Video & Transcript DataContr Research : 'insurance rates'
Page 31 of 44
TX
Transcript Highlights:
- They are burdened by a 6% interest rate on arrears.
- One effect is that a high interest rate could encourage, punitively, parents to pay.
- When non-custodial parents see those interest rates drop, they actually pay more in child support.
- Research shows lowering interest rates work.
- If the bill is implemented, then whatever hourly rate or flat fee the county pays for those.
Keywords:
child support, interest accrual, family law, delinquency, financial judgment, Jurisprudence Committee, Senate Bill 2501, legal representation, indigent families, Senate Bill 629, child support reform, interest rate reduction, public testimony
Summary:
The meeting conducted by the Jurisprudence Committee featured significant discussions surrounding several bills focused on improving legal representation for indigent families and reforming the child support system in Texas. Notably, Senate Bill 2501 was presented to enhance access to legal counsel for families involved with the Child Protective Services, allowing them to choose their own attorneys. The bill was well-received with various testimonies supporting its potential positive impact on legal outcomes for families. Additionally, Senate Bill 629 aimed at reducing the interest rates on child support arrears was highlighted, with studies presented that indicated a decrease in non-custodial parents’ debt burden would lead to increased compliance in payments and better support for families.
TX
Transcript Highlights:
- Texas' current rate is $5,000.
- Senate Bill 1453 does permit a taxing entity to adopt an INS rate higher than the minimum tax rate if
- there is a motion that states the proposed rate, states the difference between those rates, and describes
- The effect of keeping rates stagnant while values soar is higher taxes.
- Adjusting their INS tax rates.
Keywords:
franchise tax credit, research and development, tax incentives, business growth, higher education, hotel occupancy tax, coastal municipalities, beach maintenance, funding allocation, non-discrimination, tax exemption, property tax, homestead, fire damage, constitutional amendment, Senate Bill 2206, research and development, R&D tax credits, SB2779, hotel occupancy tax
Summary:
The meeting of the committee involved extensive discussions on various important pieces of legislation. Notable among them was SB2206, which aims to extend and improve the state's research and development tax credits, ensuring Texas remains competitive in innovation-driven industries. This bill received strong support from the Texas Association of Manufacturers and other stakeholders, emphasizing the need for continued investment in R&D to bolster economic growth and job creation. Additionally, SB2779 was discussed, which focuses on proper allocation and use of hotel occupancy taxes (HOT) for beach maintenance in coastal communities, specifically addressing concerns about the oversight and management of these funds by local park boards.
TX
Texas 2025 - 89th 2nd C.S.
Local GovernmentAudio only. Aug 26th, 2025
Senate Local Government Committee
Transcript Highlights:
- What inflation rate are we using?
- Above the voter-approved rate.
Yeah.
- Even if you're not planning on raising the tax rate?
- Well, we don't know what the tax rate is going to be because the tax rate should be going down as the
- You generally set your rates by now?
Keywords:
property tax, school funding, enrollment changes, inflation adjustment, tax rate notice, property tax, transparency, tax exemptions, public testimony, local government, Houston Livestock Show and Rodeo, unfunded mandate
Summary:
The meeting of the Senate Committee on Local Government focused primarily on two bills, HB23 and HB17. HB23, which clarifies existing tax exemptions for charitable organizations, particularly concerning the Houston Livestock Show and Rodeo, received unanimous support from committee members and was reported out without opposition. Meanwhile, HB17 sparked more robust discussions surrounding transparency in property tax notifications. Proponents argued the necessity of providing clear, direct information to taxpayers about rate changes, while opponents raised concerns about the financial burden this would impose on school districts and local governments, asserting that the bill could lead to significant mailing costs and create an unfunded mandate.
TX
Texas 2025 - 89th 2nd C.S.
Public Education Aug 21st, 2025 at 08:08 am
House Public Education Committee
Transcript Highlights:
- Additionally, the ultimate score change rate is also slightly higher.
- the machine-scored items, but the change rate is very, very small.
Tim, explain to me, isn't a rating a rating of a school
- That's what the rating of the school is for.
- The design of the system is to have those ratings to allow...
Bills:
HB8
Keywords:
House Bill 8, public school accountability, STAAR test repeal, educational assessments, student progress, teacher involvement, community feedback, accountability measures, education reform
Summary:
The meeting primarily focused on House Bill 8, which seeks to reform the public school accountability and assessment system in Texas. Key discussions included the repeal of the STAAR test and its replacement with a series of shorter assessments throughout the school year, aimed at reducing the high-stakes nature of a single day test. Educators and advocates provided testimony on the need for assessments that better reflect student progress while ensuring accountability measures are fair and based on diverse community needs. Members raised concerns about the implementation timeline and the necessity of teacher involvement in the development of assessment items to enhance trust in the system. Overall, the atmosphere was collaborative, with many participants eager to improve educational outcomes for Texas students.
TX
Texas 2025 - 89th Regular
Business and Commerce (Part I) Apr 3rd, 2025
Senate Business & Commerce Committee
Transcript Highlights:
- Published rates are published rates. I negotiate with my contracted partner, a merchant.
- The big boys, they go negotiate that rate.
- , or exchange rates.
- The proprietary rate schedules are non-disclosed.
- The rate, the fee would be the rate plus the characteristics
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
heirs' property, cotenants, partition action, right of first refusal, real property, public information, government transparency, bad faith requests, expedited response, attorney general authority, open records, renewable energy, distributed generation, compensation, ERCOT, electricity generation, renewable energy, distributed generation, compensation, ERCOT
Summary:
The meeting of the Senate Business and Commerce Committee primarily focused on legislative issues following Hurricane Beryl, particularly Senate Bill 231, which aims to create a process for CenterPoint to compensate its customers for overcharges related to backup power and mobile generation units. During discussions, Executive Vice President Jason Ryan outlined CenterPoint's commitment to refund approximately $430 million and absorb future costs related to these generators. The bill's substitute also mandates that leased emergency generators be mobile and capable of quick deployment during significant outages, addressing previous concerns over inefficiencies experienced during past weather events.
TX
Texas 2025 - 89th Regular
Local Government (Part I) May 15th, 2025
Senate Local Government Committee
Transcript Highlights:
- One of the issues here with voter-approved tax rates.
- But there was already a double-digit tax increase coming by rate.
- There was a small amount approved on a voter-approved tax rate election.
- They had miscalculated their tax rate.
- The tax rate was changed correctly.
Bills:
SB3038, SB3045, SB3065, SB3069, SB3071, HB2025, HB2149, HB3370, HB4205, HB4506, HB5424, HB5652, HB24, HB3687
Keywords:
Montgomery County, management district, special district, bond issuance, assessments, taxation, public welfare, economic development, nonconforming uses, zoning regulations, land use, property rights, municipal authority, Montgomery County, municipal utility district, eminent domain, bonds, assessments, taxes, public infrastructure
Summary:
The meeting of the committee covered significant legislative matters, emphasizing the discussion around several bills such as HB2025, which aims to streamline the process of filing plats with tax receipts to prevent rejections. Representative Tepper and Senator Hughes led extensive discussions to clarify the implications of this bill, which resulted in public testimony that was ultimately closed with no opposition. Additional discussions included SB3065 regarding the creation of specific municipal management districts, where the committee expected to reconcile drafting errors in a forthcoming committee substitute. Besides, the committee reviewed HB4506, which proposes electronic delivery of zoning notices to enhance communication efficiency in municipalities. Overall, the meeting demonstrated a focused approach towards improving housing and governance-related processes within the community.
TX
Transcript Highlights:
- We have A through F ratings that show 74% of HISD schools are now A and B rated.
- F-rated schools.
- And so they use that to identify the DNF-rated campuses.
- So a one-year F rating?
- Anytime a school gets an F rating, that's right.
Bills:
SB8
Keywords:
Senate Bill 8, STAR test elimination, education accountability, student assessments, Texas education, K-16 education committee, transparent testing, educational standards
Summary:
The Senate Committee on Education K-16 convened to discuss Senate Bill 8, focusing on revising Texas's statewide assessment system by eliminating the STAR test and replacing it with a more efficient structure. This bill was highlighted as an important effort to enhance student accountability and academic performance through three testing phases: beginning, middle, and end of the academic year, to commence in the 2027-2028 school year. During the meeting, various stakeholders including educators and business leaders presented their support, emphasizing the need for a timely, transparent, and actionable assessment strategy that better serves students' educational needs and alleviates the pressure of over-testing in schools. Furthermore, the committee addressed the importance of ensuring assessments align closely with the Texas educational standards and provide teachers with the resources to adapt instruction based on real-time student data.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles VI, VII, & VIII Feb 26th, 2025 at 08:00 am
House Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
- These are cases related to both electricity and water rates of various types.
- electric utility that must come in every four years to reestablish their rates, and then also
- The ratepayers get to protest that rate increase.
- The commission must approve the rate.
- The acquiring company was called Undine, and they raised the rates on my constituents.
Keywords:
Texas Energy Fund, Public Utility Commission, taxpayer money, funding strategies, electricity regulation, public testimony, resource efficiency
Summary:
The meeting focused primarily on the public utility sector, with significant attention given to the Texas Energy Fund and its anticipated expansion. Discussions highlighted the funding strategies for public utility programs, with representatives questioning the necessity of further taxpayer investments in projects that have not proven their effectiveness. There was substantial debate over the management of resources and efficiency, particularly emphasizing the regulatory responsibilities of the Public Utility Commission. Member concerns were vocalized around the impact of increased spending on local taxpayers, and whether alternative measures could suffice without additional funding.
TX
Texas 2025 - 89th Regular
S/C on Property Tax Appraisals Apr 3rd, 2025 at 10:30 am
House S/C on Property Tax Appraisals
Transcript Highlights:
- Everybody has the ability to change their tax rates.
- We want to, we have consistently lowered our tax rate.
- We've lowered our tax rate and adopted rates below the no-new-revenue rate over the last decade.
- I think it was last year our voter approval rate was six cents above our adopted rate, which is something
- Urban cities experience higher rates of home flipping.
Keywords:
appraisal, property value, residential real estate, tax code, appraisal review board, property owners, appraisal, property value, property tax, tax code, appraisal review board, homeowners, appraisal, property value, residential real estate, tax code, property owner rights, property appraisal, taxation, property value
Summary:
The committee meeting focused on several key bills related to property tax appraisals and education funding. Notable discussions included House Bill 2786, which proposed annual reappraisals to ensure property values reflect current market conditions. Representative Turner highlighted concerns around inconsistent appraisals that could adversely affect funding for local schools, particularly in Tarrant County. The session also saw testimony from representatives and concerned citizens advocating for the bill, emphasizing the importance of fair and accurate appraisals for maintaining educational funding and taxpayer equity. The committee members discussed the overall impact of property tax policies on local districts and pushed for a resolution to this ongoing issue.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services May 19th, 2025 at 08:05 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- We have a maintenance and operations tax rate for a reason.
- Refinancing, depending on the interest rate environment, might be a wise thing to do.
- You don't know if interest rates are going to go up or if they're going to go down.
- They're going to refinance that loan if they can and get their interest rate lower.
- give you an idea of what that rate range would be.
Keywords:
school funding, bonds, education, finance, Texas Education Code, public banks, bond proceeds, voter transparency, Texas legislation, Senate Bill 621, Senate Bill 414
Summary:
The committee meeting focused on several key bills impacting public funds, particularly regarding the use of unspent bond proceeds and mandated transparency during bond elections. Notably, Senate Bill 621 was discussed, which seeks to prohibit political subdivisions from establishing public banks, emphasizing core governmental functions and preventing taxpayer exposure to financial risks. Testimonies from various stakeholders highlighted concerns about the appropriateness of using public funds for non-essential projects, which led to vigorous debate amongst committee members. Additionally, Senate Bill 414 was addressed, which requires clear disclosures about estimated interest costs in bond proposals, aiming to enhance voter awareness and accountability.
TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 19th, 2025 at 10:02 am
Texas House Floor Meeting
Transcript Highlights:
- minority-owned businesses in the U.S., improving the availability and affordability of property insurance
Keywords:
community recognition, healthcare, Audubon Texas, public service, resolution adoption, Delta Xi Chapter, Texas FFA Day
Summary:
The meeting featured a range of resolutions being discussed, with many representatives emphasizing the importance of various community celebrations across the state. Notable mentions included HR288 recognizing Medical City Dallas Hospital for its contributions to healthcare, and HR273 honoring Delta Xi Chapter of Alpha Kappa Alpha Sorority at the University of Texas for its historic significance and community work. The discussion emphasized praise for local organizations contributing to healthcare, education, and cultural heritage.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Apr 7th, 2025 at 10:00 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- data-time="4572"> And she went to go about her business of finding a new place to live, getting more insurance
Keywords:
money services, regulation, financial services, money transmission, currency exchange, financial compliance, electronic payments, motor vehicles, convenience fee, retail installment contract, fee restrictions, eviction, credit report, tenant rights, property law, housing stability, digital assets, consumer protection, regulatory framework, public retirement systems
Summary:
The meeting of the Pensions, Investments and Financial Services Committee involved detailed discussions surrounding several key bills aimed at enhancing regulatory frameworks and consumer protections. Notably, House Bill 4233, presented by Chairman Capriglione, seeks to modernize regulations for digital asset service providers by addressing earlier ambiguities in reporting requirements while enhancing accountability for the businesses involved. The testimonies from industry stakeholders, including representatives from the Texas Blockchain Council, emphasized the need for clarity and streamlined obligations that align with consumer needs. The bill passed favorably without challenges, reflecting strong support from committee members.
Moreover, bills such as House Bill 3014 and House Bill 3474 were discussed, with both successfully moving forward to the full House. HB3014 focuses on fraudulent use of gift cards, while HB3474 deals with public retirement systems' investment reporting practices. The meeting noted several supportive public testimonies and demonstrated the committee's commitment to refining legislation that impacts Texas' financial landscape. Overall, the meeting was productive, indicating a collaborative effort toward regulatory updates in important sectors.
TX
Transcript Highlights:
- Now, compared to 2023, residential rates increased by 4.5% in 2024, while the industrial rate has increased
- Utilities often hire multiple law firms in addition to their own in-house legal teams to litigate rate
- rate payers because you don't have those transmission costs present.
- The rate of change was twice as much.
- The rate of change was twice as much.
Keywords:
energy policy, HB5066, power generation, energy demand, renewables, transmission, fund allocation, Texas grid
Summary:
The meeting convened primarily to discuss HB5066, focusing on energy policy and power generation in Texas. Key discussions revolved around the challenges and opportunities associated with forecasting energy demand and the balance between different types of generation sources, including renewables and thermal energy. Members voiced concerns about the speed at which new power generation can be integrated into the grid, with panelists emphasizing the critical need for effective transmission enhancements to keep pace with increasing demand. Notably, members also scrutinized the historical allocation of a $5 billion fund intended for energy projects, urging a review of previous allocations before committing further funds.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Mar 24th, 2025 at 10:03 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- What's the current tax rate in El Paso?
- If you had interest rates typical of an A-rated community...
- If a community is rated as A by rating agencies and issues
- certificates of obligation, the rating for these is usually lower than the rating of a general obligation
- In fact, our debt rate...
Keywords:
local governments, anticipation notes, certificates of obligation, public works, flood control, local governments, anticipation notes, certificates of obligation, public works, flood control, financial management, local government, anticipation notes, certificates of obligation, municipal financing, public works, private activity bonds, closing definition, real estate finance, bond issuance
Summary:
The meeting of the committee involved discussions surrounding multiple bills focusing on financial legislation, including crucial developments related to certificates of obligation (COs). Representative Tepper presented HB1453, which aimed to increase voter input regarding local government debt issuance and address growing concerns about financial accountability. The discussions highlighted the recent trends in CO debt, particularly in areas like El Paso, which has seen a dramatic rise in local government debt without direct voter approval. Several members voiced their support and concerns regarding the bill's implications for taxpayer rights and community involvement in financial decision-making.
TX
Transcript Highlights:
- governing body of a taxing unit to adjourn until January 31 to propose the adoption of an M&O tax rate
- above the voter approval tax rate for a specific purpose.
- The rollback rate for municipalities and counties, and I
- Built into that bill was what we call an unused increment rate.
- That rate allowed a taxing entity that adopted a rate below the cutoff to...
Keywords:
ad valorem tax, elderly, disabled, homestead exemption, school district, Senate Bill 1277, Coppell, municipal street maintenance tax, infrastructure projects, tax stabilization, public testimony
Summary:
The meeting primarily focused on a series of Senate Bill presentations, particularly highlighting SB1277 which aims to extend the reauthorization period for the municipal street maintenance (SMR) tax in the city of Coppell from four years to ten years. This extension aims to stabilize funding for vital infrastructure projects, helping the city avoid potential financial disruptions and additional tax burdens on residents. Testimonies included insights from public representatives, including Mayor Pro Tem Don Carroll, who emphasized the bill's importance for ongoing maintenance efforts and taxpayer savings.
TX
Transcript Highlights:
- process and reduced the voter approval tax rate, previously known as the rollback rate, for cities and
- rate, to two and a half percent.
- The current voter-approved rate will be reduced from 3.5% to 2.5%.
- Specifically, counties have now actually raised their rate of increase.
- They would allow them to increase the tax rate.
Keywords:
gender designation, civil penalties, private civil rights, multiple-occupancy spaces, Texas Women's Privacy Act, property tax, homestead exemptions, Senate Bill 9, legislation, tax relief, committee discussions
Summary:
During this committee meeting, significant attention was directed towards property tax relief and reform, notably through discussions led by Senator Bettencourt regarding the upcoming options for homestead exemptions that would be voted on in November. The committee also reviewed a series of bills, including Senate Bill 9, which was presented as a committee substitute. There was a strong emphasis on how the legislation aims to streamline tax guidelines for local government expenditures while balancing taxpayer relief against budgetary constraints. The meeting was characterized by a collaborative atmosphere where committee members shared insights and feedback on the various bills under consideration.
TX
Transcript Highlights:
- ="2052"> achievement rates, and graduation earnings.
- Agencies would be rated as unsatisfactory, satisfactory, or exemplary, with results published online
- Exemplary rated agencies can retain clients indefinitely, while unsatisfactory ones face revocation,
- , employment outcomes, student loan debt, repayment rates, and graduation earnings.
- If a creditor receives an unsatisfactory rating, institutions must transition to a rated agency within
Keywords:
pediatrics, medical education, subsidiary, preceptorship, medical training, student programs, mental health, loan repayment, education funding, mental health professionals, healthcare access, Texas Success Initiative, exemption, public officers, employees, higher education, Capitol view, Austin, urban planning, construction
Summary:
During this meeting of the Senate Committee on Education, members engaged in detailed discussions surrounding three bills, mainly focusing on enhancing the accreditation processes for higher educational institutions. Senator Haynes and Senator Middleton contributed significantly by reintroducing SB1322 and SB2355, which aim to tackle the monopolistic nature prevalent in the current accreditation system, particularly concerning the Southern Association of Colleges and Schools (SACS). The senators highlighted the need for a more competitive marketplace that can better serve the interests of students and educational institutions alike, as well as align educational outcomes with workforce demands in Texas.
TX
Transcript Highlights:
- agencies and how they rate us.
- that the rating agencies give us a high rating because of all
- The rating agencies use a wide range of factors.
- The credit rating agencies have been brought up multiple times by multiple members here.
- It's in sort of, you know, highly rated corporate bonds, treasuries, and some cash equivalents.
Bills:
SJR4
Keywords:
economic stabilization fund, state finance, constitutional amendment, budget management, financial security, Economic Stabilization Fund, Senate Joint Resolution 4, budget discussion, property tax relief, long-term financial liabilities, taxpayer relief, Texas economy
Summary:
The meeting focused on Senate Joint Resolution 4, which proposes to raise the constitutional cap of the Economic Stabilization Fund from 10% to 15%. Members engaged in a comprehensive discussion regarding the potential implications of this increase, especially in relation to Texas's long-term financial liabilities. Concerns were raised about maintaining adequate reserves while simultaneously addressing the need for taxpayer relief, especially considering factors such as property tax compression and future economic downturns. Various members voiced their opinions on the balance between saving for potential future needs and returning money to taxpayers, fostering a vigorous debate on the state's fiscal strategy and priorities.
TX
Transcript Highlights:
- If a campus receives a not rated rating for any reason,
- doesn't want to be rated maybe, but we don't know they were not rated because their scores were so low
- To move, still, this rating, this accountability rating
- We're a B-rated school serving about...
- ratings.
Keywords:
instructional materials, public schools, Education Code, adoption, rejected materials, local funds, open educational resources, instructional materials, Texas Education Code, rejected materials, school districts, open enrollment charter schools, funding restrictions, environmental regulation, business compliance, local authority, economic development, state preemption, instructional materials, public schools
Summary:
The meeting focused on key legislative measures aimed at enhancing school safety and student communication technology. Senator Nichols discussed SB1262, emphasizing its role as a follow-up cleanup bill on previous measures that improved public school safety through House Bill 3. The committee adopted a committee substitute which includes provisions for the Texas Education Agency to commission peace officers for school safety purposes, thereby enabling better collaboration with local law enforcement in case of emergencies. The discussions were enriched by testimony from resource witnesses, including security professionals from the Texas School Safety Center.
TX
Texas 2025 - 89th Regular
Local Government (Part II) Apr 28th, 2025
Senate Local Government Committee
Transcript Highlights:
- and not rated in 2022 without any opportunity to address or overcome the issue.
- Rated F in 2023 and not rated in 2022, its zone includes a booming area east of the Domain, right on
- Unless we do this, you guys will have to use the ratings in your next QAP?
- You would supplant the current year with this year's ratings or the prior year ratings?
- Can I ask what the occupancy rating is for the vacancy rating in downtown?
Bills:
SB250, SB375, SB536, SB845, SB1633, SB1944, SB1957, SB2081, SB2137, SB2262, SB2299, SB2419, SB2452, SB2522, SB2549, SB2594, SB2605, SB2631, SB2639, SB2675, SB3029, SJR60, HB22, HB1392, HB2525
Keywords:
municipal annexation, railroad, adjacent areas, local government, property rights, healthcare provider, Harris County Hospital District, hospital funding, healthcare services, public health program, home loans, nurses, veterans, public servants, Texas Heroes program, low-interest loans, social workers, home loans, housing assistance, veterans
Summary:
The meeting of the committee effectively reviewed and voted on multiple bills pertaining to public safety, affordable housing, and local governance. Notably, Senator Cook introduced SB2262, which grants municipalities authority to regulate automated defibrillators, aiming to enhance public health responses in urban areas. Public testimony was heard on several bills, illustrating community support and concerns, particularly around affordable housing issues raised by Senator Menendez's SB2137, which seeks to improve access to low-income housing by altering existing criteria used by the Texas Department of Housing and Community Affairs. Additionally, the discussions also touched on the impact of various bills on local governance and property rights, highlighting the committee's aim to address essential services within communities effectively.