Texas House Bill HB4045

Texas 2021 - 87th Regular

Caption

Relating to the cost, payment, and collection of health care expenses.

Impact

The bill could significantly impact state laws governing medical debt collection, shifting the responsibilities and limitations placed on collectors. It prohibits aggressive collection actions, such as arresting individuals for unpaid medical debts and ensures that debt collectors must provide detailed disclosures regarding any debt incurred. Additionally, it mandates that health care facilities post clear pricing information online, allowing patients to understand the potential costs of services before they receive care. This element of transparency may empower patients to make informed decisions regarding their health care options and financial responsibilities.

Summary

House Bill 4045 is a legislative measure introduced to address the cost, payment, and collection of health care expenses in Texas. The bill aims to protect patients from burdensome medical debt and establish clearer guidelines for medical creditors and debt collectors. By amending the Health and Safety Code, the bill introduces a new chapter that outlines specific provisions regarding medical debt, enhancing transparency in health care billing and collection practices. The intention is to reduce the financial strain on patients resulting from unexpected medical costs and improve their overall experience with health care services.

Contention

One notable area of contention surrounding HB 4045 is the balance between protecting patient rights and the financial viability of health care providers. Supporters argue that the bill is essential for safeguarding patients who often face overwhelming medical bills, especially during emergencies when they may not be fully aware of the costs involved. Conversely, some opponents worry that the requirements may complicate revenue collection for health care facilities, particularly smaller clinics that operate on tight budgets. This tension highlights the broader debate regarding health care costs and accessibility in Texas.