| 1 | 1 | | H.B. No. 1900 |
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| 2 | 2 | | |
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| 3 | 3 | | |
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| 4 | 4 | | AN ACT |
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| 5 | 5 | | relating to notice of cancellation or nonrenewal of a property and |
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| 6 | 6 | | casualty insurance policy. |
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| 7 | 7 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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| 8 | 8 | | SECTION 1. Section 551.104(f), Insurance Code, is amended |
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| 9 | 9 | | to read as follows: |
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| 10 | 10 | | (f) An insurer may cancel a personal automobile insurance |
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| 11 | 11 | | policy effective on any 12-month anniversary of the original |
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| 12 | 12 | | effective date of the policy if the insurer mails to the named |
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| 13 | 13 | | insured written notice of the cancellation not later than the 60th |
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| 14 | 14 | | [30th] day before the effective date of the cancellation. |
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| 15 | 15 | | SECTION 2. Section 551.105, Insurance Code, is amended to |
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| 16 | 16 | | read as follows: |
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| 17 | 17 | | Sec. 551.105. NONRENEWAL OF POLICIES; NOTICE REQUIRED. |
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| 18 | 18 | | Unless the insurer has mailed written notice of nonrenewal or |
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| 19 | 19 | | renewal with written notice of change in coverage as provided by |
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| 20 | 20 | | Section 2002.001 to the insured not later than the 60th [30th] day |
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| 21 | 21 | | before the date on which the insurance policy expires, an insurer |
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| 22 | 22 | | must renew an insurance policy, at the request of the insured, on |
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| 23 | 23 | | the expiration of the policy. Notwithstanding the failure of an |
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| 24 | 24 | | insurer to comply with this section, the policy shall terminate on |
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| 25 | 25 | | the effective date of any replacement or succeeding insurance |
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| 26 | 26 | | policy with another carrier with respect to the insured |
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| 27 | 27 | | (a) personal automobile, (b) home, farm, ranch, dwelling, |
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| 28 | 28 | | duplex, or apartment, or (c) other real or personal property. |
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| 29 | 29 | | SECTION 3. The changes in law made by this Act apply only to |
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| 30 | 30 | | an insurance policy that is delivered, issued for delivery, or |
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| 31 | 31 | | renewed on or after January 1, 2024. A policy delivered, issued for |
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| 32 | 32 | | delivery, or renewed before January 1, 2024, is governed by the law |
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| 33 | 33 | | as it existed immediately before the effective date of this Act, and |
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| 34 | 34 | | that law is continued in effect for that purpose. |
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| 35 | 35 | | SECTION 4. This Act takes effect September 1, 2023. |
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| 36 | 36 | | ______________________________ ______________________________ |
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| 37 | 37 | | President of the Senate Speaker of the House |
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| 38 | 38 | | I certify that H.B. No. 1900 was passed by the House on April |
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| 39 | 39 | | 21, 2023, by the following vote: Yeas 139, Nays 2, 1 present, not |
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| 40 | 40 | | voting; and that the House concurred in Senate amendments to H.B. |
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| 41 | 41 | | No. 1900 on May 19, 2023, by the following vote: Yeas 136, Nays 0, |
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| 42 | 42 | | 2 present, not voting. |
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| 43 | 43 | | ______________________________ |
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| 44 | 44 | | Chief Clerk of the House |
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| 45 | 45 | | I certify that H.B. No. 1900 was passed by the Senate, with |
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| 46 | 46 | | amendments, on May 17, 2023, by the following vote: Yeas 31, Nays |
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| 47 | 47 | | 0. |
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| 48 | 48 | | ______________________________ |
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| 49 | 49 | | Secretary of the Senate |
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| 50 | 50 | | APPROVED: __________________ |
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| 51 | 51 | | Date |
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| 52 | 52 | | __________________ |
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| 53 | 53 | | Governor |
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