Video & Transcript DataContr Research : 'property laws'
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TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 4th, 2025 at 02:00 pm
Texas House Floor Meeting
Transcript Highlights:
- Universal laws given to mankind by God through Noah include the instruction to foster a moral society
- governed by law.
- the instruction to foster a moral society governed by law.
- that once existed, like Jim Crow laws.
- authority to certain federal law enforcement officers.
Keywords:
legislation, constitutional amendments, taxation reforms, public testimony, mental health, Ketamine Treatment Grant Program, daylight savings time
Summary:
The committee meeting predominantly focused on a multitude of bills concerning various legislative amendments. Key discussions included the pros and cons of constitutional amendments, such as one by Schofield proposing year-round daylight savings time, and issues around taxation reforms highlighted by various members. The committee engaged in vibrant discussions, inviting public testimonies from both supporters and opponents of several bills, emphasizing the importance of community input in legislative processes. Notably, there were extensive debates on HB720, which pertains to the Ketamine Treatment Grant Program for veterans and first responders, underscoring the significance of mental health legislation. Members expressed their concerns about implementing the program effectively while ensuring adequate funding and oversight.
TX
Texas 2025 - 89th Regular
Homeland Security, Public Safety & Veterans' Affairs Mar 12th, 2025 at 10:30 am
House Homeland Security, Public Safety & Veterans' Affairs Committee
Transcript Highlights:
- It has become the largest law enforcement executives organization representing police chiefs and law
- It's not preempted by federal law; it's not in conflict with existing federal law.
- What it says is, when, I mean, the same laws apply if law enforcement stops someone for criminal trespass
- law enforcement stretched thin.
- Current law requires law enforcement to report missing children to the Texas Clearinghouse and the National
Keywords:
firearm acquisition, gun smuggling, criminal offenses, ammunition, terrorism, public safety, driver's license, vision correction, medical verification, Texas Department of Public Safety, renewal fees, weapons, community supervision, law enforcement, retired officers, prohibition, criminal liability, public safety, missing children, law enforcement
Summary:
The committee convened to discuss several major legislative bills, focusing particularly on enhancing law enforcement's ability to respond to missing children and addressing increasing border security concerns. One significant bill discussed was HB908, which mandates that law enforcement agencies report missing children to the National Center for Missing and Exploited Children within a strict time frame. Testimonies primarily supported the urgency and need for swift action regarding missing children, with members underscoring the imperative to streamline procedures to ensure every case is handled urgently. Additionally, discussions on HB674 centered around adjusting the penalty structure for criminal trespass incidents related to avoiding law enforcement checkpoints, seen as a crucial measure to deter illegal crossings and enhance border security.
TX
Texas 2025 - 89th 1st C.S.
Joint Hearing: Senate and House Select Committees on Disaster Preparedness and Flooding Jul 23rd, 2025
Texas Senate Floor Meeting
Transcript Highlights:
- Tearing up my property, get them off my property.
- Their words were tearing up their property, taking some of their property in cases.
- In law enforcement, we're the worst.
- Are there any state laws?
- Property taxes.
Keywords:
flooding, emergency response, communication systems, first responders, disaster management, Texas Water Development Board, regional planning, public safety
Summary:
The meeting primarily focused on discussions around the recent floods in Texas, specifically addressing emergency preparedness, response coordination, and recovery efforts. Officials from various agencies provided testimonies on the challenges faced during the emergency, including issues with communication systems among first responders. Notably, the need for improved inter-agency communication and technology integration was emphasized, with recommendations for establishing regional communications units for better coordination during disasters. The audience included local government representatives and emergency management partners, who shared insights and experiences from the recent flooding events.
TX
Texas 2025 - 89th Regular
Culture, Recreation & Tourism May 1st, 2025 at 08:05 am
House Culture, Recreation & Tourism Committee
Transcript Highlights:
- No, I mean, it's pretty simple for state property.
- With the committee substitute, you have property that was,
- This has happened in the absence of laws protecting those
- Why aren't we protected by Title IX law? Thank you for being here today. Thank you for hearing me.
- Like it's been stated, we do have laws protecting women all the way from kindergarten to college.
Bills:
HB370, HB738, HB2935, HB3227, HB4103, HB5259, SB519, SB1350, SB1247, SB1248, SB2112, HCR81, HCR83, HCR84, HCR59, HCR109, HCR111, HCR135, SCR6
Keywords:
Rosenwald Schools, historical preservation, community learning centers, Texas Historical Commission, cultural heritage, Julia C. Hester House, state park, Houston, land acquisition, community center, historic site, Texas Historical Commission, administration, funding, Nacogdoches, heritage preservation, wildlife corridor, Parks and Wildlife Department, driver safety, habitat connectivity
Summary:
The committee meeting extensively discussed SB1350, which aims to establish a commission for the Bicentennial Anniversary of Texas Independence in 2036. Several witnesses, including Lacey Finley and Russell Molina, testified in support of the bill, emphasizing the importance of extensive planning and community engagement for this significant celebration. They argued that the bicentennial should encompass the diverse history and culture of Texas and encouraged the committee to include a non-profit structure to facilitate fund-raising and coordination efforts. Furthermore, HB738 was debated, focusing on the preservation of Rosenwald schools and their potential use as community learning centers, with members advocating for support to maintain this integral part of Texas's educational heritage.
TX
Texas 2025 - 89th Regular
Health and Human Services Apr 2nd, 2025
Senate Health & Human Services Committee
Transcript Highlights:
- negotiations and property taxes negotiations.
- Existing state parity coverage laws apply to the T.D.
- While ERS and TRS plans do comply with federal parity laws, state law doesn't require parity.
- It expands upon current Texas law and codifies existing...
- We can go into property and casualty.
Keywords:
healthcare, training, abuse, neglect, penalties, chemical dependency, safety, regulation, newborn screening, Duchenne muscular dystrophy, heritable diseases, public health, early detection, mental health, telemedicine, physical examination, healthcare access, inpatient facility, pharmaceuticals, Texas Pharmaceutical Initiative
Summary:
The Senate Committee on Health and Human Services convened to discuss several significant bills, including SB968, SB966, and SB437. Senator Zaffirini presented SB968, which aims to modernize podiatry regulations in alignment with current practices, while SB966 involves the licensing and regulation of podiatry, addressing outdated provisions following a 2017 transition to the Texas Department of Licensing and Regulation. Both bills indicate a necessary clean-up of statutory language to better reflect contemporary standards in healthcare regulations. Additionally, Senator Hinojosa proposed SB437, which focuses on providing effective regulatory frameworks for chemical dependency treatment facilities, highlighting an urgent increase in demand due to rising substance abuse rates post-COVID-19.
TX
Transcript Highlights:
- tearing up my property, get them off my property.
- words, tearing up their property, taking some of their property in cases.
- No federal contract or procurement laws are waived.
- And are there any state laws?
- It wouldn't have even been law until September 1.
Keywords:
flooding, disaster relief, emergency response, Senate Select Committee, flood risk management, public testimony, flood planning, community input
Summary:
In this meeting of the Senate Select Committee on Disaster Relief and Flooding, the focus was on the recent severe flooding that caused significant casualties and property damage across Texas. The committee heard invited testimony from various state agencies and river authorities regarding their responses to the flooding emergency. It was noted that over 135 Texans lost their lives during this disaster, and numerous families were displaced, prompting a united effort from emergency responders and volunteers across the country to assist those affected. The committee emphasized the importance of constructive policy solutions rather than assigning blame, aiming to enhance future flood response and mitigation strategies.
Key discussions revolved around flood risk management, with presentations on the newly established processes following the passage of several bills related to flood infrastructure and planning. The committee emphasized a bottom-up approach to regional flood planning involving local community input, and they highlighted the need for additional resources to improve emergency response capabilities. Public testimony reinforced the necessity of developing improved communication systems and flood warning mechanisms to mitigate the risk of future flooding incidents.
TX
Texas 2025 - 89th Regular
S/C on Transportation Funding Mar 31st, 2025 at 10:03 am
House S/C on Transportation Funding
Transcript Highlights:
- It's called The Law; the whole theme of the book was legalized plunder.
- , has acquired property along the proposed path, whether
- Texas Central wants to skirt paying local property taxes that are owed but use local property tax dollars
So we're just asking you not to pass this law.
- The law that exists on the books for now speaks for itself.
Bills:
HJR58, HJR63, HB263, HB542, HB905, HB1288, HB1402, HB2003, HB2262, HB2323, HB2429, HB2876, HB3019
Keywords:
healthcare, insurance, elderly, retirement, benefits, transit-oriented projects, constitutional amendment, state highway fund, funding allocation, voter approval, highway fund, transit-oriented projects, constitutional amendment, funding, public transportation, constitutional amendment, state highway fund, transit projects, transportation, local transit
Summary:
The recent committee meeting focused heavily on transportation infrastructure, with significant discussions surrounding multiple bills aimed at addressing funding and operational strategies. Notably, HB263 aimed to update grant distribution from the Transportation Infrastructure Fund to better reflect the needs of rural and energy-producing counties, thereby ensuring equitable support for necessary infrastructure improvements. Public testimonies in favor of the bill highlighted its importance to local communities impacted by oil and gas activities on their roads. Additionally, HJR58 was discussed, proposing to permit the Texas Department of Transportation to allocate funds toward transit-oriented projects, marking a shift toward multi-modal transportation strategies to reduce congestion and foster economic development. However, opposition arose regarding the potential misuse of gasoline taxes for non-road purposes.
TX
Texas 2025 - 89th Regular
S/C on Transportation Funding Apr 14th, 2025 at 10:04 am
House S/C on Transportation Funding
Transcript Highlights:
- We give law enforcement the access and mobility that they need to do their jobs effectively.
- I've served in law enforcement for 30 years, including 12 years with the Border Patrol.
- Local law enforcement has seen.
- ...a law like this has not already been on the books.
- Why wasn’t this originally established when these laws came about?
Bills:
HB1589, HB2208, HB2297, HB2560, HB2725, HB3080, HB4417, HB4473, HB4520, HB4662, HB4888, HB4905, HB4906
Keywords:
toll collection, vehicle registration, electronic notices, administrative fees, nonpayment penalties, Adopt-a-County Road, funding, road maintenance, county partnership, public recognition, toll discounts, emergency responders, transportation, discount programs, public service, roadway funding, border security, transportation facilities, commercial motor vehicles, local government
Summary:
The committee meeting centered on several key legislative bills focused primarily on transportation and toll road policies. Notable discussions included HB1589, which aims to require voter approval before any new toll road can be constructed. Representative Dirty emphasized that Texans should have a voice regarding tolling roads they didn't vote for, while opponents argued that this could impede necessary road funding. HB2725, which proposed toll exemptions for first responders, also received significant attention as it seeks to alleviate financial burdens on those who serve the community during emergencies. Witnesses testified on behalf of these bills, providing personal stories and statistics to support their positions.
TX
Texas 2025 - 89th Regular
Criminal Justice (Part I)Audio only. May 27th, 2025
Senate Criminal Justice Committee
Transcript Highlights:
- HB 2217 establishes a grant program to equip law enforcement
Texas has seen a rise in violence against law enforcement
HB 2217 establishes a grant program to equip local law
Under current law, prosecutors face.
- like cryptocurrency, online fraud, or intellectual property theft.
Bills:
HB2217
Keywords:
law enforcement, bullet-resistant, grant program, safety equipment, peace officers, HB2217, HB2594, law enforcement, public safety, cybercrime, legislation, Senate Committee on Criminal Justice
Summary:
The meeting of the Senate Committee on Criminal Justice was convened by Chair Flores and involved the discussion of two significant bills: HB2217 and HB2594. HB2217 was presented by Senator Higginbotham, establishing a grant program to equip local law enforcement vehicles with bullet-resistant components. The purpose of this legislation is to enhance officer safety amid rising violence against law enforcement personnel, as it aims to reduce fatalities caused by gunfire. The bill was favorably reported to the full Senate with unanimous support from committee members, indicating strong approval for initiatives aimed at law enforcement safety. Public testimony for the bill was minimal as no speakers registered for or against it.
TX
Texas 2025 - 89th Regular
Delivery of Government Efficiency Apr 23rd, 2025 at 10:04 am
House Delivery of Government Efficiency Committee
Transcript Highlights:
- An insurance policy should not be able to void state law.
- Every 12 years, to make sure that the laws—not just laws,
- good for Texas, then maybe we need to repeal that law.
- I think that, you know, every law that is passed, unless it's repealing another law, generally restricts
- If it's required by federal law, it will continue.
Keywords:
constitutional amendment, fiscal impact, state budget, ballot measure, transparency in voting, management-to-staff ratio, state agencies, employee regulations, government efficiency, workforce management, public information, governing board, transparency, confidentiality, access rights, privacy, identifying information, state agency, consent, occupational license
Summary:
The meeting of the committee was marked by discussions surrounding multiple bills, including HB3719, which concerns the public disclosure of dates of birth, and HB5196, aimed at allowing state agencies to approve telework plans for employees. The chair moved for HB3719 to be reported favorably to the full house, which passed with a vote of 10 in favor and one against. Similarly, HB5196 was favorably reported without objections. A significant focus was placed on increasing digital modernization for state agencies, as illustrated by HB5195, which aims to improve the digital accessibility and functionality of agency websites to enhance small business interactions with the state.
TX
Texas 2025 - 89th Regular
Natural Resources Apr 16th, 2025 at 08:04 am
House Natural Resources Committee
Transcript Highlights:
- the water supply and to the property rights of landowners.
- We want to emphasize how this is a positive mechanism for the protection of property rights.
- I mean, what was lakefront property? And, you know, this is not the first time.
- Under lawful annual water supply authorizations by the TCEQ
- I would leave current law the way it is.
Keywords:
water rights, Texas Water Trust, water bank, environmental conservation, water quality, instream flows, aquifer, water injection, Edwards Aquifer, environmental regulation, groundwater, Texas Commission on Environmental Quality, water conservation, drought, utility regulation, water use restrictions, Public Utility Commission, groundwater, civil penalties, water conservation
Summary:
The meeting of the committee involved extensive discussions on multiple bills related to water management and resources in Texas, particularly emphasizing the importance of legislative measures to enhance the conservation and management of groundwater resources. Representative Romero laid out HB4530, which aims to expand the Texas Water Trust to include groundwater rights, enabling voluntary dedication for conservation and addressing the regulatory gaps that currently exist. The bill received support as it seeks to clarify the processes for groundwater donations, thus promoting effective water management strategies across the state.
TX
Texas 2025 - 89th Regular
Education K-16 (Part I) May 22nd, 2025
Transcript Highlights:
- data-time="2286"> and in alignment with what is granted to them through well-established state case law
- The intent of HB 4687 is purely to align certain charter school statutes with case law that grants our
The Property Value Study, or PBS, has been a focus
- But I contend equitable taxation should be achieved across all property categories and tax rate systems
- Appraisal districts outsource complex property appraisals to four or five professional appraisal firms
Keywords:
foster youth, education, state college tuition, House Bill 1211, support, committee meeting
Summary:
During this committee meeting, a total of 16 bills were discussed, covering various topics mainly focused on education and support for vulnerable populations. Notably, House Bill 1211 was a significant highlight, aiming to remove the 25th birthday deadline for former foster youth to utilize state college tuition benefits. This bill garnered strong support from multiple members, including personal testimonies from individuals who benefited from such educational support. The conversation around HB1211 emphasized the challenges faced by former foster youth, including lack of awareness and support, which aligns with the bill's objective of extending opportunities regardless of age.
TX
Transcript Highlights:
- The three-strikes law that Senator Creighton spoke about
- And on the property valuation impact as well. All of it. Those are great points.
- ...property insurance crisis and property appraisal disputes
- districts who have growing property values will.
- Because it's already current law where that money would be generated.
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, HB2, public education, special education funding, pre-K eligibility, teacher compensation
Summary:
The meeting focused prominently on the discussions surrounding HB2, which entails significant investments in public education and aims to reform funding mechanisms to better support students and teachers. Multiple stakeholders, including educators and policymakers, conveyed their support while also voicing concerns about the bill's potential shortcomings. Witnesses discussed the urgent need for increased funding for special education and the necessity of expanding pre-K eligibility for students with disabilities. The testimony highlighted the historical context of the funding model and emphasized the importance of creating equitable solutions for all public school districts.
TX
Texas 2025 - 89th Regular
Criminal Jurisprudence S/C New Offenses and Changed Penalties May 8th, 2025 at 08:05 am
Transcript Highlights:
- So we're going to change all kinds of laws.
- We know that these laws are...
- However, it is possible that these laws...
- is no comprehensive red flag law in Texas.
- They have superseded the law.
Keywords:
death penalty, financial fraud, SB990, SB1362, SB1379, public safety, legislative testimony, justice system
Summary:
The committee meeting primarily focused on discussions surrounding several proposed bills, including Senate Bill 990, which aims to expand the death penalty criteria. This bill faced substantial opposition from various stakeholders, including representatives from the Texas Coalition to Abolish the Death Penalty. They expressed concerns about the effectiveness and fiscal implications of the death penalty, urging the committee to consider alternative methods for ensuring public safety. Testimony highlighted research disputing the efficacy of the death penalty as a deterrent and called for a nuanced approach to justice, particularly concerning crimes against children.
In addition to SB990, the committee reviewed SB1362 and SB1379, both related to increasing penalties for financial crimes in response to fraud surges exacerbated by the pandemic. Witnesses, including law enforcement representatives and banking officials, provided testimonies supporting these bills as proactive measures against rising financial fraud cases. The meeting concluded with motions on these bills pending further consideration, reflecting the committee's ongoing commitment to addressing these critical issues while debating the broader implications of each legislation.
TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 12th, 2025 at 10:02 am
Texas House Floor Meeting
Transcript Highlights:
- p>
Are you actually asking me the process for how a bill becomes a law
- specifically asked us to take up a bill that I've been championing for two years that would make property
- >
Are you actually asking me the process for how a bill becomes a law
- His in-laws, Ricky and Kathy Holt, and his brother, Rene
- that taught me not only how to practice law, but helped me find my voice, feel confident in my skin,
Keywords:
legislation, public safety, educational reforms, funding allocations, stakeholder insights
Summary:
The committee meeting revolved around a variety of legislative matters, with significant emphasis placed on ongoing debates surrounding public safety initiatives and educational reforms. Members expressed diverse perspectives, particularly on how proposed amendments might impact local communities. A number of stakeholders offered insights, highlighting both potential benefits and drawbacks associated with the new policies being discussed. Notably, there were discussions regarding funding allocations and their implications for state resources.
TX
Texas 2025 - 89th Regular
Water, Agriculture, and Rural Affairs Mar 31st, 2025
Transcript Highlights:
- According to First Street's data, nearly nine million properties, or 70% of all properties in the state
- We're aiming to modernize Texas law.
- Clear law is better than opaque law. And so we are trying to address the advantages.
- I live on a small property.
- There should be no doubt that both state law and Texas law support this; it's in the Texas Constitution
Keywords:
Senate Bills, agriculture, public health, fire safety, committee substitutes, legislative updates
Summary:
The meeting was convened to discuss various Senate Bills, focusing on issues pertinent to agriculture, environment, and public health. Notably, Senator Perry spearheaded discussions on SB1247 and SB1948, emphasizing the need for committee substitutes to adapt the bills to recent legislative requirements. SB1948, in particular, was introduced to exempt agricultural structures from certain fire safety regulations, reflecting concerns among agricultural producers regarding compliance costs. Multiple members supported this legislation, highlighting the impact on the agricultural sector's operational viability.
TX
Texas 2025 - 89th Regular
Criminal Justice (Part II) Apr 29th, 2025
Senate Criminal Justice Committee
Transcript Highlights:
So, currently, under the law, the...
- within 5,500 feet of the school or daycare center property.
- By the time he steps on school property, it is going to be too late.
- Smith was not breaking any laws. That is the thing about lines.
- I've been in law enforcement for 21 years. I currently work for nonprofits.
Bills:
SB614, SB872, SB1199, SB1212, SB1278, SB1573, SB1588, SB1602, SB1660, SB1704, SB1723, SB1833, SB1858, SB1946, SB2009, SB2146, SB2177, SB2373, SB2460, SB2785
Keywords:
forensic science, capital writs, criminal justice, case review, Texas Forensic Science Commission, prisoner death, investigation, county jail, law enforcement, autopsy, trafficking, prostitution, affirmative defense, coercion, duress, victim rights, child abuse, mandatory reporting, criminal penalties, neglect
Summary:
The Senate Committee on Criminal Justice convened to discuss several key legislative bills, focusing significantly on public safety and law enforcement. Among the prominent bills discussed was SB1858, which aims to amend the eligibility criteria for a law enforcement body armor grant program to include independent school districts (ISDs). This bill addresses safety concerns surrounding school resource officers by allowing them access to necessary protective gear. The committee also reviewed SB1723, which received a favorable recommendation for local non-contested status without any opposition. In total, a number of bills were passed with unanimous votes demonstrating bipartisan support for enhancing community security measures.
TX
Texas 2025 - 89th Regular
Public Education Mar 4th, 2025 at 08:00 am
House Public Education Committee
Transcript Highlights:
- Some property insurers categorize risks by county, such as risks from hurricanes.
- Also, due to the provisions in the law, which many of you...
- no longer are property wealthy, but are treated as if they were.
- We recognize the need and benefit of property tax relief.
Yes, that's my father-in-law.
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, school finance, HB2, education funding, entitlement funding, county appraisal districts, public education reform, budget reductions
Summary:
The committee meeting was focused on discussing HB2, a significant piece of legislation aimed at reforming school finance in Texas. During the discussion, members highlighted the ongoing challenges faced by school districts, including the impact of county appraisal districts failing the comptroller's property value study, which has led to budget reductions for many districts. Concerns were raised about ensuring that schools receive their entitlement funding and the need for potential amendments to address unresolved issues permanently. Various members expressed appreciation for the efforts made in HB2 to increase funding for at-risk students and improve overall educational outcomes.
TX
Texas 2025 - 89th Regular
Natural Resources (Part I) Mar 26th, 2025
Senate Natural Resources Committee
Transcript Highlights:
- I do not want to take this property. I don't want it to function as a property.
- this property?
- that and take ownership of the property until March.
- property in November of 2021. And Mr.
- Digital control of that can significantly impact the forces that leave the property.
Keywords:
rock crushing, permits, air quality, environmental monitoring, aggregate production, seismicity, public meeting, land use, oil emergency, gas emergency, liability protection, Railroad Commission, emergency assistance, civil liability, natural resources, LNG export, semiconductor, permitting process, aggregate production, energy infrastructure
Summary:
The meeting of the Senate Natural Resources Committee centered around several key pieces of legislation, particularly focusing on the energy and infrastructure sectors. Discussion highlighted Senate Bill SB2037, aimed at expediting the LNG export terminal permitting process, receiving strong support from industry representatives. Notably, SB1758 and SB1759 were also discussed, addressing the contentious interactions between aggregate production operations and semiconductor wafer manufacturing, with testimonies from stakeholders emphasizing the need for careful regulatory oversight to cater to all parties involved. Concern was voiced regarding the vibrations caused by mining operations, potentially impacting manufacturing processes, particularly in Grayson County.
TX
Transcript Highlights:
- I want to make sure it's not impacted if this bill in fact becomes law.
- camping on public property.
- What I would make the case is that state law already preempts.
- already existing state law.
- with state laws.
Keywords:
illegal immigration, economic impact, environmental impact, financial impact, annual study, Texas, government report, home-rule municipality, charter amendment, state law, governing body, voter approval, critical infrastructure, utilities, foreign entities, electricity market, administrative penalties, landowner compensation, border crime, agriculture damage
Summary:
The committee meeting focused on a comprehensive discussion of several key legislative bills impacting agriculture, transparency in data regarding illegal immigration, and updates to emergency management infrastructure. Notably, SB2601 emphasized improving compensation processes for agricultural landowners affected by border-related crimes. The bill was presented by Senator Blanco, highlighting the need for a streamlined claims process and better funding mechanisms to support affected landowners and lessees. In a related yet different area, SB825 was presented to address the need for transparency and data collection on the effects of illegal immigration on Texas, leading to intense discussions about its implications on various sectors, including healthcare and education. Witnesses from organizations such as the Texas Public Policy Foundation and the Texas Farm Bureau provided valuable insights both in favor and against the bills, resulting in a dynamic atmosphere during the testimony segment of the meeting. Overall, the discussions were productive, with many members emphasizing the importance of balancing economic growth, security concerns, and the rights of individuals.