4 | 6 | | AN ACT |
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5 | 7 | | relating to the administration of a temporary health insurance risk |
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6 | 8 | | pool. |
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7 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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8 | 10 | | SECTION 1. Section 1510.002, Insurance Code, is amended to |
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9 | 11 | | read as follows: |
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10 | 12 | | Sec. 1510.002. ESTABLISHMENT OF TEMPORARY HEALTH INSURANCE |
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11 | 13 | | RISK POOL. To the extent that federal funds are [become] available |
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12 | 14 | | under federal law[, regulation, or executive action after March 1, |
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13 | 15 | | 2017], the commissioner may: |
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14 | 16 | | (1) apply for such funds; and |
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15 | 17 | | (2) use such funds to establish and administer a |
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16 | 18 | | temporary health insurance risk pool for the purposes of this |
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17 | 19 | | chapter. |
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18 | 20 | | SECTION 2. Section 1510.003, Insurance Code, is amended by |
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19 | 21 | | amending Subsection (a) and adding Subsection (c) to read as |
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20 | 22 | | follows: |
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21 | 23 | | (a) The exclusive purpose of the pool is to provide a |
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22 | 24 | | temporary mechanism [for maximizing available federal funding] to |
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23 | 25 | | assist residents of this state in obtaining access to quality, |
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24 | 26 | | guaranteed issue health coverage [care] at minimum cost to the |
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25 | 27 | | public. |
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26 | 28 | | (c) The pool may not be used in a manner that requires this |
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27 | 29 | | state to assume functions currently performed by the United States |
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28 | 30 | | Department of Health and Human Services or the United States |
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29 | 31 | | Internal Revenue Service under the Patient Protection and |
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30 | 32 | | Affordable Care Act (Pub. L. No. 111-148), including establishing |
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31 | 33 | | an exchange or administering premium tax credits. |
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32 | 34 | | SECTION 3. Section 1510.004, Insurance Code, is amended to |
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33 | 35 | | read as follows: |
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34 | 36 | | Sec. 1510.004. PROVISION OF GUARANTEED ISSUE HEALTH |
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35 | 37 | | COVERAGE. (a) Subject to any requirements for obtaining federal |
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36 | 38 | | funds [held in the pool], the commissioner may increase access to |
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37 | 39 | | guaranteed issue health coverage by [use pool funds]: |
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38 | 40 | | (1) establishing a high risk pool to provide |
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39 | 41 | | alternative individual health insurance coverage to eligible |
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40 | 42 | | individuals that does not diminish enrollment in [the availability |
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41 | 43 | | of] traditional commercial health care coverage; |
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42 | 44 | | (2) providing [to provide] funding to individual |
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43 | 45 | | health benefit plan issuers that cover individuals with certain |
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44 | 46 | | health or cost characteristics in exchange for lower enrollee |
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45 | 47 | | premium rates; or |
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46 | 48 | | (3) providing [to provide] a reinsurance program for |
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47 | 49 | | health benefit plan issuers in the individual market in exchange |
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48 | 50 | | for lower enrollee premium rates. |
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49 | 51 | | (b) If necessary to ensure access to quality individual |
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50 | 52 | | health insurance coverage for individuals with preexisting |
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51 | 53 | | conditions, the commissioner may take actions necessary to |
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52 | 54 | | establish a temporary high risk pool substantially similar to the |
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53 | 55 | | risk pool authorized by former Chapter 1506, Insurance Code, |
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54 | 56 | | repealed by Chapter 615 (S.B. 1367), Acts of the 83rd Legislature, |
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55 | 57 | | Regular Session, 2013, including: |
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56 | 58 | | (1) appointing a board of directors to govern the |
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57 | 59 | | temporary high risk pool; |
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58 | 60 | | (2) adopting rules or a plan of operation for the |
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59 | 61 | | temporary high risk pool; and |
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60 | 62 | | (3) contracting with a third party. |
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61 | 63 | | (c) Any rule or plan of operation adopted under Subsection |
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62 | 64 | | (b) remains in effect only until 30 days following the end of the |
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63 | 65 | | next regular session of the legislature unless a law is enacted that |
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64 | 66 | | authorizes coverage to be issued by the temporary risk pool and |
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65 | 67 | | provides for funding for coverage under the temporary risk pool. |
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66 | 68 | | SECTION 4. Section 1510.008(a), Insurance Code, is amended |
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67 | 69 | | to read as follows: |
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68 | 70 | | (a) The commissioner may apply to the United States |
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69 | 71 | | secretary of health and human services: |
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70 | 72 | | (1) under 42 U.S.C. Section 18052 for a waiver of |
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71 | 73 | | applicable provisions of the Patient Protection and Affordable Care |
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72 | 74 | | Act (Pub. L. No. 111-148) and any applicable regulations or |
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73 | 75 | | guidance; or |
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74 | 76 | | (2) under any applicable provision of federal law |
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75 | 77 | | [enacted on or after May 1, 2017,] for a waiver of applicable |
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76 | 78 | | provisions of any federal law, regulations, or guidance with |
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77 | 79 | | respect to health insurance coverage consistent with Section |
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78 | 80 | | 1510.003. |
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79 | 81 | | SECTION 5. Section 1510.012(a), Insurance Code, is amended |
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80 | 82 | | to read as follows: |
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81 | 83 | | (a) Beginning June 1, 2020 [2018], not later than June 1 of |
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82 | 84 | | each year, the department shall submit a report to the governor, the |
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83 | 85 | | lieutenant governor, and the speaker of the house of |
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84 | 86 | | representatives. |
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85 | 87 | | SECTION 6. Section 1510.013, Insurance Code, is amended to |
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86 | 88 | | read as follows: |
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87 | 89 | | Sec. 1510.013. EXPIRATION OF CHAPTER. This chapter expires |
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88 | 90 | | August 31, 2021 [2019]. |
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89 | 91 | | SECTION 7. This Act takes effect immediately if it receives |
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90 | 92 | | a vote of two-thirds of all the members elected to each house, as |
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91 | 93 | | provided by Section 39, Article III, Texas Constitution. If this |
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92 | 94 | | Act does not receive the vote necessary for immediate effect, this |
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93 | 95 | | Act takes effect September 1, 2019. |
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