Video & Transcript DataContr Research : 'water loss mitigation'
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TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 7th, 2025 at 02:00 pm
Texas House Floor Meeting
Transcript Highlights:
- marker="250" data-time="1494">HB 16 by Harris, relating to the oversight and financing of certain water
- infrastructure matters under the jurisdiction of the Texas Water Development Board, is referred to the
- to an exemption to fishing licenses required for certain residents engaging in fishing in public waters
- span>
SB 1170 by Raymond, relating to the analysis and mitigation
- in a manner that damages the property of another due to overflow from the diverted or impounded water
Keywords:
legislation, public safety, education, witnesses, confidentiality, economic development, marriage license
Summary:
The committee meeting was robust, focusing on a wide array of bills that addressed various issues including education, public safety, and economic development. Members took turns presenting and questioning several proposed laws, with active participation from both committee members and invited witnesses. Notably, HB1193 received critical attention as it aimed to reinforce the confidentiality of certain information on marriage licenses, drawing significant debate about privacy and transparency. Witnesses presented their supports and concerns, leading to a rich dialogue about the balance between public knowledge and personal rights.
TX
Texas 2025 - 89th Regular
Local Government (Part I) May 26th, 2025
Senate Local Government Committee
Transcript Highlights:
- Executive Director of the Texas Rural Water Association here
TRWA represents over 900 water and wastewater utilities
With the need for new water resources and infrastructure
- Above water. Literally. That's right. All right.
- let water out at high capacity.
Keywords:
Lake Houston, dredging, maintenance district, flood control, environment, public works, industrial development, county development districts, bonds, economic incentives, sales tax, human trafficking, hotel regulation, occupancy certificate, municipal authority, law enforcement, human trafficking, municipal powers, House Bill 5509, due process
Summary:
The Senate Committee on Local Government convened to discuss various important bills, primarily focusing on housing and local governance issues. Significant discussions included House Bill 5509, aimed at enhancing municipal powers against human trafficking by allowing the suspension of hotel occupancy certificates when crimes are suspected. The committee thoroughly reviewed the proposed committee substitutes for several bills, stressing stakeholder input and the importance of due process in legislative changes. Additionally, public testimony highlighted community support for the new amendments designed to ensure safety and welfare, particularly concerning vulnerable populations. House Bill 5663, addressing vital infrastructure needs and associated funding, also received a favorable recommendation from the committee, advancing its path through legislative scrutiny.
TX
Transcript Highlights:
- Over that same time frame, we've become number one in the world in access to clean and safe drinking water—something
- 1135" data-time="6804">Places that operate at net zero spend countless hours a day walking to collect water
- ...200 million hours walking to collect water because they
- The correction in the study claims that nearly $700 million in economic losses were entirely moot.
- And then again, when you look at the fact that reducing emissions doesn't do anything to mitigate a changing
Keywords:
public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, public retirement systems, fiduciary responsibility, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions
Summary:
The meeting conducted by the committee featured an extensive discussion on multiple bills, particularly focusing on the ethics reform via SB2403, aimed at enhancing the structure and enforcement processes of the Texas Ethics Commission. The conversation revolved around establishing a three-tier system categorizing violations and enhancing procedural fairness and accountability in ethics investigations. Senator Mayes introduced a committee substitute, emphasizing the importance of ensuring that enforcement processes are transparent and just, particularly relating to minor infractions. Public testimonies in favor of the bill highlighted the need for reform, while concerns were raised about maintaining integrity in oversight mechanisms.
TX
Texas 2025 - 89th 2nd C.S.
Senate Select Committee on Disaster Preparedness and Flooding Aug 20th, 2025
Transcript Highlights:
- God bless you and sorry for your loss.
- This loss is one no parent should have to endure.
- Do not water them down.
- rather than rushing water, some in rushing water.
- The ripple effect of this loss reaches far and wide.
Keywords:
SB1, youth camp safety, flooding, testimony, reforms, emergency plans, Camp Mystic, fatalities
Summary:
The meeting focused on discussion around SB1, addressing safety reforms in youth camps in light of a tragic flooding incident that resulted in multiple fatalities. The committee heard testimony from various stakeholders, including family members of the victims, who shared heartfelt stories and the urgent need for reforms to ensure that such a tragedy would not happen again. The testimonies highlighted the importance of establishing better safety measures, including evacuation plans and compliance with new safety regulations. Senator Perry emphasized that the bill aims to create objective standards that protect children attending camps, prompting a strong emotional response from attendees as they reflected on the lives lost during the flash floods.
TX
Transcript Highlights:
- This situation leads to the loss of valuable time and results in the prosecutor's office being unable
- That may be mitigating to the perpetrator.
- an indictment, then, of course, as you well know, 30.09 and 39.14 require that I turn over any mitigating
- ...impeachment or mitigating evidence that is in the possession
- DFPS is then documenting these interviews, which may have mitigating evidence for the alleged perpetrator
Bills:
HB741, HB1199, HB2070, HB2402, HB2542, HB2665, HB2789, HB3096, HB3396, HB3595, HB3747, HB4116, HB4127
Keywords:
child welfare, relative caregiver, monetary assistance, Department of Family and Protective Services, child custody, family law, emergency power, nursing facilities, assisted living, generator requirements, health and safety, emergency generators, nursing facilities, assisted living, power outage, health and safety, emergency generator, nursing facilities, assisted living facilities, power source
Summary:
The meeting convened with Chair Hull overseeing the discussions, and a quorum was confirmed with all members present. The primary focus was on voting several bills that had been discussed in previous hearings. Notable among them was HB1155, which relates to monetary assistance from the DFPS to certain parents. The committee adopted a substitute for the bill without objection and subsequently moved it forward with recommendations for favorable approval to the full House. Another significant topic was HB136, which aimed to include lactation consultation in Medicaid coverage, which also passed out of committee with a substitute.
TX
Transcript Highlights:
- who have suffered losses, that you bring them your comfort,
- But instead of focusing on grieving their loss, Shelly and her husband faced fear.
- span marker="703" data-time="4212"> in the year 2000 under what they called a risk evaluation and mitigation
- By the FDA under this risk evaluation and mitigation strategy
Keywords:
sex designation, restroom access, civil penalties, private civil right of action, women's privacy, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, abortion, healthcare, jurisdiction, civil action, qui tam
Summary:
The committee meeting primarily focused on the discussion and passage of several significant bills, including HB20, which aims to prevent and reduce fraudulent charitable solicitations during disasters. Representative Perry highlighted the importance of this bill in ensuring that legitimate organizations receive donations while deterring scams that occur in the aftermath of disasters. The bill was passed unanimously with discussions around its necessity and the impact on victims of fraud. Further, House Bill 18 was discussed concerning penalties for legislators attempting to break quorum, a topic that stirred some debate on legislative integrity and rules enforcement. Members voiced varying opinions on the implications of the bill, leading to its eventual passage amid objections from some members who raised concerns about its enforcement mechanisms and potential for misuse.
Overall, the meeting was well-attended, with members actively debating key issues while striving for legislative progress on these critical bills. The audience included public stakeholders who expressed their views, showcasing the engagement between legislators and constituents on pressing matters.
TX
Texas 2025 - 89th Regular
Finance (Part I) Mar 12th, 2025
Transcript Highlights:
- ="991" data-time="5940"> An increase of $39.5 million was adopted under item number 3 for produced water
- >
Moving on to page 45, under agency requests, the produced water
- Moving on to page 48, beginning with the Soil and Water Conservation Board technical adjustments, item
Moving on to page 50 for the water development...
- Under item number three, the Rural Water Assistance Fund
Keywords:
budget adjustments, salary increase, public defender, Senate Bill 9, workforce optimization
Summary:
The committee also reviewed workforce optimization projects and critical capital improvements, underscoring the importance of maintaining and enhancing state infrastructure. A work group revision related to Senate Bill 9 was adopted, further demonstrating the committee's proactive approach to addressing fiscal responsibilities and ensuring effective allocation of state resources. The meeting concluded with an overview of adopted items and a commitment to continue enhancing services for the public.
TX
Transcript Highlights:
- Sorry for your loss, sir. Thank you all for coming.
- I'm very sorry for y'all's loss; I really am.
- I'm very sorry for your son's loss.
- It's going to confuse and muddy the waters.
- Their loss affected every person that knew and loved them.
Keywords:
railroad, train, collision, information disclosure, safety, driver's license, reporting, off-highway vehicles, public land, safety certificate, transportation, Parks and Wildlife Code, tolls, county revenue, civil penalty, ad valorem tax, transportation funding, SB39, HB19, SB2246
Summary:
During the committee meeting, significant discussions revolved around three main bills: SB39, HB19, and SB2246. Senator Bettencourt laid out SB39, aimed at revising the admission rule related to commercial vehicle collision cases. The intention behind this bill is to standardize trial procedures by limiting the evidence admissible in the first phase, ensuring that unnecessary complexity does not cloud the issue of fault. Various stakeholders, including trial lawyers and business representatives, provided insights into the impact of these changes, highlighting concerns over insurance costs and practical implications on litigations. Public testimony reflected a mix of support and opposition, showcasing the contentious nature of the bill's modifications.
Additionally, the committee addressed SB2246 regarding salvage auto dealers and the process of obtaining titles for vehicles that will not return to the road, which was met with relatively little challenge as stakeholders recognized the necessity for clarity and efficiency in this process. The meeting concluded with promises from members to continue discussions on these important legislative measures, indicating an ongoing commitment to addressing the complex issues at hand.
TX
Texas 2025 - 89th Regular
Homeland Security, Public Safety & Veterans' Affairs Mar 12th, 2025 at 10:30 am
House Homeland Security, Public Safety & Veterans' Affairs Committee
Transcript Highlights:
- ...coastal waters of Texas.
- span>
To increase staffing or allocate resources to help mitigate
- However, I want to ensure the committee understands the systemic loss of veterans and personnel.
- The loss from law enforcement has been ongoing for about
Keywords:
firearm acquisition, gun smuggling, criminal offenses, ammunition, terrorism, public safety, driver's license, vision correction, medical verification, Texas Department of Public Safety, renewal fees, weapons, community supervision, law enforcement, retired officers, prohibition, criminal liability, public safety, missing children, law enforcement
Summary:
The committee convened to discuss several major legislative bills, focusing particularly on enhancing law enforcement's ability to respond to missing children and addressing increasing border security concerns. One significant bill discussed was HB908, which mandates that law enforcement agencies report missing children to the National Center for Missing and Exploited Children within a strict time frame. Testimonies primarily supported the urgency and need for swift action regarding missing children, with members underscoring the imperative to streamline procedures to ensure every case is handled urgently. Additionally, discussions on HB674 centered around adjusting the penalty structure for criminal trespass incidents related to avoiding law enforcement checkpoints, seen as a crucial measure to deter illegal crossings and enhance border security.
TX
Texas 2025 - 89th Regular
Public Education Mar 4th, 2025 at 02:30 pm
House Public Education Committee
Transcript Highlights:
- specifically related to the allotment for school districts in the 14 tier one coastal counties of Texas to mitigate
- data-time="4590"> We have to pay for property insurance, fire insurance, and we also have to pay for water
- marker="1210" data-time="7254">The SHARS impact will further exacerbate this, with Lubbock's total loss
- span marker="1249" data-time="7488"> the basic allotment beyond the 220 to account for the expected loss
- in local funds and the loss of SHARS, especially in declining enrollment school districts whose students
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, House Bill 2, special education funding, Texas, funding gaps, education, stakeholder testimony, tiered funding system
Summary:
The meeting focused on House Bill 2, which aims to reform funding for special education in Texas. Various stakeholders, including educators and administrators, testified on the importance of the bill, highlighting current funding gaps and the need for increased resources to adequately support students with disabilities. Testimony revealed that many school districts are experiencing a significant funding shortfall, forcing them to seek additional local funding sources to cover the costs of necessary services. Additionally, the bill includes provisions for a new tiered funding system, which was met with cautious support due to the ambiguities surrounding its implementation.
TX
Texas 2025 - 89th Regular
S/C on Family & Fiduciary Relationships Mar 31st, 2025 at 02:03 pm
House S/C on Family & Fiduciary Relationships
Transcript Highlights:
- am honored to present House Bill 3311, which protects our Texas children in the event of a tragic loss
- While still mourning the loss of a parent, these children are forced to wait right in line behind mortgage
- already dealing with the loss of a parent that they must
For survivors navigating ... in mitigating custody
Keywords:
electronic devices, family violence, criminal prosecution, protective orders, tracking, harassment, family allowance, decedent's estate, surviving spouse, minor children, inheritance, child support, maintenance, child enrollment, parent rights, managing conservator, education, family law, family violence, child custody
Summary:
The meeting of the committee involved discussions on several bills aimed at improving the legal framework surrounding child support and guardianship. Notably, Representative Swanson presented HB3311, which seeks to prioritize unpaid child support claims over secured debt obligations during probate proceedings. This bill aims to ensure that children receive the financial support they need promptly, especially after losing a parent. Testimonies from various stakeholders emphasized the importance of addressing child support obligations to prevent financial hardships for grieving families. Additionally, HB3376 was discussed, which mandates ongoing education for guardians regarding Alzheimer’s disease and related disorders, reflecting the need for better support for vulnerable individuals.
TX
Transcript Highlights:
- Because you can't outrun the water, and everyone needs to be up.
- that can force the water, the velocity.
- to allow for still water.
- They are a dammed-up water facility. They don't have flash flood events.
- Your strength in the face of unimaginable loss humbles this body.
Keywords:
school assessment, public education, accountability, transparency, education standards, abortion, civil liability, abortion-inducing drugs, qui tam actions, Texas Citizens Participation Act, Religious Freedom Restoration Act, healthcare regulations, judicial branch, court security, juvenile boards, mental health services, election challenges, judicial procedures, court security, mental health services
Summary:
The meeting focused on the discussion and passage of SB1, known as the Heaven's 27 Camp Safety Act, which aims to implement critical safety measures for youth camps following a tragic flood incident that resulted in numerous fatalities. Senator Perry led a profound dialogue stressing the importance of ensuring that all campers and camping facilities are adequately prepared for emergencies, emphasizing the need for comprehensive evacuation plans and safety standards. Members expressed heartfelt sentiments toward the families affected by the tragedy, and many voiced their commitment to preventing such an event from occurring again in the future. The overall tone was somber yet dedicated, with a strong emphasis on moving forward in honor of those lost.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Mar 31st, 2025 at 10:03 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- The total amount of loss prevented or recovered is nearly
- Our formula has prevented or recovered, as of today, just short of $300 million in losses.
- Due to this growing issue, legislation is needed to mitigate these vulnerabilities and provide greater
- the victim before they ever left the store, for billions—and I say billions with a B—of dollars in loss
Keywords:
teacher benefits, insurance coverage, school employees, group coverage program, risk stabilization fee, pensions, financial fraud, payment fraud, retirement benefits, House Bill 3594, House Bill 3109, San Antonio Fire and Police, Financial Crimes Intelligence Center
Summary:
The Committee on Pensions, Investments, and Financial Services convened to discuss various legislative bills focused on enhancing financial security for public employees and addressing instances of financial fraud. Notably, House Bill 3594 was presented by Representative Lujan, aimed at modernizing the San Antonio Fire and Police Retiree Health Care Fund, with support from key stakeholders, indicating broad consensus on the bill's implications. In addition, House Bill 3109 was addressed, expanding the scope of the Financial Crimes Intelligence Center to include payment fraud, reflecting Texas's proactive approach to tackling criminal financial activities and protecting its citizens.
TX
Texas 2025 - 89th Regular
S/C on Family & Fiduciary Relationships May 5th, 2025 at 02:05 pm
House S/C on Family & Fiduciary Relationships
Transcript Highlights:
- In addition, it will help mitigate the financial stress faced by single mothers and ensure that their
- know, when judges commit gross negligence by failing to monitor a guardian properly and cause serious loss
- If the loss exceeds the bond, the judge can be held personally
- are being sued or are in danger of being sued for failing to properly monitor these cases, and the loss
Keywords:
judicial bond, guardianship, probate law, county judge, statutory county court, estates, inheritance, representative duties, court authority, personal representative, retroactive child support, parentage, genetic testing, family code, child's conception, guardianship, incapacitated persons, court proceedings, guardianship fees, estate management
Summary:
The meeting of the Subcommittee on Family and Fiduciary Relationships focused on a range of bills concerning child support, child welfare, and probate law. Notable discussions included HB1980, which aims to require fathers to provide financial support from the moment of conception. This bill was presented by Representative Hicklin, who highlighted the economic challenges faced by single mothers and the importance of ensuring paternal responsibility. Public testimonies were received both in favor and against this bill, including criticisms about the fairness of imposing retroactive child support. The committee members expressed varied opinions, leading to a nuanced debate about the implications of the bill on family dynamics and economic responsibilities .
Other bills discussed included SB1923, which allows child support payments to follow the child to non-parent caregivers, thus aiming to better serve children in kinship care situations. This bill was supported by advocates highlighting the financial strain on kinship caregivers without custody. Additionally, HB5642 addressed clouded titles in real estate and the importance of providing clear information to homebuyers regarding estate planning. Overall, the meeting was productive and well-attended, with substantial participation from committee members and the public.
TX
Texas 2025 - 89th Regular
Judiciary & Civil Jurisprudence Mar 12th, 2025 at 10:30 am
House Judiciary & Civil Jurisprudence Committee
Transcript Highlights:
- Unfortunately, they declined, resulting in significant financial loss and property damage.
- the root of disputes between landlords and tenants is often disability-related and can often be mitigated
- I really encourage the panel to consider the details of those cases and whether there are other mitigating
- No electricity sometimes, no hot water, no refrigerator
- These harms include losses in educational attainment for children, low income attainment, negative health
Keywords:
eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, civil liability
Summary:
The meeting of the Judiciary and Civil Jurisprudence Committee included discussions on critical bills impacting public safety and tenant rights. Representative Garcia-Hernandez presented HB923, which aims to add two public members to the Texas Medical Disclosure Panel, thereby enhancing informed consent for medical procedures. This move sought to enhance transparency and public trust, especially since the panel previously lacked any public representation. The committee also received testimonies both for and against the bill, highlighting the importance of public input in health-related decisions. The bill faced opposition mainly due to concerns about balancing medical expertise with public representation.
Another significant discussion revolved around HB32, which seeks to streamline the eviction process in Texas. While proponents argue that the bill addresses inefficiencies affecting landlords, opponents, including activists and legal experts, expressed concerns that the bill could exacerbate homelessness and undermine tenant rights. They stressed the need for adequate protections and due process for tenants. As the committee moved through multiple bills, the need for careful consideration of both landlord and tenant rights remained a focal point of debate, indicating the complexities surrounding housing legislation in Texas.
US
Us Congress 2025-2026 Regular Session
Hearings to examine perspectives from the field, focusing on farmer and rancher views on the agricultural economy. Feb 26th, 2025 at 09:30 am
Senate Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- a clear plan for outreach and deployment, and proactive engagement with our trading partners to mitigate
- 149" data-time="1776"> ...the most diverse agricultural state in the country with regular access to water
Keywords:
agriculture, avian flu, bipartisan farm bill, economic challenges, poultry, dairy, specialty crops
Summary:
The committee meeting focused on crucial discussions surrounding the challenges faced by the agriculture sector, particularly concerning avian flu and its impact on poultry and dairy producers. Members provided insights into the economic struggles within the industry, emphasizing the need for a new bipartisan farm bill that addresses the diverse needs of specialty crop and livestock producers. Witnesses from various agricultural sectors spoke about their experiences, illustrating the high costs, regulatory burdens, and emerging diseases that threaten their operations. The meeting underscored a commitment to exploring solutions that will help maintain market stability and ensure food security.
TX
Transcript Highlights:
- He serves as a board member for the Brazos G Regional Water Planning Group and is a lifetime member of
- Your tactical customer is who you sell water to.
- Your water sales are where you draw that revenue to operate, but your strategic customer is the people
- ; you don't have the total volume of water available.
- Looking for innovative ways, like you said, with wetlands or other mitigation...
Keywords:
Senate Committee on Nominations, Brazos River Authority, higher education, environmental management, agricultural runoff, stewardship, legislation, collaboration
Summary:
The Senate Committee on Nominations convened to address various nominee confirmations, highlighting the significance of higher education and environmental management. Discussions centered around the responsibilities of the Brazos River Authority and the need for effective cooperation with the legislature and other state authorities. Several senators raised concerns regarding the agricultural runoff affecting impaired streams leading into the Brazos River. The committee emphasized the importance of stewardship, collaboration, and facilitating a balance between resource utilization and environmental protection.
TX
Transcript Highlights:
- overflowing the water crossing, and it was extremely dangerous in that area.
- as on weekends and at night, because the water can rise quickly at any time.
- This road was closed on 11 different occasions due to high water being over the low water crossing.
- And that's the water going over the low water crossing. Same thing there.
- There is no greater loss than, excuse me, as a father of three, the loss of your child.
Bills:
HB767, HB1242, HB1373, HB1404, HB1708, HB1936, HB2041, HB2198, HB2270, HB2315, HB2415, HB2427, HB2455, HB2457, HB2522, HB2523, HB2686, HB2763, HB2775, HB2944, HB3034, HB1683, HB1695
Keywords:
highway designation, memorial, Montgomery County, Paul P. Mendes, transportation, Los Robles Trail, Farm-to-Market Road, Nueces County, road designation, transportation, County Road 1250, state highway system, transportation, infrastructure, Navarro County, memorial highway, Kevin Ramirez Vasquez, Ector County, transportation, state designation
Summary:
The Committee on Transportation convened to discuss several significant bills related to highway designations and public safety. Notably, House Bill 2457 aims to designate a stretch of US Highway 287 as the Mollie Mullins Mile, honoring a 9-year-old girl who tragically lost her life in a traffic accident. The bill highlights the efforts of her family to improve highway safety following their loss, receiving support from local authorities and advocates. The committee also discussed House Bill 2198, proposing the designation of a portion of State Highway 34 as the Jacob Candonza Memorial Highway, honoring a police officer who died in the line of duty. This tribute underscores the value placed on the sacrifices made by law enforcement in ensuring community safety.
TX
Transcript Highlights:
- of life again that relates to the lack of river water.
Senate Bill 3 requires the Texas Water Development <
- Importantly, the rules are designed to have the water board look for areas to handle sensors, gauges,
- transfer money to appropriate funds for distribution, and it also cleans up the prohibition of the Water
- By their own data, the Upper Guadalupe River Authority said that that wall of water was coming.
Keywords:
real property theft, real property fraud, criminal offenses, restitution, elderly protection, disabled individuals, property tax exemption, title fraud, recording requirements, real property theft, real property fraud, criminal offenses, elderly protection, disability rights, recording requirements, restitution, disaster relief, emergency preparedness, flood management, local government grants
Summary:
The meeting featured crucial discussions surrounding several bills, notably Senate Bill 3, which focuses on establishing effective flood warning systems in Texas. Senator Betancourt introduced the bill, emphasizing its potential to save lives, especially in flood-prone areas. The legislation aims to identify high-risk locations, install outdoor warning systems, and provide necessary funding for implementation. Senator Hinojosa also discussed Senate Bill 16 Regarding real property fraud, which involves amendments requested by the Texas Department of Criminal Justice. The discussions reflected the urgency for these measures in light of recent events and highlighted collaborative efforts among legislators.
TX
Transcript Highlights:
- State law says that a rate is inadequate if it is insufficient to sustain projected losses or lessens
- Quarter of the paid losses, yes, homeowners paid losses by
- really, does water include flood that was paid out by FEMA and claims in FEMA?
- When our losses exceed the amount in the CRTF, TWIA...
- The estimate of the amount we will spend on hurricane-related losses...
Summary:
The meeting involved extensive discussions on various topics, although specific bills or motions were not highlighted. The members engaged in a dialogue surrounding the financial aspects of policies under review, particularly referencing rate components and reserves. Questions were raised regarding the allocation of premiums and the implications for future budgets, but no concrete resolutions were made. The Chair, after guiding the discussion, indicated the conclusion of the agenda and called for any additional business before moving to adjourn.