Video & Transcript DataContr Research : 'tax authority'
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TX
Transcript Highlights:
- County tax, tax rates on school taxes without having had
- I do realize it is a great authority. Every time I sign the creation of a...
- To do, what you don't have authority to do, is important.
- The answer was often, you know, that is not under our authority.
- TCEQ to do and what the legislature has actually authorized TCEQ to do.
Keywords:
TCEQ, MUDs, Municipal Utility Districts, legislative control, environmental regulation, infrastructure, community concerns, transparency, growth management
Summary:
The meeting focused on discussions regarding the Texas Commission on Environmental Quality's (TCEQ) oversight and regulations concerning Municipal Utility Districts (MUDs). Several members expressed concerns about the rapid growth facilitated by the creation of MUDs, with particular emphasis on the legislative authority over such entities. Senator Birdwell highlighted the importance of legislative control over MUD creation, discussing the second and third-order impacts on local communities and infrastructure. The discussion was characterized by a view that the current approval processes may lack necessary scrutiny, leading to community concerns about environmental impacts and infrastructure strain as new developments arise.
Public testimony revealed a sense of urgency among constituents regarding environmental regulations and the role TCEQ plays in managing the challenges of population growth. Members of the committee raised issues around the clarity of TCEQ's powers and responsibilities, advocating for more transparency and proactive community engagement from the agency. As the meeting concluded, the need for improved communication and the importance of ensuring compliance with state law were emphasized, with a promise from TCEQ representatives to address these concerns moving forward.
TX
Texas 2025 - 89th Regular
S/C on Defense & Veterans' Affairs Apr 7th, 2025 at 11:00 am
House S/C on Defense & Veterans' Affairs
Transcript Highlights:
- My answer to that is, those authorities have been given their authority by...
- authorize the creation of these tolling authorities.
- This bill would allow taxing authorities to sell homes and properties that have been foreclosed on for
- tax delinquency.
- Of local taxing authorities if not sold or leased to an eligible
Keywords:
Veterans of Foreign Wars, veterans, commemoration, military service, recognition, September 29, veterans, waiver programs, toll roads, discount programs, transportation, veterans, affordable housing, land bank program, low-income households, Texas State Affordable Housing Corporation, education, funding, schools, curriculum
Summary:
The meeting convened to discuss a range of bills pertinent to veterans' issues, including housing, mental health, and memorial designations. Representative Lopez took a leading role in presenting several bills, most notably HB2210, which aims to formally recognize the United States Space Force within Texas laws. Concerns were expressed over ensuring that Space Force veterans receive the same benefits as those from other military branches. Various resource witnesses contributed their expertise to underline the necessity of these initiatives. The public also had opportunities to provide testimony regarding the impact of these measures on veterans' welfare. Discussions frequently centered on challenges such as homelessness among veterans, with several bills introduced to address these issues directly.
The committee expressed a strong intention to advocate for veterans' needs through legislation, with notable support for bills that addressed housing affordability and mental health services. HB2061, which honors a fallen service member, was also discussed, reinforcing the community's commitment to recognizing the sacrifices made by those who served. The meeting concluded with motions to schedule multiple bills for further consideration with unanimous support.
TX
Texas 2025 - 89th Regular
Licensing & Administrative Procedures Apr 8th, 2025 at 10:30 am
House Licensing & Administrative Procedures Committee
Transcript Highlights:
- Any questions for the author?
- Geren, you mentioned the tax revenue the state gets from these.
- Any other questions for the author? Seeing none, thank you, Mr. Harless.
- Merit shops do not have this authority as our educational program...
- The taxes and equipment costs are just significant.
Bills:
HB679, HB1764, HB1788, HB2186, HB2204, HB2418, HB2885, HB2983, HB2996, HB3250, HB3352, HB3756, HB3816, HB3913, HB3928, HB4077
Keywords:
environment, regulation, land use, public health, community development, alcohol, Sunday sales, local option election, Texas, business hours, alcohol sales, local option election, Sunday sales, liquor, off-premise consumption, Sunday sales, liquor, local option election, alcoholic beverages, off-premise consumption
Summary:
The meeting was marked by thorough discussions regarding several pivotal bills aimed at addressing safety and regulatory reforms within various sectors. Notably, House Bill 3352 was a focal point, where industry representatives highlighted the urgent need for enhanced driver safety training in work zones due to a rise in fatalities. Supporters argued that including work zone safety in driver education programs could significantly improve awareness and reduce accidents. Additionally, House Bill 2186 drew scrutiny from small business owners who expressed concerns about the regulatory burden it would impose on electricians and the potential impact on employment within the industry. Despite the commitment to improve safety, stakeholders warned of unintended consequences that could affect operational viability for non-signatory firms.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles VI, VII, & VIII Feb 26th, 2025 at 08:00 am
House Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
The rider will also grant unintended balance authority
- So these are tax dollars subsidizing private projects, is that right?
- are being taxed out of their homes every day in the state—to consider more free market alternatives
- like cutting severance taxes and reducing regulations on all providers?
- Including reducing property taxes, right?
Keywords:
Texas Energy Fund, Public Utility Commission, taxpayer money, funding strategies, electricity regulation, public testimony, resource efficiency
Summary:
The meeting focused primarily on the public utility sector, with significant attention given to the Texas Energy Fund and its anticipated expansion. Discussions highlighted the funding strategies for public utility programs, with representatives questioning the necessity of further taxpayer investments in projects that have not proven their effectiveness. There was substantial debate over the management of resources and efficiency, particularly emphasizing the regulatory responsibilities of the Public Utility Commission. Member concerns were vocalized around the impact of increased spending on local taxpayers, and whether alternative measures could suffice without additional funding.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles VI, VII, & VIII Feb 27th, 2025 at 10:30 am
House Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
- What authorities do they have that you want?
- It's simply UB authority for those funds.
- There's an appropriation authority that gives the authority to spend the money.
- , unexpended balances, and transfer authority.
- You've given us UB authority through them.
Keywords:
Gulf Coast Protection District, Alamo funding, infrastructure, environmental initiatives, public testimony
Summary:
The committee meeting addressed several pressing issues, notably focusing on funding appropriations for the Gulf Coast Protection District and infrastructure projects, including the Alamo complex. Members expressed concerns over budget constraints, with requests for substantial funds aimed at supporting environmental initiatives and the upcoming biennium. Discussion points included the efficacy of previous funding and the anticipated impact of new capital on local communities. Public testimony was encouraged at various intervals throughout the meeting, adding robust dialogue amongst members and stakeholders.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles I, IV, & V Mar 5th, 2025 at 08:00 am
House Appropriations - S/C on Articles I, IV, & V
Transcript Highlights:
- This would provide explicit appropriation authority and capital budget authority for funds that are donated
- Board authority for expanded capital budget authority.
- Item five, there's a new rider that gives that authority.
- So this is just showing that same authority at the end of the article.
- Hold on, okay, we wouldn't be giving them new authorities.
Keywords:
appropriations, budget adjustments, Texas Department of Criminal Justice, mental health resources, community supervision, elderly inmates, funding challenges
Summary:
The meeting of the appropriations committee focused on a range of topics including budget adjustments for various state departments and agencies. Key points of discussion included the Texas Department of Criminal Justice budget, which saw considerations for funding adjustments to support both community supervision and correction programs. The committee members exhibited keen interest in mental health resources, with some discussions revolving around a proposed additional funding for staff and programs aimed at improving support for vulnerable populations in the justice system. Additionally, there were discussions regarding the adequacy of existing resources for elderly inmates, and the potential need for policy changes around this issue.
TX
Texas 2025 - 89th Regular
89th Legislative Session Apr 14th, 2025 at 02:04 pm
Texas House Floor Meeting
Transcript Highlights:
- My amendment is acceptable to the author.
- The amendment is acceptable to the author.
- to impose a tax and issue bonds.
- to issue bonds, writing authority to impose fees and taxes.
- to issue bonds, along with the authority to impose assessment fees and taxes for the Committee on Land
Keywords:
education funding, Texas State Technical College System, constitutional amendment, capital projects, workforce education, military education, early registration, ROTC, corps of cadets, higher education, military academy, student athletes, name image likeness, compensation, intercollegiate athletics, representation, tuition assistance, military, Texas State Guard, education
Summary:
The committee meeting was marked by significant discussions surrounding several House Bills, particularly focusing on topics such as the payment for college athletes and the commemoration of veterans. HB290 was passed with a vote of 115 to 29, while HB300, aimed at updating the Texas Armed Services Scholarship Program, garnered unanimous support with 147 votes in favor. A notable moment came during the discussion of HB2143, which proposed to dedicate a segment of a farm-to-market road in honor of Army Specialist Joey Lenz, eliciting heartfelt responses from members as they recognized his sacrifice and service to the country. Overall, the meeting included both procedural motions and passionate debates on the implications of the proposed legislation.
TX
Transcript Highlights:
- > In the 86th legislative session, we passed and signed into law the prohibition of local and state tax
- Abortion tax dollars should not facilitate travel to another
- I urge you to support Senate Bill 33 to prevent this abysmal use of tax dollars.
- But cities haven't stopped trying to use tax dollars to fund abortion.
- But to get to the bottom of things, I'm tired of my tax dollars going to persons who flout...
Keywords:
electric power, interconnection, utilities, ERCOT, large load customers, water supply, sewer service, demand management, Senate Bill 33, Senate Bill 11, abortion, taxpayer funding, healthcare access, government overreach, local control
Summary:
The committee meeting was centered around the discussion of two key bills: SB33 and SB11. SB33 received significant attention as it aimed to close loopholes related to local government funding for abortion travel, which several representatives argued was an overreach of governmental power. Testimonies from supporters highlighted the need for this bill to clarify taxpayer protections, while opponents raised concerns about infringing on local autonomy and access to healthcare. The discussion featured passionate inputs from various stakeholders, emphasizing the societal implications of legislations regarding reproductive rights and healthcare services. At the conclusion of deliberations, both bills were left pending, indicating that further consideration is required before moving forward.
TX
Texas 2025 - 89th Regular
89th Legislative Session May 19th, 2025 at 10:05 am
Texas House Floor Meeting
Transcript Highlights:
- Yes, it prevents tax.
- Yes, it prevents tax.
- and co-authors for HJRC.
- joint and co-authors.
- lack of clarity among various tax jurisdictions.
Bills:
SB664, SB40, SB9, SJR1, SJR5, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1762, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, SCR25, SB687, SB1332, SB2185, SB552, SB664, SB40, SB9, SJR1, SJR5, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1762, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, HCR76, HCR127, HCR9, HCR40, HCR118, HR559, HCR59, HCR135, HCR141, HCR46, HCR109, HCR10, SCR25, HB2525, HB142, HB140, HB29, HB451, HB3809, HB3307, HB1130, HJR1, HB9, SB17, SB260, SB509, SB1506, SB1637, SB2308
Keywords:
bail bonds, public funds, political subdivision, injunctive relief, taxpayer rights, bail reform, defendants, pretrial detention, public safety, criminal justice, charitable bail organizations, bail denial, illegal aliens, felony offenses, constitutional amendment, law enforcement, bail, felony offenses, criminal justice reform, public safety
Summary:
The committee's meeting was marked by several key discussions surrounding numerous bills and resolutions. Notably, HCR 9 and HCR 40 were adopted, with representatives urging Congress for reimbursement related to border security under Operation Lone Star. Additionally, HCR 118 showed expressions of support for the warship manufacturing industry, reflecting a strong emphasis on local economic development. Senate Bills 1321, 2143, and 2145 passed various readings, which included provisions regarding law enforcement authority and the adaptability of public improvement districts to conduct meetings virtually. The meeting was well attended and featured numerous votes on significant legislative items, showcasing active participation from both members and the public.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025 at 09:04 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
Definitely in discussion with the bill author.
- I'll just ask, what are the authorized investments in banks?
- As you've learned today, much of our tax dollars do not stay within Texas.
- So a lot of this is tied to fuel tax.
- I'm the Director of State Government Affairs at Americans for Tax Reform.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
Summary:
The meeting involved extensive discussions around several house bills, with notable emphasis on HB700, which aims to increase transparency in the merchant cash advance (MCA) sector. Representative McQueen provided a detailed explanation of the issues small business owners face due to aggressive tactics and lack of regulation in this area. The committee also examined HB4609, which focuses on updating the Texas Municipal Retirement System (TMRS) benefits to provide clearer options for cities regarding cost-of-living adjustments (COLA), allowing cities to offer retirement benefits in a more flexible and informed manner. Additionally, the meeting featured a strong public testimony segment, where witnesses voiced their support and concerns, especially regarding the implications of digital currencies framed in HB703.
TX
Texas 2025 - 89th Regular
Delivery of Government Efficiency Mar 12th, 2025 at 10:30 am
House Delivery of Government Efficiency Committee
Transcript Highlights:
- We need to give you some authority.
- The tax question, yes.
- Because he already has authority within the TDLR.
- , the franchise tax, the certifications, the...
- authorities as well, not just for...
Keywords:
public information, government transparency, civil penalty, recordkeeping, election reports, Local Government Purchasing Cooperative, procurement processes, Pearland City Council, state procurement laws, vendor support, municipal budgets, education funding
Summary:
The meeting featured extensive discussions surrounding the Local Government Purchasing Cooperative, emphasizing approaches to enhance procurement processes for efficiency and cost-effectiveness. Representatives from Pearland City Council provided firsthand insights regarding their experiences with cooperative purchasing. Key topics included the complexities of contracts, the challenge of aligning with state procurement laws, and the importance of supporting local vendors through cooperative initiatives. The session also included invited testimony, exploring how the cooperative model influences municipal and educational budgets across Texas.
TX
Transcript Highlights:
Thus, a parent's tax dollars pay both for their children's
- I am watching my tax dollars being washed down the drain, frankly, in fights against families who have
- I co-authored it with Senator Alvarado.
- Members, any questions of the author?
No, Mr.
- property taxes and state funds are already intended to cover.
Keywords:
Texas Education Agency, special investigations, transparency, disclosure, education compliance, financial literacy, education, high school curriculum, economic education, Texas education policy, transportation, school fees, education, school district, student services, inspection, special education, residential facilities, day placement, crisis intervention
Summary:
The meeting focused on several bills related to education, showcasing robust discussions on various legislative measures aimed at enhancing educational frameworks in Texas. Notably, Senate Bill 205 was presented as a refile intended to make fetal development instruction a permanent component of junior high health curricula. The bill garnered support from multiple members as they highlighted its significance in educating students about human development. Public testimony was invited, although no significant opposition was noted during this segment.
TX
Texas 2025 - 89th Regular
Trade, Workforce & Economic Development Apr 2nd, 2025 at 08:00 am
House Trade, Workforce & Economic Development Committee
Transcript Highlights:
- During the 87th legislature, I authored House Bill 536, which provided notice to a tenant about whether
- Any kind of an estimate for our taxes and getting this set
- Because RESIA was permanently authorized by Congress in 2018, Texas federal funding for this program
- Additionally, House Bill 1349 grants homeowners associations the authority to prohibit fencing...
- Texas statute actually caps 204.061, which caps the ceiling at a 2% tax rate on total wages.
Keywords:
science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant
Summary:
The meeting convened to discuss HB2214, a bill aimed at clarifying notification requirements regarding flood risks for tenants. Chairman Wallace articulated the bill's intent, discussing how it adjusts previous legislation to alleviate duplicative notifications for temporary leases or short-term rentals. The committee engaged in vibrant dialogue about the implications of this legislation, with representatives expressing support and raising questions about its implementation and effectiveness. Public testimony included insights from realtors and stakeholders, which highlighted the balance between tenant rights and landlord responsibilities in the wake of flood events.
TX
Transcript Highlights:
- The chair lays out Senate Bill 1596 and recognizes its author
- registration with the Bureau of Alcohol, Tobacco, Firearms, and Explosives and the payment of a $200 tax
- Members, any questions for the author?
- But all 50 states and territories ban SBRs unless you have a tax stamp.
- But there are only, even with a tax stamp, nine states that
Keywords:
election law, criminal prosecution, attorney general, law enforcement, jurisdiction, testimony, legislative committee, evidence, immunity, criminal prosecution, legislative privilege, attorney general, legal challenges, state statutes, constitutional law, firearms, short-barrel, gun control, public safety, legislation
Summary:
The committee meeting primarily focused on discussions surrounding Senate Bills 1505 and 1596. The session began with an overview of SB1505, related to the Compassionate Use Program, which was moved favorably to the full Senate following extensive testimony. This bill garnered a positive reception among committee members, showcasing a unanimous vote for its advancement. Notably, public testimony highlighted various perspectives on the effectiveness and necessity of the Compassionate Use Program, contributing significantly to the discussions later in the meeting.
TX
Texas 2025 - 89th 1st C.S.
Press Conference: Senator Nathan JohnsonRegarding legislative proposals to regulate hemp-derived THC products and to decriminalize adult-use cannabis. Joined by Senator Molly Cook, and others. Jul 30th, 2025
Texas Senate Floor Meeting
Transcript Highlights:
- We also changed the tax provided in the House version of this bill from earlier this year from an excise
- tax to an additional sales tax.
- In the past year, we want to have an additional sales tax so
- The next point is that we want to ensure that the sales tax is used effectively.
- Tax revenue is directed to support public health, law enforcement, and the Compassionate Use Program.
Keywords:
hemp, consumable products, cannabinoids, licensing, regulations, election law, attorney general, prosecution, voter integrity, law enforcement, lobbying, public funds, political subdivisions, government transparency, taxpayer protection, THC regulation, public health, hemp-derived THC, decriminalization, public testimony
Summary:
The meeting focused on the pressing issue of THC regulation in Texas, led by several key legislators including Senator Johnson who emphasized the need for a comprehensive regulatory framework for THC products. Key topics included the unregulated sale of hemp-derived THC, its negative impact on public health, especially among children, and the disproportionate incarceration rates for minor marijuana offenses. Senators discussed the need for reforms to create a safer, more enforceable regulatory environment as public sentiment increasingly favors regulation over prohibition. Numerous public testimonies highlighted personal experiences and the necessity of changing current laws to reflect public safety and health concerns.
TX
Texas 2025 - 89th Regular
Business and Commerce May 23rd, 2025
Transcript Highlights:
- SB 143 wisely authorizes two county pilots, one urban and one rural.
- Educational institutions also have the authority to do it.
- their compliance obligations for U.S. tax reporting.
- Which you authored last session, Mr.
- I believe the legislature had in mind batteries, and I believe that the author.
Keywords:
public records, transparency, workforce policies, healthcare access, dental workforce, Texas legislation
Summary:
The meeting focused on various legislative proposals with notable discussions surrounding bills aimed at improving transparency in public information access, adapting workforce policies for state employment, and addressing public health workforce shortages in Texas. The key highlights included HB4214 which seeks to centralize public records request processes for better accessibility, and HB1803 aimed at enhancing the state's dental workforce through participation in a compact with other states. Several members presented arguments highlighting the necessity of these legislative initiatives in light of ongoing economic and social challenges facing Texas. Public testimonies supported these bills, demonstrating stakeholder engagement and community concerns regarding transparency, workforce efficiency, and health access.
TX
Texas 2025 - 89th Regular
Licensing & Administrative Procedures Apr 15th, 2025 at 10:04 am
House Licensing & Administrative Procedures Committee
Transcript Highlights:
- I'm happy to answer any questions for the author.
- The authorization to advertise is particularly interesting.
- directly to the local tax base.
- All the taxes will be paid.
- Any questions for the author? Seeing none, we'll call you back.
Bills:
HB1301, HB2278, HB2776, HB2820, HB3848, HB3920, HB4172, HB4215, HB4284, HB4285, HB4463, HB4517, HB4690, HB4765, HB4766, HB4767, HB4768, HB4769, HB4773, HB4830, HB5506
Keywords:
alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, Texas Alcoholic Beverage Code, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation
Summary:
The committee meeting was held to discuss a variety of bills concerning state regulations and community needs. Key discussions revolved around HB2885, which aims to allow local political subdivisions to call for option elections regarding alcoholic beverage sales. The bill was well received, passing favorably without amendments. Another notable bill discussed was HB2996, relating to gambling offenses, which also passed favorably, indicating a broader support for regulatory improvements in these sectors. Public testimony was provided on several bills, emphasizing community engagement and the importance of local governance in decision-making processes.
TX
Transcript Highlights:
- Proud to join the author of this bill.
Question for the author.
- As he and I work together on this language, it's acceptable to the author.
Question of the author.
- That's growing, actually, the tax base that's going backwards.
Keywords:
teacher compensation, education funding, public school educators, teacher retention, teacher designation, lottery, gambling, internet gaming, mobile application, criminal offenses, teacher compensation, education funding, public school educators, teacher retention, teacher designation, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework
Summary:
During this meeting, the Texas Senate discussed the pivotal CSSB26, aimed at addressing the rights and compensation of public school educators. The bill represents a significant shift in financial support for teachers, marking a historic commitment to permanently allocate resources for teacher salaries while removing existing constraints on district funding. Senator Creighton emphasized the need for comprehensive support not only for teachers but also for support staff such as librarians, bus drivers, and cafeteria workers. The meeting notably featured discussions on the implementation of the Teacher Incentive Allotment (TIA) and the introduction of new protection measures aimed at enhancing the teaching environment and ensuring educator safety.
TX
Transcript Highlights:
- impact cost and coverage analysis program, authorizing a fee
- "684"> Texas consistently leads the nation as the best state for business and has one of the lowest tax
- So the state of Texas paid $82,000 of our tax money for something that should cost less than $40,000.
- , as well as procedures and requirements for reviewing and approving or denying a prior authorization
- If there's going to be a prior authorization process, we would like that determination to be made as
Keywords:
advanced practice registered nurse, health maintenance organization, preferred provider, insurance, healthcare access, healthcare, insurance, provider ranking, cost-sharing, fiduciary duty, patient choice, insurance, annuities, health coverage, trade practices, rebates, inducements, health promotion, wellness programs, insurance
Summary:
The meeting of the House Committee on Insurance was a significant gathering that focused on various health-related bills, including HB138, AB388, HB1942, and others. The committee heard testimony from multiple stakeholders, including representatives from the Texas Medical Association, who emphasized the importance of health insurance transparency and compliance. Notably, HB1818 garnered attention as it aims to enhance the oversight of utilization review processes, which has previously faced challenges from both insurers and healthcare providers. The committee also discussed measures to improve the prescribed burning insurance under HB2563, a critical topic due to the increasing risk of wildfires in Texas. Several witnesses provided insights into the urgent need for a robust insurance framework to support prescribed burn managers, highlighting the current limitations and risks posed by the lack of coverage in the market.