its potential to improve access to care and reduce the burden on emergency services, such as jails and hospitals. However, concerns were raised regarding the implementation and the potential for coercion in treatment options, suggesting that the bill could undermine established rights to voluntary mental health care.
The committee also addressed SB437, which pertains to modernizing training for substance use disorder providers in Texas, and SB660, regarding safety measures for emergency rooms. The overall tone of the meeting reflected a commitment to reforming how the state handles mental health crises and the intersection of homelessness, with a clear push for systems that prioritize compassionate care rather than punitive measures.
TX
Transcript Highlights:
- the admin rate to the employers.
- What were those interim rates?
- Yes, the rate was increased to 50% of what is now the basic foster care rate.
- family rate.
- foster family rate.
Bills:
SB1
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, child welfare, kinship care, community-based care, foster care, Senator Alvarado, Senator Hinojosa, legislative budget
Summary:
The meeting focused on various topics related to child welfare, particularly emphasizing the importance of kinship placements in the foster care system. Senators Alvarado and Hinojosa engaged in a detailed discussion regarding the benefits of kinship care, highlighting better outcomes for children and the financial implications for the state. They emphasized a need for continued investments in kinship care as a strategy to improve child welfare outcomes, encouraging the legislature to consider this approach moving forward. Additionally, the committee reviewed community-based care programs, which aim to keep children in their communities to promote stability and familial connections.
TX
Texas 2025 - 89th 2nd C.S.
Health and Human ServicesAudio only. Aug 27th, 2025
Senate Health & Human Services Committee
Transcript Highlights:
- Ivermectin have been dispensed during COVID-19, in several countries with significantly lower mortality rates
- epidemic, and by the vertical integration of health care, and by the perverse incentives of corporate insurance
Bills:
HB25
Keywords:
ivermectin, pharmacist authority, prescription-free, healthcare regulation, patient access, health committee, House Bill 25, ivermectin, pharmacists, medical freedom, public health, rural healthcare
Summary:
The meeting of the Senate Committee on Health and Human Services predominantly focused on discussions surrounding House Bill 25, which proposes allowing pharmacists to dispense ivermectin over the counter. Senator Hall, the bill's sponsor, outlined the potential benefits of increased access to ivermectin, particularly for rural Texans who may struggle to get timely medical care. The discussions included various perspectives on the safety and efficacy of ivermectin as a treatment for viral infections, with witnesses providing testimonials on its use. Senator Hall emphasized that the bill would promote medical freedom by enabling pharmacists to dispense the drug without a prescription, yet concerns were raised regarding the off-label use of such drugs and the responsibilities of pharmacists under this bill.
TX
Transcript Highlights:
This can affect insurance coverage.
- Today, the insurability of water parks faces growing challenges from rising insurance costs driven by
- ...tax rate of 6.25 percent.
- Suicide rates may increase among those left without pain relief. The government.
- That's two to three times higher than the general population rate.
Keywords:
water parks, liability, safety regulations, recreational activities, injury waivers, THC regulation, public safety, Senate Bill 3, Texas Compassionate Use Program, bipartisan support, public testimony, cannabis legislation, economic impact
Summary:
The meeting of the Senate State Affairs Committee provided a platform for discussing a comprehensive agenda featuring multiple bills, particularly focusing on concerns surrounding THC regulations and its implications for public safety. Notably, Senate Bill 3, which seeks to ban consumable hemp products containing THC, drew strong public testimony from various stakeholders who expressed both support and opposition. Supporters argued the necessity to curb the proliferation of high-potency THC products in schools and among youths, while opponents warned of the potential negative economic impacts and push towards unregulated markets if such a ban were implemented.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 11th, 2025 at 02:00 pm
Texas House Floor Meeting
Transcript Highlights:
- relating to the provision of uninsured or underinsured motorist coverage and automobile liability insurance
- This bill is referred to the Committee on Insurance.
HB 1424 by Goodwin relates to the structuring of water rates
- span marker="1222" data-time="7326"> Benefit issuers and employers are referred to the Committee on Insurance
Summary:
The committee meeting featured a thorough examination of several bills, including discussions on SB4 and HB2214. Members expressed varied opinions on the implications of these bills, with particular focus on land management and environmental concerns. The chair facilitated an active dialogue among members, highlighting both support and opposition from various stakeholders. Notably, public testimonies were also heard, contributing to the committee's understanding of community impacts related to the legislation. The meeting reflected a commitment to transparency and thorough consideration of each bill's potential effects.
TX
Transcript Highlights:
- If the agencies fail to pick them up, then they would compensate counties at the rate of the state cost
- ...country commit violent crimes at 50% lower rates.
- Mena facilities and allow us then to use the cost of holding these folks in our no new revenue rate,
- living conditions and higher rates of violence.
- ...benefits from insurance, life insurance, similar to what
Keywords:
education, funding, student resources, technology access, equal opportunity, veterans treatment court, mental health, criminal justice, rehabilitation, eligibility criteria, veterans, treatment court, military service, mental health, rehabilitation, veterans, treatment court, mental health, rehabilitation, legislation
Summary:
The committee meeting centered around numerous bills related to criminal justice reform. Notably, discussions included House Bill 2341 focusing on awarding diligent participation credits to defendants in state jail facilities, which was favorably reported with minimal opposition. Additionally, House Bill 2756, referred to as the Jovian-Motley Act, aimed at improving training for correctional officers and staff, reflecting broader concerns about public safety and officer preparedness. The meeting featured testimony from various stakeholders, including law enforcement representatives, emphasizing the need for effective measures in managing inmate populations.
TX
Texas 2025 - 89th 1st C.S.
Joint Hearing: Senate and House Select Committees on Disaster Preparedness and Flooding Jul 23rd, 2025
Texas Senate Floor Meeting
Transcript Highlights:
- They rated thunderstorms on a scale of one to five for Northwest Texas, and they rated river flooding
- And that's what they've done with their rate.
- These have to be insured by the NFIP.
- This data is meant to complement the current effective flood insurance rate maps, or FIRMs, but it doesn't
- an automatic rate.
Keywords:
flooding, emergency response, communication systems, first responders, disaster management, Texas Water Development Board, regional planning, public safety
Summary:
The meeting primarily focused on discussions around the recent floods in Texas, specifically addressing emergency preparedness, response coordination, and recovery efforts. Officials from various agencies provided testimonies on the challenges faced during the emergency, including issues with communication systems among first responders. Notably, the need for improved inter-agency communication and technology integration was emphasized, with recommendations for establishing regional communications units for better coordination during disasters. The audience included local government representatives and emergency management partners, who shared insights and experiences from the recent flooding events.
TX
Texas 2025 - 89th Regular
S/C on Defense & Veterans' Affairs Mar 3rd, 2025 at 11:03 am
House S/C on Defense & Veterans' Affairs
Transcript Highlights:
- loans — 30-year fixed-rate loans.
- If you're below that rating and you're a veteran, you can still live there, and we make sure that we
- We also accept Medicare, Medicaid, and private insurance.
- Insurance, and cash, which is pretty rare.
- We have many that have also had their disability rating established or improved.
Keywords:
Defense and Veterans Affairs, veteran services, legislation, recruitment, retention, community support, entrepreneur programs, home loans
Summary:
The meeting of the Defense and Veterans Affairs Committee served as the inaugural session for the legislative year, focusing on various significant veteran issues and programs. Chairman Cortez led discussions around the upcoming legislative workload, with an estimated 75 bills anticipated for review. Members acknowledged the importance of addressing recruitment and retention challenges within the defense forces, with insights on necessary facility upgrades and the impacts on local communities. Collaborative efforts, such as home loan programs and the Veteran Entrepreneur Program, were highlighted to demonstrate the support provided to veterans in transitioning to civilian life. The committee emphasized the vital role of outreach initiatives to ensure veterans are aware of available services.
TX
Texas 2025 - 89th 1st C.S.
Disaster Preparedness & Flooding, Select Jul 23rd, 2025 at 09:07 am
House Disaster Preparedness & Flooding, Select Committee
Transcript Highlights:
- They rated thunderstorms on a scale of 1 to 5 for northwest Texas, and they rated river flooding, isolated
- It's coming down at a high rate.'
- rate maps (FIRMs).
- One on the National Flood Insurance Program.
- payers and being answerable to your rate payers.
Keywords:
flood management, Senate Bill 8, flood infrastructure fund, emergency response, public safety, regional planning, Texas floods
Summary:
The committee meeting focused on flood management and response strategies following the recent devastating floods in Texas. Notably, discussions centered around the creation of a flood infrastructure fund and Senate Bill 8, which aims to improve regional flood planning processes. Several experts provided insights into the challenges faced during the floods, including communication barriers, emergency response efforts, and the need for better coordination among local and state agencies. Public sentiments were shared regarding the necessity for improved flood prevention measures, conservation plans, and the expansion of existing infrastructure to cope with future climatic challenges.
TX
Texas 2025 - 89th Regular
Public Health May 22nd, 2025 at 08:05 am
Transcript Highlights:
- charge the hospital for blood, then the hospital charged our insurance
- Well, I'm just reporting that the statistics show a higher rate of infectious disease markers in directed
- guess, the cost was passed off to their... to the hospital, and I guess they got billed on their insurance
- I'm sorry, out of money, but the insurance paid their part, but then Tanya had to...
- I understand that, but I know there are times when my insurance doesn't...
Keywords:
Senate Bill 125, blood donation, directed donations, public health, patient care, blood safety, infectious diseases
Summary:
The meeting of the Public Health Committee focused on several significant bills concerning blood donation practices and patient care. Notably, Senate Bill 125 faced opposition from multiple testimonies that raised concerns about the potential risks associated with directed donations. Testimony from representatives of the blood centers highlighted alarming statistics about the increased incidence of infectious diseases among directed donors, urging the committee to reconsider the bill's implications. Supporters of the bill argued for the necessity of such provisions to protect patients with rare blood types, stressing the importance of ensuring their access to appropriate care. As discussions unfolded, the challenges of maintaining a balanced blood supply while accommodating specific patient needs became a central theme.
TX
Texas 2025 - 89th Regular
Trade, Workforce & Economic Development Mar 26th, 2025 at 08:00 am
House Trade, Workforce & Economic Development Committee
Transcript Highlights:
- We're sure registered as a rate load testifying.
- Chairman Carrito and members, during the COVID-19 pandemic, the Texas Unemployment Insurance System was
- marker="712" data-time="4266"> With additional federal dollars added to claim payments, unemployment insurance
- The insurance system and the claims filing process.
Keywords:
restrictive covenants, real estate, subdivision regulations, multi-zoned subdivisions, property laws, repair notice, residential, manufactured homes, tenant rights, landlord responsibilities, email communication, property code amendments, real property, public improvement district, contract termination, notice requirement, property sales, development corporation, Gulf Coast Authority, financing projects
Summary:
The meeting addressed several key pieces of legislation, with significant focus on bills related to property owners' associations and the Texas Workforce Commission's training programs. Representative Harris-Navila presented HB517, which aims to allow property owners' associations to impose fines for discolored vegetation during watering restrictions. The committee adopted a community substitute for this bill before moving it forward with a recommendation for passage. Meanwhile, HB2791, highlighted by Chairwoman Button, focusses on vocational rehabilitation programs for individuals with disabilities, with provisions that require efficient operation to avoid lapses in service.
TX
Transcript Highlights:
- Herd conception rates are higher, calf vigor is improved, breeding back time is decreased, and average
- Everything has been adding up in our industry: the cost of grain, the cost of insurance, the cost of
- So, we look at removal rates to foster care, we look at poverty, and we saw a real need in that area.
- the VA to update their disability rating.
- Under current law, the VA cannot retroactively assign a disability rating after.
Bills:
HB249, HB1186, HB2313, HB2408, HB2508, HB2730, HB2974, HB3045, HB3232, HB3336, HB3710, HB4044, HB4236, HJR133
Keywords:
ad valorem taxes, property taxes, homestead exemption, disabled veterans, senior citizens, tax payments, installment payments, municipal tax revenue, hotel, convention center, tax code, economic development, local government, municipality, tax revenue, qualified projects, economic development, local government, municipal taxation, hotel project
Summary:
The Committee on Ways and Means convened to discuss several proposed bills, including HB4044, HB103, and HB3045, focusing on tax reform and support for local development initiatives. Representative Troxler introduced a committee substitute for HB103, which was subsequently adopted without objection, demonstrating consensus on its merits. HB3045 sought to incentivize spaceport operations with franchise tax breaks for contracts related to the Department of Defense, emphasizing Texas's commitment to lead in the aerospace industry. The meeting concluded with discussions around the importance of the Property Value Study (PBS) and its impact on equitable taxation, with members addressing concerns about the effective administration of property appraisals and future legislative actions.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Article III Feb 25th, 2025 at 08:00 am
House Appropriations - S/C on Article III
Transcript Highlights:
- ERS premium rate.
- We'll proceed to Higher Education Group Insurance.
- Our six-year graduation rate...
- Graduation rate last year was 69%.
- The six-year graduation rate yielded in FY21 was 23%.
Keywords:
mental health, loan repayment program, funding, Behavioral Health Innovation Grant, rural communities, higher education, testimony, legislative changes
Summary:
The meeting focused on key funding initiatives related to mental health and higher education in Texas, highlighting the importance of sustaining the loan repayment program for mental health professionals. Public testimony underscored a significant 600% increase in applications resulting from recent funding and legislative changes, positioning Texas as a critical area for addressing mental health provider shortages, particularly in rural communities. The discussion also touched on the Behavioral Health Innovation Grant Program, which remains unfunded despite its potential to further strengthen the state’s workforce pipeline.
TX
Texas 2025 - 89th Regular
Delivery of Government Efficiency Apr 2nd, 2025 at 10:30 am
House Delivery of Government Efficiency Committee
Transcript Highlights:
- Well, the largest focus has been with our unemployment insurance program.
- coverage, as well as deductibles and retained self-insured amounts.
- We don't want to broadcast the insurance limits of these utilities and other infrastructure if we don't
- Based on EPA-certified emissions rates.
- At a certain rate of NOx emissions.
Bills:
HB512, HB2248, HB2679, HB2832, HB3112, HB3368, HB3490, HB3512, HB3623, HB3666, HB3700, HB3711, HB3770, HB3963
Keywords:
grievance procedures, state agency, employee rights, workplace regulations, employment law, grievance procedures, state agency, employees, employment actions, appeal, grievance procedures, state employees, workplace rights, disciplinary actions, employment conditions, employee rights, grievance procedures, state agency, employment disputes, job protections
Summary:
The meeting centered around the discussion of House Bill 3700, presented by Representative Vaux, which seeks to amend the Texas Labor Code to enhance the regulatory authority for the Texas Workforce Commission (TWC). Representative Vaux highlighted the need for clear statutory authority to prevent fraud, waste, and abuse in all TWC programs, engaging members with an emphasis on the implications of the changes proposed. Public testimony was also invited, allowing various stakeholders to express their views on the bill.
TX
Transcript Highlights:
- other law, a county for which a civil penalty is imposed under subsection H-2 may not adopt a tax rate
- or voter approval tax rate as determined under section 26.04 for the new tax year.
- , past the no new revenue rate.
- It is common practice for them to get reimbursed by insurance companies. So my question is...
- rates because their names are being associated with the accidents and their personal information.
Keywords:
railroad, train, collision, information disclosure, safety, driver's license, reporting, off-highway vehicles, public land, safety certificate, transportation, Parks and Wildlife Code, tolls, county revenue, civil penalty, ad valorem tax, transportation funding, public safety, infrastructure, toll road authority
Summary:
The meeting involved significant discussions around several bills focused on public safety and infrastructure, particularly involving the Texas Toll Road Authority. A prominent topic was SB2722 and its implications for funding essential services at the local level. Various members expressed concerns that the bill could undermine local budgets and infrastructure projects, potentially redirecting funds intended for critical transport services to cover emergency responses without proper oversight. Fire and police representatives emphasized the importance of toll revenue being used for its intended purposes rather than being diverted to address fiscal mismanagement within the city.
TX
Texas 2025 - 89th Regular
Licensing & Administrative Procedures Apr 8th, 2025 at 10:30 am
House Licensing & Administrative Procedures Committee
Transcript Highlights:
- It was based on the wrong year and went back to the rates that were allowable in 2005.
- It could be an Austin one rate, Dallas another.
- So currently, the rate is $22.85. And if it's a larger vehicle, then the maximum is $39.99.
- why it's important to get the rates in the storage.
- The average going rate for paid.
Bills:
HB679, HB1764, HB1788, HB2186, HB2204, HB2418, HB2885, HB2983, HB2996, HB3250, HB3352, HB3756, HB3816, HB3913, HB3928, HB4077
Keywords:
environment, regulation, land use, public health, community development, alcohol, Sunday sales, local option election, Texas, business hours, alcohol sales, local option election, Sunday sales, liquor, off-premise consumption, Sunday sales, liquor, local option election, alcoholic beverages, off-premise consumption
Summary:
The meeting was marked by thorough discussions regarding several pivotal bills aimed at addressing safety and regulatory reforms within various sectors. Notably, House Bill 3352 was a focal point, where industry representatives highlighted the urgent need for enhanced driver safety training in work zones due to a rise in fatalities. Supporters argued that including work zone safety in driver education programs could significantly improve awareness and reduce accidents. Additionally, House Bill 2186 drew scrutiny from small business owners who expressed concerns about the regulatory burden it would impose on electricians and the potential impact on employment within the industry. Despite the commitment to improve safety, stakeholders warned of unintended consequences that could affect operational viability for non-signatory firms.
TX
Texas 2025 - 89th Regular
89th Legislative Session May 19th, 2025 at 10:05 am
Texas House Floor Meeting
Transcript Highlights:
- ...superior and excellent ratings at the UIL evaluation.
- For insurance companies to refund employers the insurance
- I know the appearance rate for those who were cited was not good at all.
- This bill is good for Texas consumers and predictable for Texas insurers. I move passage.
- , SB 1643 by Schwertner relating to the prior approval of certain property and casualty insurance rate
Bills:
SB664, SB40, SB9, SJR1, SJR5, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1762, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, SCR25, SB687, SB1332, SB2185, SB552, SB664, SB40, SB9, SJR1, SJR5, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1762, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, HCR76, HCR127, HCR9, HCR40, HCR118, HR559, HCR59, HCR135, HCR141, HCR46, HCR109, HCR10, SCR25, HB2525, HB142, HB140, HB29, HB451, HB3809, HB3307, HB1130, HJR1, HB9, SB17, SB260, SB509, SB1506, SB1637, SB2308
Keywords:
bail bonds, public funds, political subdivision, injunctive relief, taxpayer rights, bail reform, defendants, pretrial detention, public safety, criminal justice, charitable bail organizations, bail denial, illegal aliens, felony offenses, constitutional amendment, law enforcement, bail, felony offenses, criminal justice reform, public safety
Summary:
The committee's meeting was marked by several key discussions surrounding numerous bills and resolutions. Notably, HCR 9 and HCR 40 were adopted, with representatives urging Congress for reimbursement related to border security under Operation Lone Star. Additionally, HCR 118 showed expressions of support for the warship manufacturing industry, reflecting a strong emphasis on local economic development. Senate Bills 1321, 2143, and 2145 passed various readings, which included provisions regarding law enforcement authority and the adaptability of public improvement districts to conduct meetings virtually. The meeting was well attended and featured numerous votes on significant legislative items, showcasing active participation from both members and the public.
TX
Texas 2025 - 89th Regular
Agriculture & Livestock Mar 4th, 2025 at 02:00 pm
House Agriculture & Livestock Committee
Transcript Highlights:
- ticks are capable of carrying parasites that cause cattle fever, which can lead to a 90% mortality rate
- I'm going to take preventive insurance on this. If those things keep happening...
- marker="778" data-time="4662"> ...overreach remains a cornerstone of our advocacy efforts to expand insurance
- In 2023 and 2024, the abandonment rate was 41% and 33% respectively
- So there's got to be some changes that they can start charging a fair rate for water.
Summary:
The meeting covered various topics and was characterized by in-depth discussions among the members. There were significant dialogues about the implications of recent legislation and its impact on community services. The chair facilitated input from multiple members, allowing for both support and opposition to be voiced regarding key issues. Additionally, there were several public testimonies that added to the discourse, reflecting diverse perspectives on the matters at hand.