Video & Transcript DataContr Research : 'insurance exemption'

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TX

Texas 2025 - 89th Regular

Land & Resource Management May 1st, 2025 at 08:05 am

House Land & Resource Management Committee

Transcript Highlights:
  • These updated codes would also likely lead to reduced insurance premiums.
  • In the insurance committee, we talked about lowering insurance rates.
  • have to go to the 2018 code to get that wind insurance.
  • us with wind insurance to raise this.
  • They introduce long-term cost savings and reduced insurance risks.
Summary: The meeting of the committee involved in-depth discussions on various bills aimed at addressing community needs and rights pertaining to land use and environmental management. Notably, House Bill 2011 proposed a framework for original property owners to repurchase their land under specific conditions when property taxes are not paid by the acquiring entity. Representative Bell articulated concerns regarding the rights of owners affected by eminent domain, engaging with public testimony on the bill's implications. House Bill 5380, presented by Representative Wally, focused on improving access to parkland and green spaces in unincorporated areas, allowing counties to set criteria for parkland dedication, which sparked debates about urban versus rural development considerations and community planning.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 30th, 2025 at 08:04 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • for the purpose of helping lower the cost of insurance purchased by state agencies.
  • The State Office of Risk Management administers the Voluntary Insurance Program.
  • Costly losses before having to use insurance.
  • Functionally, it's similar to raising your deductible on your insurance policy.
  • The insurance company lowers your premium because you're assuming more responsibility.
Summary: The Committee on Trade, Workforce, and Employment held a meeting focused on various bills related to workforce development, consumer protection, and business regulations. Notably, HB5317, aimed at establishing a self-insured retention fund to lower insurance costs for state agencies, received significant attention, with discussions on its potential fiscal benefits. The committee also reviewed bills concerning unemployment benefits, regulation of food service surcharges, and property rights for homeowners, particularly in the context of water conservation amid ongoing drought conditions. Public testimony highlighted concerns over transparency in mandatory fees charged by food service establishments, with stakeholders advocating for clearer disclosures to protect consumer trust.
TX

Texas 2025 - 89th Regular

Finance Jan 30th, 2025

Senate Finance Committee

Transcript Highlights:
  • Please note that our original requests include the state insurance building that's still reflected in
  • Please note that our original request included the State Insurance Building and is still reflected in
  • span marker="448" data-time="10728">The board also requests consideration for an adjustment to the exempt
  • We essentially serve a function similar to an insurance

  • **Steven Volber**: This includes the purchase of insurance
Bills: SB1
Summary: The meeting focused on several critical budget recommendations for various state agencies, including the Texas Facilities Commission, which proposed significant funding changes. Chair George Purcell highlighted a reduction in appropriations, along with the introduction of new funds aimed at refurbishing the Rudder Building and supporting facilities operations. Discussions also touched on border security, where it was reported that Governor Abbott formally requested congressional support to reclaim $11 billion in funding for Texas operations. The ongoing dialogue regarding the maintenance and responsibilities relating to border wall constructions was emphasized, noting the complexity and the need for clear allocation of responsibilities as discussions with federal authorities develop. Throughout the meeting, there were notable conversations about operational efficiencies, particularly in the context of expanding cyber threats and the need for improved cybersecurity measures at state agencies. Members engaged in deliberating the future hiring of staff and resources necessary for maintaining effective service delivery amidst increasing demand. The discussions concluded with a commitment to keeping an open line with constituents regarding the implications of these funding decisions and the overall strategic direction of the agencies involved.
TX

Texas 2025 - 89th Regular

Nominations May 19th, 2025

Senate Nominations Committee

Transcript Highlights:
  • Insurance, we do know that property insurance costs

  • are really, I mean they're just going up, and the options of insurance companies to use are limited.
  • the insurance companies, but it is a crisis.
  • I own one commercial building, and my insurance rate in 2023 was $42,000. In 2024, it was $109,000.
  • , but yet they have a mortgage, they have to have insurance.
Summary: The committee meeting, focused primarily on the ongoing regulatory reforms following the recent weather-related crises, commenced with the introduction of Thomas Gleason as the new Chairman of the Public Utility Commission of Texas. The Chairman emphasized the need for resilience and proactive measures to improve infrastructure and communications among utility companies, especially in light of recent disasters that impacted service delivery. High-level discussions revolved around HB1500, which mandates stronger oversight and accountability mechanisms for ERCOT, pushing the commission to enhance its monitoring capacity. Several topics of concern, including vegetation management and cost distribution among consumers, were highlighted as priorities moving forward.
TX

Texas 2025 - 89th Regular

Intergovernmental Affairs Apr 8th, 2025 at 08:00 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Affordable Housing Corporation, which manages this program, leverages private donations and issues tax-exempt
  • Depending on the insurance also, if they...
Summary: The meeting of the Intergovernmental Affairs Committee featured significant discussions surrounding three key bills: HB158, HB1630, and HB3509. Representative Raymond presented HB158, a proposal to reutilize surplus government properties for veteran and low-income family housing, emphasizing the need for permanent housing solutions in Texas. The discussion also touched on the fiscal implications of the bill and potential housing resources. In another session, HB1630 was put forward to make social workers eligible for the Homes for Texas Heroes Home Loan Program, addressing the ongoing housing affordability crisis faced by many Americans, particularly younger generations. This bill garnered bipartisan support, showcasing the committee's collective awareness of the housing challenges impacting essential workers in the community. Lastly, Representative Enchia introduced HB3509, focused on Tourism Public Improvement Districts (TPIDs), which help collect revenue through hotel self-assessments to promote local tourism. This bill aims to enhance competitiveness for conventions in Texas and made clarifications for ease of creating and managing these districts. The committee received various public testimonies expressing support and concerns about the proposed bills. The meeting highlighted the committee's dedication to addressing housing and economic development challenges within Texas, closing with an invitation for further committee discussions and public input.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) Apr 10th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • to liability exposure or high insurance premiums.
  • The official investigation exemption in the bill, without
Summary: The Committee on State Affairs convened for a detailed examination of SB1065. The session was marked by comprehensive discussions surrounding the potential implications of this legislation. Members engaged in dialogue regarding the bill's objectives, with presentations from the bill's author and various stakeholders, highlighting differing perspectives on its necessity and impact. Public input was also sought, allowing for a range of opinions to be expressed, which enriched the deliberative process. Notably, Senator Haldeman emphasized the importance of the bill for improving community resources and addressing urgent needs in public services.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) Apr 3rd, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • Student health insurance is often costly with high

  • ...as a resource from the Department of Insurance if needed
  • Still, quite a few do not have insurance or their

  • Requiring insurance coverage allows students to focus on their studies.
  • Self-funded options, as a general matter, cut out that middleman of the insurer and allow for.
Summary: The meeting of the Senate Committee on Education covered various significant bills focused primarily on improving educational accessibility and accountability in Texas. Notably, Senate Bill 2252, aimed at supporting kindergarten readiness and early literacy, received a commendable endorsement from the committee, showcasing a unifying approach towards enhancing foundational education. Additionally, Senate Bill 1962, concerning public school accountability, stirred proactive discussions about the challenges faced by school systems, further bringing forth various stakeholder insights during public testimony. The atmosphere remained engaged as committee members debated the efficacy and implications of each proposal, reflecting a strong commitment to enhancing educational standards across the state. As the meeting progressed, various senators championed their respective bills, emphasizing the importance of flexibility in standardized college entrance exams as highlighted in Senate Bill 1241. The bill proposes to expand acceptable exams beyond the traditional SAT and ACT, reflecting a modernized approach to student assessments. Senators and representatives from key educational organizations contributed testimony, solidifying support for such measures while advocating for the continuous dialogue on educational reforms. With multiple bills reported favorably to the full Senate, the session exemplified a dedicated effort towards fostering educational advancements in Texas.
TX

Texas 2025 - 89th Regular

Senate Committee on Education K-16 Apr 3rd, 2025 at 09:00 am

Senate Education K-16 Committee

Transcript Highlights:
  • As Senator Kolkhorst noted, things such as insurance

  • something the insurance code is currently silent on.
  • Student health insurance is often costly with high premiums, deductibles, and out-of-pocket expenses.
  • Still, quite a few do not have insurance, or their coverage is in Texas; for example, they might have
  • Requiring insurance coverage allows students to focus on their studies and graduate without having to
Summary: The meeting focused on significant education reform, particularly the transition of the University of Houston-Victoria into the Texas A&M system. Senator Kohlkorst led the discussions, highlighting the historical context of the partnership and the challenges ahead in transitioning governance, especially regarding accreditation and technical support. Community leaders expressed their support, emphasizing the need for alignment with regional industry needs to enhance educational programs that would ultimately benefit both students and the local economy. Notably, testimony from James Hallmark and Dwayne Crocker highlighted both the potential growth for the region and the collaborative spirit of the involved institutions in implementing this transition.
TX
Transcript Highlights:
  • marker="31" data-time="180"> It may be used for construction; the builder or developer must obtain insurance
  • or a surety bond from an insurer licensed in Texas, covering 100% of the deposits used for construction
  • by the home builder for construction of a home, and there is no requirement for a surety bond or insurance
  • Only the best projects and the most creditworthy developers will be able to qualify for surety insurance
  • insurance policy.
Summary: The meeting of the Committee on Trade, Workforce, and Economic Development featured critical discussions surrounding several proposed bills, including SB1333, HB4876, and HB5567. Notably, the committee focused on issues related to property rights and squatting, with testimony emphasizing the urgent need for legislation to streamline the eviction process for squatters. Several witnesses, including representatives from various organizations, voiced strong support for SB1333, arguing that the current legal remedies are inadequate and contribute to escalating property disputes and community issues. Meanwhile, HB4876 aimed to address housing availability by allowing the use of escrow deposits for construction, which supporters believe will facilitate condominium development and ease the housing crisis in Texas. Finally, the committee adjourned after leaving several bills pending for further discussion, indicating the complexity and importance of these legislative efforts.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 23rd, 2025 at 10:04 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • and insurance.
  • This is a defense to prosecution, rather than an exemption
  • Simply what the bill is saying is that this would exempt
Summary: The committee meeting was primarily focused on discussing measures to address family violence in Texas through legislative initiatives. One of the most significant pieces of legislation discussed was HB4155, which aims to establish a Family Violence Criminal Homicide Prevention Task Force. This task force is designed to analyze risk factors and develop actionable solutions for reducing family violence homicides in the state. Representative Manuel presented this bill, highlighting the alarming statistics that revealed a critical crisis in family violence. Members engaged in a thorough discussion about the bill's implications and the importance of coordinated state-wide efforts to tackle this issue effectively.
TX

Texas 2025 - 89th 1st C.S.

Disaster Preparedness & Flooding, Select Aug 5th, 2025 at 03:08 pm

House Disaster Preparedness & Flooding, Select Committee

Transcript Highlights:
  • A lot of these camps got a FEMA exemption to get them cut
  • out so that they could get insurance.
  • "4626"> probably do, but what about any additional hours that they have to take, or would they be exempt
Bills: HB2, HB1, HB18, HB19, HB20
Summary: The meeting focused heavily on disaster preparedness and management strategies in response to recent catastrophic events in Texas, particularly concerning House Bills related to flood response and communication infrastructure. Notably, House Bill 19 was introduced to mandate that campgrounds in flood-prone areas develop actionable flood plans to ensure safety during emergencies. Stakeholders voiced strong support for the bill, emphasizing its importance for child safety in recreational areas. Additionally, House Bill 18 aimed at improving emergency communication systems received considerable attention, as members raised concerns about the need for efficient and interoperable communication during disasters. Similar themes of ensuring preparedness and safeguarding communities were echoed throughout the discussions, with experts and witnesses providing impactful testimony on the challenges confronted during recent flooding incidents in Kerr County.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) May 15th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • I think a study on the impact of insurance costs for our schools and really for our families and for
  • is trying to figure out what to do about insurance costs.
  • Yes, we have an insurance commissioner, but there are not a lot of teeth in that position.
  • and then of course, you know, costs associated with health insurance and everything.
  • Construction costs have gone up exponentially because of labor, insurance, and material costs.
Bills: HB2
Summary: The meeting focused prominently on the discussions surrounding HB2, which entails significant investments in public education and aims to reform funding mechanisms to better support students and teachers. Multiple stakeholders, including educators and policymakers, conveyed their support while also voicing concerns about the bill's potential shortcomings. Witnesses discussed the urgent need for increased funding for special education and the necessity of expanding pre-K eligibility for students with disabilities. The testimony highlighted the historical context of the funding model and emphasized the importance of creating equitable solutions for all public school districts.
TX

Texas 2025 - 89th Regular

Energy Resources Mar 24th, 2025 at 11:00 am

House Energy Resources Committee

Transcript Highlights:
  • The Railroad Commission has allowed operators to continue to file shut-in permits and exemptions indefinitely
  • entities receiving the potentially hazardous product, no bond requirement, no minimum capitalization or insurance
  • the risk associated with this industry can be adequately addressed by contractual negotiation and insurance
  • Those items can be contracted for, and insurance can play a role.
  • Liability or liability insurance that farms and ranchers
Summary: The meeting of the committee focused on the discussion and advancement of several key bills, notably HB1285, HB2890, HB1971, and HB1169. Chairman Darby opened the session by presenting HB2890, addressing the economic impact of liquefied natural gas (LNG) exports, particularly in light of recent federal pauses on LNG projects which have affected Texas significantly. The committee heard testimonies regarding the necessity of increasing communication between Gulf states to protect the industry, illustrating the importance of unified action against federal regulations that may harm Texas's LNG sector.
TX
Transcript Highlights:
  • What about insurance coverage? Was it mentioned?
  • This bill doesn't provide or deal with the issue of insurance coverage.
  • We can go to the agency as we could be the second payer if we need to, if they're claiming it on insurance
  • Oversight has since shifted to the Department of Insurance, which now manages them through grant oversight
  • subsidizing commercial insurance costs instead of providing
Summary: The meeting of the Health and Human Services Committee covered a variety of bills primarily focused on health care service enhancements and legal protections for employees. A notable discussion surrounded HB50, which aims to integrate HIV testing into routine STD screenings, a topic that received unanimous backing due to its potential to reduce the transmission of the virus. There was also significant dialogue around HB2399, which requires courts to provide detailed findings when making safety determinations regarding children's placements, further ensuring transparency and clarity in decision-making processes. The committee deliberated on various aspects of health care accessibility, particularly regarding individuals with intellectual and developmental disabilities, as well as legislative measures to protect family services workers from damages caused in the line of duty. The session was characterized by thoughtful engagement from committee members and testimonies from various stakeholders.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Mar 19th, 2025 at 10:30 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • They're trying to invoke insurance policies and are trying to invoke deep pockets.
  • When they succeed in invoking insurance policies, that's great, all of our insurance rates shoot up,
  • my insurance doubled.
  • My insurance was already costly and...
  • In some cases, our insurance company.
Summary: The meeting of the committee focused on various legislative proposals, with significant discussions surrounding bills aimed at enhancing legal protections for citizens and jury privacy. Notably, House Bill 1110, presented by Chairman Shaheen, addresses safeguards for citizens reporting suspicious activities, ensuring they are protected from legal repercussions when acting in good faith. There was unanimous support for HB 349, which relates to civil liabilities associated with removing individuals from vehicles, illustrating the committee's commitment to providing social protections amid rising concerns around public safety.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) Apr 1st, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • It lists a number of situations in which there is an exemption, and while we think we get with the...
  • ...insurance where they're going to stay for some time.
  • ="7488"> and non-certified teachers to fill workforce gaps by phasing out teacher certification exemptions
  • commend Chair Creighton for several provisions, including prohibiting districts of innovation from exempting
  • The flags exempted in this bill are neutral. The pride flag is not.
Summary: The committee meeting primarily addressed several education-related bills, notably focusing on strengthening teacher certification pathways and accountability measures within the Texas school system. Notable discussions revolved around Senate Bills 2252 and 2253, which aim to enhance early education and teacher preparation programs. Participants included various committee members who debated the merits of each bill and carefully considered public testimony that presented both support and concerns regarding the implications of the proposed legislation.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 14th, 2025 at 02:04 pm

Texas House Floor Meeting

Transcript Highlights:
  • I know that there are insurance policies paid for by the Athletic Department, with a gentleman named
  • " data-time="7668">For the Committee on Higher Education, SB 1415 by Hughes relates to the sales exemption
Summary: The committee meeting was marked by significant discussions surrounding several House Bills, particularly focusing on topics such as the payment for college athletes and the commemoration of veterans. HB290 was passed with a vote of 115 to 29, while HB300, aimed at updating the Texas Armed Services Scholarship Program, garnered unanimous support with 147 votes in favor. A notable moment came during the discussion of HB2143, which proposed to dedicate a segment of a farm-to-market road in honor of Army Specialist Joey Lenz, eliciting heartfelt responses from members as they recognized his sacrifice and service to the country. Overall, the meeting included both procedural motions and passionate debates on the implications of the proposed legislation.

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