Video & Transcript DataContr Research : 'insurance contracts'
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US
Us Congress 2025-2026 Regular Session
Hearings to examine the nominations of Jonathan Gould, of Virginia, to be Comptroller of the Currency for a term of five years, Luke Pettit, of the District of Columbia, to be an Assistant Secretary of the Treasury, Paul Atkins, of Virginia, to be Mar 27th, 2025 at 09:00 am
Senate Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- , which is responsible for coordinating financial regulatory and consumer policy, monitoring the insurance
- marker="401" data-time="4800"> Public, and so my expectation is to advocate for the disbursement of contracted
- projects and even small transit projects, that commitment from appropriation to ultimate obligation and contract
Keywords:
financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth
Summary:
The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
TX
Texas 2025 - 89th Regular
Land & Resource Management Apr 24th, 2025 at 10:04 am
House Land & Resource Management Committee
Transcript Highlights:
And, you know, I'm in insurance, and also that's the
- Have actually caused rates to go up and insurance policies
- But you know, trees specifically, cedar trees can increase the cost of insurance in areas.
- Considering that our increased insurance costs are a concern for so many Texans, I do think this is a
- We require this so the downstream neighbors and their insurers, if they're appropriately insured, don't
Bills:
SB840, HB2025, HB2512, HB3139, HB3798, HB3892, HB4373, HB4398, HB4582, HB4689, HB5187, HB5658, HB5666
Keywords:
municipality, extraterritorial jurisdiction, residents rights, local governance, petition, Edwards Aquifer, municipal utility district, bond issuance, county authority, water management, Ashe juniper, tree removal, municipal regulation, military base, property rights, environmental impact, county regulation, infrastructure planning, subdivisions, building codes
Summary:
The meeting focused heavily on discussions surrounding affordable housing, particularly through the lens of House Bill 4398. Representative Garcia-Hernandez presented the bill, which aims to streamline the permitting process for low-income housing projects, thus reducing the timeline municipalities typically take to approve or deny permits by 50%. This bill is viewed as critical given the pressing issues related to low-income housing availability in Texas. Public testimony included supportive evidence from various stakeholders, highlighting the urgent need for expedited permits to align construction timelines with strict tax credit requirements. Experts from the Texas Affiliation of Affordable Housing Providers also underscored that permitting delays create significant financial risks, complicating the completion of necessary housing units.
TX
Transcript Highlights:
- roads, provided they comply with federal laws, are registered in Texas, and have data recording, insurance
- accordance with the laws of the state, covered by the Motor Vehicle Liability Coverage, or self-insurance
- We amended the insurance code provision so it's clear that AVs are included.
- We made sure that we included the insurance companies, so
- know when, and the manufacturers and the operators, so they would all know who's covered with what insurance
Keywords:
sidewalk user, pedestrian safety, traffic laws, bicycles, electric scooters, mobility devices, transportation, aviation, economic development, grants, loans, SB1598, SB1493, law enforcement, collision report, public safety, flashing stop lamps, CARFAX program, crime solving
Summary:
The committee meeting focused on two primary bills, SB1598 and SB1493. SB1598, introduced by Senator Hagen Booth, addresses the clarity of collision report information access for law enforcement, aiming to enhance the tools available to police agencies across Texas for solving crimes. The meeting featured strong support from police representatives, including Sheriff Brian Hawthorne of Chambers County, who emphasized the significance of the CARFAX program for police in facilitating access to vital vehicle information, free of charge. Public testimony reflected a consensus on the necessity of the bill for improved investigatory processes.
TX
Texas 2025 - 89th Regular
89th Legislative Session Apr 2nd, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- "1" data-time="0">AG 4432 by Dean proposes changes to the Board of Directors of the Texas Mutual Insurance
- Company for the Committee on Insurance.
- Is it just savings and loans and insurance businesses, or is it more than that?
- It is insurance companies and savings and loan associations
- Company for the Committee on Insurance.
Bills:
HJR1, HJR2, HB9, HB22, HB908, HB1392, HB195, HB13, HB143, HB135, HJR1, HJR2, HB9, HB22, HB908, HB1392
Keywords:
death tax, inheritance tax, estate tax, property transfer, constitutional amendment, ad valorem taxation, intangible property, tax exemption, property tax reform, economic implications, missing children, law enforcement, national reporting, investigation, public safety, ad valorem taxes, tax collector, delinquency date, tax payment, office closure
Summary:
The committee meeting highlighted significant discussions surrounding several key bills, including HB908, which aims to establish a required reporting protocol for missing children cases. The bill received robust support, with members emphasizing its potential to enhance child safety and streamline law enforcement responses. Another notable piece of legislation discussed was HB1392, which addresses delays in property tax payment due to unforeseen circumstances like natural disasters and other emergencies, ensuring Texans are not penalized for situations beyond their control. The meeting concluded with enthusiastic participation from both committee members and the public, showcasing the community's engagement in the legislative process.
TX
Texas 2025 - 89th 2nd C.S.
89th Legislative Session - Second Called Session Aug 21st, 2025 at 10:08 am
Texas House Floor Meeting
Transcript Highlights:
- No. 92 by Oliverson, relating to the funding of, contracting
- Insurance plans are shared with local emergency services before camp begins.
Keywords:
youth camp, emergency preparedness, safety standards, regulation, civil penalties, emergency communication, public safety, interoperability, Texas Interoperability Council, grant program, emergency communication, broadband, funding, natural disasters, technology, disaster relief, emergency communication, fraud prevention, legislation, public safety
Summary:
The committee meeting primarily focused on the discussion and passage of several key bills, including SB5, which pertains to supplemental appropriations for disaster relief. This bill was passed unanimously, highlighting the committee's commitment to addressing disaster preparedness. HB20, aimed at reducing fraudulent charitable solicitations during disasters, also saw significant debate, with positive sentiments expressed by its sponsor, Mr. Darby. Additionally, HB22, which expands the authority of the comptroller to fund emergency communication systems, was passed with overwhelming support, indicating a consensus on improving emergency response capabilities within the state. The session concluded with discussions about future legislative measures aimed at strengthening infrastructure against disasters.
TX
Texas 2025 - 89th Regular
Judiciary & Civil Jurisprudence Mar 12th, 2025 at 10:30 am
House Judiciary & Civil Jurisprudence Committee
Transcript Highlights:
- ...insurance to the point where they couldn't practice, and
- Maybe you could argue it's just private contract rights, and it's like a repossession or something.
- These are people who do not have contracts. They simply do not.
- We hopefully remember our 1-0 contracts clause, where we learned that.
- Fundamentally, we're talking about contracts here.
Keywords:
eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, civil liability
Summary:
The meeting of the Judiciary and Civil Jurisprudence Committee included discussions on critical bills impacting public safety and tenant rights. Representative Garcia-Hernandez presented HB923, which aims to add two public members to the Texas Medical Disclosure Panel, thereby enhancing informed consent for medical procedures. This move sought to enhance transparency and public trust, especially since the panel previously lacked any public representation. The committee also received testimonies both for and against the bill, highlighting the importance of public input in health-related decisions. The bill faced opposition mainly due to concerns about balancing medical expertise with public representation.
Another significant discussion revolved around HB32, which seeks to streamline the eviction process in Texas. While proponents argue that the bill addresses inefficiencies affecting landlords, opponents, including activists and legal experts, expressed concerns that the bill could exacerbate homelessness and undermine tenant rights. They stressed the need for adequate protections and due process for tenants. As the committee moved through multiple bills, the need for careful consideration of both landlord and tenant rights remained a focal point of debate, indicating the complexities surrounding housing legislation in Texas.
TX
Texas 2025 - 89th 1st C.S.
Natural Resources Aug 11th, 2025 at 01:08 pm
House Natural Resources Committee
Transcript Highlights:
- programming at the board related to community assistance and compliance with the National Flood Insurance
- And houses the State National Flood Insurance Program, or
- Complement the current effective Flood Insurance Rate Maps
- agency has some staff who can provide guidance on that related to FEMA requirements and some of the insurance
- "4410">On the flood mapping and modeling, Brian, you said they're not going to replace the Flood Insurance
Keywords:
flood mitigation, water management, Delta Project, infrastructure, community impact, legislative response, flood infrastructure fund, climate adaptation
Summary:
The meeting of the committee emphasized the urgent need for effective flood mitigation strategies in response to recent severe flooding events in South Texas. Local officials, including Commissioner David Fuentes and General Manager Raul Sassin, presented the devastating impacts of heavy rainfall that inundated homes, destroyed infrastructure, and led to significant loss of life. They discussed the importance of projects like the Delta Region Water Management initiative, which aims to manage stormwater effectively while also addressing future water supply challenges. The legislators reiterated the legislature's ongoing commitment to funding and implementing robust flood management policies, underscoring the significance of community involvement in these efforts. The discussions also highlighted innovative approaches to capturing floodwaters for potable use as part of a broader water management strategy.
TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 12th, 2025 at 10:02 am
Texas House Floor Meeting
Transcript Highlights:
- and consider House Resolution Number 215, which celebrates the 100th anniversary of the National Insurance
- Members, today we celebrate the 100th anniversary of the National Association of Insurance and Financial
- data-time="4248"> Members, today we celebrate the 100th anniversary of the National Association of Insurance
- and Financial Advisors, an organization that has been a cornerstone of the insurance and financial services
- President of NYFA Texas; Jason Talley, NYFA Texas Government Relations Chair; and dozens of NYFA insurance
Keywords:
legislation, public safety, educational reforms, funding allocations, stakeholder insights
Summary:
The committee meeting revolved around a variety of legislative matters, with significant emphasis placed on ongoing debates surrounding public safety initiatives and educational reforms. Members expressed diverse perspectives, particularly on how proposed amendments might impact local communities. A number of stakeholders offered insights, highlighting both potential benefits and drawbacks associated with the new policies being discussed. Notably, there were discussions regarding funding allocations and their implications for state resources.
TX
Transcript Highlights:
- The term "usual and customary" refers to the price a pharmacy would charge a patient or insurance for
- Our team of pharmacists is available 24/7 to answer clinical questions, and we accept most insurance
- We accept most insurance plans and offer additional ways
- RxPASS is not insurance and is not a substitute for insurance, but as these results demonstrate, it could
- We don't want to insure people. Well, hell, they got to get access some way.
Bills:
HB741, HB1199, HB2070, HB2402, HB2542, HB2665, HB2789, HB3096, HB3396, HB3595, HB3747, HB4116, HB4127
Keywords:
child welfare, relative caregiver, monetary assistance, Department of Family and Protective Services, child custody, family law, emergency power, nursing facilities, assisted living, generator requirements, health and safety, emergency generators, nursing facilities, assisted living, power outage, health and safety, emergency generator, nursing facilities, assisted living facilities, power source
Summary:
The meeting convened with Chair Hull overseeing the discussions, and a quorum was confirmed with all members present. The primary focus was on voting several bills that had been discussed in previous hearings. Notable among them was HB1155, which relates to monetary assistance from the DFPS to certain parents. The committee adopted a substitute for the bill without objection and subsequently moved it forward with recommendations for favorable approval to the full House. Another significant topic was HB136, which aimed to include lactation consultation in Medicaid coverage, which also passed out of committee with a substitute.
TX
Transcript Highlights:
- Yeah, so they'll be here in the state of Texas trying to get the contract also from the Comptroller's
- Not only can the contractor, the comptroller contract with a private entity.
- Government contracts of every size, from a few dollars to binding agreements.
On contracting, it follows this state law.
- It's in all of its contracts.
Keywords:
Maverick County, recognition, economic development, Texas Senate, community celebration, education savings accounts, SB2, transparency, accountability, amendments, special education, public funds, student discrimination
Summary:
The meeting focused extensively on the amendments and discussions pertaining to SB2, which is aimed at establishing an education savings account program. Various members presented and debated amendments that targeted transparency, accountability, and potential conflicts of interest within the private education sector. Notably, Senator Cook proposed an amendment to require educational service providers to make their budgets public, while Senator Blanco highlighted the need for disclosures relevant to parents of special education and English language learners. The bill saw intense discussion around protecting taxpayer dollars and ensuring that the provisions did not segregate or discriminate against students within the program.
Throughout the meeting, the committee demonstrated robust engagement with both proponents and opponents of the bill, examining the implications of the proposed amendments critically. The overall atmosphere suggested a strong desire to balance educational freedom with accountability and oversight. The meeting concluded with calls for diligence in ensuring that public funds are appropriately utilized, setting the stage for future discussions as the bill proceeds through the legislative process.
TX
Texas 2025 - 89th Regular
Local Government (Part II) Apr 24th, 2025
Senate Local Government Committee
Transcript Highlights:
- adding significant costs to the overall development, whether it's carrying costs, changes in the insurance
- span marker="193" data-time="1152"> For that, I have to make sure that I submit my licenses and my insurance
- To also add to your question, ma'am, the insurance that has to be there requires an agreement with the
Bills:
SB208, SB628, SB777, SB1042, SB2354, SB2477, SB2521, SB2523, SB2608, SB2703, SB2778, SB2835, SB2965, SB2367, SB3044
Keywords:
workforce housing, capital investment fund, affordable housing, housing development, Texas housing laws, loan programs, community development, workforce housing, capital investment fund, affordable housing, housing development, Texas housing, zero-interest loans, workforce housing, capital investment fund, low-income housing, housing development, nonprofit organizations, construction, economic stability
Summary:
The meeting of the local government committee covered several important bills, notably Senate Bill 1454, Senate Bill 1237, and Senate Bill 2520. Senator Betancourt presided over the proceedings, guiding the discussion on the multiple committee substitutes proposed for each of these bills. SB1454 focused on tax exemptions for housing authorities, with amendments that included stricter compliance measures for municipalities. The committee unanimously recommended that the bill proceed to the full Senate without objection.
TX
Texas 2025 - 89th 1st C.S.
89th Legislative Session - First Called Session Jul 24th, 2025 at 10:07 am
Texas House Floor Meeting
Transcript Highlights:
These are people who not only do not have flood insurance—because
- They do not live in a floodplain—but also do not have any insurance.
Keywords:
Kerr County, flood, community support, recovery, volunteers, construction, local government, infrastructure
Summary:
The committee meeting focused on the aftermath of a devastating flood in Kerr County, where lives were lost and families were displaced. Many representatives expressed their condolences and shared stories of community support, highlighting the extraordinary efforts of volunteers who rushed to help those affected. Member discussions were filled with heartfelt sentiments, as many acknowledged the long road ahead for recovery and rebuilding efforts. The atmosphere was one of solidarity, reflecting the commitment of the representatives to aid their constituents in times of crisis and to ensure such disasters are better managed in the future.
TX
Texas 2025 - 89th Regular
Finance May 23rd, 2025
Transcript Highlights:
- Importantly, HB 4144 does not replace health insurance.
- The insurance pool had no money, which we found out later.
- Now, I don't want to neglect to thank you, Madam Chair, for the additional insurance money and for acknowledging
- So the additional insurance money is critically needed to
Keywords:
Senate Committee, Supplemental Budget, House Bill 500, Infrastructure, Disaster Recovery, Bipartisan Support, Cybersecurity, Legislation, Public Testimony, Rural Communities
Summary:
The meeting of the Senate Committee featured extensive discussions surrounding several important bills, notably House Bills 500, 4486, and 3010. Chair Huffman presented HB500, a supplemental budget addressing vital state services, in which $2.5 billion was allocated for water infrastructure projects. The committee approved the bill unanimously, showcasing bipartisan support for its critical provisions including enhancements to Texas's cybersecurity and disaster response capabilities. Discussions also revolved around HB4486, which was substituted and subsequently reported back to the full Senate, indicating ongoing legislative refinement and collaboration among members. Additionally, HB3010, aimed at facilitating disaster recovery for rural infrastructure, was brought forward by Senator Nichols, emphasizing the state's commitment to assisting communities impacted by natural calamities.
TX
Transcript Highlights:
- The insurance report that I believe you'll have in front of you indicates $865,000, with 12,000 serious
- And review from insurance.
- Unfortunately, we are seeing that a lot of women do not have insurance.
- I noticed you dwelt a little bit on insurance coverage,
- lack of insurance coverage.
Keywords:
abortion, abortion-inducing drugs, qui tam actions, state law, health care, medical emergency, legal liability, women's privacy, gender designation, civil enforcement, facility access, sex-based regulations, women's privacy, gender, sex designations, civil penalties, legal rights, public facilities, HB7, SB8
Summary:
Simultaneously, SB8 initiated thorough debates over privacy and safety concerns in public restrooms. Supporters argued for the necessity of maintaining biologically separated spaces to protect women and children, while opponents highlighted the discrimination and potential harm caused to transgender individuals. Various stakeholders, including business representatives and community activists, voiced their opposition to SB8, emphasizing its negative implications for Texas's reputation as a welcoming state. The session concluded without any definitive resolutions, with both bills remaining pending for further consideration.
TX
Texas 2025 - 89th 1st C.S.
Culture, Recreation & Tourism Aug 6th, 2025 at 10:08 am
House Culture, Recreation & Tourism Committee
Transcript Highlights:
- of insurance through STORM.
- At least by having insurance in place, we could act a lot quicker and not have to deal with the federal
- marker="397" data-time="2376">The agency is also working with the State Office of Risk Management on insurance
- We have insurance on those high-risk properties that have
- Camps should also coordinate with their insurance companies, as they understand how bad things can happen
Keywords:
emergency preparedness, natural disasters, Texas floods, first responders, youth camps, Texas Parks and Wildlife, Texas Historical Commission, safety protocols
Summary:
The meeting held by the Cultural, Recreation, and Tourism Committee focused primarily on emergency preparedness and responses to natural disasters, notably in the context of the recent floods that occurred in Texas on July 4th. The committee expressed deep sympathy for the affected communities and acknowledged the impressive efforts of first responders during the calamity. Testimonies were provided by representatives from the Texas Parks and Wildlife Department, the Texas Historical Commission, and various youth camps, focusing on the challenges faced during these emergencies and the steps taken to ensure visitor safety and habitat preservation.
TX
Transcript Highlights:
- in terms of whether it be transportation or their insurance
- marker="97" data-time="576">But I believe all of our districts are dealing with those increased insurance
Keywords:
House Bill 2, education funding, public schools, special education, teacher pay, Senate Committee on Education K-16, substitute bill, public testimony, Senator Creighton, educational reforms
Summary:
The Senate Committee on Education K-16 convened to discuss House Bill 2, which focuses on public education funding and reforms. Senator Creighton presented amendments to the bill, highlighting significant increases in funding for special education and enhancements to teacher pay. Notably, the committee adopted a new substitute version of the bill after thorough discussions regarding its implications on districts and educators. Several senators expressed their concerns and support for the bill, emphasizing the importance of ensuring that all educational stakeholders are adequately compensated and that the bill addresses ongoing educational challenges in Texas.
TX
Texas 2025 - 89th Regular
Criminal Jurisprudence Apr 3rd, 2025 at 10:30 am
House Criminal Jurisprudence Committee
Transcript Highlights:
- ...22, a much more expensive form of car insurance.
- Folks unable to afford insurance are often indefinitely denied renewal by the Omnibus program for not
- First, one can obtain insurance with an invalid license.
- I do have a number of clients who manage to get insurance
- All the money goes to insurance, and they can't afford to restore their license.
Keywords:
HB1414, driving with suspended license, criminal justice reform, financial impact on Texans, public testimony
Summary:
The meeting focused primarily on the discussion surrounding HB1414, presented by Representative Bowers on behalf of Representative Dr. Alma Allen. The bill aims to eliminate the Class B misdemeanor penalty for driving with a suspended license (DWLI) for those with prior convictions, allowing county courts to dedicate resources to more serious offenses and potentially preventing many Texans from facing excessive debt and jail time. Representatives and witnesses provided insights into the bill's implications for individuals unable to afford civil surcharges that lead to license suspensions, highlighting the financial burdens placed on lower-income families.
TX
Transcript Highlights:
- The cost of insurance includes business liability and commercial coverage.
- Attention in the district I represent is coming to me by way of increased insurance costs.
- So maybe we should be compressing insurance rates. I'll leave that to another hearing.
- Combined with still high interest and insurance rates, rapidly growing property taxes are a major part
- The cost of insurance includes business liability and commercial...
Keywords:
ad valorem taxation, intangible property, tax exemption, property tax reform, economic implications, tax relief, small business, property tax, legislation, economic conditions, stakeholder testimony
Summary:
The meeting focused on discussions surrounding bills HB9 and HCR1, aimed at providing tax relief and addressing disparities between residential and commercial taxpayers. Members expressed concerns over the rising property taxes and the burden small businesses have faced, particularly due to recent economic conditions. Testimonies from various stakeholders, including representatives from the Texas Oil and Gas Association and the Texas Association of Manufacturers, emphasized the need for equitable tax policies that would benefit all taxpayers. The committee was engaged in vibrant discussions, evaluating the implications and potential benefits of the proposed legislation.
TX
Transcript Highlights:
- they were having houses mucked out and had their debris on the streets because they had already contracted
- For statewide participation in the flood insurance program
- For flood insurance, both private and some federal, you need to have many of those measures in place.
Keywords:
dams, reservoirs, erosion control, flood control, Texas Commission on Environmental Quality, permit exemption, environmental regulation, permit exemption, erosion control, floodwater management, sediment control, local government, flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, disaster preparedness
Summary:
The meeting of the legislative committee prominently featured discussions surrounding several critical bills, including SB1, which addresses natural disasters and emergency preparedness in Texas. Senator Perry presented detailed amendments focusing on enhancing the state's response capabilities to flooding, which included the establishment of better training protocols for first responders and the development of a statewide flood monitoring system. Public testimony was actively solicited, with multiple witnesses providing input regarding the implications of SB1, highlighting the need for comprehensive disaster management strategies following recent floods that impacted the community severely. Additionally, considerable dialogue took place around SB6, relating to abortion-related civil liabilities, where senators debated the bill's implications on women's health and wellness in Texas, leading to contentious voting results and reflections on the bill's social impact.