Us Congress 2025-2026 Regular Session

Us Congress Senate Bill SB1219

Introduced
4/1/25  

Caption

USA CAR Act United States Automobile Consumer Assistance and Relief Act

Impact

If enacted, SB1219 will affect federal tax regulations by introducing a new category of interest deduction that specifically targets automobile purchases. This is likely to encourage consumers to purchase new vehicles and could stimulate demand in the automotive industry. The bill's specific focus on vehicles produced domestically aims to bolster the U.S. manufacturing sector, aligning economic incentives with national manufacturing goals.

Summary

Senate Bill 1219, also known as the 'USA CAR Act', aims to amend the Internal Revenue Code by allowing taxpayers to deduct interest on loans incurred for purchasing 'qualified automobiles'. The definition of 'qualified automobile' is specific, referring to vehicles manufactured in the United States, thus promoting local automotive manufacturing. The bill seeks to provide financial relief to consumers by making vehicle financing more accessible through tax benefits.

Contention

While supporters of the bill may argue that it provides essential financial assistance to consumers and strengthens the economy by encouraging domestic vehicle production, critics might express concerns regarding the selectivity of the deductions. There could be debates on the equity of providing tax benefits for automobile purchases, questioning whether such measures favor wealthier individuals who can afford new vehicles, rather than benefiting a broader spectrum of consumers in need of financial assistance.

Companion Bills

US HB2981

Same As USA CAR Act United States Automobile Consumer Assistance and Relief Act

US SB1653

Related USA CAR Act United States Automobile Consumer Assistance and Relief Act

US HB3570

Related USA CAR Act United States Automobile Consumer Assistance and Relief Act

Previously Filed As

US HB2948

CARS Act Carrying Automobiles Responsibly and Safely Act

US HB5988

United States-Taiwan Expedited Double-Tax Relief Act

US HB10188

Capping Costs for Consumers Act of 2024

US HB10493

To support the national defense and economic security of the United States by supporting vessels, ports, and shipyards of the United States and the U.S. maritime workforce.

US HB8143

Free Credit Scores for Consumers Act of 2024

US SB5247

Witness Assistance and Criminal Accountability Act

US HB8233

To amend the USAID Branding Modernization Act to require the sole use of United States flags and logos on articles of United States foreign assistance, and for other purposes.

US HB7428

Earned Wage Access Consumer Protection Act

US SB5593

A bill to amend the Elementary and Secondary Education Act to expand the Magnet Schools Assistance Program.

US HB5873

Natural Disaster Tax Relief Act of 2023

Similar Bills

NJ A1742

"Peer-to-Peer Car Sharing Act".

NJ S959

Authorizes purchaser of automobile by private sale to operate automobile for three-day period following purchase without permanent registration or transfer of title.

NJ A420

Authorizes purchaser of automobile by private sale to operate automobile for three-day period following purchase without permanent registration or transfer of title.

NJ A3181

Authorizes purchaser of automobile by private sale to operate automobile for three-day period following purchase without permanent registration or transfer of title.

NJ S917

Authorizes purchaser of automobile by private sale to operate automobile for three-day period following purchase without permanent registration or transfer of title.

NJ S3221

Establishes "Automobile Accident Injury Fund."

NJ A4788

Establishes "Automobile Accident Injury Fund."

NJ A2012

Establishes "Automobile Accident Injury Fund."