Video & Transcript DataContr Research : 'insurance deductibles'

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TX

Texas 2025 - 89th Regular

Natural Resources (Part I) May 14th, 2025

Senate Natural Resources Committee

Transcript Highlights:
  • out HB2563 by Representative Ashby, relating to the establishment of the temporary certified and insured
  • prescribed burn manager self-insurance pool, authorizing a fee in lieu...
Summary: The meeting included a robust discussion on several bills aimed at addressing regulatory issues in the state. Key among these was House Bill 4384, presented by Representative Darby, which focuses on alleviating financial burdens caused by regulatory lag for natural gas utilities. The bill seeks to allow temporary deferral of costs related to new infrastructure, and public testimonies highlighted a significant division in opinion, with some stakeholders arguing it would increase costs for consumers without adequate oversight. The committee members engaged actively with the testimonies, indicating a comprehensive review of the implications of the bill. House Bill 2663 was also introduced, aimed at preventing wildfires through better oversight of outdated electrical infrastructure at inactive oil and gas well sites, emphasizing the need for removed or de-energized equipment to avoid future incidents. Additionally, several other bills like HB1237 and HB3071 were discussed, with the latter addressing the cancellation of inactive landfill permits to reflect current land use and community development. The overall tone of the meeting was collaborative, with members expressing gratitude for professionalism despite some disagreements on policy details. The meeting concluded with several bills left pending for further discussion before moving to votes in subsequent sessions.
TX

Texas 2025 - 89th Regular

State Affairs Mar 3rd, 2025

Senate State Affairs Committee

Transcript Highlights:
  • Insurance

  • This can affect insurance coverage.

  • Today, the insurability of water parks faces growing challenges from rising insurance costs driven by
  • It will also negatively affect my insurance renewal costs, which have increased over $300,000.
  • So, I don't know what the answer is, but it's got to stop because people can't afford insurance that
Summary: The meeting of the Senate State Affairs Committee provided a platform for discussing a comprehensive agenda featuring multiple bills, particularly focusing on concerns surrounding THC regulations and its implications for public safety. Notably, Senate Bill 3, which seeks to ban consumable hemp products containing THC, drew strong public testimony from various stakeholders who expressed both support and opposition. Supporters argued the necessity to curb the proliferation of high-potency THC products in schools and among youths, while opponents warned of the potential negative economic impacts and push towards unregulated markets if such a ban were implemented.
TX

Texas 2025 - 89th Regular

Nominations May 5th, 2025

Senate Nominations Committee

Transcript Highlights:
  • There, she was a real rainmaker, receiving the namesake award for her work in rolling out the flood insurance
  • of a rate increase on their insurance or something, enough
  • The Texas Department of Insurance has a policy of file and use, so if they feel they have...
Summary: The meeting focused on discussions regarding the Texas Commission on Environmental Quality's (TCEQ) oversight and regulations concerning Municipal Utility Districts (MUDs). Several members expressed concerns about the rapid growth facilitated by the creation of MUDs, with particular emphasis on the legislative authority over such entities. Senator Birdwell highlighted the importance of legislative control over MUD creation, discussing the second and third-order impacts on local communities and infrastructure. The discussion was characterized by a view that the current approval processes may lack necessary scrutiny, leading to community concerns about environmental impacts and infrastructure strain as new developments arise. Public testimony revealed a sense of urgency among constituents regarding environmental regulations and the role TCEQ plays in managing the challenges of population growth. Members of the committee raised issues around the clarity of TCEQ's powers and responsibilities, advocating for more transparency and proactive community engagement from the agency. As the meeting concluded, the need for improved communication and the importance of ensuring compliance with state law were emphasized, with a promise from TCEQ representatives to address these concerns moving forward.
TX

Texas 2025 - 89th Regular

Delivery of Government Efficiency Apr 23rd, 2025 at 10:04 am

House Delivery of Government Efficiency Committee

Transcript Highlights:
  • These government entities may purchase cyber insurance policies to cover the risk of these attacks.
  • Some local governments have reported that these insurance

  • An insurance policy should not be able to void state law.
Summary: The meeting of the committee was marked by discussions surrounding multiple bills, including HB3719, which concerns the public disclosure of dates of birth, and HB5196, aimed at allowing state agencies to approve telework plans for employees. The chair moved for HB3719 to be reported favorably to the full house, which passed with a vote of 10 in favor and one against. Similarly, HB5196 was favorably reported without objections. A significant focus was placed on increasing digital modernization for state agencies, as illustrated by HB5195, which aims to improve the digital accessibility and functionality of agency websites to enhance small business interactions with the state.
TX

Texas 2025 - 89th Regular

Public Education Mar 18th, 2025 at 10:30 am

House Public Education Committee

Transcript Highlights:
  • Resources at BKCW Insurance.
  • The teacher tried to file a claim on her workers' compensation and her insurance, but it was not covered
  • Another thing we can do is start accepting Medicaid funding in Texas so that more people have health insurance
  • Even in my own family, despite having excellent private insurance, financial stability, and the ability
  • over one year's salary of severance pay, the Texas Education Agency (TEA) is instructed by law to deduct
Summary: The committee meeting predominantly focused on educational reform, discussing several bills designed to enhance school safety and address chronic absenteeism. In particular, House Bill 6 was scrutinized for its proposals to modify disciplinary measures within schools, specifically allowing longer in-school suspensions for students who cause significant disruptions. Advocates and experts presented testimonies emphasizing the importance of maintaining a safe learning environment while also addressing behavioral issues in a manner that supports at-risk students. The discourse highlighted the need for balancing discipline with educational support, particularly for students with disabilities who may exhibit challenging behaviors due to their conditions.
TX

Texas 2025 - 89th Regular

Finance (Part II) Feb 4th, 2025

Senate Finance Committee

Transcript Highlights:
  • humanitarian supply and demands at that time, but constantly increasing administrative costs and insurance
  • Without insurance in Texas, you have very little option
  • These jobs often include retirement plans, health insurance, and paid time off, which are often things
  • Indeed, the insurance funding in this bill is critical to all employees across the state.
  • , and then she has Medicaid as her secondary insurance.
Bills: SB1
Summary: The meeting focused on several critical issues, primarily surrounding funding for mental health services in Texas. Various stakeholders, including representatives from mental health organizations and community service providers, provided testimonies advocating for increased investments in mental health resources, particularly for children's mental health initiatives and support systems. One prominent discussion was around the need for family preservation funding to maintain support for families in crisis. The evidence presented highlighted an alarming rise in food insecurity, which underscored the necessity of legislative action to protect vulnerable populations.
TX

Texas 2025 - 89th 2nd C.S.

Public Health Aug 22nd, 2025 at 09:08 am

House Public Health Committee

Transcript Highlights:
  • Their insurance will, a lot of times, require them to be accredited, so that is another way of a little
  • > ...freedom, access, and affordability in health care and insurance
  • And for me, as someone who was born into the middle class who once had private insurance and now...
  • So I know when I was on private insurance, my mom could call the doctor when I was sick, maybe get me
  • I'm receiving under Medicaid isn't the same type of care that I received when I was on traditional insurance
Bills: HB265, HB25
Summary: In this meeting of the Public Health Committee, the primary focus was on youth camp safety and legislation designed to address serious regulatory gaps. Representative Hull presented HB265, which aims to reform the oversight of youth camps to ensure better safety protocols and stricter regulations. The emotional testimony from families affected by past incidents highlighted the urgent need for change and accountability in camp operations. Representatives discussed necessary amendments to the bill, emphasizing the inclusion of child safety experts on the advisory committee and proposing measures to improve the enforcement of safety standards.
TX

Texas 2025 - 89th Regular

Corrections Mar 26th, 2025 at 08:00 am

House Corrections Committee

Transcript Highlights:
  • They probably don't have insurance, right?
  • You have insurance in your pocket, so they show a total disregard for the law, in my view.
  • Okay, so they can't get insurance if you don't have

Summary: The meeting of the committee focused on several significant bills addressing public safety and reform within the correctional system. Notably, HB2103 was discussed, which aims to provide mental health leave for correctional officers, amid growing concerns about their wellbeing due to the psychological stress associated with their duties. Support was voiced by various stakeholders, highlighting the need for better support systems for officers facing trauma related to their jobs. This bill was aimed at recognizing the critical role that mental health plays in maintaining a safe working environment for those in the corrections field. In another part of the meeting, HB2017 sparked heated debates, as it sought to instate stricter penalties for intoxication manslaughter committed by undocumented individuals. The discussion brought forth views on fairness and the implications of distinguishing sentences based on immigration status. Several witnesses offered testimony, both for and against the bill, leading to a contentious atmosphere that reflected the broader societal debates about immigration and public safety. Overall, the meeting highlighted the challenges of reforming laws while considering the variables of mental health and immigration status in the context of public safety.
TX

Texas 2025 - 89th Regular

Public Health Mar 17th, 2025 at 08:00 am

House Public Health Committee

Transcript Highlights:
  • There's been a lot of work done in price transparency, lowering healthcare costs, and making insurance
  • marker="1312" data-time="7866">But I'll tell you right now that even if we put a magical laminated insurance
  • Just really quick, will this bill actually help rural and underserved communities when most insurance
  • So I've actually gone outside of insurance.
  • patient experience, as they can have more time with their doctors without the restrictions imposed by insurance
Summary: The committee meeting welcomed discussions centered on maternal health, particularly relating to the delays in the Maternal Mortality and Morbidity Review Committee's report. The Commissioner noted significant delays due to a backlog in the review process for maternal death cases and staff shortages, essentially making it difficult to meet statutory deadlines. A proposed bill, HB713, aims to allow nurses to access unredacted materials during the review to expedite the Committee's reporting process and address the increasing maternal mortality rates in Texas. The urgency surrounding this legislation indicates the committee's commitment to improving maternal outcomes in the state.
TX

Texas 2025 - 89th Regular

Human Services Apr 15th, 2025 at 10:04 am

House Human Services Committee

Transcript Highlights:
  • But my biggest fear is if we're going to do that, and I think everyone who has any form of state insurance
  • at a premium, or you're getting it for free, and you're not eating healthy, you should take their insurance
  • privately with the former CAC's insurance policy, so we
  • Insurance providers.
  • avoid financial scams, opening and using bank accounts, balancing the budget, vehicle loans, car insurance
Summary: The committee meeting covered a wide range of legislative proposals, with significant focus on addressing child welfare, language access, and transparency in funding for children's advocacy centers. Representative Richardson presented HB5136, aimed at strengthening governance and accountability in child advocacy centers, reflecting concerns over transparency due to recent scandals. The bill was discussed extensively as members expressed the need for better oversight in organizations receiving public funding. Additionally, HB4838 was championed for enhancing language access in emergency services, with witnesses emphasizing its critical importance for non-English speakers during crises. Overall, strong engagement from both representatives and the public was evident, with passionate testimonies highlighting the necessity of these legislative measures.
TX

Texas 2025 - 89th Regular

Public Health Apr 7th, 2025 at 03:30 pm

House Public Health Committee

Transcript Highlights:
  • Honestly, our payment system and the way we do it in commercial insurance and government insurance is
  • affordable and insurance would cover that.
  • Two adolescents that were broken and hurting were refused admission because their insurance wouldn't
  • data-time="8532"> ...familiar with it, is extraordinarily expensive, and if it's not covered by insurance
  • insurance contracts or probably be able to be on staff
Summary: The meeting of the public health committee focused on the pressing issue of opioid addiction in Texas, with a particular emphasis on House Bill 3717. Chairman Harris detailed the bill's intent to fund a grant program for Ibogaine clinical trials, framing it as a critical response to the ongoing opioid crisis. He shared poignant testimonies highlighting the struggles of families and veterans battling addiction and mental health issues. The conversation underscored the necessity of innovative treatments, like Ibogaine, which showed promising results in studies for reducing symptoms of withdrawal and PTSD.
TX

Texas 2025 - 89th 2nd C.S.

Health and Human ServicesAudio only. Aug 27th, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • epidemic, and by the vertical integration of health care, and by the perverse incentives of corporate insurance
Bills: HB25
Summary: The meeting of the Senate Committee on Health and Human Services predominantly focused on discussions surrounding House Bill 25, which proposes allowing pharmacists to dispense ivermectin over the counter. Senator Hall, the bill's sponsor, outlined the potential benefits of increased access to ivermectin, particularly for rural Texans who may struggle to get timely medical care. The discussions included various perspectives on the safety and efficacy of ivermectin as a treatment for viral infections, with witnesses providing testimonials on its use. Senator Hall emphasized that the bill would promote medical freedom by enabling pharmacists to dispense the drug without a prescription, yet concerns were raised regarding the off-label use of such drugs and the responsibilities of pharmacists under this bill.
TX

Texas 2025 - 89th Regular

State Affairs (Part II) May 1st, 2025

Senate State Affairs Committee

Transcript Highlights:
  • p>Which in itself brings then some question about liability insurance
  • What I did is, I testified before the insurance committee here...
  • nurse practitioners accept Medicare and Medicaid while finding a psychiatrist that accepts these insurers
  • I want to talk about medical malpractice insurance

  • There are fewer people that have insurance.
Summary: The Committee on State Affairs meeting featured in-depth discussions primarily centered around Senate Bills 2459 and 3055. SB 2459, presented by Senator Birdwell, aims to protect the personal information of judicial officials to reduce security risks associated with data brokers. This bill brought significant public testimony, with supporters highlighting the need for enhanced safety for judges and court personnel, given the increasing threats and incidents reported. The committee also considered amendments to further refine the bill's implementation process, ensuring the effective removal of personal data upon request. Senate Bill 3055 addressed the scope of practice for advanced practice registered nurses (APRNs) in rural Texas, promoting greater healthcare access amidst ongoing shortages of providers. Advocates for the bill, including several nurse practitioners, voiced the necessity for legislative changes that would empower APRNs to practice more independently. Opposing testimony raised concerns regarding patient safety and the need for physician oversight. The meeting concluded with a commitment to review these bills further, reflecting the broader challenges of healthcare access and safety regulations in Texas.
TX

Texas 2025 - 89th Regular

Public Health Mar 24th, 2025 at 08:00 am

House Public Health Committee

Transcript Highlights:
  • An insurance claim, or charge a rural hospital or healthcare
  • span marker="412" data-time="2466"> At some big issues, for instance, one of them is you'll have an insurance
  • because they simply couldn't afford to provide free medical care to people that didn't have health insurance
Summary: The committee meeting centered around significant discussions on healthcare legislation, specifically focusing on two main bills: HB18 and HB37. HB18, known as the Rural Health Stabilization and Innovation Act, was presented to ensure that rural Texans have access to healthcare services, outlining a series of grants and the establishment of a new office to aid rural hospitals. The chair emphasized the importance of this legislation, particularly for counties with limited access to hospitals. In contrast, HB37 was discussed with emphasis on perinatal palliative care, where various members voiced their opinions regarding its impact and necessity, noting the compassionate approach it signifies for families dealing with life-limiting diagnoses.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Apr 16th, 2025 at 08:04 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • And I can see that that would create circumstances in terms of liability insurance and things like that
  • And do you know if judges could buy insurance against this?
  • I'm not sure that an insurance product exists for that right now, but I'm sure one would be developed
Summary: The meeting of the committee centered on several bills related to liability, fraud, and public safety. Representative Slauson's HB1088 concerning healthcare liability claims related to gender modifications was revisited, with discussions highlighting the implications of amendments and a contentious vote that resulted in a 7-4 decision to report it to the full House. Notably, HB4101, led by Vice Chair Hayes, introduced a committee substitute that raised the limited liability from $50,000 to $250,000 for funeral service providers in cases of mental anguish, which passed after brief deliberations. Additionally, the committee discussed HB4281 targeting fraudulent crowdfunding campaigns, aiming to provide victims legal recourse, which sparked an emotional response due to real-life implications presented by witnesses.
TX

Texas 2025 - 89th Regular

Local Government (Part I) Apr 28th, 2025

Senate Local Government Committee

Transcript Highlights:
  • However, a handful of intangible assets, such as the stock values of insurance companies and savings
  • Well, like we noted, stock values of insurance companies

Summary: The committee meeting predominantly focused on various pieces of legislation, notably Senate Bill 2299, which aims to redefine municipal immunity. Deep concerns were raised during discussions, particularly by public witnesses who underscored the bill's potential to undermine citizen accountability and local governance. Representative Monty Bennett argued passionately against the bill, citing its conflict with recent local charter amendments passed by Dallas voters, reflecting a significant public sentiment for local governance autonomy. Multiple attendees voiced strong opposition due to fears of increased litigation against municipalities, which could strain local resources and hinder governance effectiveness. In contrast, proponents of the bill, including city representatives, argued that it is essential for preventing frivolous lawsuits and maintaining fiscal responsibility for city budgets.
TX
Transcript Highlights:
  • Basically, the driver of the car didn't have insurance, registration, inspection, or any of that stuff
Summary: The meeting of the Senate Committee on Administration focused on multiple resolutions, including the designation of important dates and recognitions for communities across Texas. HCR 9, pushed by Senator Hinojosa, proposed the first Saturday of each month to be designated as 'Small Business Saturday', intended to support local businesses and foster community ties. The committee reported favorably on this resolution, alongside others like HCR 135 which recognizes Slayton as the official 'Banana Pudding Capital of Texas'. Public testimony was held for several of the proposals, but most passed with little opposition, showcasing bipartisan support for promoting local initiatives. Additionally, the meeting featured emotional testimony concerning HB 1135, which aims to combat fraud involving vehicle tags. Tawni Solberg spoke passionately about her son's tragic experience related to the misuse of temporary tags, underscoring the necessity for legislation that honors victims and prevents future incidents. The committee members expressed their sympathy and support, highlighting the bill's importance in ensuring safety and accountability on the roads. Overall, the atmosphere was collaborative, with a clear focus on generating positive outcomes for Texas communities.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 21st, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • SB 13 by West relating to prohibiting insurers from requiring
  • the bundling of personal lines property or casualty insurance policies.
  • It simply extends the insurance enrollment period for newborns from 31 days to 60 days.
  • SB264 by [Sponsor] relating to discontinuing group self-insurance

  • coverage and dissolving the Texas self-insurance group guarantee.
Bills: SB31, SB33, SB20, SB217, SB264, SB269, SB650, SB681, SB528, SB502, SB740, SB916, SB995, SB10, SB2581, SB2570, SB3031, SB24, SB379, SB1171, SB1121, SB1120, SB1061, SB1036, SB1019, SB890, SB11, SB868, SB1188, SB1254, SB2778, SB2543, SB2443, SB1333, SB1259, SB1401, SB1404, SB2139, SB2165, SB2237, SB2268, SB1202, SB1198, SB1212, SB1451, SB1470, SB1498, SB965, SB1547, SB1667, SB1818, SB1902, SB2129, SB2078, SB2069, SB1737, SB1589, SB1318, SB387, SB1150, SB1574, SB2127, SB3034, SB860, SB1278, SCR5, SCR32, SB4, SB23, SB1762, SB34, SB60, SB706, SB1814, SB1220, SB523, SB565, SB1253, SB840, SB764, SB2383, SB2155, SB1535, SB1423, SB1566, SB1804, SB1728, SB1816, SB1952, SB75, SB2068, SB1455, SB213, SB627, SB2037, SB670, SB896, SB917, SB1184, SB971, SB1255, SB1261, SB1283, SB991, SB1733, SB21, SB231, SB739, SB1252, SB1371, SB646, SB3, SCR27, SB552, SB1405, SB1948, SB243, SJR1, SB31, SB33, SB20, SB217, SB264, SB269, SB650, SB681, SB528, SB502, SB740, SB916, SB995, SB10, SB2581, SB2570, SB3031, SB24, SB379, SB1171, SB1121, SB1120, SB1061, SB1036, SB1019, SB890, SB11, SB868, SB1188, SB1254, SB2778, SB2543, SB2443, SB1333, SB1259, SB1401, SB1404, SB2139, SB2165, SB2237, SB2268, SB1202, SB1198, SB1212, SB1451, SB1470, SB1498, SB965, SB1547, SB1667, SB1818, SB1902, SB2129, SB2078, SB2069, SB1737, SB1589, SB1318, SB387, SB1150, SB1574, SB2127, SB3034, SB860, SB1278, SCR5, SCR32, SB546, SB647, SB648, SB1493, SB1709, SB2001, HB5669, HB3115, HB5655, HB5675, HB5689, HB5690, HB5653, HB3228, HB2802, HB45, HB1318, HB5560, HB2894, HB4344, HB2775, HB33, HB12, HB148
Summary: The meeting focused on the discussions surrounding multiple bills, including several amendments and motions proposed by various members of the committee. Notably, Senate Bill 1405 passed after discussions led by Mr. Ashby, which highlighted its significance to the state's taxation policies. Additionally, SB4 saw considerable support, enabling an increase in school district homestead exemptions to $140,000, while SB23 aimed for exemptions tailored for seniors and disabled individuals. The committee shared insights on legislative priorities while engaging with public witnesses on controversial topics. Members received updates about upcoming committee meetings, illustrating a proactive legislative atmosphere.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) Apr 8th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • of Houston-Victoria insurance into the TAMU system insurance
  • Bill 1409 introduces three changes to address concerns brought forward by the Texas Department of Insurance
  • opinion must recommend appropriate levels of cash reserves and specific and aggregate stop-loss insurance
Summary: The committee meeting covered a range of important issues, particularly focusing on school safety and the impact of certain proposed bills on vulnerable populations. Notably, Senator Creighton presented Senate Bill 2623, which seeks to establish school safety zones by preventing navigation services near schools, aimed at ensuring the safety of children in educational settings. Concerns were raised regarding the potential adverse effects of this bill on homeless navigation centers, with various stakeholders expressing their positions during the public testimony session. The importance of balancing community services with student safety was a recurring theme throughout the discussions.

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